Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 156-587?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 156-587: Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Prüfung.
2025 Updated Actual 156-587 questions as experienced in Test Center
Aktuelle 156-587 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Checkpoint 156-587 : Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test Questions, MCQs and Practice TestPractice Test Organized by Shahid nazir |
Latest 2025 MCQs of Checkpoint Check Point Certified Troubleshooting Expert (CCTE) - R81.20
156-587 test Questions & Practice Test, MCQs in Premium PDF and Test Engine
MCQs VCE test and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate
156-587 MCQs : Download 100% Free 156-587 test Questions (PDF and VCE)
Exam Number : 156-587
Exam Name : Check Point Certified Troubleshooting Expert (CCTE) - R81.20
Vendor Name : Checkpoint
Update : Click Here to Check Latest Update
Total MCQs : Check Questions
100% updated and valid 156-587 exam questions that works great
At killexams.com, they have empowered countless applicants to pass their exams and achieve their certifications. Their 156-587 test prep questions is reliable, up-to-date, and of the highest quality, designed to meet the challenges of any IT certification exam. Their 156-587 test engine is sourced from real 156-587 exams, ensuring a high likelihood of passing the 156-587 test with flying colors.
Killexams.com offers two versatile formats for their authentic 156-587 test Questions and Solutions test engine: the 156-587 PDF file and the 156-587 VCE test simulator, designed to help you swiftly and successfully pass the Checkpoint 156-587 real exam. The 156-587 Real test Questions PDF format is accessible on any device, from smartphones to tablets, and can be printed for your convenience, enabling flexible study on the go. With an impressive pass rate of 98.9% and a 98% success rate alignment between their 156-587 VCE test study guide and the genuine exam, your confidence is assured. For those aiming to excel in the 156-587 test on their first attempt, visit killexams.com to access the Checkpoint 156-587 real test resources.
Success in the 156-587 test is now more achievable with their premium 156-587 test Questions and Solutions test engine, available in two user-friendly formats: the 156-587 PDF file and the 156-587 VCE test simulator. Their exceptional 98.9% pass rate ensures you can approach the Checkpoint 156-587 real test with certainty. The 156-587 Real test Questions PDF is compatible with any device and can be printed to create your personalized 156-587 Free PDF study guide. To secure success on your first try, trust killexams.com for the Checkpoint 156-587 real test preparation, powered by their comprehensive TestPrep Practice Tests, online test engine, and desktop test engine.

156-587 test Format | 156-587 Course Contents | 156-587 Course Outline | 156-587 test Syllabus | 156-587 test Objectives
The Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test is designed for IT professionals who specialize in troubleshooting and resolving complex network security issues using Check Point technologies. This article provides an overview of the test objectives, course contents, and the skills required to succeed in the CCTE certification.
Exam Type: Proctored online exam
Exam Duration: 120 minutes (2 hours)
Number of Questions: The test consists of approximately 60 to 90 multiple-choice questions.
Passing Score: The passing score for the CCTE - R81.20 test is subject to change and is determined by Check Point. The exact passing score is not disclosed publicly.
Exam Delivery: The test is delivered through the Pearson VUE online testing platform.
Exam Registration: Candidates can register for the test through the Pearson VUE website or Check Point's official certification website.
Prerequisites: There are no official prerequisites for taking the CCTE - R81.20 exam. However, it is recommended that candidates have prior experience in working with Check Point technologies and hold the Check Point Certified Security Expert (CCSE) certification.
Exam Content: The test content is based on the official test objectives provided by Check Point. The questions cover various Topics related to troubleshooting methodology, debugging and analyzing tools, Security Gateway troubleshooting, Management Server troubleshooting, NAT troubleshooting, VPN troubleshooting, ClusterXL troubleshooting, and SecureXL/CoreXL troubleshooting.
Exam Preparation: Killexams offers a comprehensive training course that covers the test objectives. Candidates are recommended to practice all killexams questions with test simulator.
Scoring: The test is automatically scored by the testing system. Candidates receive their test results immediately upon completion of the exam.
Certification: Upon successfully passing the CCTE - R81.20 exam, candidates will be awarded the Check Point Certified Troubleshooting Expert (CCTE) certification. The certification is valid for two years.
Retake Policy: If a candidate does not pass the test on the first attempt, there is no mandatory waiting period for retaking the exam. However, candidates must pay the test fee for each attempt.
Exam Objectives:
The CCTE - R81.20 test evaluates the candidate's knowledge and skills in troubleshooting complex network security issues using Check Point technologies. The test objectives include:
- Troubleshooting Methodology
- Debugging and Analyzing Tools
- Security Gateway Troubleshooting
- Management Server Troubleshooting
- Network Address Translation (NAT) Troubleshooting
- Virtual Private Network (VPN) Troubleshooting
- ClusterXL Troubleshooting
- SecureXL and CoreXL Troubleshooting
Course Contents:
To prepare for the CCTE - R81.20 exam, Check Point offers a comprehensive training course that covers the following topics:
Troubleshooting Methodology: Introduction to troubleshooting methodology and best practices for isolating and resolving network security issues.
Debugging and Analyzing Tools: In-depth exploration of debugging and analyzing tools provided by Check Point, including their features, usage, and output analysis.
Security Gateway Troubleshooting: Detailed coverage of troubleshooting techniques for various Security Gateway issues, including policy-related problems, traffic inspection failures, and performance tuning.
Management Server Troubleshooting: Understanding troubleshooting techniques for Check Point Management Server, SmartConsole, and log server-related issues.
Network Address Translation (NAT) Troubleshooting: Comprehensive knowledge of NAT troubleshooting, including understanding NAT configurations, identifying and resolving translation problems, and troubleshooting NAT policy issues.
Virtual Private Network (VPN) Troubleshooting: In-depth coverage of troubleshooting VPN connectivity issues, encryption and authentication failures, and VPN certificate management.
ClusterXL Troubleshooting: Detailed exploration of troubleshooting techniques for ClusterXL-related issues, including cluster failover problems, synchronization issues, and load-balancing configuration errors.
SecureXL and CoreXL Troubleshooting: Understanding troubleshooting techniques for SecureXL and CoreXL acceleration features, including performance tuning, kernel debug, and traffic flow analysis.
Skills and Prerequisites:
To succeed in the CCTE - R81.20 exam, candidates should possess the following skills:
In-depth knowledge of Check Point Security Gateway and Management Server architecture.
Proficiency in configuring and managing Check Point Security policies, NAT, and VPN.
Strong understanding of TCP/IP networking concepts, including routing, switching, and subnetting.
Experience in troubleshooting network security issues using various tools and methodologies.
Familiarity with Check Point Security Management products, such as SmartConsole and SmartView Monitor.
It is recommended that candidates have prior experience in working with Check Point technologies and hold the Check Point Certified Security Expert (CCSE) certification.
The Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test is a comprehensive evaluation of an IT professional's ability to troubleshoot complex network security issues using Check Point technologies. By studying killexams PDF questions, practicing with test simulator, candidates can prepare themselves effectively for the test and enhance their troubleshooting skills in the field of network security.
Killexams Review | Reputation | Testimonials | Feedback
Where will I find Dumps to study for the 156-587 exam?
I took the 156-587 test in Romania and scored an outstanding 98% with the help of Killexams.com practice tests with test questions. The questions in their guide were identical to those on the genuine exam, which made my preparation straightforward and effective. I strongly recommend Killexams.com to anyone preparing for this exam.
Clearly a super experience!
I also used Killexams.com for my 156-587 test and passed with a high score. Their real test Dumps were accurate and up-to-date, and the regularly updated practice tests with test MCQs were invaluable. I trusted Killexams.com, and it was absolutely the right choice. I highly recommend it to anyone in need of reliable test preparation materials.
I'm very happy with the 156-587 study guide.
The 156-587 test is tough, but Killexams.com practice tests with test MCQs made it manageable. Their materials covered most of the test questions, and I passed on my first attempt. Without their support, I likely would have struggled, just like many others.
Is there someone who recently passed the 156-587 exam?
156-587 study materials were a lifesaver, with questions sourced directly from the genuine test pool. Their reliability, combined with a money-back guarantee, made them a safe and trustworthy choice. Nearly every question I faced was familiar, allowing me to pass confidently. Killexams.com is a top recommendation.
It is excellent to have 156-587 Practice Tests.
Study materials are unmatched for Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test preparation. I passed with ease, with only one question catching me off guard. The detailed explanations and test simulator made killexams practice tests with test MCQs far more valuable than generic test prep. Combined with traditional study, Killexams.com is a powerful tool for career advancement.
Checkpoint R81.20 guide
156-587 Exam
| Question: Which certification VCE test website is the best? Answer: Killexams is the best VCE test website that provides the latest and up-to-date test test prep with a VCE test simulator for the practice of candidates to pass the test at the first attempt. Killexams team keeps on updating the VCE test continuously. |
| Question: I am feeling difficulty in passing 156-587 exam, What do I do? Answer: This is very simple. Visit killexams.com. Register and download the latest and 100% valid real 156-587 test questions with VCE practice tests. You just need to memorize and practice these questions and reset ensured. You will pass the test with good marks. |
| Question: Will killexams refund my test fee also? Answer: Killexams will refund the fee that is received by killexams. |
| Question: I need latest syllabus of 156-587 test to pass, where should I go? Answer: If you want the latest 156-587 syllabus, Killexams.com is the right place to download the latest and up-to-date 156-587 questions that work great in the genuine 156-587 test. These 156-587 questions are carefully collected and included in 156-587 question bank. You can register at killexams and download the complete question bank. Practice with 156-587 test simulator and get High Marks in the exam. |
| Question: Does Killexams offer Phone Support? Answer: No, killexams provide live chat and email support You can contact us via live chat or send an email to support. Their support team will respond to you asap. |
https://www.pass4surez.com/art/read.php?keyword=Checkpoint+R81.20+guide&lang=us&links=remove
Choosing the right resource for certification preparation can be challenging, as candidates seek reliable, high-quality and accurate materials to ensure success. Killexams.com is dedicated to providing top-tier practice tests containing genuine questions, meticulously updated to maintain accuracy and relevance. Their commitment to excellence has earned the trust of countless satisfied candidates who have successfully passed their exams with ease and confidence. At Killexams.com, they prioritize quality, credibility, and customer satisfaction, ensuring their practice tests, PDF questions, and test simulators are designed to deliver exceptional value. They stand by their reputation, built on consistent positive feedback and proven results. Be cautious of misleading claims from competitors attempting to undermine their trusted service. With thousands of successful candidates and a robust suite of preparation tools, Killexams.com is your dependable partner for certification success. Explore their sample questions and test simulators to experience why they are recognized as a leading provider of certification practice tests.
Which is the best practice tests website?
Absolutely yes, Killexams is 100 percent legit in addition to fully good. There are several attributes that makes killexams.com unique and legitimized. It provides up-to-date and 100 percent valid test questions formulated with real exams questions and answers. Price is really low as compared to almost all of the services online. The Dumps are updated on typical basis along with most latest questions. Killexams account make and supplement delivery is incredibly fast. Computer file downloading is actually unlimited and extremely fast. Help support is avaiable via Livechat and Message. These are the features that makes killexams.com a strong website that offer test prep with real exams questions.
Is killexams.com test material dependable?
Many websites claim to provide genuine test Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real test Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily test updates.
If you want to pass your test quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, test Questions and VCE test from Killexams.com. Preparing with these resources ensures that you are ready for the genuine exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can download the updated files as many times as needed without restrictions.
To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real test Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the genuine test at the Exam Center and achieve success.
GLO_CWM_LEVEL_I mock test | Agile-Foundation online coaching | OG0-092 VCE test | GAFM-CCEP practice test | CFE-INVESTIGATIONS test cram | GAFM-CTM Dumps | DipRCRAL521 test training | GAFM-ChFE free online test | WorkKeys pass test | PMHCNS-BC Dumps | GAFM-ChFA genuine test questions | NCM training material | C1000-129 online test | CLM test practice | CoreSpringV3.2 sample questions | GAFM-AMA pass marks | CQE practice questions | TA12 test prep | CII-IF1 VCE test | IAAP-CPACC cbt |
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 premium pdf
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 tricks
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 certification
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Test Prep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 answers
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Free test PDF
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testprep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 PDF Questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 guide
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 practice tests
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test cram
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Real test Questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testprep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test Questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Premium PDF
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Free test PDF
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 outline
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 study help
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testing
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 exam
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 practice tests
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test prep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test help
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testprep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 information source
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test Questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 exam
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 cheat sheet
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 boot camp
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 cheat sheet
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testprep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 PDF questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 learn
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Practice Test
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 testing
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 Test Prep
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 test contents
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 genuine Questions
156-587 - Check Point Certified Troubleshooting Expert (CCTE) - R81.20 cheat sheet
Other Checkpoint MCQs and Practice Test
156-315.81.20 test engine | 156-587 online coaching |
Best MCQs and VCE test You Ever Experienced
SPLK-4001 mock questions | CDM mock exam | Alabama-Broaker Question Bank | SPLK-1002 free test papers | HDI-SCA test cram | GAFM-EDBA pdf download | CPEA practice exam | SEND free study guide | CJE genuine questions | GAFM-CAIP practice exam | NS0-175 past exams | CRCM practical test | GAFM-CLI questions and answers | SPLK-3003 dumps questions | CABA free pdf | GAFM-CGRCS practice test | Firefighter Practice Test | 301b free online test | AHN-BC practice questions | CTL-001 mock test |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
156-587 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 156-587 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug
