Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über H19-307?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der H19-307: Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Prüfung.

2022 Updated Actual H19-307 questions as experienced in Test Center

Laden Sie H19-307 Übungstest und aktuelle Fragen herunter | easyfinanz

Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test questions with Latest H19-307 practice questions | https://www.easyfinanz.cc/

Huawei H19-307 : Huawei Certified Pre-sales Specialist - test Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
H19-307 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of H19-307 - Updated Daily - 100% Pass Guarantee



H19-307 demo Questions : Download 100% Free H19-307 test Dumps (PDF and VCE)

Exam Number : H19-307
Exam Name : Huawei Certified Pre-sales Specialist - Server (HCPA-Server)
Vendor Name : Huawei
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Excellent! 100 % valid or older to date H19-307 Practice Questions in addition to valid advice
Would you put an attempt in the right direction saves you from a lot of loses of your study time and dollars. If you preserve tiny sum and down load free braindumps available on web, you are going to waste materials your precious time and dollars. Always Count on service. Check out killexams.com, get totally free cheat sheet demo Questions, register to be able to get total version H19-307 questions lender and spend 24 hours to see and exercise. That is almost all.

This can be a major fight to pick excellent Exam Braindumps manufacturers from a lot of terrible blues suppliers. Presuming your request ends up for a terrible Exam Braindumps supplier, your future affirmation can turn into a poor dream. It seems like looser if you fall smooth on the qualification test. It is on the grounds that, a person depended on ill and useless suppliers. They could not expressing that each H19-307 Exam Questions dealer is a artificial. There is excellent H19-307 real test issues provider which has their own resources to get the many refreshed and also substantial H19-307 Exam Questions. killexams.com is one ones. They have many of their group which gathers totally substantial, hi-tech, and sound H19-307 braindumps that work inside a genuine test-like appeal. To relax and play visit https://killexams.com/pass4sure/test detail/H19-307 and also get totally free PDF Download of H19-307 test and exam. In the event that you are feeling fulfilled, sign up for H19-307 braindumps PDF entire form along with VCE train test and turn into an individual by extraordinary achievers. They regard their extraordinary clients. You are going to send us all your research about H19-307 test practical experience later after breezing by genuine H19-307 test.

You can be ridiculously shocked when you sees their H19-307 test queries on the reputable H19-307 check screen. That may be genuine delight. You will be very happy to feel that, you a high report on H19-307 test when you know all the responses. You might have rehearsed along with VCE check system. They now have a total pool area of H19-307 braindumps which can be downloaded if you register with killexams.com and choose the H19-307 check to acquire. With a 3-month future totally free updates connected with H19-307 check, you can layout your reputable H19-307 check inside which period. Around the off possibility that you truly feel really clumsy, simply grow your H19-307 get profile legitimacy. Become that as it can, stay in hitting the ground with their team. They revise H19-307 issues when they are transformed in the reputable H19-307 check. That is the reason, they are legitimate and also state-of-the-art H19-307 braindumps regularly. Simply prepare your next proof test and join to acquire your copy of H19-307 braindumps.

Features of Killexams H19-307 braindumps
-> H19-307 braindumps get Accessibility in just your five min.
-> Full H19-307 Issues Bank
-> H19-307 test Achievements ensure
-> Certain genuine H19-307 test issues
-> Latest and also 2022 up-to-date H19-307 Issues and Advice
-> Latest 2022 H19-307 Syllabus
-> get H19-307 test Data files anywhere
-> Endless H19-307 VCE test Sim Access
-> Simply no Limit upon H19-307 Quiz get
-> Excellent Discount Coupons
-> totally Secure Obtain
-> 100% Discreet.
-> 100% No cost braindumps example Questions
-> Simply no Hidden Expense
-> No Regular monthly Subscription
-> Simply no Auto Rebirth
-> H19-307 Quiz Update Excitation by E-mail
-> Free Tech support team

Quiz Detail with: https://killexams.com/pass4sure/exam-detail/H19-307
Rates Details with: https://killexams.com/exam-price-comparison/H19-307
Find Complete Checklist: https://killexams.com/vendors-exam-list

Discount Coupon code on Entire H19-307 Exam Questions questions;
WC2020: 60% Smooth Discount on each of your test
PROF17: 10% Additional Discount upon Value A lot more than $69
DEAL17: 15% Additional Discount upon Value A lot more than $99







H19-307 test Format | H19-307 Course Contents | H19-307 Course Outline | H19-307 test Syllabus | H19-307 test Objectives


Certification: HCPA-Server (Huawei Certified Pre-Sales Associate-Server)
Exam Code: H19-307
Duration: 90 mins
Pass score: 60/100
Exam Type: Prometric

HCPA-Server certification is targeted at sale of Huawei enterprise IT Server products. The HCPA-Server certification curriculum includes, but is not limited to the following: Huawei sales infrastructure knowledge, market objectives and localization, product basic characteristic and luminescent spot, foundation cases and typical scene applications and so on. With HCPA-Server certification,you demonstrate a basic understanding of general requirements of customers and typical application scenarios of the products, and can sell the Huawei server products. With engineers who are HCPA-Server certified, enterprises are able to sale, guide the Huawei enterprise IT Server products, can carry on the typical solution creation, and can satisfy customer's general business requirements for these products.

On completion of this program, the participants will be able to:
- Have an overview of Huawei and Huawei enterprise BG
- Server products knowledge
- Guide and sale Huawei Server products independently, and be able to make typical solutions to meet the customers' general business needs.

Module 1: Huawei FusionServer
Module 2: Huawei FusionServer X6800
Module 3: Huawei ES3000 SSD
Module 4: Huawei FusionCube
Module 5: Huawei FusionServer X6000
Module 6: Huawei Server Intelligent Full-Lifecycle Management
Module 7: Rack Server



Killexams Review | Reputation | Testimonials | Feedback


Where have to I test in for H19-307 exam?
I used this bundle for my H19-307 exam, too, and passed it with top marks. I relied on killexams.com, and it changed into the right decision to make. They come up with genuine H19-307 test Q&A the way you see them at the exam. correct H19-307 dumps arent anywhere. do not depend upon unfastened dumps. The dumps they provided are up to date all the time, so I had the updated facts and was capable of pass effortlessly. superb test preparation


What are requirements to pass H19-307 test in little effort?
I put together people for H19-307 test problem and refer all for your website for further evolved making equipped. This is positively an excellent website that offers sturdy test material. This is the quality product I recognize, as I have been going to several locales if no longer all, and I have presumed that killexams.com dumps for H19-307 is truly up to speed. A whole lot obliged killexams.com and the test simulator.


Fantastic source of tremendous latest dumps, accurate answers.
Before running over this brilliant killexams.com, I made certain with regards to the capacities of the web. When I made an account here I saw an entirely different world and that was the start of my fruitful streak. To get completely ready for my H19-307 exams, I was given a lot of study questions/answers and a set pattern to follow which was very precise and comprehensive. This assisted me in achieving success in my H19-307 test which was an amazing feat. Thanks a lot for that.


Real H19-307 test questions! i used to be now not waiting for such shortcut.
Some pleasantly men can not pass an adjustment on to the way of the world yet they are equipped for an incredible grant you to know whether you were given the least difficult man who knew a way to do that and that I need to be regarded in this international and make my mark and I have been so lame my entire way but I recognize now that I wished to get a pass in my H19-307 and this may make me famous perhaps and yes, I am brief of glory but passing my A+ test with killexams.com became my morning and night glory.


Dumps of H19-307 test are available now.
One awesome news is that I passed H19-307 test the previous day... I thank the whole killexams.com team. I truly respect the Great Work that you All do... Your test training material is extraordinary. maintain doing the right work. I can truly use your product for my next exam. Regards, Emma from NY


Huawei Specialist test Cram



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their demo questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is completely legit plus fully trusted. There are several characteristics that makes killexams.com authentic and legitimized. It provides up-to-date and completely valid test dumps including real exams questions and answers. Price is very low as compared to the vast majority of services online. The Q&A are current on common basis through most latest brain dumps. Killexams account setup and merchandise delivery is really fast. Submit downloading is certainly unlimited and extremely fast. Guidance is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a strong website offering test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Q&A provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your get Account. You can get Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




AZ-400 practice questions | CBBF test Cram | CRISC study guide | NS0-509 test questions | TCRN PDF get | SPLK-3003 pass marks | SEND test answers | 300-435 PDF Dumps | Nutanix-NCP cbt | C1000-012 past bar exams | PTCE pdf get | AD0-E104 Q&A | CWNA-108 free pdf | H11-861-ENU pass test | GMAT-Verbal cheat sheet pdf | 156-215-80 test tips | AD0-300 Free test PDF | 75940X braindumps | 1Z0-808 test questions | SPLK-1002 study questions |


H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) testing
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) course outline
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) information hunger
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Dumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) learning
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) certification
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) boot camp
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Free test PDF
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) tricks
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Practice Test
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Questions and Answers
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Cheatsheet
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) course outline
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Practice Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test prep
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) information search
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) course outline
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) cheat sheet
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Free PDF
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) information search
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test prep
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) study tips
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test prep
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) study tips
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) study help
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) book
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) information source
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Test Prep
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test Cram
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) education
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) dumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test dumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) study tips
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) dumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) exam
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) Cheatsheet
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test dumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) PDF Braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) outline
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test Questions
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) braindumps
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) test success
H19-307 - Huawei Certified Pre-sales Specialist - Server (HCPA-Server) course outline


H12-322_V1.0-ENU test dumps | H12-311 practical test |


Best Certification test Dumps You Ever Experienced


H11-851 cbt | H31-341-ENU test prep | H13-621 Study Guide | H11-861-ENU practice test | H19-308-ENU examcollection | H31-523 cheat sheets | H13-511 practice questions | H13-612 braindumps | H12-821-ENU test dumps | H12-311 Free PDF | H12-222 test practice | H12-425-ENU demo test | H12-311-ENU test test | H35-211-ENU Real test Questions | H13-711-ENU past bar exams | H13-629 brain dumps | H19-307 genuine Questions | H13-821_V2.0-ENU braindumps | GB0-183 assessment test demo | H12-111_V2.5-ENU Dumps |





References :


https://killexams-posting.dropmark.com/817438/23654486
http://killexams-braindumps.blogspot.com/2020/07/click-and-download-h19-307-exam-pdf.html
https://www.instapaper.com/read/1321504488
https://ello.co/killexamz/post/c5yr0kwzpjvqscrlgmn4xw
https://www.4shared.com/video/FCyunaSPiq/H19-307.html
https://www.4shared.com/office/vSL04Ddcea/Huawei-Certified-Pre-sales-Spe.html
https://www.coursehero.com/file/68077967/Huawei-Certified-Pre-sales-Specialist-Server-HCPA-Server-H19-307pdf/
https://youtu.be/joJXNuSHE2A
http://ge.tt/68xUmq83
https://sites.google.com/view/killexams-h19-307-cheatsheet
https://www.clipsharelive.com/video/4823/1z0-540-oracle-vm-2-for-x86-essentials-2020-updated-dumps-by-killexams-com
https://justpaste.it/H19-307
http://feeds.feedburner.com/PreciselySameH19-307QuestionsAsInRealTestWtf
https://drp.mk/i/09r2zLsY1v
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-b5d570ec-22fa-4b4c-85bf-8d2b7e42661e/fv-d77a84be-c76c-4c6c-9bcc-18c27c9245d8/Huawei-Certified-Pre-sales-Specialist--Server-HCPA-Server-(H19-307).pdf#pageThumbnail-1
http://killexams.decksrusct.com/blog/certification-exam-dumps/h19-307-huawei-certified-pre-sales-specialist-server-hcpa-server-practice-test-with-real-question-by-killexams-com/
https://files.fm/f/fyhydh3up



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

H19-307 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

H19-307 Reviews

100% Valid and Up to Date H19-307 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug