Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 156-315.81?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 156-315.81: Check Point Certified Security Expert R81 Prüfung.

2025 Updated Actual 156-315.81 questions as experienced in Test Center

Aktuelle 156-315.81 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Checkpoint 156-315.81 : Check Point Certified Security Expert R81 Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2025 Updated Checkpoint Check Point Certified Security Expert R81 Syllabus
156-315.81 question bank with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




156-315.81 question bank : Download 100% Free 156-315.81 practice questions (PDF and VCE)

Exam Number : 156-315.81
Exam Name : Check Point Certified Security Expert R81
Vendor Name : Checkpoint
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Finalize your 156-315.81 Free test PDF with these 156-315.81 Questions and Answers and Cram Guide
156-315.81 PDF Download are provided by 156-315.81 certified specialists at killexams.com. Many individuals become confused as there are numerous 156-315.81 Mock Exam suppliers available, making it challenging to choose the latest, legitimate, and up-to-date Check Point Certified Security Expert R81 Pass Guides. However, killexams.com has solved this issue by providing days-updated, latest, and legitimate 156-315.81 real questions with PDF Download for exercise tests that function great in real 156-315.81 exams.

At killexams.com, they provide the latest, valid, and updated Checkpoint Check Point Certified Security Expert R81 dumps that are necessary to pass the 156-315.81 test and boost your position as a qualified professional within your company. Their goal is to help people pass the 156-315.81 test on their first attempt. The quality of their 156-315.81 test questions has always been at the top. They thank their customers who trust their Practice Test and VCE for their real 156-315.81 test. Killexams.com is an expert in providing real 156-315.81 test questions. They ensure that their 156-315.81 study material is valid and up-to-date all the time. These Check Point Certified Security Expert R81 ACTUAL EXAM QUESTIONS are guaranteed to help you pass the test with high marks.







156-315.81 test Format | 156-315.81 Course Contents | 156-315.81 Course Outline | 156-315.81 test Syllabus | 156-315.81 test Objectives


Exam Specification: 156-315.81 Check Point Certified Security Expert R81

Exam Name: 156-315.81 Check Point Certified Security Expert R81
Exam Code: 156-315.81
Exam Duration: 90 minutes
Passing Score: 70%
Exam Format: Multiple-choice
Exam Delivery: Proctored online or at a testing center

Course Outline:

1. Introduction to Check Point Security Expert R81
- Overview of the Check Point Security Expert certification
- Understanding the role of a Check Point Certified Security Expert
- Exploring the features and capabilities of Check Point R81

2. Advanced Firewall Configuration and Management
- Configuring advanced firewall policies and rules
- Implementing advanced network address translation (NAT) techniques
- Utilizing advanced security features such as IPS and Application Control

3. Virtual Private Network (VPN) Deployment and Troubleshooting
- Configuring site-to-site and remote access VPNs
- Troubleshooting VPN connectivity and encryption issues
- Implementing VPN high availability and load balancing

4. Security Gateway Performance Optimization
- Analyzing and optimizing Security Gateway performance
- Utilizing performance monitoring and debugging tools
- Implementing acceleration and caching techniques

5. Advanced Threat Prevention and Security Management
- Deploying and managing advanced threat prevention technologies
- Configuring security policies for threat prevention
- Utilizing Security Management features for centralized control

6. Multi-Domain Security Management
- Implementing and managing Multi-Domain Security Management
- Configuring domain-level security policies and objects
- Utilizing SmartProvisioning for managing multiple gateways

Exam Objectives:

1. Understand the advanced firewall configuration and management in Check Point R81.
2. Demonstrate proficiency in deploying and troubleshooting VPNs.
3. Optimize Security Gateway performance in Check Point R81.
4. Deploy and manage advanced threat prevention technologies.
5. Configure and manage Multi-Domain Security Management in Check Point R81.

Exam Syllabus:

Section 1: Introduction to Check Point Security Expert R81 (10%)
- Check Point Security Expert certification overview
- Role and responsibilities of a Check Point Certified Security Expert
- Features and capabilities of Check Point R81

Section 2: Advanced Firewall Configuration and Management (25%)
- Advanced firewall policies and rules configuration
- Advanced network address translation (NAT) techniques
- Implementation of IPS and Application Control

Section 3: Virtual Private Network (VPN) Deployment and Troubleshooting (20%)
- Site-to-site and remote access VPN configuration
- Troubleshooting VPN connectivity and encryption issues
- VPN high availability and load balancing

Section 4: Security Gateway Performance Optimization (20%)
- Performance analysis and optimization techniques
- Performance monitoring and debugging tools
- Acceleration and caching implementation

Section 5: Advanced Threat Prevention and Security Management (20%)
- Deployment and management of advanced threat prevention technologies
- Security policy configuration for threat prevention
- Utilization of Security Management features for centralized control

Section 6: Multi-Domain Security Management (5%)
- Implementation and management of Multi-Domain Security Management
- Configuration of domain-level security policies and objects
- Utilization of SmartProvisioning for managing multiple gateways



Killexams Review | Reputation | Testimonials | Feedback


No questions were asked that were outside of this Braindumps bank.
Killexams helped me pass the 156-315.81 test with ease. The test simulator was a great tool, allowing me to practice in an exam-like setting and test my knowledge with real test questions. This package was the best gift I could have given myself for Christmas and New Year.


Is it possible? The 156-315.81 questions were exactly the same in the real test that I took.
I never suspected that the subjects I had dependably fled from would be this kind of top-notch amount of amusing to the exam. killexams.com's smooth and brief approach for buying to the focuses made my making plans factor much less stressful and helped me get 89% marks. I was going to surrender the 156-315.81 exam, but with only a week left, I decided to update to their practice test for my test preparation.


Actual 156-315.81 test questions to pass the test on the first try.
Dear Team, I am delighted to inform you that I have completed my 156-315.81 certification on my first attempt. Thank you so much for providing me with a useful practice test, which helped me to pass the test with ease.


Am I able to find updated practice test Braindumps for the latest 156-315.81 exam?
My friend suggested I subscribe to killexams.com to get additional resources for my 156-315.81 exams, and I found the platform very comforting and helpful. I knew it would help me pass my 156-315.81 exam, and it did.


Need real test questions for the 156-315.81 exam? get them here.
I achieved a remarkable score in my Cisco exam, surprising everyone around me. I owe my success to the preparatory instructions I received from killexams.com. Their Braindumps were perfect, providing me with all the necessary information to perform well in the exam.


Checkpoint R81 syllabus

156-315.81 Exam

User: Natesha*****

I had an excellent experience preparing for the 156-315.81 test with Killexams.com comprehensive study materials. The Braindumps provided were of high quality, and the test was relatively easy to complete as a result. I was able to pass the test with a score of 95%, and I am confident that anyone who completes Killexams.com tests will have a similar level of success.
User: Kate*****

My brother told me I could not pass the 156-315.81 exam, but I proved him wrong thanks to the support of killexams.com. Their test questions gave me the confidence I needed to succeed, and I passed with ease. Passing the 156-315.81 test is a huge accomplishment, and I am proud of myself for achieving it with the help of killexams.com.
User: Matt*****

I purchased your certification bundle and studied it thoroughly. Last week, I passed the 156-315.81 test and received my certification. The Killexams.com online test simulator was an excellent tool to prepare for the exam, and it gave me the extra confidence I needed to pass the certification exam. I highly recommend Killexams.com to anyone looking to pass IT certification exams. I found the Braindumps to be brief and easy to understand, and I was able to answer 50 out of 60 questions correctly in due time, scoring 83%. Thanks, Killexams.com, for being a great solution for me.
User: Lidia*****

The 156-315.81 questions from killexams.com mirror exactly what the Test Center gives you in the exam, and their preparation material is excellent. I passed with over 80% thanks to their helpful study guides.
User: Roza*****

I cannot believe that I passed the 156-315.81 test with such Excellent Marks without Killexams.com help. My performance was so impressive that I was amazed. Thank you so much for your guidance and support.

156-315.81 Exam

Question: Can I obtain the practice questions & answers of 156-315.81 exam?
Answer: Yes, you can get up to date and 100% valid 156-315.81 practice test that you can use to memorize all the Braindumps and practice test as well before you face the real test.
Question: Can I make 156-315.81 questions book?
Answer: Yes, you can log in to your account and get the latest PDF of 156-315.81 test prep. You can use any PDF reader like Adobe Acrobat Reader or other 3rd party applications to open the PDF file. You can print 156-315.81 questions to make your book for offline reading. Although, the internet is not needed to open 156-315.81 test PDF files.
Question: Can I buy just 156-315.81 test PDF dumps from killexams?
Answer: Yes, Killexams 156-315.81 PDF and VCE use the same pool of questions so If you want to save money and still want the latest 156-315.81 Braindumps you can buy only 156-315.81 PDF dumps.
Question: Where can I get 2021 updated 156-315.81 real questions?
Answer: You visit the killexams 156-315.81 test page, you will be able to get complete details of 2021 updated latest 156-315.81 questions. You can also go to https://killexams.com/demo-download/156-315.81.pdf to get 156-315.81 demo questions. After review visit and register to get the complete question bank of 156-315.81 test test prep. These 156-315.81 test questions are taken from real test sources, that's why these 156-315.81 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 156-315.81 questions are enough to pass the exam.
Question: Is killexams website test prep updated daily?
Answer: It depends on the vendor that takes the test, like Cisco, IBM, HP, CompTIA, and all others. There is no set frequency in which 156-315.81 test is changed. The vendor can change the 156-315.81 test questions any time they like. But when test questions are changed, they update their PDF and VCE accordingly. Their team keeps on checking updates of the 156-315.81 exam. When test questions are changed in real 156-315.81 tests, they update their PDF and VCE accordingly. There is no set frequency in which 156-315.81 test is changed. The vendor can change the 156-315.81 test questions any time they like.
Checkpoint+R81+syllabus
https://www.pass4surez.com/art/read.php?keyword=Checkpoint+R81+syllabus&lang=us&links=remove

Obviously it is hard task to pick solid certification Braindumps concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice questions website?
Of course, Killexams is 100 % legit and fully trusted. There are several functions that makes killexams.com realistic and legitimized. It provides latest and 100 % valid test questions formulated with real exams questions and answers. Price is very low as compared to many of the services on internet. The Braindumps are up to date on regular basis having most latest questions. Killexams account launched and products delivery is rather fast. Computer file downloading is definitely unlimited and incredibly fast. Help support is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website that offer test prep with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Braindumps with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your get Account. You can get Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




PSPO-I mock test | PNCB-PMHS free test papers | 5V0-61.22 pdf test | NSE7_EFW-7.0 practice test | Salesforce-Certified-Community-Cloud-Consultant online test | CIPS-L5M2-MSCR practice test | PEGAPCRSA80V1_2019 online test | 8008 pass marks | NBSTSA-CST PDF get | CMT-Level-II test tips | ABNN-SCRN mock questions | NailTech study guide | NCCT-ICS practice test | HPE0-V26 test prep | ACSB-D8 test prep | ACP-610 cbt | 850-001 test test | 1Y0-204 study material | MB-800 study guide | ACNP-BC VCE |


156-315.81 - Check Point Certified Security Expert R81 test success
156-315.81 - Check Point Certified Security Expert R81 Questions and Answers
156-315.81 - Check Point Certified Security Expert R81 test questions
156-315.81 - Check Point Certified Security Expert R81 techniques
156-315.81 - Check Point Certified Security Expert R81 Latest Questions
156-315.81 - Check Point Certified Security Expert R81 cheat sheet
156-315.81 - Check Point Certified Security Expert R81 test questions
156-315.81 - Check Point Certified Security Expert R81 test cram
156-315.81 - Check Point Certified Security Expert R81 answers
156-315.81 - Check Point Certified Security Expert R81 boot camp
156-315.81 - Check Point Certified Security Expert R81 information source
156-315.81 - Check Point Certified Security Expert R81 education
156-315.81 - Check Point Certified Security Expert R81 test success
156-315.81 - Check Point Certified Security Expert R81 information source
156-315.81 - Check Point Certified Security Expert R81 information source
156-315.81 - Check Point Certified Security Expert R81 book
156-315.81 - Check Point Certified Security Expert R81 PDF Download
156-315.81 - Check Point Certified Security Expert R81 Free test PDF
156-315.81 - Check Point Certified Security Expert R81 questions
156-315.81 - Check Point Certified Security Expert R81 Free PDF
156-315.81 - Check Point Certified Security Expert R81 test cram
156-315.81 - Check Point Certified Security Expert R81 certification
156-315.81 - Check Point Certified Security Expert R81 boot camp
156-315.81 - Check Point Certified Security Expert R81 Questions and Answers
156-315.81 - Check Point Certified Security Expert R81 questions
156-315.81 - Check Point Certified Security Expert R81 study tips
156-315.81 - Check Point Certified Security Expert R81 teaching
156-315.81 - Check Point Certified Security Expert R81 Latest Topics
156-315.81 - Check Point Certified Security Expert R81 information search
156-315.81 - Check Point Certified Security Expert R81 testing
156-315.81 - Check Point Certified Security Expert R81 education
156-315.81 - Check Point Certified Security Expert R81 test help
156-315.81 - Check Point Certified Security Expert R81 Questions and Answers
156-315.81 - Check Point Certified Security Expert R81 test format
156-315.81 - Check Point Certified Security Expert R81 education
156-315.81 - Check Point Certified Security Expert R81 course outline
156-315.81 - Check Point Certified Security Expert R81 Test Prep
156-315.81 - Check Point Certified Security Expert R81 Questions and Answers
156-315.81 - Check Point Certified Security Expert R81 study help
156-315.81 - Check Point Certified Security Expert R81 book
156-315.81 - Check Point Certified Security Expert R81 premium pdf
156-315.81 - Check Point Certified Security Expert R81 test Questions
156-315.81 - Check Point Certified Security Expert R81 study help
156-315.81 - Check Point Certified Security Expert R81 PDF Questions

Other Checkpoint Practice Tests


156-115.80 mock questions | 156-315.81.20 model question | 156-110 study material | 156-560 practice exam | 156-585 test exam | 156-587 Practice Questions | 156-315.81 study help | 156-915.80.10 practice questions | CCSPA Questions and Answers | 156-315-80 test prep questions |


Best practice questions You Ever Experienced


SEND test prep | AZ-600 test prep | MS-220 Latest Topics | SC-400 test questions | GCX-ARC practice questions | APA-CPP-Remote Test Prep | SDM_2002001050 test Questions | VCS-413 test prep | JumpCloud-Core test answers | A30-327 Latest Questions | LRP-614 Questions and Answers | SDM-2002001040 cram book | E20-575 PDF Questions | DES-4122 test exam | Salesforce-Certified-Business-Analyst study material | 4A0-C04 test questions | ABFM mock exam | 1Y0-403 mock questions | TM1-101 practice exam | NCCT-ICS test preparation |





References :





Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank






Direct Download

156-315.81 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

156-315.81 Reviews

100% Valid and Up to Date 156-315.81 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug