Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 101-500?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 101-500: LPIC-1 Exam 101 Prüfung.

2025 Updated Actual 101-500 questions as experienced in Test Center

Aktuelle 101-500 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

LPI 101-500 : LPIC-1 exam 101 Practice Tests

Practice Tests Organized by Lee



Latest 2024 Updated LPI LPIC-1 exam 101 Syllabus
101-500 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




101-500 question bank : Download 100% Free 101-500 practice tests (PDF and VCE)

Exam Number : 101-500
Exam Name : LPIC-1 exam 101
Vendor Name : LPI
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Download Free Pass4sure 101-500 exam Practice Questions
At killexams.com, they offer you the opportunity to get 100% free 101-500 Pass Guides to test before registering for the full version. Use their 101-500 exam simulator to experience the real 101-500 Cram Guide. Passing the 101-500 exam will become much easier for you. They also offer three months of free updates for 101-500 LPIC-1 exam 101 exam questions.

Many candidates have successfully passed the 101-500 exam with their PDF TestPrep. It is extremely frustrating when you study and practice their 101-500 TestPrep and still receive poor grades or fail in the genuine tests. However, most of their clients have experienced significant improvement in their knowledge and passed the 101-500 exam on their first attempt. This is because their 101-500 TestPrep truly enhances their understanding of the subject matter. They can apply their knowledge in real-world scenarios as experts. Their focus is not only on helping candidates pass the 101-500 exam with their questions and answers, but also on improving their understanding of 101-500 subjects and objectives. This is why people trust their 101-500 Mock Questions.

We have included all updates and revisions in their TestPrep as 101-500 has undergone several changes and upgrades in 2024. Their 2024 updated 101-500 braindumps ensure your success in the genuine tests. They recommend going through the entire question bank before taking the genuine exam. This is not only because using their 101-500 TestPrep will enhance your knowledge, but also because it will allow you to work confidently in a real-world environment as a professional. Their aim is to not only help candidates pass the 101-500 exam, but also to Excellerate their understanding of 101-500 subjects and objectives. This is the key to success.







101-500 exam Format | 101-500 Course Contents | 101-500 Course Outline | 101-500 exam Syllabus | 101-500 exam Objectives


Course Outline: LPIC-101 Certified Linux Administrator

This course prepares students to take the 101 exam of the LPI level 1 certification. The
Linux Professional Institute (LPI) is the go to certification body for vendor independent
Linux certifications. This course covers fundamental Linux skills such as file
management and manipulation, text processing, command line use, package
management, filesystems, hardware, and many more. Students will feel confident
taking the LPI LPIC-1 101 exam with in classroom exams and practice exams.

Module 1: Work on the command line
 Role of command shell
 Shells
 Gathering system info
 Identifying the shell
 Changing the shell
 Shell prompts
 Bash: bourne-again shell
 Navigating the filesystem
 Help from commands and documentation
 Getting help within the graphical desktop
 Getting help with man $ info
 Bash: command line history
 Bash: command editing
 Bash: command completion
 Shell and environment variables
 Key environment variables Lab tasks
 Help with commands
 Linux shells
 Shell variables
 Bash history
 Aliases
Module 2: Use streams, pipes, and redirects
 File redirection
 Piping commands together
 Filename matching
 File globbing and wildcard patterns
 Brace expansion
 General quoting rules
 Nesting commands
 Gotchas: maximum command length
Lab tasks
 Redirection and pipes
 Wildcard file matching
 Shell meta-characters
 Command substitution
Module 3: Manage file permissions and ownership
 Filesystem hierarchy standard
 Displaying directory contents
 Filesystem structures
 Determining disk usage with df and du
 File ownership
 Default group ownership
 File and directory permissions
 File creation permissions with umask
 Changing file permissions
 Suid and sgid on files
 Sgid and sticky bit on directories
 User private group scheme
Lab tasks
 Navigating directories and listing files
 Disk and filesystem usage
 File and directory ownership and permissions
Module 4: Create, delete, find, and display files
 Directory manipulation
 File manipulation
 Deleting and creating files
 Physical unix file structure
 Filesystem links
 File extensions and content
 Which and type
 Whereis
 Searching the filesystem
 Alternate search method
 Manually installed shared libraries
Lab tasks
 Manipulating files and directories
Module 5: Work with archives and compression
 Archives with tar
 Archives with cpio
 The gzip compression utility
 The bzip2 compression utility
 The xz compression utility
 The pkzip archiving/compression format
Lab tasks
 Archiving and compression
 Using tar for backups
 Using cpio for backups
Module 6: Process text streams using filters
 Producing file statistics
 The streaming editor
 Replacing text characters
 Text sorting
 Duplicate removal utility
 Extracting columns of text
 Displaying files
 Prepare text for display
 Previewing files
 Displaying binary files
 Combining files and merging text
Lab tasks
 Text processing
 Processing text streams
Module 7: Search text files using regular expressions
 Searching inside files
 Regular expression overview
 Regular expressions
 Re character classes
 Regex quantifiers
 Re parenthesis
Lab tasks
 Pattern matching with regular expressions
 Extended regular expressions
 Using regular expressions with sed
Module 8: Perform basic file editing operations using vi
 Text editing
 Vi and vim
 Learning vim
 Basic vi
 Intermediate vi
Lab tasks
 Text editing with vim
Module 9: Create, monitor, and kill processes
 What is a process=>
 Process lifecycle
 Process states
 Viewing processes
 Signals
 Tools to send signals
 Managing processes
 Tuning process scheduling
 Job control overview
 Job control commands
 Nohup and disown
 Uptime
 Persistent shell sessions with screen
 Using screen
 Advanced screen
Lab tasks
 Job control basics
 Process management basics
 Screen basics
 Using screen regions
Module 10: Use rpm, yum, and debian package management
 Managing software
 Rpm architecture
 Working with rpms
 Querying and verifying with rpm
 Installing debian packages
 Querying and verifying with dpkg
 The alien package conversion tool
 Managing software dependencies
 Using the yum command
 Yumdownloader
 Configuring yum
 The dselect $ apt frontends to dpkg
 Aptitude
 Configuring apt
Lab tasks
 Working with rpms on ubuntu
 Querying the rpm database
Module 11: Work with partitions, filesystems, and disk quotas
 Partition considerations
 Logical volume management
 Filesystem planning
 Partitioning disks with fdisk $ gdisk
 Resizing a gpt partition with gdisk
 Partitioning disks with parted
 Filesystem creation
 Filesystem support
 Unix/linux filesystem features
 Swap
 Selecting a filesystem
 Filesystem maintenance
 Mounting filesystems
 Mounting filesystems
 Managing an xfs filesystem
 Nfs
 Smb
 Filesystem table (/etc/fstab)
 Configuring disk quotas
 Setting quotas
 Viewing and monitoring quotas
Lab tasks
 Hot adding swap
 Accessing nfs shares
 Setting user quotas
Module 12: Linux boot process
 Booting Linux on pcs
 Grub 2
 Grub 2 configuration
 Grub legacy configuration
 Boot parameters
 Init
 Linux runlevels aliases
 Systemd local-fs.target and sysinit.target
 Runlevel implementation
 System boot method overview
 Systemd system and service manager
 Systemd targets
 Using systemd
 Shutdown and reboot
 System messaging commands
 Controlling system messaging
Lab tasks
 Command line messaging
 Messaging with talkd
 Boot process
 Grub command line
 Basic grub security
Module 13: Determine and configure hardware settings
 Managing Linux device files
 Hardware discovery tools
 Configuring new hardware with hwinfo
 Pc architecture and bus
 Dma $ irq
 Usb devices
 Usb configuration
 Configuring kernel components and modules
 Kernel modules
 Handling module dependencies
 Configuring the kernel via /proc/
 Kernel hardware info – /sys/
 /sys/ structure
 Random numbers and /dev/random
Lab tasks
 Adjusting kernel options
Module 14: linux fundamentals
 Unix and its design principles
 Fsf and gnu
 Gpl – general public license
 The linux kernel
 Components of a distribution
 Red hat linux products
 Suse linux products
 Debian
 Ubuntu
 Logging in
 Got root=>
 Switching user contexts
Gathering login session info
Lab tasks
 Login and discovery
 Switching users with su



Killexams Review | Reputation | Testimonials | Feedback


I want to pass the 101-500 exam quickly. What should I do?
The killexams.com 101-500 braindump is worth every penny. All the Braindumps are correct, and I passed my 101-500 exam with it last week.


Get high scores on the 101-500 exam with little study time.
Thanks to killexams.com, I was able to obtain my 101-500 partner affirmation. Their study materials and exam simulator were incredibly useful in preparing me for the exam. I found that the subjects were easy to understand and learn with the help of their resources. Even the exam itself, which I found unpredictable, was manageable thanks to killexams.com's Questions and Answers. I was well-prepared and encountered no unpleasant surprises during the exam.


It is a great idea to memorize these latest 101-500 practice tests.
I passed both the 101-500 exams on my first attempt with 80% and 73% scores, respectively. I am grateful for the VCE exam provided by killexams.com, which helped me a lot. If I did not understand anything, the papers with answers were extremely useful. Thank you to killexams.com for providing me with such useful resources.


Real exam 101-500 questions and answers.
I purchased the certification package and studied it thoroughly, and last week I passed the 101-500 exam and received my certification. The killexams.com online exam simulator was an excellent tool to prepare for the exam, increasing my confidence and enabling me to pass the certification exam with ease. I frantically searched for unique contents as I only had one week left for the 101-500 exam and stopped at killexams.com Questions and Answers. It had short question-answers that were easy to recognize. Within a week, I analyzed as many questions as possible and scored 83%, making 50/60 accurate answers in due time. killexams.com was an awesome solution for me. Thank you.


Where can I obtain study help for the 101-500 exam?
I consider the 101-500 exam preparation I have ever passed over as the best. With killexams.com Questions and Answers, I passed the 101-500 exam without any difficulty. I knew everything I needed to know, and the full-sized questions from killexams.com helped me a lot. The cash-back ensure also lives up to expectations, and I am happy to recommend this exam guide to my friends and colleagues.


LPI 101 Question Bank

101-500 Exam

User: Ibrahim*****

The exam coaching bundle provided by Killexams.com covered the questions I was asked in the exam. Although some components were unexpected, the stuff they offer is genuinely valid. It is frequently updated to keep up with the reliable updates made to the 101-500 exam. The exam simulator runs smoothly and is user-friendly. I do not have anything negative to say about it.
User: Sima*****

When I was an administrator, I decided to take the 101-500 exam to further my career. However, referring to detailed books made studying tough for me. Thankfully, registering with killexams.com turned out to be the best decision I made. They made me confident and helped me to answer 60 questions in 80 minutes without any difficulty. I passed the exam easily, and I now recommend killexams.com to my friends and co-workers for effective preparation.
User: Lewis*****

I achieved great marks on my 101-500 exam, and your study materials were truly exceptional compared to others. I will definitely come back to purchase more exam practice tests from you. I want to express my gratitude for your amazing 101-500 exam guide. I took the exam this week and performed exceptionally well. No other study material had taught me the material as comprehensively as killexams.com questions and answers. I answered 90% of the questions correctly.
User: Raiya*****

Thanks to the tremendous products provided by Killexams.com, I was able to score an impressive 92% on my 101-500 certification exam. I was searching for a reliable test VCE exam to boost my knowledge, especially since the technical concepts and language in my certification were difficult to understand. Killexams.com offered easy solutions for me, and I am pleased with my success. This platform is an excellent training source for professional certification exams.
User: Charlie*****

I recently passed the 101-500 exam, and I could not have done it without the assistance of killexams.com. A few months ago, I failed the exam when I took it for the first time. However, the questions from killexams.com were very similar to the genuine ones, and I passed the exam with ease this time. I am grateful to the team at killexams.com for their support.

101-500 Exam

Question: How many questions are asked in 101-500 exam?
Answer: Killexams.com provides complete information about 101-500 exam outline, 101-500 exam syllabus, and course contents. All the information about several questions in the genuine 101-500 exam is provided on the exam page at the killexams website. You can also see 101-500 subjects information from the website.
Question: Should I try this outstanding material updated 101-500 test prep?
Answer: It is best to experience killexams 101-500 questions and study guides for your 101-500 exam because these 101-500 VCE exam are specially collected to ease the 101-500 exam questions when asked in the genuine test. You will get good scores on the exam.
Question: How much daily study is required to pass 101-500 exam?
Answer: Usually, if you have a busy schedule, you need to spend two hours daily practicing and practice 101-500 test prep. If you are free and you have more time to study, you can prepare for an exam even in 24 hours. Although, they recommend taking your time to study and practice 101-500 VCE exam until you are sure that you can answer all the questions that will be asked in the genuine 101-500 exam. For complete 101-500 test prep, visit killexams.com and register to get the question bank of 101-500 practice test. These 101-500 exam questions are taken from genuine exam sources, that's why these 101-500 exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 101-500 questions are sufficient to pass the exam.
Question: Which is the best genuine questions website?
Answer: Of course, the best certification VCE exam website is killexams.com. It offers the latest and up-to-date exam Braindumps to memorize and pass the exam on the first attempt.
Question: I failed the exam but do not receive my refund, why?
Answer: There are several reasons for this issue. There are some guidelines provided for refund validity at https://killexams.com/pass-guarantee that might help you in this issue.
LPI+101+Question+Bank
https://www.pass4surez.com/art/read.php?keyword=LPI+101+Question+Bank&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for study guide update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best study guide site.

Which is the best practice tests website?
Certainly, Killexams is 100% legit together with fully trustworthy. There are several characteristics that makes killexams.com authentic and authentic. It provides updated and 100% valid exam questions that contain real exams questions and answers. Price is very low as compared to the vast majority of services on internet. The Braindumps are kept up to date on frequent basis with most exact questions. Killexams account set up and device delivery is really fast. Record downloading can be unlimited and very fast. Service is avaiable via Livechat and Email address. These are the features that makes killexams.com a sturdy website that supply exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your get Account. You can get Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




ServiceNow-CIS-HAM online exam | MA0-101 exam papers | RDN Free PDF | APMLE exam questions | IFSEA-CFM pdf exam | CWAP-404 mock exam | C1000-171 study help | 2V0-01-19 exam preparation | Salesforce.Field-Service-Lightning-Consultant VCE exam | 3314 practical test | CPIM practice questions | AMB-BC study guide | Scrum-PSD-I free questions | STAAR pass marks | PAM-DEF free pdf | AD01 practice exam | H35-660 Braindumps | 2V0-71.21 exam questions | CEMAP-1 free online test | 5V0-32-19 test practice |


101-500 - LPIC-1 exam 101 Free PDF
101-500 - LPIC-1 exam 101 teaching
101-500 - LPIC-1 exam 101 learn
101-500 - LPIC-1 exam 101 testing
101-500 - LPIC-1 exam 101 exam Questions
101-500 - LPIC-1 exam 101 PDF Questions
101-500 - LPIC-1 exam 101 boot camp
101-500 - LPIC-1 exam 101 information source
101-500 - LPIC-1 exam 101 guide
101-500 - LPIC-1 exam 101 exam syllabus
101-500 - LPIC-1 exam 101 Latest Topics
101-500 - LPIC-1 exam 101 test
101-500 - LPIC-1 exam 101 Practice Questions
101-500 - LPIC-1 exam 101 boot camp
101-500 - LPIC-1 exam 101 study tips
101-500 - LPIC-1 exam 101 Question Bank
101-500 - LPIC-1 exam 101 Premium PDF
101-500 - LPIC-1 exam 101 PDF questions
101-500 - LPIC-1 exam 101 genuine Questions
101-500 - LPIC-1 exam 101 exam
101-500 - LPIC-1 exam 101 information source
101-500 - LPIC-1 exam 101 guide
101-500 - LPIC-1 exam 101 Questions and Answers
101-500 - LPIC-1 exam 101 course outline
101-500 - LPIC-1 exam 101 Test Prep
101-500 - LPIC-1 exam 101 guide
101-500 - LPIC-1 exam 101 tricks
101-500 - LPIC-1 exam 101 test prep
101-500 - LPIC-1 exam 101 outline
101-500 - LPIC-1 exam 101 exam cram
101-500 - LPIC-1 exam 101 Questions and Answers
101-500 - LPIC-1 exam 101 course outline
101-500 - LPIC-1 exam 101 Practice Questions
101-500 - LPIC-1 exam 101 testing
101-500 - LPIC-1 exam 101 exam Questions
101-500 - LPIC-1 exam 101 Questions and Answers
101-500 - LPIC-1 exam 101 testing
101-500 - LPIC-1 exam 101 Free PDF
101-500 - LPIC-1 exam 101 study tips
101-500 - LPIC-1 exam 101 learn
101-500 - LPIC-1 exam 101 teaching
101-500 - LPIC-1 exam 101 Questions and Answers
101-500 - LPIC-1 exam 101 certification
101-500 - LPIC-1 exam 101 premium pdf

Other LPI Practice Tests


201-450 exam preparation | 304-200 pdf study guide | 010-160 questions and answers | 305-300 Latest Questions | 202-450 PDF Questions | 102-500 demo test questions | 101-500 study guide | 701-100 practice questions | 303-200 study guide | 300-100 past exams |


Best practice tests You Ever Experienced


CGRN test example | ACLPN Test Prep | NSK100 mock exam | PMGT-BC test prep | CIS-VRM Practice Test | DES-3128 Real exam Questions | ICDL-EXCEL practice questions | BCNS-CNS exam prep | AIP-210 practice questions | E20-575 pass marks | GP-Doctor study questions | DCDEP exam Cram | CSSBB exam prep | ABCTE cram | S1000-008 practice exam | NNCC-CDN exam tips | 920-197 exam questions | JN0-104 free pdf | 101-500 Question Bank | 2V0-21.21 exam answers |





References :


https://arfansaleemfan.blogspot.com/2020/09/101-500-lpic-1-exam-101-dumps-with-real.html
https://drp.mk/i/Q7RGGjvGns
http://killexamsbraindumps.blogdigy.com/101-500-lpic-1-exam-101-practice-test-by-killexams-com-11399604
https://sites.google.com/view/killexams-101-500-cheat-sheet
https://www.instapaper.com/read/1399867486
http://feeds.feedburner.com/Real101-500QuestionsThatAppearedInTestToday
https://files.fm/f/aprfpm3ry



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

101-500 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

101-500 Reviews

100% Valid and Up to Date 101-500 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug