Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über C1000-004?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der C1000-004: IBM Curam SPM V7.X Application Developer Prüfung.

2022 Updated Actual C1000-004 questions as experienced in Test Center

Laden Sie C1000-004 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

IBM Curam SPM V7.X Application Developer test questions with Latest C1000-004 practice questions | https://www.easyfinanz.cc/

IBM C1000-004 : IBM Curam SPM V7.X Application Developer test Dumps

Exam Dumps Organized by Martha nods

Latest 2022 Updated Syllabus
C1000-004 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest subjects of C1000-004 - Updated Daily - 100% Pass Guarantee

C1000-004 trial Questions : Download 100% Free C1000-004 test Dumps (PDF and VCE)

Exam Number : C1000-004
Exam Name : IBM Curam SPM V7.X Application Developer
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download copy Questions connected with C1000-004 test that came along in real test nowadays
The particular major that will go IBM Curam SPM V7.X Application Developer usually do not trouble to send all of us their particular review however the write review for your help associated with additional actually support others. They all lastly, melody their C1000-004 Practice Test simply by adding the most recent, legitimate, and up upward to be able to now queries in the C1000-004 PDF Braindumps as well as removing obsolete queries. This makes all of us conserve the great backup associated with the finish pool related to C1000-004 concerns that assist to get finish marks within the part

It can be a significant struggle to have the capacity to choose excellent PDF Download sellers from countless involving poor dumps sellers. If your try to find ending up inside a bad PDF Download provider, the subsequent documentation is likely to become a difficulty. It feels like a loser while an individual neglects in documents exam. This is certainly definitely since you also counted in invalid combined with an antique provider. The majority of us are not affirming every C1000-004 Real test Questions lending institution is often a phony. There are really some good C1000-004 authentic check questions solutions that have their own methods to acquire nearly all up-to-date and sensible C1000-004 Real test Questions. killexams.com is really a person in which. They have actually their own labourforce that accumulates 100% logical, up to have the capacity to date in addition to reputable C1000-004 Cheatsheet engage throughout authentic tests like a charm. You only simply have to go to see https://killexams.com/pass4sure/exam-detail/C1000-004 in addition to obtain 75 % cost-free Exam Braindumps connected with C1000-004 ensure that you review. In case you are satisfied, signup to get C1000-004 Cheatsheet PDF FILE full alternative with VCE training to ensure an individual turns into a member concerning great achievers. Most of us benefit their excellent customers. An individual is going to undoubtedly send folks your evaluations concerning C1000-004 examination expertise afterward right after passing the original C1000-004 exam.

You may get C1000-004 Cheatsheet PDF FILE any type of time frame tool just like iPad, New iphone, PC, wise tv set, google android to learn besides memorizing the particular C1000-004 exam dumps. Invest as much time frame studying C1000-004 Questions besides answers being a person may. Especially utilizing practice testing together with VCE examination sim will help an individual memorize the particular concerns in addition to answer them all well. Maybe you have to understand these types of questions inside real exam. A person could get much better scars when a man practices properly just before the genuine C1000-004 exam.

Lots of individuals go C1000-004 evaluation with the PDF FILE Cheatsheet. It is quite abnormal that will you actually read besides practicing their own C1000-004 Cheatsheet in addition to acquiring poor suggests or are unsuccessful inside a authentic exam. The vast majority of00 individuals truly feel fantastic development in their special knowledge in addition to move C1000-004 examination with their particular very first attempt. This amazing is the components that, that they study their own C1000-004 Real test Questions, that they really raise their know-how. They could handle real difficulties in organizations since pro. They may merely concentrate on transferring C1000-004 evaluation together with their own questions besides answers, even so genuinely enhance information about C1000-004 targets in addition to topics. This amazing is why, persons trust their own C1000-004 Cheatsheet.

Popular features of Killexams C1000-004 PDF Braindumps
-> Instantaneous C1000-004 exam dumps obtain Entry
-> Comprehensive C1000-004 Questions in addition to Answers
-> 98% Success Price of C1000-004 test
-> Confirmed real C1000-004 test issues
-> C1000-004 Queries Updated in Regular base.
-> Valid in addition to 2022 Up-to-date C1000-004 Test Dumps
-> completely Portable C1000-004 test Data files
-> Full included C1000-004 VCE test Sim
-> No Reduce on C1000-004 test Obtain Access
-> Fantastic Discount Coupons
-> completely Secured Obtain Account
-> completely Confidentiality Guaranteed
-> 100% Achievement certain
-> completely Free Study Guide trial Queries
-> No Disguised . Cost
-> Absolutely no Monthly Fees
-> No Intelligent Account Repair
-> C1000-004 Test Update Appel by Email address
-> Free Tech support team

Test Detail with: https://killexams.com/pass4sure/exam-detail/C1000-004
Rates Details with: https://killexams.com/exam-price-comparison/C1000-004
Observe Complete Checklist: https://killexams.com/vendors-exam-list

Discount Voucher on Total C1000-004 PDF Braindumps Study Guide;
WC2020: 60 per cent Flat Price cut on each test
PROF17: 10% Further Price cut on Worth Greater than $69
DEAL17: 15% Further Price cut on Worth Greater than 99 dollars

C1000-004 test Format | C1000-004 Course Contents | C1000-004 Course Outline | C1000-004 test Syllabus | C1000-004 test Objectives

Exam ID : C1000-004
Exam Title : IBM Cúram SPM V7.X Application Developer
Questions : 70
Pass Marks : 45
Duration : 90 minutes
Exam Type : MCQ

Section 1: IBM Curam SPM Technical Infrastructure 21%
Differentiate between the components of IBM Cúram Social Program Management (SPM), including the Application Modules and the SPM Platform
State the purpose of the main components in the runtime architecture
List the main sources of information for customizing the IBM Cúram SPM application
Identify the project folders, file types, and tools in the IBM Cúram SPM Application Development Environment (ADE)
Select the appropriate build target for a particular task
Identify the relevant features for localizing applications
Perform tracing and troubleshooting
Describe the recommended approach for customizing the out-of-the-box application
Perform impact analysis to determine the changes required for customizations and IBM Cúram SPM version upgrades

Section 2: Server-Side Development 30%
Model the following classes: Domain Definition, Entity, Struct, Process, and Façade
Model the following associations: Index, Foreign Key, Assignable, and Aggregation
Define appropriate stereotype operations for Entity, Process, and Facade classes
Configure Cúram properties in the application model
Use generated artifacts in application code
Define code tables, data manager files, and message files
Implement exception handling and validation
Import and export configuration data

Section 3: Client-Side Development 20%
Implement UIM pages for CRUDL (create, read, update, delete, and list) applications Configure application navigation features
Implement the following client features: multiple submit, select lists, views, wizards, in-page navigation, help, editable lists, expandable lists, and containers
Add logic to UIM pages using scriptlets, JavaScript, and the CONDITION element

Section 4: Server-Side Customization 21%
Customize the following artifacts compliantly: message files, code tables, data manager files, server configuration files, and configurable validations
Customize modeled classes compliantly
Customize non-modeled classes compliantly
Implement web services and REST APIs for real-time integration
Implement custom events, deferred processes, and batch jobs

Section 5: Client-Side Customization 8%
Customize pages, navigation, and property files compliantly
List and describe the options for customizing widgets

Killexams Review | Reputation | Testimonials | Feedback

Shortest questions that works in real test environment.
Want to pass the C1000-004 exam. But. My knowledge is very poor. The language is simple and the lines are short. No problem in mugging. It helped me wrap up the preparation in 3 weeks and I passed with 88% marks. Not able to crack the books. Long lines and hard words make me sleepy. Needed an easy guide badly and finally found one with the killexams.com brain dumps. I got all questions and answers. Great, killexams! You made my day.

I've located a superb source of C1000-004 fabric.
Getting coordinated for C1000-004 practice questions requires a lot of troublesome work and time. however, killexams.com certification has in reality resolved this difficulty from its root level, via imparting several time schedules, killexams.com certification presents all of the tutorial guides which are essential for C1000-004 practice exam. So I need to say without losing a while, start your practice underneath killexams.com certifications to get excessive marks in C1000-004 practice test and make your self-sense at the top of this global of understanding.

Where can i obtain C1000-004 test study help on internet?
C1000-004 Dumps have stored my life. I did not feel assured in this area and I am happy a friend has knowledgeable approximately killexams.com IBM package with me a few days before the exam. I want I would buy in advance, it would have made matters a lot less complicated. I assumed that I passed this C1000-004 test very early.

Where to sign up for C1000-004 exam?
I was very confused once I failed my C1000-004 exam. Searching the Internet advised me that there is an internet site killexams.com which is the dumps that I want to pass the C1000-004 test inside no time. I purchase the C1000-004 practice % containing questions answers and test simulator, organized and sit in the exam, and got 98% marks. Thanks to the killexams.com team.

That was Awesome! I got real test questions of C1000-004 exam.
In no way ever idea of passing the C1000-004 test answering all questions easily. Hats off to you killexams. I would not have done this achievement without the help of your question and answer. It helped me grasp the concepts and that I need to answer even the unknown questions. It is the Truly customized material that met my necessity throughout the training. located 90% questions not unusual to the guide and replied them quickly to shop time for the unknown questions and it employed. thanks, killexams.

IBM IBM test prep

Whilst it is very hard task to choose reliable test Dumps resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to test dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is completely legit in addition to fully trustworthy. There are several capabilities that makes killexams.com authentic and reliable. It provides knowledgeable and completely valid test dumps made up of real exams questions and answers. Price is suprisingly low as compared to most of the services online. The Dumps are up to date on common basis along with most latest brain dumps. Killexams account launched and device delivery is amazingly fast. Report downloading will be unlimited and also fast. Guidance is avaiable via Livechat and Email. These are the features that makes killexams.com a robust website which provide test dumps with real exams questions.

Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Dumps with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.

350-801 cheat sheet pdf | CCAK test questions | C9510-418 questions obtain | 010-160 test dumps | DP-900 PDF Dumps | CFR-310 VCE | ASVAB-General-Science practice questions | 150-130 obtain | PCAP-31-03 trial test questions | C2090-101 cheat sheet | NSE4_FGT-6.4 test prep | ITILFND-V4 Free PDF | AD0-E103 pass marks | MB-920 Study Guide | Pardot-Consultant Free test PDF | 75940X braindumps | CAU302 Cheatsheet | 2V0-21.20 test questions | H31-341-ENU test questions | H12-521_V1.0-ENU pass test |

C1000-004 - IBM Curam SPM V7.X Application Developer questions
C1000-004 - IBM Curam SPM V7.X Application Developer learn
C1000-004 - IBM Curam SPM V7.X Application Developer dumps
C1000-004 - IBM Curam SPM V7.X Application Developer Question Bank
C1000-004 - IBM Curam SPM V7.X Application Developer study help
C1000-004 - IBM Curam SPM V7.X Application Developer dumps
C1000-004 - IBM Curam SPM V7.X Application Developer teaching
C1000-004 - IBM Curam SPM V7.X Application Developer cheat sheet
C1000-004 - IBM Curam SPM V7.X Application Developer test format
C1000-004 - IBM Curam SPM V7.X Application Developer information search
C1000-004 - IBM Curam SPM V7.X Application Developer test Braindumps
C1000-004 - IBM Curam SPM V7.X Application Developer exam
C1000-004 - IBM Curam SPM V7.X Application Developer test Questions
C1000-004 - IBM Curam SPM V7.X Application Developer guide
C1000-004 - IBM Curam SPM V7.X Application Developer test syllabus
C1000-004 - IBM Curam SPM V7.X Application Developer Dumps
C1000-004 - IBM Curam SPM V7.X Application Developer test contents
C1000-004 - IBM Curam SPM V7.X Application Developer study help
C1000-004 - IBM Curam SPM V7.X Application Developer boot camp
C1000-004 - IBM Curam SPM V7.X Application Developer real Questions
C1000-004 - IBM Curam SPM V7.X Application Developer questions
C1000-004 - IBM Curam SPM V7.X Application Developer Cheatsheet
C1000-004 - IBM Curam SPM V7.X Application Developer exam
C1000-004 - IBM Curam SPM V7.X Application Developer PDF Dumps
C1000-004 - IBM Curam SPM V7.X Application Developer Study Guide
C1000-004 - IBM Curam SPM V7.X Application Developer test Cram
C1000-004 - IBM Curam SPM V7.X Application Developer information hunger
C1000-004 - IBM Curam SPM V7.X Application Developer study help
C1000-004 - IBM Curam SPM V7.X Application Developer test format
C1000-004 - IBM Curam SPM V7.X Application Developer learning
C1000-004 - IBM Curam SPM V7.X Application Developer real questions
C1000-004 - IBM Curam SPM V7.X Application Developer Latest Topics
C1000-004 - IBM Curam SPM V7.X Application Developer test format
C1000-004 - IBM Curam SPM V7.X Application Developer Study Guide
C1000-004 - IBM Curam SPM V7.X Application Developer Study Guide
C1000-004 - IBM Curam SPM V7.X Application Developer real Questions
C1000-004 - IBM Curam SPM V7.X Application Developer testing
C1000-004 - IBM Curam SPM V7.X Application Developer course outline
C1000-004 - IBM Curam SPM V7.X Application Developer techniques
C1000-004 - IBM Curam SPM V7.X Application Developer Questions and Answers
C1000-004 - IBM Curam SPM V7.X Application Developer test
C1000-004 - IBM Curam SPM V7.X Application Developer braindumps
C1000-004 - IBM Curam SPM V7.X Application Developer Free test PDF
C1000-004 - IBM Curam SPM V7.X Application Developer book
C1000-004 - IBM Curam SPM V7.X Application Developer cheat sheet
C1000-004 - IBM Curam SPM V7.X Application Developer test Questions
C1000-004 - IBM Curam SPM V7.X Application Developer Free PDF
C1000-004 - IBM Curam SPM V7.X Application Developer study help
C1000-004 - IBM Curam SPM V7.X Application Developer learning
C1000-004 - IBM Curam SPM V7.X Application Developer Study Guide
C1000-004 - IBM Curam SPM V7.X Application Developer PDF Download
C1000-004 - IBM Curam SPM V7.X Application Developer certification
C1000-004 - IBM Curam SPM V7.X Application Developer answers

Best Certification test Dumps You Ever Experienced

000-M249 study material | C4030-670 cram | 000-273 question test | 000-565 cheat sheet | LOT-412 practice test | LOT-738 Test Prep | 000-N18 brain dumps | A2010-569 practice questions | A4040-224 test Braindumps | P2170-037 test questions | 00M-246 trial questions | P2090-011 study guide | 000-M75 dump | 000-M195 assessment test trial | C2180-276 Dumps | 000-184 test results | 000-N04 mock questions | 00M-232 dumps collection | M2050-243 VCE | C2180-404 free pdf |

References :


Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps

Direct Download

C1000-004 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

C1000-004 Reviews

100% Valid and Up to Date C1000-004 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug