Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 1Z0-338?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 1Z0-338: Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Prüfung.

2022 Updated Actual 1Z0-338 questions as experienced in Test Center

Laden Sie 1Z0-338 Übungstest und aktuelle Fragen herunter | easyfinanz

Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen actual questions with Latest 1Z0-338 practice exams | https://www.easyfinanz.cc/

Oracle 1Z0-338 : Oracle Exadata Database Machine and exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2022 Updated Syllabus
1Z0-338 real qeustions | Latest Braindumps with real Questions

Real Questions from Latest syllabus of 1Z0-338 - Updated Daily - 100% Pass Guarantee



1Z0-338 trial Questions : Download 100% Free 1Z0-338 real qeustions (PDF and VCE)

Exam Number : 1Z0-338
Exam Name : Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen
Vendor Name : Oracle
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Click along with obtain 1Z0-338 exam Study Guide and Real exam Questions to pass genuine test.
killexams.com 1Z0-338 Latest Questions offers you both that you have to take the Certified examination. They offer totally free 1Z0-338 Exam dumps to be able to obtain as well as evaluate. The Oracle 1Z0-338 exam will provide you exam queries with good answers which reflect the real exam. They all at killexams.com are produced game strategies to attract you to finish off your 1Z0-338 test along with good levels.

If you think that you are confident inside Passing this Oracle 1Z0-338 test to locate a great job, someone needs to join at killexams.com. There are various professionals wanting to accumulate 1Z0-338 true test out questions about killexams.com. A person are certain to get Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen test out questions to be sure that you pass 1Z0-338 examination. You can possibly acquire updated 1Z0-338 test questions every interval with 100 % Price free of charge. There are usually some institutions supplying 1Z0-338 Exam Cram however Genuine and 2022 Updated 1Z0-338 Practice Questions is absolutely the major problem. Reexamine killexams.com prior to you rely on Totally free 1Z0-338 Latest Topics available on the net.

You can acquire 1Z0-338 Exam Cram PDF any kind of time kind of mobile phone device as well as computer to view plus remember the real 1Z0-338 questions whilst a person is inside particular midst of a couple of recreations as well as traveling. This would create beneficial your without cost time and someone will get a much bigger chance to examine 1Z0-338 inquiries. Practice 1Z0-338 Latest Topics using VCE test simulator over and over before getting a 100 % rating. Whenever you really feel confident, straight go up to examination midst for genuine 1Z0-338 test.

Features of Killexams 1Z0-338 Latest Topics
-> Instant 1Z0-338 Latest Topics acquire Access
-> Extensive 1Z0-338 Queries and Advice
-> 98% Good results Rate regarding 1Z0-338 Assessment
-> Guaranteed True 1Z0-338 test questions
-> 1Z0-338 Questions Kept up to date on Typical basis.
-> Legitimate and 2022 Updated 1Z0-338 exam Deposits
-> 100% Transportable 1Z0-338 Assessment Files
-> Total featured 1Z0-338 VCE Assessment Simulator
-> Simply no Limit about 1Z0-338 Assessment obtain Entry
-> Great Vouchers
-> 100% Tacked down obtain Consideration
-> 100% Privacy Ensured
-> 100 % Success Ensure
-> 100% No cost Exam Cram structure Questions
-> Simply no Hidden Expense
-> No Regular monthly Charges
-> Simply no Automatic Consideration Renewal
-> 1Z0-338 exam Revise Intimation by means of Email
-> No cost Technical Support

Discount Coupon code on Total 1Z0-338 Latest Topics PDF Questions;
WC2020: 60 per cent Flat Price cut on each test
PROF17: 10% Further Price cut on Benefit Greater than $69
DEAL17: 15% Further Price cut on Benefit Greater than 99 dollars







1Z0-338 exam Format | 1Z0-338 Course Contents | 1Z0-338 Course Outline | 1Z0-338 exam Syllabus | 1Z0-338 exam Objectives


Exam Title: Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essentials
Exam Number: 1Z0-338
Format: Multiple Choice
Duration: 120 Minutes
Number of Questions: 71
Passing Score: 63%
Validated Against: Exam has been validated against Oracle Exadata Database Machine X6.

Oracle Database Software

- Configure and administer a basic database using Oracle features and functions
- Tune the Oracle database for performance in common use case scenarios

Administration and Configuration

- Compress data using Advanced Compression and Hybrid Columnar Compression
- Use network configuration options
- Create and configure Automatic Storage Management disk groups using Exadata
- Explain the impact of various diskgroup failure group choices
- Install software onto the Exadata Database Machine
- Describe various tasks that can be done with the Integrated Lights Out Management (ILOM) console
- Reconfigure a 1/8th rack into a 1/4 rack
- Describe network components in Exadata
- Create a database snapshot on Exadata for testing purposes

High Availability

- Describe Oracle's recommended guidelines for high availability configurations on Exadata
- Identify failure scenarios and implement recovery procedures
- Install high availability software onto the Exadata Database Machine
- Software Maintenance
- Describe software components
- Locate patches for Exadata
- Apply Oracle recommendations to the patching process for Exadata
- Describe the Oracle Configuration Manager
- Explain how to perform planned maintenance of the Exadata machine
- Describe how to use the Oracle Exadata Deployment Assistant to create virtual machines on Exadata

Resource Management

- Set up instance caging
- Manage I/O on Exadata

Exadata in the Cloud

- Describe the Oracle Exadata Cloud Service provisioning process
- Configure backup and recovery on the Exadata Cloud Service
- Administer the Oracle Database on the Exadata Cloud Service
- Administer the Oracle Database on the Exadata Cloud Machine

Oracle Exadata Architecture

- Describe offloading processing
- Describe the architecture used by Oracle Exadata software
- Use Smart Flash Cache
- Enable Flash Cache Write Back
- Enable Advanced Compression and Hybrid Columnar Compression on Exadata tables
- Describe storage indexes
- Describe Oracle recommended configurations for High Availability configurations
- Enable parallelism for Data Warehouse workloads
- Describe database and Automatic Storage Management-Scoped Security Cconcepts
- Describe the Power Distribution Unit
- Describe memory capabilities of different models
- Describe the importance and use of In-Memory Fault Tolerance in the Exadata Database Machine
- Explain the differences between the types of storage servers available on the Exadata Database Machine

Backup and Recovery

- Create a backup plan for Exadata
- Implement recovery procedures on different failure scenarios
- Describe troubleshooting tasks for backup and recovery processes
- Describe how the Exadata Storage Servers are backed up internally

Monitoring

- Install an Enterprise Manager Exadata Monitoring plug-in
- Set up an agent, plugin, and Exadata target for Enterprise Manager Cloud Control
- Monitor the storage cell using Cell Command Line Interface and Distributed Command Line Interface
- Describe the purpose and uses for Simple Network Management Protocol (SNMP), Intelligent Platform Management Interface (IPMI) and Integrated Lights Out Management for a DB machine
- Use osWatcher and iostat to monitor the Database Machine operating system
- Use exacli and dbcli to monitor storage cells

Bulk Loading and Migration

- Use Database File System (DBFS) to perform bulk loading operations
- Use the ASM Cluster File System (ACFS) to perform bulk data loading operations
- Configure a Database for staging input data files
- Use external tables for data loads
- Describe migration strategies for Exadata
- Explain Oracle recommendations on how to choose a migration strategy

Support

- Set up an Automatic Service Request (ASR) on the Database Machine
- Explain the ASR configuration process
- Describe implementation requirements for Platinum Support



Killexams Review | Reputation | Testimonials | Feedback


I got Awesome Questions and Answers for my 1Z0-338 exam.
I passed this exam with killexams.com and have these days acquired my 1Z0-338 certificates. I did all my certifications with Killexams, so I can not exam what it is like to take an exam with/without it. Yet, the reality that I preserve coming again for his or her bundles indicates that I am glad about this exam solution. I like being able to exercise on my pc, in the consolation of my domestic, specifically when the extensive majority of the questions performing at the exam are the same as what you noticed in your exam simulator at domestic. way to Killexams, I got up to the professional stage. Thank you Killexams.


Shop your money and time, have a study these 1Z0-338 Questions and Answers and take the exam.
The Dumps furnished with the assistance of killexams.com was an extraordinary thing. I got 92% imprints in the genuine 1Z0-338 exam. All FICO exam is going to you people that gave me 1Z0-338 dump with genuine inquiries. It is hard to get an exceptional accomplishment like this of all time. much obliged for all that you gave to me. I will genuinely support it to all.


These 1Z0-338 braindumps works great within the real test.
This is a valid and dependable resource, with real 1Z0-338 questions and accurate answers. The exam simulator works very smoothly. With extra info and suitable customer support, this is an incredibly desirable provide. No free random braindumps available online can exam with the fine and the coolest enjoy I had with Killexams. I passed with a truly excessive score, so I am telling this primarily based on my private experience.


Passing 1Z0-338 exam is simply click away!
I was looking for valid 1Z0-338 dumps to correct all my errors in the 1Z0-338 exam. During my search for dump, I found that killexams.com was the Great one, which is one among the reputed company. It helps to carry out the exam better than others. I got satisfied that it was a completely informative Questions and Answers dump to get knowledge. It is ever Great supporting material for the 1Z0-338 exam.


Believe it or not, Just try 1Z0-338 dumps once!
Recently I purchased your certification bundle and studied it thoroughly. Last week I passed the 1Z0-338 and obtained my certification. killexams.com online exam simulator was a top-notch device to put together the exam. That improved my self-assurance and I easily passed the certification exam! Highly endorsed!!! As I had less than one week left for exam 1Z0-338, I frantically searched for a few unique contents and stopped at killexams.com questions and answers. It changed into formed with short query-answers that were easy to understand. Within one week, I analyze as many questions as possible. In the exam, it becomes clear for me to control 83% score 50/60 accurate answers in due time. killexams.com changed into a great Answer for me. Thanks.


Oracle Database exam format

Obviously it is hard task to pick solid certification Questions and Answers concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning real qeustions update and validity. The vast majority of customers scam by resellers come to us for the real qeustions and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is 100% legit along with fully trustworthy. There are several features that makes killexams.com genuine and legitimized. It provides up-to-date and 100% valid real qeustions made up of real exams questions and answers. Price is surprisingly low as compared to almost all the services online. The Questions and Answers are up-to-date on frequent basis utilizing most exact brain dumps. Killexams account make and solution delivery is extremely fast. Report downloading is usually unlimited and intensely fast. Help is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a robust website which provide real qeustions with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions and Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. real qeustions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your obtain Account. You can obtain Premium real qeustions files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




NCS-Core free pdf | iSAQB-CPSA-F Dumps | C1000-012 study guide | 500-215 study questions | MB-910 trial questions | C2090-558 online exam | 2V0-21.21 braindumps | 2V0-31.21 exam Cram | CIMAPRA19-F03-1-ENG dumps | ITIL-4-FOUNDATION Latest syllabus | 2V0-21.20 mock questions | AEMT training material | CWNA-107 obtain | PCCSA Latest Questions | Gsuite pdf obtain | E20-375 past exams | AHIMA-CCS Test Prep | LSAT-Logical-Reasoning free pdf | DCPDS braindumps | RACP Questions and Answers |


1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Practice Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen real questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen PDF Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen cheat sheet
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen teaching
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen syllabus
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen syllabus
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Practice Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam dumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen test
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen teaching
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen test
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen test
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Study Guide
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen learning
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam Braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen teaching
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen answers
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Study Guide
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen learn
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Questions and Answers
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen study help
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Questions and Answers
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen test prep
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Free PDF
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen guide
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen dumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen course outline
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen testing
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen outline
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen outline
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen braindumps
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam success
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Test Prep
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Test Prep
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Question Bank
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen real Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen book
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Practice Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen information source
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen exam Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen tricks
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen Latest Questions
1Z0-338 - Oracle Exadata Database Machine and Cloud Service 2017 Implementation Essen certification



Best Certification real qeustions You Ever Experienced


1Z1-051 trial questions | 1Z0-868 past exams | 1Z0-548 study material | 1Z0-936 exam questions | 1Z0-404 actual questions | 1Z0-862 Real exam Questions | 1Z0-042 test example | 1Z0-219 certification trial | 1Z0-482 braindumps | 1Z0-058 model question | 1Z0-988 obtain | 1Z0-265 brain dumps | 1Z0-131 exam papers | 1Z0-500 actual questions | 1Z0-330 Dumps | 1Z1-821 cheat sheet pdf | 1Z0-864 exam answers | 1Z0-588 brain dumps | 1Z0-1085-20 english test questions | 1Z0-533 test trial |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

1Z0-338 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

1Z0-338 Reviews

100% Valid and Up to Date 1Z0-338 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug