Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : 312-38
Exam Name : EC-Council Certified Network Defender
Vendor Name : EC-Council
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Exam Title : EC-Council Certified Network Defender (CND)
Exam ID : 312-38
Exam Duration : 240 mins
Questions in test : 100
Passing Score : 70%
Official Training : Courseware OR ECC test Center
Exam Center : Pearson VUE
Real Questions : EC-Council CND Real Questions
VCE practice test : EC-Council 312-38 Certification VCE Practice Test

The Certified Network Defender (CND) certification program focuses on creating Network Administrators who are trained on protecting, detecting and responding to the threats on the network. Network administrators are usually familiar with network components, traffic, performance and utilization, network topology, location of each system, security policy, etc. A CND will get the fundamental understanding of the true construct of data transfer, network technologies, software technologies so that the they understand how networks operate, understand what software is automating and how to analyze the subject material. In addition, network defense fundamentals, the application of network security controls, protocols, perimeter appliances, secure IDS, VPN and firewall configuration, intricacies of network traffic signature, analysis and vulnerability scanning are also covered which will help the Network Administrator design greater network security policies and successful incident response plans.

CND is a skills-based, lab intensive program based on a job-task analysis and cybersecurity education framework presented by the National Initiative of Cybersecurity Education (NICE).

About the Exam
Number of Questions: 100
Test Duration: 4 Hours
Test Format: Multiple Choice
Test Delivery: ECC EXAM
Exam Prefix: 312-38 (ECC EXAM)

In order to maintain the high integrity of their certifications exams, EC-Council Exams are provided in multiple forms (I.e. different question banks). Each form is carefully analyzed through beta testing with an appropriate trial group under the purview of a committee of subject matter experts that ensure that each of their exams not only has academic rigor but also has “real world” applicability. They also have a process to determine the difficulty rating of each question. The individual rating then contributes to an overall “Cut Score” for each test form. To ensure each form has equal test standards, cut scores are set on a “per test form” basis. Depending on which test form is challenged, cut scores can range from 60% to 85%

Network administrators spends a lot of time with network environments, and are familiar with network components, traffic, performance and utilization, network topology, location of each system, security policy, etc.

So, organizations can be much better in defending themselves from vicious attacks if the IT and network administrators equipped with adequate network security skills .Thus Network administrator can play a significant role in network defense and become first line of defense for any organizations.

There is no proper tactical network security training that is made available for network administrators which provides them core network security skills.
Computer Network and Defense Fundamentals
- Understanding computer network
- Describing OSI and TCP/IP network Models
- Comparing OSI and TCP/IP network Models
- Understanding different types of networks
- Describing various network topologies
- Understanding various network components
- Explaining various protocols in TCP/IP protocol stack
- Explaining IP addressing concept
- Understanding Computer Network Defense(CND)
- Describing fundamental CND attributes
- Describing CND elements
- Describing CND process and Approaches 5%
Network Security Threats, Vulnerabilities, and Attacks
- Understanding threat, attack, and vulnerability
- Discussing network security concerns
- Reasons behind network security concerns
- Effect of network security breach on business continuity
- Understanding different types of network threats
- Understanding different types of network security vulnerabilities
- Understanding different types of network attacks
- Describing various network attacks 5%
Network Security Controls, Protocols, and Devices
- Understanding fundamental elements of network security
- Explaining network access control mechanism
- Understanding different types of access controls
- Explaining network Authentication, Authorization and Auditing (AAA) mechanism
- Explaining network data encryption mechanism
- Describing Public Key Infrastructure (PKI)
- Describing various network security protocols
- Describing various network security devices 8%
Network Security Policy Design and Implementation
- Understanding security policy
- Need of security policies
- Describing the hierarchy of security policy
- Describing the characteristics of a good security policy
- Describing typical content of security policy
- Understanding policy statement
- Describing steps for creating and implementing security policy
- Designing of security policy
- Implementation of security policy
- Describing various types of security policy
- Designing of various security policies
- Discussing various information security related standards, laws and acts 6%
Physical Security
- Understanding physical security
- Need of physical security
- Factors affecting physical security
- Describing various physical security controls
- Understanding choosing Fire Fighting Systems
- Describing various access control authentication techniques
- Understanding workplace security
- Understanding personnel security
- Describing Environmental Controls
- Importance of physical security awareness and training 6%
Host Security
- Understanding host security
- Understanding need of securing individual hosts
- Understanding threats specific to hosts
- Identifying paths to host threats
- Purpose of host before exam
- Describing host security baselining
- Describing OS security baselining
- Understanding and describing security requirements for different types of servers
- Understanding security requirements for hardening of routers
- Understanding security requirements for hardening of switches
- Understanding data security at rest, motion and use
- Understanding virtualization security 7%
Secure Firewall Configuration and Management
- Understanding firewalls
- Understanding firewall security concerns
- Describing various firewall technologies
- Describing firewall topologies
- Appropriate selection of firewall topologies
- Designing and configuring firewall ruleset
- Implementation of firewall policies
- Explaining the deployment and implementation of firewall
- Factors to considers before purchasing any firewall solution
- Describing the configuring, testing and deploying of firewalls
- Describing the managing, maintaining, administrating firewall implementation
- Understanding firewall logging
- Measures for avoiding firewall evasion
- Understanding firewall security best practices 8%
Secure IDS Configuration and Management
- Understanding different types of intrusions and their indications
- Understanding IDPS
- Importance of implementing IDPS
- Describing role of IDPS in network defense
- Describing functions, components, and working of IDPS
- Explaining various types of IDS implementation
- Describing staged deployment of NIDS and HIDS
- Describing fine-tuning of IDS by minimizing false positive and false negative rate
- Discussing characteristics of good IDS implementation
- Discussing common IDS implementation mistakes and their remedies
- Explaining various types of IPS implementation
- Discussing requirements for selecting appropriate IDSP product
- Technologies complementing IDS functionality 8%
Secure VPN Configuration and Management
- Understanding Virtual Private Network (VPN) and its working
- Importance of establishing VPN
- Describing various VPN components
- Describing implementation of VPN concentrators and its functions
- Explaining different types of VPN technologies
- Discussing components for selecting appropriate VPN technology
- Explaining core functions of VPN
- Explaining various topologies for implementation of VPN
- Discussing various VPN security concerns
- Discussing various security implications for to ensure VPN security and performance 6%
Wireless Network Defense
- Understanding wireless network
- Discussing various wireless standards
- Describing various wireless network topologies
- Describing possible use of wireless networks
- Explaining various wireless network components
- Explaining wireless encryption (WEP, WPA,WPA2) technologies
- Describing various authentication methods for wireless networks
- Discussing various types of threats on wireless networks
- Creation of inventory for wireless network components
- Appropriate placement of wireless AP
- Appropriate placement of wireless antenna
- Monitoring of wireless network traffic
- Detection and locating of rogue access points
- Prevention of wireless network from RF interference
- Describing various security implications for wireless network 6%
Network Traffic Monitoring and Analysis
- Understanding network traffic monitoring
- Importance of network traffic monitoring
- Discussing techniques used for network monitoring and analysis
- Appropriate position for network monitoring
- Connection of network monitoring system with managed switch
- Understanding network traffic signatures
- Baselining for normal traffic
- Disusing the various categories of suspicious traffic signatures
- Various techniques for attack signature analysis
- Understanding Wireshark components, working and features
- Demonstrating the use of various Wireshark filters
- Demonstrating the monitoring LAN traffic against policy violation
- Demonstrating the security monitoring of network traffic
- Demonstrating the detection of various attacks using Wireshark
- Discussing network bandwidth monitoring and performance improvement 9%
Network Risk and Vulnerability Management
- Understanding risk and risk management
- Key roles and responsibilities in risk management
- Understanding Key Risk Indicators (KRI) in risk management
- Explaining phase involves in risk management
- Understanding enterprise network risk management
- Describing various risk management frameworks
- Discussing best practices for effective implementation of risk management
- Understanding vulnerability management
- Explaining various phases involve in vulnerability management
- Understanding vulnerability test and its importance
- Discussing requirements for effective network vulnerability exam
- Discussing internal and external vulnerability exam
- Discussing steps for effective external vulnerability exam
- Describing various phases involve in vulnerability exam
- Selection of appropriate vulnerability test tool
- Discussing best practices and precautions for deploying vulnerability test tool
- Describing vulnerability reporting, mitigation, remediation and verification 9%
Data Backup and Recovery
- Understanding data backup
- Describing the data backup plan
- Describing the identification of data to backup
- Determining the appropriate backup medium for data backup
- Understanding RAID backup technology and its advantages
- Describing RAID architecture
- Describing various RAID levels and their use
- Selection of appropriate RAID level
- Understanding Storage Area Network (SAN) backup technology and its advantages
- Best practices of using SAN
- Understanding Network Attached Storage (NAS) backup technology and its advantages
- Describing various types of NAS implementation 9%
Network Incident Response and Management
- Understanding Incident Handling and Response (IH&R)
- Roles and responsibilities of Incident Response Team (IRT)
- Describing role of first responder
- Describing first response activities for network administrators
- Describing Incident Handling and Response (IH&R) process
- Understanding forensic investigation
- People involved in forensics investigation
- Describing forensics investigation
- methodology 8%



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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug