Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über HPE2-Z40?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der HPE2-Z40: Delta - Applying Aruba Switching Fundamentals for Mobility Prüfung.

2022 Updated Actual HPE2-Z40 questions as experienced in Test Center

Laden Sie HPE2-Z40 Übungstest und aktuelle Fragen herunter | easyfinanz

Delta - Applying Aruba Switching Fundamentals for Mobility dump questions with Latest HPE2-Z40 practice exams | https://www.easyfinanz.cc/

HP HPE2-Z40 : Delta - Applying Aruba Switching exam Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
HPE2-Z40 exam questions | Latest Braindumps with real Questions

Real Questions from Latest syllabus of HPE2-Z40 - Updated Daily - 100% Pass Guarantee



HPE2-Z40 trial Questions : Download 100% Free HPE2-Z40 exam questions (PDF and VCE)

Exam Number : HPE2-Z40
Exam Name : Delta - Applying Aruba Switching Fundamentals for Mobility
Vendor Name : HP
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Ensure you go through these kinds of HPE2-Z40 Practice Questions before examination day.
You require valid and up up to right now HPE2-Z40 boot camp with Actual Questions to complete HP HPE2-Z40 Assessment. Practice most of these HPE2-Z40 Exam Questions to enhance your personal knowledge and your exam along with Higher Marks. You and me ensure your achievement inside HPE2-Z40 exam along with good marks, in case you remember these types of exam dumps and braindumps along with boot camp.

We have a big variety involving customer reviews of potential clients that cross HPE2-Z40 review with these puts. All of them are in the great opportunities throughout all their individual business. This is not simply because they made use of each of their HPE2-Z40 Cheatsheet just for transferring test, they honestly improved all their information. They might job in a corporation seeing that experts. All of us do not basically pay attention to driving HPE2-Z40 examination with the puts, yet honestly Boost know-how regarding HPE2-Z40 matters and also targets. In this fashion, folks turn out to be successful inside their industry.

In the event, you have been trying to Pass the specific HP HPE2-Z40 test to raise your position and even if your job is necessitating what will you may have in order to cross HPE2-Z40 examination in order to business to keep up your job, you must register via killexams.com. The team users usually are meeting HPE2-Z40 true analysis concerns. You may get Delta - Applying Aruba Switching Fundamentals for Mobility test fears and solutions in order to ensure your personal accomplishment within HPE2-Z40 test. You can get up in so that they can date HPE2-Z40 test remains each time a man or woman log in towards your current accounts. There generally is a few offer you HPE2-Z40 Cheatsheet yet Valid besides 2022 Advanced HPE2-Z40 braindumps is usually a significant concern. Feel hard ahead of a person is determined by Free Actual Questions supplied on the net.

You may get HPE2-Z40 Exam dumps PDF any type of period mobile phone device and even computer to analyze and remember the particular true HPE2-Z40 concerns although that you are inside the tight regarding a few recreation and even traveling. This could make use of your spare time and you ought to get more chance to learn HPE2-Z40 questions. Physical exercise HPE2-Z40 Cheatsheet with VCE analyzes sim over in supplement to over until eventually a person receives 100% record. Once you experience positive, direct go in so that they can test heart regarding true HPE2-Z40 test.

In this article are extensive Exam dumps traders on the web nevertheless a huge piece regarding all of them are changing obsolete HPE2-Z40 Cheatsheet. You need to be able to come to the specific trusted and revered HPE2-Z40 Exam dumps provider on the internet. Possibly anyone conclude the particular search combined with killexams.com. Inside just about any case, consider, your pursuit could finish off together with exercising in commit pounds. All of us suggest anyone uncomplicated head over to killexams.com and get completely free HPE2-Z40 Actual Questions besides trying the test questions. When a person will be satisfied, register and get a fresh 3 months option of get the most up-to-date and good HPE2-Z40 Cheatsheet that will include real evaluation questions and also solutions. It is best to likewise receive HPE2-Z40 VCE analyze sim for the educating.

Features of Killexams HPE2-Z40 Cheatsheet
-> HPE2-Z40 Cheatsheet get Entry in just your five min.
-> Total HPE2-Z40 Inquiries Bank
-> HPE2-Z40 exam Accomplishment ensure
-> Certain real HPE2-Z40 exam concerns
-> Latest and also 2022 up-to-date HPE2-Z40 Inquiries and Responses
-> Latest 2022 HPE2-Z40 Syllabus
-> get HPE2-Z40 exam Records anywhere
-> Infinite HPE2-Z40 VCE exam Sim Access
-> Simply no Limit in HPE2-Z40 Assessment get
-> Wonderful Discount Coupons
-> completely Secure Obtain
-> 100% Secret.
-> 100% Free of charge braindumps model Questions
-> Simply no Hidden Expense
-> No Once a month Subscription
-> Simply no Auto Repair
-> HPE2-Z40 Assessment Update Appel by Email address
-> Free Tech support team

Assessment Detail from: https://killexams.com/pass4sure/exam-detail/HPE2-Z40
Prices Details from: https://killexams.com/exam-price-comparison/HPE2-Z40
Notice Complete Listing: https://killexams.com/vendors-exam-list

Discount Voucher on Whole HPE2-Z40 Exam dumps questions;
WC2020: 60% Ripped Discount on each of your exam
PROF17: 10% Further more Discount in Value Over $69
DEAL17: 15% Further more Discount in Value Over $99







HPE2-Z40 exam Format | HPE2-Z40 Course Contents | HPE2-Z40 Course Outline | HPE2-Z40 exam Syllabus | HPE2-Z40 exam Objectives


Exam ID : HPE2-Z40
Exam Title : Delta - Applying Aruba Switching Fundamentals for Mobility
Exam type : Web based
Exam duration : 1 hour
Exam length : 34 questions
Passing score : 71%
Delivery languages : English, Japanese

Exam Description
This exam tests your knowledge of the features, benefits, and functions of Aruba networking components and technologies used in the Aruba Mobile-First architecture. This exam tests your ability to implement and validate a basic secured wired and wireless network with the use of ArubaOS switches, CLI, various technologies, and Aruba Instant Access Points (IAPs). This exam also tests your ability to manage and monitor the network with AirWave.
Typical candidate is a technical professional who has at least six months experience with small to medium enterprise level network deployments. The candidate also demonstrates knowledge of wired technologies used in edge and simple core environments, and fundamental knowledge of wireless technologies; 802.11a/b/g/n/ac, basic RF interactions and issues, and basic wireless security methods. The candidate also has the HP ATP - FlexNetwork Solutions V3 certification.

Course Outline | Syllabus | exam Objectives
21% Identify, describe, and apply foundational networking architectures and technologies.
- Identify the role of TFTP, SFTP, FTP, Telnet, SNMPv2, and SNMPv3 in the management of Aruba network devices, and apply the appropriate security for these features.
- Describe Layer 2 redundancy technologiessuch as STP, RSTP, MSTP and VSF, and recognize the benefits of each.
- Describe, identify, and explain wirelesstechnologies.
23% Identify, describe, and differentiate the functions and features of Aruba products and solutions.
- Identify, describe, and differentiate the functions, features, and management options of Aruba products and solutions, and explain how Aruba, a Hewlett Packard Enterprise company, deliverssolutionsthat enable a digital workplace.
23% Install, configure, set up, and validate Aruba Networking solutions.
- Configure basicfeatures on ArubaOS switchesto include initial settings and management access, and validate the installed solution with the use of debug technology, logging, and show and display commands. Manage the software and configuration files on ArubaOS switches, and manage ArubaOS switches and APs with Aruba AirWave.
15% Tune, optimize, and upgrade Aruba solutions.
Optimize Layer 2 and Layer 3 infrastructuresthrough broadcast domain reduction, VLANs, and VSF.
18% Manage, monitor, administer, and operate Aruba solutions.
Performnetwork management in accordance with best practices.
Performadministrative taskssuch as moves, adds, changes, deletions, and password resetsfor managed devices.



Killexams Review | Reputation | Testimonials | Feedback


No less expensive source than these HPE2-Z40 mock test dumps available but.
I was a lot lazy and did not need to job tough and continuously searched for quick cuts and accessible techniques. At the same time as I was doing an IT course HPE2-Z40 and it becomes very hard for me and did not able to discover any guideline then I heard about the internet web page which has been very famous within the market. I got it and my troubles were eliminated in few days as soon as I started it. The trial and exercise questions helped me hundreds in my prep of HPE2-Z40 exams and that I correctly secured suitable marks as nicely. That changed truly because of the killexams.  


Dont forget about to attempt these real exam questions for HPE2-Z40 exam.
I passed HPE2-Z40 exam with high marks. On every occasion, I had registered with killexams.com which helped me to score more marks. It is super to have the help of killexams.com query economic institution for such type of tests. Thanks to all.


Where can I find HPE2-Z40 real test question?
It is not the first time I am using killexams for my HPE2-Z40 exam, I have attempted their material for some carriers exams, and have not failed once. I completely depend upon this training. This time, I additionally had a few technical troubles with my pc, so I needed to contact their customer support to double exam thing. They have been outstanding and have helped me sort matters out, even though the trouble changed into my supply up, not their software.


Try out these real HPE2-Z40 Latest and updated dumps.
I am HPE2-Z40 certified now, way to killexams.com internet site. They have got a wonderful series of braindumps and exam guidance sources, I significantly used them for my HPE2-Z40 certification remaining one year, and this time their stuff is just as suitable. The questions are True, and the exam simulator works notable. No troubles detected. I ordered it, practiced for a week or so, then went in and passed the HPE2-Z40 exam. that is what the perfect exam exam training needs to be like for everybody, I advocate killexams.


Where am i able to obtain HPE2-Z40 updated dumps questions?
I passed all the HPE2-Z40 exams effortlessly. This internet site proved very useful in passing the tests as well as knowledge the thoughts. All questions are explained thoroughly.


HP Delta study help

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam questions site.

Is Killexams.com Legit?
You bet, Killexams is completely legit and fully good. There are several capabilities that makes killexams.com legitimate and legitimate. It provides current and completely valid exam questions that contain real exams questions and answers. Price is surprisingly low as compared to the vast majority of services on internet. The mock test are current on typical basis through most exact brain dumps. Killexams account set up and supplement delivery is incredibly fast. Data file downloading is normally unlimited and intensely fast. Assistance is avaiable via Livechat and Email. These are the features that makes killexams.com a strong website which provide exam questions with real exams questions.



Which is the best braindumps site of 2022?
There are several mock test provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium exam questions files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




JN0-412 cram | MB-800 pass exam | CWDP-303 study material | HPE6-A82 exam papers | 76940X cheat sheet | HPE2-E75 Free exam PDF | Servicenow-CIS-EM VCE exam | P9560-043 VCE | NRP practice questions | AZ-500 Free PDF | VCS-278 dumps | AZ-204 dump questions | DES-1423 mock test | NS0-194 cheat sheets | 4A0-C02 test practice | ABFM practice exam | SC-300 free pdf | Servicenow-CIS-ITSM trial test | 1Z0-900 exam results | CBSA exam answers |


HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility cheat sheet
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility tricks
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility book
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Questions and Answers
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility learning
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility course outline
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Real exam Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility information hunger
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam Braindumps
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam Cram
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility guide
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Real exam Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility test
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam Cram
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Questions and Answers
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility PDF Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility study help
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Practice Test
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam dumps
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam dumps
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility braindumps
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility dumps
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility test
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility tricks
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility learn
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility information search
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Latest Topics
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Questions and Answers
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam success
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility tricks
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility test prep
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam contents
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility book
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Test Prep
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Test Prep
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Practice Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility real Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility study help
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility real questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility techniques
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility testing
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam syllabus
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility information search
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility information search
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility PDF Download
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility Latest Questions
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility learning
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility study help
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility exam success
HPE2-Z40 - Delta - Applying Aruba Switching Fundamentals for Mobility syllabus


HPE2-W07 free pdf get | HPE6-A73 exam papers |


Best Certification exam questions You Ever Experienced


HPE0-S47 online exam | HP0-D15 PDF Questions | HP0-Y32 mock exam | HPE0-S51 mock test | HPE6-A47 dump questions | HPE2-E72 Cheatsheet | HPE0-J50 PDF Dumps | HP0-D24 free prep | HP0-M54 VCE exam | HP2-K40 cheat sheets | HPE2-K42 pass marks | HP2-H62 practice exam | HP2-N52 cheat sheet pdf | HP2-B111 brain dumps | HP2-N56 assessment test trial | HP2-B129 dumps questions | HPE2-T34 exam Questions | HP2-B126 exam results | HP5-B05D study guide | HP2-N40 pdf get |





References :


http://ge.tt/5WOsiV43
https://killexams-posting.dropmark.com/817438/23644569
http://killexams-braindumps.blogspot.com/2020/06/online-hpe2-z40-pdf-braindumps-are-best.html
https://www.instapaper.com/read/1322183356
https://www.4shared.com/office/xarvtxTyea/Delta--Applying-Aruba-Switchin.html
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-cbaa6545-8842-4d4e-8ff9-4d18421ce07c/fv-441023f9-8a02-4a9b-ae7b-abda8dc41ea4/Delta--Applying-Aruba-Switching-Fundamentals-for-Mobility-(HPE2-Z40).pdf#pageThumbnail-1
https://sites.google.com/view/killexams-hpe2-z40-exam-cram
https://justpaste.it/HPE2-Z40
https://ello.co/killexamz/post/cynszloclcrt1demfnhara
http://feeds.feedburner.com/WhereCanIGetHelpToPassHp0-785Exam
http://killexams.decksrusct.com/blog/certification-exam-dumps/hpe2-z40-delta-applying-aruba-switching-fundamentals-for-mobility-2021-updated-dumps-by-killexams-com/
https://killexams-hpe2-z40.jimdofree.com/
https://files.fm/f/bfr5h66ab



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

HPE2-Z40 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

HPE2-Z40 Reviews

100% Valid and Up to Date HPE2-Z40 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug