Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 156-560?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 156-560: Check Point Certified Cloud Specialist (CCCS) Prüfung.

2024 Updated Actual 156-560 questions as experienced in Test Center

Aktuelle 156-560 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz


Check Point To Buy Serverless Security Firm Protego To Protect Cloud

The acquisition of early-stage vendor Protego’s serverless security technology should help Check Point customers avoid having vulnerable code deployed into production.


Check Point Software Technologies plans to purchase early-stage security vendor Protego to prevent malicious attacks on serverless functions in run time.

The San Carlos, Calif.-based platform security vendor said the move to cloud-native applications bears many inherent vulnerabilities and potential misconfigurations that require extending security tools to protect functions and code. Check Point said its acquisition of Baltimore-based Protego’s serverless security technology should help prevent vulnerable code from being deployed into production.

“With the acquisition of Protego, they really fill in another gap,” said Frank Rauch, Check Point’s head of worldwide channel sales. “With the emphasis that AWS is putting on Lambda - and with Azure doing the same thing - they really enhance their position.”

[Related: Check Point Buys IoT Security Startup Cymplify To Safeguard Firmware]

Customers have embraced serverless environments to simplify their cloud ecosystem by having the cloud providers dynamically manage the allocation of machine resources on their behalf, Rauch said. The shift takes a lot of detailed work in the cloud away from customers, but provides partners with services opportunities around assessing, migrating, managing and distributing workloads, Rauch said.

The Protego technology will be a good fit for solution providers that have invested heavily in application development and migration since serverless technology has become a big part of how applications and workloads are run, Rauch said. Partners with large public cloud and managed cloud services practices will also benefit from Protego by becoming more consultative with customers about their application needs.

In addition to cloud-native solution providers, Rauch said many worldwide data center partners and pure-play security partners would be interested in Protego’s technology due to the strong relationships they’ve formed with the likes of Azure and AWS. Being able to provide this capability without having to turn to a very early-stage vendor is appealing to partners that wish to streamline operations, he said.

“Partners have bet a lot of their future on cloud,” Rauch told CRN. “Many of them are leading with public cloud solutions right now.”

Terms of the deal, which is expected to close this quarter, weren’t disclosed. Check Point’s stock is down $1.52 (1.29 percent) to $116.36 in late morning trading Monday.

Protego was founded in 2017, employs 18 people, and raised $2 million of outside funding in a May 2019 seed round led by led by Ron Gula of Gula Tech Adventures, Glilot Capital Partners, and the MetroSITE Group of security industry leaders, including former RSA CTO Tim Belcher, according to LinkedIn and Crunchbase.

The rapid adoption of serverless computing technologies such as AWS Lambda has challenged existing cloud and application security paradigms, according to Check Point. In response, the company said it will be first to market with an offering for cloud workload protection and security posture management, providing continuous serverless security with unmatched run time protection and application hardening.

Check Point said it plans to integrate Protego’s serverless security technology into its Infinity architecture in the first quarter of 2020. The Infinity platform supports networks, mobile, endpoint, IoT and cloud environments, according to Check Point.

Infusing Check Point CloudGuard with serverless security will provide CISOs with full visibility, control and complete security coverage of the entire serverless estate with just the click of a button, according to the company.

In addition, Protego’s technology integrates out of the box with a broad set of continuous integration and continuous deployment (CI/CD) frameworks so that DevOps teams can ensure that only compliant functions are deployed to production. Customers have praised Protego’s technology for its innovative identity and access management (IAM) hardening capabilities and minimal performance impact.

The deal comes just six months after top Check Point competitor Palo Alto Networks purchased early-stage serverless security startup PureSec for $47 million. Adding Tel Aviv, Israel-based PureSec to the Palo Alto Networks Prisma cloud security suite put the company in a unique position to secure modern applications throughout their entire lifecycle, the company said at the time.

Meanwhile, for Check Point, this is the company’s fourth acquisition in the past 14 months. The company bought security startup Cymplify last month to defend IoT devices against highly-sophisticated attacks by hardening and protecting the devices’ firmware.

Check Point acquired emerging web application and API protection vendor ForceNock in January to bolster its advanced machine-learning protection capabilities. And in October 2018, Check Point purchased emerging vendor Dome9 for $175 million to help customers secure multi-cloud deployments across Amazon Web Services, Microsoft Azure and Google Cloud.

All told, Check Point has made 15 acquisitions over the course of its 26-year history, according to Crunchbase.

Study Finds Allergy Medicine To Help Treat Lung Cancer

(MENAFN- IANS) New York, Dec 7 (IANS) Researchers have identified an allergy pathway that, when blocked, unleashes anti-tumour immunity in mouse models of non-small cell lung cancer (NSCLC).

And in an early parallel study in humans, combining immunotherapy with dupilumab -- an Interleukin-4 (IL-4) receptor-blocking antibody widely used for treating allergies and asthma -- boosted patients' immune systems.

The study, published in the journal Nature, showed one out of the six people experienced significant tumour reduction.

"Immunotherapy using checkpoint blockade has revolutionised treatment for non-small cell lung cancer, the most common form of lung cancer, but currently only about a third of patients respond to it alone, and in most patients, the benefit is temporary," said Miriam Merad, from the Icahn School of Medicine at Mount Sinai.

The team focussed on using single cell technology and artificial intelligence to identify molecular immune programmes that can dampen tumour immune response to checkpoint blockade.

Also known as a PD1 inhibitor, checkpoint blockade is a type of cancer immunotherapy that can unleash the cancer-killing activity of T cells.

"Using single cell technologies, they discovered that the immune cells infiltrating lung cancers, as well as other cancers they studied, exhibited characteristics of a 'type 2' immune response, which is commonly associated with allergic conditions like eczema and asthma," said Nelson LaMarche, a postdoctoral research fellow at the Icahn School of Medicine at Mount Sinai.

"These results led us to explore whether they could repurpose a medication typically used for allergic conditions to 'rescue' or enhance tumour response to checkpoint blockade," said Thomas Marron, Director of the Early Phase Trial Unit at Mount Sinai's Tisch Cancer Center.

"Strikingly, they found that IL-4 blockade enhanced lung cancer response to checkpoint blockade in mice and in six lung cancer patients with treatment-resistant disease. In fact, one patient whose lung cancer was growing despite checkpoint blockade had nearly all their cancer disappear after receiving just three doses of the allergy medication, and his cancer remains controlled today, over 17 months later."

The researchers are encouraged by the initial results but emphasise the need for larger clinical trials to validate the drug's efficacy in treating NSCLC. Beyond the clinical trial findings, the investigators have now expanded the clinical trial, adding dupilumab to checkpoint blockade for a larger group of lung cancer patients. Through the trials, they aim to search for biomarkers that can predict which cancer patients might benefit from dupilumab treatment and which may not.




Legal Disclaimer:MENAFN provides the information “as is” without warranty of any kind. They do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.

$22M to help fund two-story TSA checkpoint for Kahului

A rendering shows what the future two-story TSA checkpoint will look like at the south side of the Kahului Airport. The state announced Friday that it will receive a $22 million federal grant to help build the checkpoint, which will include screening lanes on the top floor and retail on the ground floor. Work is expected to start in 2024 and finish in 2025. — Rendering courtesy Department of Transportation

A $22 million federal grant will help build a new TSA checkpoint at the Kahului Airport that could add as many as six security screening lanes to the second-busiest airport in the state.

The Federal Aviation Administration is providing the grant to the state Department of Transportation, which plans to build the new two-story security screening checkpoint at the south end of the ticket lobby.

The north checkpoint and all its lanes will remain operational, and as part of the multimillion-dollar project, that checkpoint will be upgraded by enclosing it and adding air conditioning, the Department of Transportation said Friday.

Maui District Airports Manager Marvin Moniz said the federal funding is “good news, well justified with the number of passengers traveling through Kahului Airport.”

“It kind of takes that whole lineup of passengers that currently congest one main checkpoint and now we’re able to balance it all,” Moniz said via phone Friday afternoon. “So yeah, we’re excited about that. I think it’s a win for the passengers, and I think it’s a win for the airlines, and obviously for the airport as well.”

A line of travelers winds through the TSA checkpoint at Kahului Airport in November. State officials plan to enclose the checkpoint and install air conditioning, as well as construct a new, two-story screening checkpoint at the other end of the ticket lobby in hopes of reducing wait times and making conditions more comfortable for travelers at the state’s second-busiest airport. — The Maui News / MATTHEW THAYER photo

He said that passengers will be able to go through the north or south checkpoint depending on their airline and terminal — both sides are a mix of interisland and Mainland flights, with airlines like Hawaiian, American and Delta on the north side and Southwest, Alaska and sometimes United and American on the south side.

The new south checkpoint waiting lobby, screening lanes and TSA support spaces will be located on the second floor of the security screening facility. Other airport support spaces and tenant retail opportunities will be on the ground floor.

A pedestrian bridge will connect the new south checkpoint to a passenger hold room and will span over an existing service road.

The project will cost $62.3 million, with work expected to begin in the summer of 2024 and be completed by the end of 2025, according to the DOT. Per the state budget, the improvements are being paid for by bond funds, which the state already has, a DOT spokesperson said Friday.

Moniz said the timeline will depend on getting contractors, but the design for the new checkpoint is already done, and with the federal funding, “we’ll be able to expedite putting out the bid and starting construction.”

“That’s definitely good news,” he said. “Hats off to their Hawaii congressional delegation because they supported us all the way and they definitely seen the need.”

A bustling hub of both residents traveling interisland or to the Mainland and visitors coming for vacation, Kahului gets about 10,000 to 11,000 arriving passengers and a similar amount departing every day, Moniz estimated. During peak travel times like holidays, this can swell to about 13,000 passengers coming in and a similar number heading out.

In 2022, the state’s busiest airport, Daniel K. Inouye International Airport in Honolulu, saw 9,158,477 inbound passengers and 9,187,567 outbound passengers, not including those passing through on connecting flights, according to the DOT. Kahului, the state’s second-busiest hub, had 4,246,246 inbound passengers and 4,223,491 outbound passengers.

Last year, airport officials tried a mix of solutions for the jampacked lines that overflowed from the covered TSA facilities to the hot sidewalk. They installed X-ray equipment that can scan bags without removing electronics, used machines to scan photo IDs instead of boarding passes, deployed canine units to sniff out bags while travelers were still in line and set aside an additional lane for TSA Pre-Check travelers. Large tents were also put up to protect waiting passengers from the sun.

Moniz said the measures have helped expedite screening and reduce wait times for passengers.

“It’s moving along for the most part. They haven’t had any major or lengthy delays this summer so far because of line congestion or lack of gates,” he said.

Construction on the new south checkpoint isn’t expected to interrupt operations. It will be located just past the airline check-in counters, and Moniz said any work that will require taking away airline working space will be done after hours in the 11 p.m. to 5 a.m. slot. Some of the work will require reducing traffic in the back of the airport where airlines take baggage carts, “but it won’t bring them to a stop,” he said.

TSA officials were supportive of the new checkpoint, saying it will benefit both travelers and workers.

“We are grateful for the investment their federal and state partners are making in TSA security screening operations at Kahului Airport,” Nanea Vasta, TSA federal security director for Hawai’i and the Pacific, said in a news release. “Travelers will notice the improvements when departing the airport and TSA employees will ultimately enjoy a more comfortable environment when working in the new space.”

* Managing Editor Colleen Uechi can be reached at cuechi@mauinews.com.

Today's breaking news and more in your inbox


While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for quiz test update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best quiz test site.

Which is the best dumps website?
Certainly, Killexams is hundred percent legit along with fully good. There are several includes that makes killexams.com real and genuine. It provides knowledgeable and hundred percent valid quiz test formulated with real exams questions and answers. Price is extremely low as compared to many of the services on internet. The Braindumps are modified on frequent basis through most exact brain dumps. Killexams account build up and supplement delivery can be quite fast. File downloading will be unlimited and really fast. Support is avaiable via Livechat and E-mail. These are the features that makes killexams.com a strong website which provide quiz test with real exams questions.

Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. quiz test provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your get Account. You can get Premium quiz test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.

HPE0-S57 actual questions | CTAL-TTA-001 demo test | ABPN-VNE test questions | 305-300 prep questions | CTFL-AuT exam Questions | MB-920 Braindumps | H13-629 pass marks | Okta-Certified-Developer Cheatsheet | PSAT Real exam Questions | SC-400 exam results | CAP practice questions | Hadoop-PR000007 Dumps | 500-710 exam preparation | ISA-IEC-62443 Latest subjects | DES-4421 Test Prep | AZ-720 Braindumps | 143-425 exam questions | MTCNA questions answers | ISTQB-Advanced-Level-1 exam Questions | ISEE model question |

156-560 - Check Point Certified Cloud Specialist (CCCS) PDF Dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) Dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) real questions
156-560 - Check Point Certified Cloud Specialist (CCCS) exam Cram
156-560 - Check Point Certified Cloud Specialist (CCCS) testing
156-560 - Check Point Certified Cloud Specialist (CCCS) exam Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) Practice Test
156-560 - Check Point Certified Cloud Specialist (CCCS) teaching
156-560 - Check Point Certified Cloud Specialist (CCCS) Study Guide
156-560 - Check Point Certified Cloud Specialist (CCCS) PDF Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) questions
156-560 - Check Point Certified Cloud Specialist (CCCS) Questions and Answers
156-560 - Check Point Certified Cloud Specialist (CCCS) Dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) PDF Dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) braindumps
156-560 - Check Point Certified Cloud Specialist (CCCS) exam format
156-560 - Check Point Certified Cloud Specialist (CCCS) book
156-560 - Check Point Certified Cloud Specialist (CCCS) exam success
156-560 - Check Point Certified Cloud Specialist (CCCS) study tips
156-560 - Check Point Certified Cloud Specialist (CCCS) Free PDF
156-560 - Check Point Certified Cloud Specialist (CCCS) PDF Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) guide
156-560 - Check Point Certified Cloud Specialist (CCCS) dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) Question Bank
156-560 - Check Point Certified Cloud Specialist (CCCS) actual Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) exam contents
156-560 - Check Point Certified Cloud Specialist (CCCS) course outline
156-560 - Check Point Certified Cloud Specialist (CCCS) study help
156-560 - Check Point Certified Cloud Specialist (CCCS) study help
156-560 - Check Point Certified Cloud Specialist (CCCS) dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) book
156-560 - Check Point Certified Cloud Specialist (CCCS) Practice Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) questions
156-560 - Check Point Certified Cloud Specialist (CCCS) dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) Free exam PDF
156-560 - Check Point Certified Cloud Specialist (CCCS) boot camp
156-560 - Check Point Certified Cloud Specialist (CCCS) learn
156-560 - Check Point Certified Cloud Specialist (CCCS) study tips
156-560 - Check Point Certified Cloud Specialist (CCCS) guide
156-560 - Check Point Certified Cloud Specialist (CCCS) exam Questions
156-560 - Check Point Certified Cloud Specialist (CCCS) syllabus
156-560 - Check Point Certified Cloud Specialist (CCCS) exam dumps
156-560 - Check Point Certified Cloud Specialist (CCCS) PDF Download
156-560 - Check Point Certified Cloud Specialist (CCCS) techniques

Other Checkpoint exam Dumps

156-560 questions answers | 156-115.80 cheat sheet | 156-587 question test | 156-585 english test questions | CCSPA exam prep | 156-315-80 Real exam Questions | 156-110 study guide | 156-915.80.10 questions and answers | 156-315.81.20 exam results | 156-315.81 questions and answers |

Best quiz test You Ever Experienced

TMPF Latest Questions | CIA-II study guide | CPA-CPP study guide | BCBA study material | NCS-Core download | WCNA Study Guide | MCIA-Level-1 exam questions | SCA_SLES15 Practice Questions | CHA practice exam | 156-215.81 exam Questions | SSAT question test | Google-AMA study guide | NAB-NHA Practice test | TEAS-V7 Latest Topics | Professional-Cloud-DevOps-Engineer braindumps | Salesforce-Public-Sector-Solutions-Accredited-Professional Free PDF | NCMA-CMA free prep | ISTQB-Advanced-Level-2 free pdf | SVC-19A questions and answers | CPIM-BSP cheat sheet |

References :

Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps

Direct Download

156-560 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

156-560 Reviews

100% Valid and Up to Date 156-560 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug