Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 020-222?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 020-222: ACSM Health/Fitness Instructor Prüfung.
2025 Updated Actual 020-222 questions as experienced in Test Center
Aktuelle 020-222 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() ACSM 020-222 : ACSM Health/Fitness Instructor Practice TestsPractice Tests Organized by Martin Hoax |
Latest 2025 Updated ACSM ACSM Health/Fitness Instructor Syllabus
020-222 question bank with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
020-222 question bank : Download 100% Free 020-222 practice exams (PDF and VCE)
Exam Number : 020-222
Exam Name : ACSM Health/Fitness Instructor
Vendor Name : ACSM
Update : Click Here to Check Latest Update
Question Bank : Check Questions
020-222 Free PDF are daily updated at killexams.com
Killexams.com offers the latest Pass4sure 020-222 Mock Questions with genuine 020-222 Latest Topics. Practice these genuine mock test to Boost your knowledge and pass your 020-222 test with a great score. They certain that if you memorize these 020-222 Pass Guides and practice, you will pass with a great score.
At killexams.com, they pride ourselves on helping individuals achieve success in their careers by passing the 020-222 test. Their Actual Questions has received many positive testimonials from individuals who have successfully passed the test and are now working in excellent positions within their organizations. By using their 020-222 Practice Test, individuals have reported significant improvements in their knowledge and skills, allowing them to work confidently as experts in their field.
Our focus is not only on helping individuals pass the 020-222 test but also on improving their understanding of 020-222 concepts and topics. This approach has enabled their clients to become successful professionals in their respective fields. They take pride in their role in helping individuals achieve their career goals and will continue to provide high-quality resources and support to assist them in their journey towards success.

020-222 test Format | 020-222 Course Contents | 020-222 Course Outline | 020-222 test Syllabus | 020-222 test Objectives
Exam: 020-222 ACSM Health/Fitness Instructor
Exam Details:
- Number of Questions: The test consists of approximately 150 multiple-choice questions.
- Time: Candidates are given 3 hours to complete the exam.
Course Outline:
The ACSM Health/Fitness Instructor course is designed to prepare professionals to become knowledgeable and skilled health and fitness instructors. The course covers the following topics:
1. Anatomy and Physiology
- Understanding the structure and function of major body systems
- Human movement and biomechanics
- Energy systems and exercise metabolism
- Cardiovascular and respiratory responses to exercise
2. Practice Science and Prescription
- Principles of exercise physiology
- Assessing fitness levels and conducting health screenings
- Designing safe and effective exercise programs
- Modifications for special populations and specific goals
3. Practice Techniques and Instruction
- Demonstrating proper exercise techniques and form
- Teaching and cueing exercise movements
- Effective communication and motivational strategies
- Creating engaging and inclusive exercise environments
4. Health and Fitness Assessment
- Conducting fitness exams and measurements
- Interpretation of test results
- Goal setting and program planning based on test data
- Periodic re-assessment and program adjustment
5. Professional Responsibilities and Ethics
- Legal and ethical considerations in health and fitness instruction
- Professional standards and scope of practice
- Client confidentiality and privacy
- Professional development and continuing education
Exam Objectives:
The test aims to assess candidates' understanding and proficiency in the following areas:
1. Knowledge of anatomy, physiology, and exercise science principles
2. Competence in designing safe and effective exercise programs
3. Proficiency in exercise techniques and instruction
4. Ability to conduct fitness exams and interpret results
5. Understanding of professional responsibilities and ethics in the field
Exam Syllabus:
The test syllabus covers the following topics:
- Anatomy and Physiology
- Structure and function of major body systems
- Human movement and biomechanics
- Energy systems and exercise metabolism
- Cardiovascular and respiratory responses to exercise
- Practice Science and Prescription
- Practice physiology principles
- Fitness exams and health screenings
- Practice program design and modification
- Special populations and goal-specific programming
- Practice Techniques and Instruction
- Proper exercise techniques and form
- Teaching and cueing exercise movements
- Communication and motivational strategies
- Creating inclusive exercise environments
- Health and Fitness Assessment
- Fitness exams and measurements
- Interpretation of test results
- Goal setting and program planning
- Periodic re-assessment and program adjustment
- Professional Responsibilities and Ethics
- Legal and ethical considerations
- Professional standards and scope of practice
- Confidentiality and privacy
- Professional development and continuing education
Candidates are expected to have a comprehensive understanding of these subjects to successfully pass the test and demonstrate their proficiency as health and fitness instructors according to ACSM standards.
Killexams Review | Reputation | Testimonials | Feedback
Passing the 020-222 test is just a click away!
I am proud to have studied with killexams.com's 020-222 practice exams and software program. Their resources helped me immensely in preparing for my ACSM exams, and I found the test simulator to be particularly helpful. Thanks to killexams.com, I feel confident and well-prepared for any future certification exams.
Weekend study is enough to pass the 020-222 test with the mock test I obtained.
I want to inform everyone that I achieved a solid score on the 020-222 test thanks to killexams.com. Their material is a reliable test dump that I highly suggest to anyone working towards an IT certification. Everyone in my IT organization has used or heard of killexams.com, as they not only help you pass but also ensure that you become a successful expert in your field.
Stop worrying about 020-222 study materials anymore.
When preparing for my 020-222 exam, I found myself getting lost in the books and missing the point. I couldn't understand a word and needed to prepare as soon as possible. Thankfully, I registered on killexams.com and it was the best decision I ever made. With their testprep and VCE test simulator, I was able to cruise through my test and get a decent score. Thanks a lot, killexams.com!
I have everything required to pass the 020-222 exam.
Killexams.com is the best resource I have come across for IT test preparation. The website offers accurate and reliable information for various certifications, including 020-222. My friends and I have used killexams.com for different certifications, and the results have always been excellent. The 020-222 practice questions are a replica of real questions, making them a dependable resource.
Start preparing these 020-222 mock test and relax.
I want to share my experience with killexams.com, which helped me perform exceptionally well in my 020-222 exam, surpassing all expectations. In my opinion, killexams.com is one of the most outstanding online coaching ventures that deserves recognition.
ACSM Health/Fitness information search
020-222 Exam
User: Tanya*****![]() ![]() ![]() ![]() ![]() With the help of killexams.com, I was able to comprehend the complex subject matter of Delivery Competence and Content Expertise, achieving a remarkable 90% score. As my busy schedule only allowed me a few hours to prepare, the killexams.com Questions/Answers and test simulator were invaluable in helping me plan for the 020-222 test effectively. |
User: Isla*****![]() ![]() ![]() ![]() ![]() killexams.com is the best IT test preparation resource I have come across. I passed the 020-222 test without any problems. The questions are not only realistic but are based on the way 020-222 does it, making it easy to remember the answers during the exam. Though not all questions are a hundred percent identical, many are. If you study the material well, you will have no trouble sorting it out. It is useful for IT experts like me. |
User: Tanita*****![]() ![]() ![]() ![]() ![]() The 020-222 practice exams provided by killexams.com are worth the money as they are great and helped me pass the exam. The questions are valid, and the answers are correct, which I have double-checked with a few friends. I suggest killexams.com to anyone who wants to pass the exam. |
User: Harold*****![]() ![]() ![]() ![]() ![]() I used Killexams.com ACSM test preparation materials to prepare for the 020-222 exam. It was challenging but overall very helpful in passing my 020-222 exam. |
User: Siti*****![]() ![]() ![]() ![]() ![]() Thanks to Killexams.com, I passed the 020-222 certification with a score of 91%. Their brain practice exams were very similar to the real exam, and their great assistance gave me the confidence to use their practice exams for my subsequent certifications. I used to be hopeless that I could not become IT certified, but after my buddy advised me about Killexams.com, I attempted their online educational materials and was able to get a 91% result in the 020-222 exam. |
020-222 Exam
Question: Killexams provided me complete pool of questions, how can I read this much questions? Answer: We recommend using the PDF version of the test on your laptop, mobile, and other devices to read during your spare time. Then use the killexams test simulator to practice. This way you can read and memorize a complete pool of questions. |
Question: Should 020-222 PDF questions sufficient or I need VCE also? Answer: Killexams 020-222 PDF and VCE use the same pool of questions. Generally, PDF is sufficient if you are a good reader. You need a VCE test simulator to practice these mock test after you memorize them. These 020-222 test questions are taken from genuine test sources, that's why these 020-222 test questions are sufficient to read and pass the exam. |
Question: Do I need updated dumps of 020-222 test to pass the exam? Answer: Yes, sure. You need up-to-date 020-222 questions to pass the exam. Killexams.com provides real 020-222 test mock test that appear in the genuine 020-222 exam. You should also practice these mock test with an test simulator. |
Question: Is killexams provide legit exams? Answer: Yes, Killexams is a legit and authentic website that provides a legit question bank of exams. You need the latest questions that follow the new syllabus to pass the exam. These latest mock test are taken from the genuine test question bank, that's why these test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
Question: I am your returing customer, what discount I will get? Answer: We deal with their returning customers with special discounts. Contact support or sales via live chat or support email address and provide a reference of your previous purchase and you will get a special discount coupon for your next purchase. |
https://www.pass4surez.com/art/read.php?keyword=ACSM+Health%2FFitness+information+search&lang=us&links=remove
Obviously it is hard task to pick solid certification mock test concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice exams website?
Absolutely yes, Killexams is hundred percent legit in addition to fully dependable. There are several options that makes killexams.com reliable and legitimate. It provides updated and hundred percent valid test questions filled with real exams questions and answers. Price is minimal as compared to many of the services online. The mock test are updated on ordinary basis using most recent questions. Killexams account make and supplement delivery is very fast. Computer file downloading is certainly unlimited and intensely fast. Assist is avaiable via Livechat and Email address. These are the features that makes killexams.com a sturdy website that offer test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.
CSBA test example | C1000-056 practice questions | IL0-786 certification sample | NS0-403 test cram | CISMP-V9 mock questions | AHN-BC test cram | C1000-058 test prep | SCP-NPM free practice exams | MS-720 study guide | DES-DD33 test prep | 1D0-61A online test | ACRP-CCRC training material | 050-696 Latest Questions | CDCS-001 free practice questions | Servicenow-CIS-HR practice test | DES-DD23 free study guide | MCPA-Level-1 pass test | NCP-MCI free pdf | 200-710 test questions | Salesforce-Health-Cloud-Accredited-Professional test prep |
020-222 - ACSM Health/Fitness Instructor test format
020-222 - ACSM Health/Fitness Instructor outline
020-222 - ACSM Health/Fitness Instructor test Questions
020-222 - ACSM Health/Fitness Instructor practice tests
020-222 - ACSM Health/Fitness Instructor education
020-222 - ACSM Health/Fitness Instructor teaching
020-222 - ACSM Health/Fitness Instructor Premium PDF
020-222 - ACSM Health/Fitness Instructor learn
020-222 - ACSM Health/Fitness Instructor boot camp
020-222 - ACSM Health/Fitness Instructor information search
020-222 - ACSM Health/Fitness Instructor test Questions
020-222 - ACSM Health/Fitness Instructor Test Prep
020-222 - ACSM Health/Fitness Instructor test Questions
020-222 - ACSM Health/Fitness Instructor information search
020-222 - ACSM Health/Fitness Instructor Free PDF
020-222 - ACSM Health/Fitness Instructor study tips
020-222 - ACSM Health/Fitness Instructor premium pdf
020-222 - ACSM Health/Fitness Instructor Free PDF
020-222 - ACSM Health/Fitness Instructor PDF questions
020-222 - ACSM Health/Fitness Instructor information search
020-222 - ACSM Health/Fitness Instructor Practice Questions
020-222 - ACSM Health/Fitness Instructor Study Guide
020-222 - ACSM Health/Fitness Instructor study help
020-222 - ACSM Health/Fitness Instructor study help
020-222 - ACSM Health/Fitness Instructor test questions
020-222 - ACSM Health/Fitness Instructor Practice Questions
020-222 - ACSM Health/Fitness Instructor guide
020-222 - ACSM Health/Fitness Instructor premium pdf
020-222 - ACSM Health/Fitness Instructor Latest Questions
020-222 - ACSM Health/Fitness Instructor teaching
020-222 - ACSM Health/Fitness Instructor test prep
020-222 - ACSM Health/Fitness Instructor test
020-222 - ACSM Health/Fitness Instructor certification
020-222 - ACSM Health/Fitness Instructor PDF Questions
020-222 - ACSM Health/Fitness Instructor education
020-222 - ACSM Health/Fitness Instructor test Questions
020-222 - ACSM Health/Fitness Instructor test
020-222 - ACSM Health/Fitness Instructor Practice Questions
020-222 - ACSM Health/Fitness Instructor test help
020-222 - ACSM Health/Fitness Instructor Real test Questions
020-222 - ACSM Health/Fitness Instructor techniques
020-222 - ACSM Health/Fitness Instructor PDF Download
020-222 - ACSM Health/Fitness Instructor test format
020-222 - ACSM Health/Fitness Instructor test prep
Other ACSM Practice Tests
020-222 test example | 040-444 free questions | 010-111 test practice |
Best practice exams You Ever Experienced
BMAT free online test | ADM-261 practice exam | Scrum-Master-Certified mock questions | 9L0-062 study questions | DES-1241 free pdf download | H12-711 Practice test | 3X0-203 test example | ACMP certification sample | PSNCB-CPSN test practice | WSO2-Certified-Enterprise-Integrator-6.5-Developer pdf questions | FortiSandbox pdf study guide | BCS-AIF test exam | C1000-153 free questions | C1000-144 sample test | HPE0-J58 cram book | CLEP pdf exam | PHNA-BC free prep | SPLK-4001 free practice tests | BCEN-CBRN test prep | I10-001 past exams |
References :
https://arfansaleemfan.blogspot.com/2020/08/020-222-acsm-healthfitness-instructor.html
http://feeds.feedburner.com/TakeAGanderAtThese020-222RealQuestionAndAnswers
https://youtu.be/F5io7P8Ge5s
https://sites.google.com/view/killexams-020-222-cheatsheet
https://drp.mk/i/QVW3LdqZD6
http://killexams1.isblog.net/020-222-acsm-health-fitness-instructor-2021-updated-dumps-by-killexams-com-14566778
https://www.coursehero.com/file/79412180/ACSM-Health-Fitness-Instructor-020-222pdf/
https://www.instapaper.com/read/1399271332
https://files.fm/f/46jg6hkt9
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
020-222 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 020-222 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug