Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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AANP Vs. ANCC: Choosing An NP CertificationEditorial Note: They earn a commission from partner links on Forbes Advisor. Commissions do not affect their editors' opinions or evaluations. Becoming a nurse practitioner (NP), a type of advanced practice registered nurse (APRN), requires significant education and training, as well as knowledge, skills and competencies. Aspiring NPs must be licensed registered nurses (RNs), hold a bachelor of science in nursing and complete a masters in nursing or a doctorate of nursing program graduate programs. The last step on the long journey to becoming an NP is passing a national nursing certification exam in your specialization. Passing the right exam demonstrates your advanced clinical knowledge and skills and shows employers you can succeed as an NP in your specialty. Two national organizations, the American Association of Nurse Practitioners (AANP) and the American Nurses Credentialing Center (ANCC), offer nurse practitioner certifications. You must pass a board certification exam from either AANP or ANCC to become an NP. NPs specializing in family or adult-gerontology primary care can take either an AANP exam or an ANCC exam. For other practice specialties, like psychiatric-mental health, only one organization offers the relevant exam and credential. Learn more about AANP vs. ANCC nursing certifications, and figure out which path is right for you. AANP vs. ANCCAANP and ANCC both offer NP certifications and board certification exams. AANP is a membership organization representing more than 121,000 nurse practitioners across North America. Its credentialing arm is the AANP Certification Board (AANPCB), which only offers NP certifications. ANCC is an offshoot of the American Nurses Association (ANA), a professional group with 4 million members in the United States. ANCC administers certifications to both NPs and registered nurses with an associates degree or bachelor’s degree in nursing. If you’re pursuing NP certification in family or adult-gerontology primary care, you can do so through AANPCB or ANCC. Other NP specializations do not offer a choice; you must take the relevant certification exam from whichever organization offers it. For example, aspiring emergency nurse practitioners can only pursue certification through AANPCB. NPs seeking to specialize in psychiatric mental health, on the other hand, must earn their credentials through ANCC. What Is the American Academy of Nurse Practitioners Certification Board (AANPCB)?AANP created AANPCB, a nonprofit credentialing organization for nurse practitioners, to offer NP certifications in the following specialties: AANP members receive a $75 discount on AANPCB certification applications. Certifications Offered by AANPCB Adult-Gerontology Primary Care Nurse Practitioner (A-GNP)The A-GNP certification demonstrates clinical knowledge of adults from age 13 until advanced age and end-of-life. This certification qualifies you for NP licensure specializing in adult patients. A-GNPs have demonstrated expertise and competencies in health exam, pathophysiology, pharmacology, treatment and management of acute and chronic conditions, and evidence-based practice. The certification’s competency-based exam includes 150 questions, including 15 pre-test questions that do not count toward your score. The test covers exam, diagnosis, plan and evaluation domains, including questions about all age parameters. Online applications cost $240 for AANP members and $315 for nonmembers. Prices may change over time and discounts may be available for members of specific nursing organizations. Members should check with their association membership offices to see if discounts are applicable. A-GNP applicants must hold an active RN license. Other eligibility requirements include a minimum of 500 graduate level clinical practicum hours and successful completion of a graduate or postgraduate adult-gerontology primary care nurse practitioner program at an accredited school of nursing. To find out more about earning RN licensure, review their guide on how to become an RN. Family Nurse Practitioner (FNP)The FNP certification qualifies holders to apply for a state license to practice as an FNP offering primary care across the life span, from prenatal patients to older adults. The competency-based exam includes 150 questions (135 scored questions and 15 unscored pretest questions). The test assesses knowledge of various age and practice domains like exam, evaluation, diagnosis and planning. It covers courses like cultural competence, crisis management, pain management and anatomy. FNP applicants with AANP memberships pay $240 to apply online, while nonmembers pay $315. Eligibility requirements for the FNP include an active RN license, completion of a graduate or postgraduate family nurse practitioner program at an accredited school and at least 500 clinical hours. To learn more, see their guide on how to become a family nurse practitioner. What Is the American Nurses Credentialing Center (ANCC)?As part of ANA, ANCC offers various certifications to help NPs and RNs advance their careers. ANCC’s NP certifications include: In addition to providing certifications, ANCC also accredits healthcare organizations that offer or approve continuing education for nurses. ANCC recognizes healthcare organizations that encourage safe and effective nursing practice as well. ANA members can save $100 on ANCC’s NP certification application fees. NP Certifications Offered by ANCC Adult-Gerontology Primary Care Nurse Practitioner Certification (AGPCNP-BC)ANCC’s AGPCNP-BC credential qualifies you to practice as an entry-level adult-gerontology primary care nurse practitioner. To qualify for the AGPCNP-BC, you must hold RN licensure and pass a national certification exam. To obtain this credential, you must earn an accredited AGPCNP master’s in nursing, a DNP or a postgraduate certificate including at least 500 supervised clinical hours. Applicants must complete three APRN core graduate courses in advanced physiology or pathophysiology, advanced health exam and advanced pharmacology. The Accreditation Board for Specialty Nursing Certification provides accreditation for this certification, which requires renewal every five years. For initial certification, ANA members pay $295, and nonmembers pay $395. AANP members, AANP student members and Gerontological Advanced Practice Nurses Association (GAPNA) members also receive discounts. The AGPCNP exam assesses competency in clinical knowledge and skills for this specialty. The competency-based test lasts 3.5 hours and includes 175 questions (150 scored and 25 unscored pretest questions). Questions cover the patient exam process, plan of care and professional practice, spanning different age groups, body systems and drug agents. You can take ANCC’s Adult-Gerontology Primary Care Nurse Practitioner Readiness Test to assess your preparedness for the official exam. You can use ANCC’s study aids to prepare for the test. Family Nurse Practitioner Certification (FNP-BC)ANCC’s FNP-BC credential qualifies you to apply for state licensure to work as a family nurse practitioner. This certification requires renewal every five years. To earn this credential, you must pass the competency-based FNP-BC exam to demonstrate that you have the clinical skills and knowledge necessary for FNP work. The 3.5-hour test includes 175 questions (150 scored questions and 25 unscored pretest questions). exam content covers exam, diagnosis, planning, implementation and evaluation with questions about different age groups, drug agents and body systems. ANA members pay $295 for initial certification; nonmembers pay $395. AANP members, AANP student members and GAPNA members also receive discounts. Eligibility requirements for the FNP-BC certification include a current RN license and an FNP master’s, postgraduate certificate or DNP from an accredited school. The FNP program must include 500 faculty-supervised clinical hours. Applicants must also complete three graduate-level APRN core courses covering advanced physiology or pathophysiology, advanced health exam and advanced pharmacology. You can take ANCC’s FNP readiness test to assess your exam readiness and to get a better idea of what to expect. ANCC also provides other study aids, including trial questions and a test content outline. Frequently Asked Questions (FAQs) About AANP vs. ANCC What is the difference between AANP and ANCC?AANP and ANCC both offer national certification exams for nurse practitioners. AANP, a professional organization for nurse practitioners, only offers NP certifications. ANCC is a wing of ANA and offers certifications for RNs at various levels, including NPs. What does certification for an NP mean?NPs must earn certification to apply for a state license to practice their specialty. To obtain certification, you must pass a national board exam in your NP specialty area. You must also meet other requirements, including holding an RN license, earning a BSN degree and completing a graduate NP program with at least 500 clinical hours. Post Baccalaureate Teacher Certification ProgramDrexel University School of Education What is the Post Baccalaureate Teacher Certification?The Post Bachelor’s Baccalaureate Teaching Certification program in Elementary Education (grades PreK-4), Middle Level (grades 4-8), and Secondary Education (grades 7-12) are designed for professionals who hold a bachelor’s degree and who seek to qualify for Pennsylvania state teacher certification at the elementary, middle, or secondary level. Students take courses online that satisfy Pennsylvania teaching certificate requirements while completing the required number of weeks of students teaching. Pennsylvania has reciprocation agreements with nearly every state in the U.S. meaning you can transfer your teaching certificate to another state. What Can You Do with a Post Baccalaureate Teacher Certification?The curriculum for this teacher certificate program at Drexel University is designed for those changing careers into the education field, as well as those who already serve as temporary, emergency, or substitute teachers and wish to earn a formal teaching credential. Students who wish to complete a master’s degree in Teaching, Learning and Curriculum have the opportunity to transfer the credits earned in the Post Bachelor’s Teaching Certificate into the MS in Teaching, Learning & Curriculum program. The PA teacher certification program requirements at Drexel University’s School of Education prepares students for a Pennsylvania Instructional I Certificate. How Long Does it Take to Get a Teaching Certification?A commonly asked question regarding their programs, is "how long is the teacher certification program"? If you already have a bachelor's degree, the elementary, middle level and secondary education programs typically take two years to complete. Drexel also offers a dual certification option for secondary and special education. A bachelor's degree program typically takes up to 4 years to complete. How to Get a Teaching Certification 1. Earn your bachelor's degreeThe first step towards becoming a K-12 teacher is to earn a bachelor’s degree. If you earn a bachelor’s degree in a program that leads to teaching certification, such as elementary education or teacher education, you will graduate with all the requirements necessary to become a licensed teacher. If your bachelor’s degree is in a non-teaching program, you will need to follow the next steps on this list to complete your educator certification program.. 2. Decide what subject and/or grade level you want to teachIf you already have a bachelor’s degree, you can become a teacher through their teacher certification program. The first step is to determine what subject you would like to teach. Some students choose a subject that reflects their bachelor’s degree experience while others may choose a new subject that they are passionate about. 3. Complete a certification programOnce you have decided on a subject, you should enroll in a teacher certification program and focus on your chosen subject. You will complete required coursework for certification and gain the knowledge needed to complete the required Praxis exams. 4. Gain student teaching experienceWhile you complete your required coursework, you will also gain the required hours of student teaching experience. Most teacher certification programs require 12 weeks of student teaching experience. The School of Education’s Field Placement Office assists students with identifying student teaching opportunities in school districts close to where they live, anywhere in the U.S. and other parts of the world. 5. Pass your certification examsOnce you have completed your required courses and student teaching experience, you will schedule and sit for your Praxis exams. Passing the required exams is a critical final step to become a certified teacher. Passing the exams will allow you to begin teaching in classrooms on your own. Some school districts may allow emergency certifications to allow teachers who have not completed their exams to teach in their schools for a certain period of time until they can pass the required exams. 6. Become licensedOnce you have passed the required exams, you will be issued an Instructional I teaching certificate in the state where you took the exams. As a certified teacher, you will be eligible for teaching positions in the subject in which you are certified. You can add additional certifications or complete requirements for an Instructional II teaching certificate as you advance in your career. Post Baccalaureate Teacher Certification Program Options Post Bachelor's Middle Level Teaching Certificate (Grades 4-8)Drexel's Post Bachelor's Teaching Certificate in Middle Level (grades 4-8) is ideal for students who would like to teach middle school students in the areas of Math, Science, English, and Social Studies. In addition to gaining knowledge of effective teaching methods, students will also learn how to create culturally responsive pedagogy and create a safe, productive, and positive classroom environment that facilitates learning for all students. The coursework for a certificate for middle level education consists of 33 credit hours (13 courses) and includes mandatory field-based experiences and 12 weeks of student teaching. The Post Bachelor's Teaching Certificate for Middle Level (Grades 4-8) curriculum and course descriptions may be found in the Drexel Online Course Catalog. Post Bachelor’s Secondary Education Teaching Certificate (Grades 7-12)The Post Bachelor’s Teaching Certificate in Secondary Education (Grades 7-12) is designed for individuals who hold a bachelor’s degree and who seek to qualify for PA state teacher certification at the secondary level. The curriculum is designed for those changing careers as well as those who already serve as temporary, emergency, or substitute teachers and wish to earn a formal teaching credential. The coursework for a general certificate of secondary education consists of 30 credit hours (11 courses) and includes mandatory field-based experiences and 12 weeks of student teaching. The Post Bachelor's Teaching Certificate for Secondary Education (Grades 7-12) curriculum and course descriptions may be found in the Drexel Online Course Catalog. Teacher Certification SpecialtiesThe School of Education offers eight content-specific areas of study each leading to their own certifications with required courses and Praxis exams: Once a student has successfully completed their course of study and all exams required by the Pennsylvania Department of Education (PDE), Drexel recommends the student to PDE for issuance of the appropriate teaching certificate. Instructional I Teacher Certification RequirementsPennsylvania’s initial state certification is known as “Instructional I” and is valid for a total of six years (the six years need not be continuous). To continue teaching after six years, teachers must receive an Instructional II Certification. Instructional II Teacher Certification RequirementsThe Instructional II Certification is considered a “permanent” certification. (It must, however, be renewed every five years through the fulfillment of continuing education requirements.) A teacher applying for Instructional II Certification must have: The PA Educator Certification Tests (PECT) are required for Elementary Certification (Grades PreK–4). Students are required to take the appropriate exam for each area of certification sought. For more information about examinations and registration, visit the PA Educator Certification Tests (PECT). Required Exams for a Certificate of Secondary Education (Grades 7-12)All Post Bachelor’s students seeking certification in Secondary Certification (Grades 7–12) are required to pass the Praxis II Series. Students must pass the appropriate Praxis II Content Knowledge test(s) for each area of certification they wish to obtain. For more information about examination and registration, please visit the Praxis Series. How to Maintain a Valid Teacher Certification through Act 48To maintain Instructional I and Instructional II Certifications in Pennsylvania, the PDE requires a certified teacher to complete the minimal equivalent of six semester-hour (or nine quarter-hour) credits, 180 professional development hours, or a combination of credits and professional development hours every five years. College credits must be acquired from an accredited four-year, degree-granting college or university. Note: For those working to acquire Instructional II Certification, the 24 semester credits or 36 quarter credits needed to apply for Instructional II may also count toward Act 48 requirements. Undergraduate credits from a community college may not be counted toward Act 48 credits for Instructional II Certification. For more information and to apply credits to your state record, visit the PA Department of Education Act 48 Continuing Professional Education. How to Apply to the Teacher Certification ProgramDrexel University's Post-Bachelor's Teacher Certification courses are offered 100% online. You can get started by filling out the appropriate Drexel Online Application for an online Post-Baccalaureate Teacher Certification: Best Personal Trainer Certification Programs Of 2023, According To ExpertsThe cost of personal trainer certification programs varies, ranging in price from $400 to $2,000, according to American Fitness Professionals and Associates. Prices fluctuate depending on the organization providing the certification, the certification level, the study materials and support offered, and the price of the certification exam itself. While many programs offer payment plans to help with financing, some may not include the cost of earning a CPR/AED certification, which is required for most programs and can add about $75 to the total cost of certification. Minton also recommends considering the costs of personal training once one obtains a certification. For instance, self-employed personal trainers may need to rent space in a gym or fitness club to work with clients. Many trainers also invest in liability insurance, which costs an average of $1,735 per year for small businesses. Equipment, such as hand weights, kettlebells, yoga mats, resistance bands or portable speakers for music, can also add to potential costs should a trainer need to purchase equipment for client use. Lastly, many CPT certifications require trainers to participate in continuing education courses, keep their CPR/AED certification up to date and pay certification renewal fees every few years, all of which can add significantly to the total cost of maintaining their certification. Some continuing education courses can cost several hundred dollars, and recertification fees can exceed $400. |
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