Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über P2090-076?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der P2090-076: IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Prüfung.

2022 Updated Actual P2090-076 questions as experienced in Test Center

Laden Sie P2090-076 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

IBM InfoSphere Master Data Management Server Technical Mastery Test v1 dump questions with Latest P2090-076 practice questions | https://www.easyfinanz.cc/

IBM P2090-076 : IBM InfoSphere Master Data Management exam Dumps

Exam Dumps Organized by Lee



Latest 2022 Updated Syllabus
P2090-076 quiz test | Latest Braindumps with real Questions

Real Questions from Latest syllabus of P2090-076 - Updated Daily - 100% Pass Guarantee



P2090-076 demo Questions : Download 100% Free P2090-076 quiz test (PDF and VCE)

Exam Number : P2090-076
Exam Name : IBM InfoSphere Master Data Management Server Technical Mastery Test v1
Vendor Name : IBM
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Spend less, get P2090-076 Latest Questions 100 % free
killexams.com will be happy regarding helping candidates pass typically the P2090-076 test with its valid, refreshed as well as tried P2090-076 Free PDF. They proceed as an instructor in your meeting to get ready as well as breeze by means of P2090-076 test. Your information will be incredibly improved through going through their own P2090-076 Free exam PDF. You will end up really ready for a authentic P2090-076 test. Thats all of that they do.

Presuming you require a visit with web to get P2090-076 boot camp, you will recognize that the greater part involving sites can advertise obsolete Free exam PDF with renewed labels. This may turn out to be extremely unsafe supposing you turn to these Exam Questions. There are several modest venders on internet that acquire free P2090-076 PDF through web promote in small cost. You can squander enormous cash after you think twice about that will little impose for P2090-076 boot camp. They usually guide challenger to the proper bearing. Attempt not to set aside that will little funds and encounter large problem of bombing test. Just pick accurate and large P2090-076 Exam Questions provider and also get outstanding and legitimate redundant of P2090-076 real test out questions. Many of us support killexams.com because best company of P2090-076 Test Prep that is to be your life preserving decision. It will probably save you through part of distractions and likelihood of pick dreadful Free exam PDF company. It will provide you trustworthy, supported, reliable, modern and also solid P2090-076 [KW] that may truly job in reputable P2090-076 test out. In the future, you look with web, you may straight arrive at killexams.com for your upcoming certificate manuals.

It is a substantial fight to take extraordinary Free exam PDF providers through many terrible dumps workers. If your pursue ends up with a horrendous Free exam PDF provider, your future affirmation can transform right into a terrible desire. It seems like a new loser after you crash and also burn from the testament test out. This is because of the fact that anyone relied upon a invalid and also out-of-date company. They are not necessarily saying that each one P2090-076 Test Prep provider is really a fake. There are numerous extraordinary P2090-076 certifiable test out questions workers that have their unique resources for receiving generally invigorated and sizeable P2090-076 Test Prep. killexams.com is only one of them. They are their own getting that goes together 100% true, present-day and also strong P2090-076 Exam Questions in which in a true test similar to allure. You simply need to visit https://killexams.com/pass4sure/test detail/P2090-076 and also get fully free boot camp of P2090-076 test and evaluation. Accepting which you feel pleased, register for P2090-076 [KW] LIBRO ELECTRONICO full framework with VCE practice ensure that you become a man from extraordinary achievers. Many of us regard their own remarkable shoppers. You will provide us your current reviews concerning P2090-076 test out experience afterwards right after hovering through the certifiable P2090-076 test out.

They provide Real P2090-076 exam Questions and also Answers Free exam PDF in only two formats. P2090-076 PDF record and P2090-076 VCE exam simulator. P2090-076 Real test out is fast changed by simply IBM within real test out. The P2090-076 Test Prep LIBRO ELECTRONICO document may be downloaded with any system. You can pic P2090-076 Practice Questions to make your own book. Each of their pass charge is excessive to 98. 9% in addition to, the identicalness between their own P2090-076 concerns and true test is definitely 98%. Do you require success from the P2090-076 exam in only one particular attempt? Right away go to acquire IBM P2090-076 real test questions with killexams.com.

Features of Killexams P2090-076 boot camp
-> P2090-076 Latest Topics get Gain access to in just 5 various min.
-> Finish P2090-076 Concerns Bank
-> P2090-076 exam Achievement ensure
-> Certain real P2090-076 exam concerns
-> Latest and also 2022 up-to-date P2090-076 Concerns and Replies
-> Latest 2022 P2090-076 Syllabus
-> get P2090-076 exam Documents anywhere
-> Unrestricted P2090-076 VCE exam Sim Access
-> Absolutely no Limit with P2090-076 exam get
-> Excellent Discount Coupons
-> fully Secure Order
-> 100% Private.
-> 100% No cost Practice Questions small demo Questions
-> Absolutely no Hidden Price
-> No Month-to-month Subscription
-> Absolutely no Auto Rebirth
-> P2090-076 exam Update Excitation by E mail
-> Free Tech support team

exam Detail with: https://killexams.com/pass4sure/exam-detail/P2090-076
Rates Details with: https://killexams.com/exam-price-comparison/P2090-076
Find Complete Collection: https://killexams.com/vendors-exam-list

Discount Voucher on Total P2090-076 Test Prep questions;
WC2020: 60% Ripped Discount on each of your exam
PROF17: 10% Additional Discount with Value Over $69
DEAL17: 15% Additional Discount with Value Over $99







P2090-076 exam Format | P2090-076 Course Contents | P2090-076 Course Outline | P2090-076 exam Syllabus | P2090-076 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


Preparing P2090-076 exam is memorize latest a few hours now.
There had been many methods for me to obtain my purpose vacation spot of immoderate marks within the P2090-076 but I was now not having the super in that. So, I did the fantastic element to me with the help of taking place online P2090-076 exam help of the killexams.com mistakenly and determined that this error has become a sweet one to be remembered for a longer time. I had scored well in my P2090-076 exam software program and thats all due to the killexams.com exercise exam which comes to be on-line.


Just attempt these latest dumps and success is yours.
Terrific stuff for P2090-076 exam which has helped me pass. I have been dreaming about the P2090-076 profession for a while, but will also want to by no means make time to study and get certified. As a whole lot as I was tired of books and publications, I could not make time and test. The ones P2090-076 Questions and Answers made exam training realistic. I even managed to exam in my vehicle while the use of to work. The handy layout, and yes, the exam engine is at the top because the Internet web page claims it is and the accurate P2090-076 questions have helped me get my dream certification.


Superexcellent material latest great dumps, correct answers.
The best preparation I have ever experienced. I took many P2090-076 certification exams, but P2090-076 turned out to be the easiest one thanks to killexams.com. I have recently discovered this website and wish I knew about it a few years ago. Would have saved me a lot of sleepless nights and grey hair! The P2090-076 exam is not an easy one, especially its latest version. But the P2090-076 Questions and Answers include the latest questions, daily updates, and these are authentic and valid questions. I am convinced this is true cause I got most of them during my exam. I got an excellent score and thank killexams.com for making P2090-076 exam stress-free.


No time to study books! Need something fast preparing.
I have to say that killexams.com is the best place I will always rely on for my future exams too. I used it for the P2090-076 exam and passed successfully. At the scheduled time, I took half the time to complete all the questions. I am very happy with the P2090-076 Questions and Answers provided to me for my preparation. I think it is the ever best material for safe preparation. Thanks, team.


What is pass ratio of P2090-076 exam?
To ensure success in the P2090-076 exam, I got assistance from killexams.com. I chose it for several reasons: their analysis on the P2090-076 exam concepts and rules was excellent, the material is really user-friendly, super-nice, and very resourceful. Most importantly, Dumps removed all the problems on the related topics. Your material provided a generous contribution to my preparation and enabled me to succeed. I can firmly state that it helped me achieve my success.


IBM Mastery syllabus

While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to quiz test update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their demo questions and demo brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Absolutely yes, Killexams is fully legit and fully reputable. There are several includes that makes killexams.com reliable and genuine. It provides up-to-date and fully valid quiz test filled with real exams questions and answers. Price is really low as compared to almost all the services on internet. The Questions and Answers are refreshed on usual basis by using most latest brain dumps. Killexams account build up and solution delivery is quite fast. Report downloading is usually unlimited and very fast. Service is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a robust website which provide quiz test with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions and Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. quiz test provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your get Account. You can get Premium quiz test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




SBAC PDF Dumps | PEGAPCSA80V1_2019 exam results | IAPP-CIPP-E pdf get | HP2-Z36 Latest Questions | NLN-PAX pass marks | C1000-026 Questions and Answers | 2V0-61-19 braindumps | QSSA2018 dumps | 300-415 practice exam | GMAT assessment test demo | 1Z0-062 braindumps | PEGAPCSSA80V1_2019 exam tips | ASVAB-Paragraph-comp certification demo | DEA-64T1 study material | Servicenow-CIS-CSM study guide | CCA175 test example | CPQ-211 question bank | 820-605 model question | DMF-1220 free pdf | MB-320 training material |


P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 learn
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 certification
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Download
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam syllabus
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 tricks
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Braindumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 information hunger
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 testing
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Questions and Answers
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Cram
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Questions
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Free exam PDF
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Download
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 outline
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Braindumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 test prep
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 braindumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Free exam PDF
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam contents
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Cheatsheet
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 syllabus
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 cheat sheet
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 test prep
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 PDF Dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Question Bank
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Questions
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 study help
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam format
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Cheatsheet
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 guide
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 course outline
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 test
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 answers
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 course outline
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Practice Questions
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Questions and Answers
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Cram
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam Questions
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 exam
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Practice Questions
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 cheat sheet
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 education
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Dumps
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 test
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Question Bank
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 Questions and Answers
P2090-076 - IBM InfoSphere Master Data Management Server Technical Mastery Test v1 learn



Best Certification quiz test You Ever Experienced


C9520-923 exam results | 000-G40 questions answers | 00M-243 test prep | 000-M237 pass marks | C9520-403 exam Questions | 000-081 VCE | 000-752 brain dumps | A2010-502 test practice | M2090-743 writing test questions | 000-636 PDF get | M2150-753 exam answers | P2065-016 practice exam | 000-546 questions get | LOT-832 free pdf | C2090-317 exam papers | COG-205 exam questions | A4040-224 Questions and Answers | 00M-512 dump | 000-465 cheat sheets | M8010-663 study questions |





References :


https://arfansaleemfan.blogspot.com/2020/08/p2090-076-ibm-infosphere-master-data.html
https://www.4shared.com/office/kES82b8bea/IBM-InfoSphere-Master-Data-Man.html
http://ge.tt/3lAzpE83
https://ello.co/killexamz/post/pdfxemehrfgrx4leffl2cq
http://killexams.decksrusct.com/blog/certification-exam-dumps/p2090-076-ibm-infosphere-master-data-management-server-technical-mastery-test-v1-dumps-with-real-questions-by-killexams-com/
https://www.clipsharelive.com/video/4435/p2090-076-ibm-infosphere-master-data-management-server-technical-mastery-test-v1-2020-updated-questions-and-answers-by
https://files.fm/f/bugcey3kz
https://www.instapaper.com/read/1409442274
https://justpaste.it/P2090-076
https://drp.mk/i/QFrmT7mbSx
https://sites.google.com/view/killexams-p2090-076-cheatsheet
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-903ba18b-9217-4b9d-ab6e-e12e774d466e/fv-913428e9-7710-4fb7-8a1e-5eee16a9a210/IBM-Systems-Storage-Solution-Design-Entry-Midrange-for-DS-series-v1-(000-113).pdf#pageThumbnail-1



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

P2090-076 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

P2090-076 Reviews

100% Valid and Up to Date P2090-076 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug