Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 190-981?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 190-981: IBM Lotus Notes Domino 8.5 Building the Infrastructure Prüfung.

2022 Updated Actual 190-981 questions as experienced in Test Center

Laden Sie 190-981 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

IBM Lotus Notes Domino 8.5 Building the Infrastructure real questions with Latest 190-981 practice tests | https://www.easyfinanz.cc/

Lotus 190-981 : IBM Lotus Notes Domino 8.5 Building the test Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
190-981 test Dumps | Latest Braindumps with actual Questions

Real Questions from Latest courses of 190-981 - Updated Daily - 100% Pass Guarantee



190-981 demo Questions : Download 100% Free 190-981 test Dumps (PDF and VCE)

Exam Number : 190-981
Exam Name : IBM Lotus Notes Domino 8.5 Building the Infrastructure
Vendor Name : Lotus
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Free Free test PDF of 190-981 test strong obtain url
killexams.com present most recent, legitimate and up thus far Pass4sure practice test together with actual Assessment Questions and also Answers for existing subjects of Lotus 190-981 Assessment. Practice the actual Queries and Advice to enhance your understanding and pass your test with High report. They are ensuring your achievement in the Check Center, addressing each of the courses of test and Boost your Knowledge of the 190-981 exam. Pass with their exact inquiries.

A number of people obtain and waste materials their work-time to retain free 190-981 Exam Cram LIBRO ELECTRONICO from internet and carry out put their particular great efforts to read all those outdated concerns. They often try to avoid wasting small amount of funds Exam Cram charge and chance entire work-time and examination fee. Nearly all of those people fail their particular 190-981 examination. This is even though, they invested time about outdated concerns and replies 190-981 examination course, aims and matters remain transforming by Lotus. For this reason continuous Free PDF update is needed otherwise, you will observe totally different concerns and replies at examination sheet. That is a major problem with free LIBRO ELECTRONICO on internet. Also, you can not exercise those concerns with just about any test sim. You just waste materials lot of solutions on past content. Many of us suggest the best situations, Check out killexams.com to obtain free Latest Topics before you invest in. Have a look in addition to review the alterations in the examination topics. And then make your judgement to apply for whole version regarding 190-981 Free PDF. You are going to surprise whenever you will see the questions on true test monitor.

They have numerous candidates which pass 190-981 test with your Latest Topics along with a good credit score. All of them are in the their individual organizations from good jobs as skilled and gaining a lot. This is not just because, these people read their own 190-981 boot camp, they enhance their particular knowledge in addition to experience. They will work within real natural environment in organization as an specialists. They do not get focus on merely passing 190-981 test with your questions in addition to answers, however really strengthen knowledge about 190-981 courses in addition to objectives. This is why people be successful.

If you are looking within Passing often the Lotus 190-981 test to secure a high forking over job, you must visit killexams.com in addition to register to help obtain whole 190-981 Free PDF. You will discover huge number of proefficinents working to acquire 190-981 actual test concerns at killexams.com. You might IBM Lotus Notes Domino 8.5 Building the Infrastructure examination questions in addition to VCE examination simulator to ensure you complete 190-981 examination. You will be able to help obtain kept up to date and authentic 190-981 examination questions any time you login back. There are several businesses in the market, offering 190-981 Test Prep but authentic and most current 2022 informed 190-981 Latest Topics is not cost-free. Think twice prior to deciding to rely on Free of charge 190-981 Free test PDF provided online.

Features of Killexams 190-981 Latest Topics
-> Instant 190-981 Exam Cram obtain Access
-> Detailed 190-981 Issues and Responses
-> 98% Accomplishment Rate regarding 190-981 Test
-> Guaranteed Precise 190-981 examination questions
-> 190-981 Questions Up to date on Frequent basis
-> Appropriate and 2022 Updated 190-981 test Puts
-> 100% Lightweight 190-981 Test Files
-> Total featured 190-981 VCE Test Simulator
-> Absolutely no Limit about 190-981 Test obtain Gain access to
-> Great Vouchers
-> 100% Guaranteed obtain Bank account
-> 100% Discretion Ensured
-> fully Success Assure
-> 100% Free of charge Practice Test model Questions
-> Absolutely no Hidden Price
-> No Once a month Charges
-> Absolutely no Automatic Bank account Renewal
-> 190-981 test Up-date Intimation by means of Email
-> Free of charge Technical Support

test Depth at: https://killexams.com/pass4sure/exam-detail/190-981
Pricing Information at: https://killexams.com/exam-price-comparison/190-981
See Full List: https://killexams.com/vendors-exam-list

Discounted Coupon about Full 190-981 Questions and Answers Exam Cram;
WC2020: 60% Toned Discount on each of your test
PROF17: 10% Further more Discount about Value A lot more than $69
DEAL17: 15% Further more Discount about Value A lot more than $99







190-981 test Format | 190-981 Course Contents | 190-981 Course Outline | 190-981 test Syllabus | 190-981 test Objectives




Killexams Review | Reputation | Testimonials | Feedback


Do you need actual test questions of 190-981 test to pass the exam?
I never expected I could be the use of brain dumps for extreme IT exams (I became always an honors student, lol), but as your profession progresses and you've got extra obligations, together with your family, finding time and money to prepare to your tests get harder and more difficult. Yet, to provide for your family, you want to maintain your career and know-how development... So, perplexed and a little responsible, I ordered the killexams.com bundle. It lived as much as my expectancies, as I passed the 190-981 test with a perfectly correct score. The fact is, they do offer you real 190-981 test Questions Answers - which is precisely what they promise. But the coolest information also is, that the statistics you cram to your test stay with you. do not all of us love the question and answers layout because of that So, some months later, once I received a huge advertising with even bigger obligations, I often discover myself drawing from the information I got from Killexams. So it additionally allows ultimately, so I do not experience that guilty anymore.


Where can i get help to read and pass 190-981 exam?
The crew in the back of killexams.com needs to severely pat their return for an activity well achieved! I have no doubts whilst pronouncing that with killexams, there is no way which you do not get to be a 190-981. truly recommending it to the others and all of the Great for the future you guys! What a notable test time has it been with the help of 190-981 available at the internet site. You had been like a chum, a true buddy indeed.


Observed all 190-981 Questions in Latest dumps that I read.
Well, I used to spend a maximum of my time browsing on the internet but it turned into not all to no end because it was my browsing that added me to killexams.com right earlier than my 190-981 exam. Coming here became the best aspect that passed off to me since it was given me test correctly and therefore put up a very good performance in my exams.


No questions asked that was out of these 190-981 dumps.
At last, my score of 90% was more than desire. At the point when the test 190-981 was only 1 week away, my planning was in an indiscriminate condition. I expected that I would need to retake in the event of disappointment to get 80% pass scores. Taking after a colleague's recommendation, I bought the Questions Answers from killexams.com and could take a moderate arrangement by generally composed material.


No problem! 24 hrs preparation of 190-981 test is required.
Fine one, it made the 190-981 smooth for me. I used killexams.com and passed my 190-981 exam.


Lotus 8.5 teaching



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is hundred percent legit and also fully well-performing. There are several benefits that makes killexams.com authentic and authentic. It provides knowledgeable and hundred percent valid test dumps formulated with real exams questions and answers. Price is extremely low as compared to the majority of the services on internet. The Questions Answers are refreshed on frequent basis through most accurate brain dumps. Killexams account method and device delivery is quite fast. Data file downloading is definitely unlimited and really fast. Guidance is avaiable via Livechat and Email. These are the characteristics that makes killexams.com a robust website that supply test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




1Y0-403 Test Prep | 4A0-100 pass marks | 98-388 mock test | 1Z0-900 past bar exams | HPE6-A68 test dumps | ACLS prep questions | HPE6-A48 Free test PDF | AWS-CSS cheat sheet | HPE6-A41 dumps | Mulesoft-CD test answers | H12-521_V1.0-ENU cram | MB-920 test preparation | H31-421-ENU practice questions | CLO-002 questions obtain | RACP real questions | EX407 study guide | DEX-450 test test | PSE-Strata practice test | XK0-004 study guide | CCA175 PDF Braindumps |


190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure boot camp
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Dumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test dumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Latest Topics
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information hunger
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test success
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure course outline
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test format
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure study help
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure braindumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Latest Questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure PDF Download
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information hunger
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure PDF Download
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test Questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure education
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure dumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure braindumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information source
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure answers
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure PDF Download
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure book
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Free test PDF
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure study help
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information hunger
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure outline
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure study help
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Question Bank
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure exam
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Questions and Answers
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure education
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure PDF Dumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Dumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure techniques
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test Questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure braindumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure actual Questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure PDF Download
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure course outline
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information source
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Free test PDF
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information source
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure learning
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure information search
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure learn
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Free test PDF
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure actual Questions
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure Questions and Answers
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure book
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure test format
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure braindumps
190-981 - IBM Lotus Notes Domino 8.5 Building the Infrastructure guide



Best Certification test Dumps You Ever Experienced


LOT-410 questions obtain | 190-950 test test | 190-805 practical test | 190-804 practice test | 190-959 test papers | 190-832 questions answers | 190-803 practice questions | 190-836 test Questions | 190-980 PDF Questions | 190-802 real questions | 190-841 dump | 190-955 free pdf | 190-840 test test | 190-982 pdf obtain | 190-800 mock test | 190-849 test tips | 190-848 practice test | 190-835 online test | 190-834 braindumps | 190-983 practice questions |





References :


https://www.4shared.com/video/0VIpE1x-ea/190-981.html
https://arfansaleemfan.blogspot.com/2020/09/190-981-ibm-lotus-notes-domino-85.html
https://drp.mk/i/FWRCfPFhZj
https://www.4shared.com/office/f1ZxoGDNea/IBM-Lotus-Notes-Domino-8-5-Bui.html
https://ello.co/killexamz/post/7lmkbn_ekdhtnvwnqf0pna
http://ge.tt/3VaTqn83
https://sites.google.com/view/killexams-190-981-free-pdf
https://www.coursehero.com/file/75988106/IBM-Lotus-Notes-Domino-8-5-Building-the-Infrastructure-190-981pdf/
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-1d096a54-ea41-4862-8ada-9ea53ed5e8c3/fv-18223ede-a8c4-4d5c-b3f4-00346d850192/IBM-Lotus-Notes-Domino-8-5-Building-the-Infrastructure-(190-981).pdf#pageThumbnail-1
https://youtu.be/w-6z2oeLr9g
https://www.clipsharelive.com/video/5086/190-981-ibm-lotus-notes-domino-8-5-building-the-infrastructure-practice-test-by-killexams-com
https://killexams-190-981.jimdofree.com/
https://justpaste.it/190-981
https://www.instapaper.com/read/1397378514
http://feeds.feedburner.com/Pass4sureNs0-131PracticeTestsWithRealQuestions
http://killexams.decksrusct.com/blog/certification-exam-dumps/190-981-ibm-lotus-notes-domino-8-5-building-the-infrastructure-2021-updated-questions-and-answers-by-killexams-com/
https://files.fm/f/g7nbzhmph



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

190-981 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

190-981 Reviews

100% Valid and Up to Date 190-981 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug