Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 1D0-621?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 1D0-621: CIW User Interface Designer Prüfung.
2025 Updated Actual 1D0-621 questions as experienced in Test Center
Aktuelle 1D0-621 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() CIW 1D0-621 : CIW User Interface Designer Practice TestsPractice Tests Organized by Martha nods |
Latest 2025 Updated CIW CIW User Interface Designer Syllabus
1D0-621 dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
1D0-621 dumps collection : Download 100% Free 1D0-621 practice tests (PDF and VCE)
Exam Number : 1D0-621
Exam Name : CIW User Interface Designer
Vendor Name : CIW
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download 1D0-621 Pass Guides with valid real questions.
Our substantial and up-to-date CIW 1D0-621 genuine Questions Answers are essential for passing the 1D0-621 exam. They help individuals Excellerate their understanding of CIW User Interface Designer Cram Guide and pass with certainty, making it an ideal choice for advancing your career as a specialist in your organization.
In 2025, there were a number of upgrades and changes made to 1D0-621, and they have kept track of all of them for their TestPrep. Their updated 1D0-621 braindumps for 2025 are guaranteed to help you succeed in the actual exam. They recommend going through the entire dumps collection at least once before taking the real test, not just because they use their Exam Questions, but because it will Excellerate your understanding. With their braindumps, people can work as professionals in a real-world setting. Their focus is not only on passing the 1D0-621 test, but also on enhancing knowledge of 1D0-621 Topics and objectives, which is the key to success.
At killexams.com, they offer the most exact CIW 1D0-621 Exam Questions that are valid and up-to-date, based on the latest CIW User Interface Designer syllabus, and are the most effective way to pass the CIW User Interface Designer exam. Their goal is to help you become an expert in your organization. They have a reputation for assisting people in passing the 1D0-621 test on their first attempt. Their TestPrep has consistently performed at the top over the past two years. They owe this success to their 1D0-621 Exam Questions customers who trust their TestPrep and VCE for their real 1D0-621 exam. killexams.com is the best place to find real 1D0-621 test questions. They keep their 1D0-621 Exam Questions valid and up-to-date at all times. These CIW User Interface Designer ACTUAL EXAM QUESTIONS will ensure that you pass the test with excellent grades.

1D0-621 test Format | 1D0-621 Course Contents | 1D0-621 Course Outline | 1D0-621 test Syllabus | 1D0-621 test Objectives
User Interface Designer is the second course in the CIW Web And Mobile Design series. This course introduces strategies and tactics necessary to design user interfaces, with particular emphasis on creating user interfaces for mobile devices. It focuses on teaching specific development techniques and strategies.
This course teaches how information obtained from the client, sales, and marketing to design and develop compelling visual experience Web sites for multiple platforms, including mobile, tablet, and desktop. You will learn more about wireframes, color schemes, tones, design templates, formatting, and typography.
This course builds upon your abilities to implement user analysis techniques, usability concepts, usability testing procedures and the vital role of testing to publish and maintain a Web site.
You will also learn branding considerations and responsive design implementation in relation to the user interface design of Web sites
Introduction to User Interface
Design
What Is User Interface Design=>
Evolution of Web User Interfaces
Current Trends in Web Design
Web Design Team Roles and
Responsibilities
Web Design Project Management
Collaborative Web Design
Creating a Web Design Portfolio
Creating a Plan for a Web-Based
Business Project
User Interface Design Process
Choosing a Web Design
Methodology
Creating a Web Site Vision
Statement
Creating and Implementing a Web
Site Strategy
Creating a Web Site Specification
Publishing a Web Site
Choosing a Web Site Host
Securing a Web Site
Creating Ethical and Legal Web
Sites
Creating a Mind Map
Using Metaphors
Creating Word Lists and Mood
Boards
Creating a Site Map
User-Centered Web Design
User-Centered Web Design
The Cognitive Psychology of Web
Design
Personas and Usability
Accessibility
User Interface Design Principles
and Legal Guidelines
Web UI Design Principles
Visual Design Principles
Branding
Legal Issues Impacting Web Design
Color, Typography, Layout and
Wireframing
Color
Typography
Layout
Wireframes and Mockups
Responsive Web Design
Designing a Basic Web Site
Creating a Web Site
Part 1: Creating One Site Page
Part 2: Creating the Remaining Site
Pages
Spell- and Grammar-Check the Site
Navigation Concepts
Why is Web Site Navigation So
Important=>
Site Structure, Directory Structure
and URLs
Positional Awareness
Primary and Secondary Navigation
Navigation Elements
Navigation Conventions and
Principles
Creating a Navigation System
Designing and Developing a
Professional Web Site
Why is Prototyping So Important=>
User-Centered Web Design
User Interface Design Patterns
Optimizing the look and feel of a
Web site
Focus on Web Forms
GET and POST
Constructing a Professional Web
Site
Web Framework
User Interface Libraries
Web Content Management Systems
Additional Web Development Tools
Web Hosting Services and Domain
Names
Site Publishing, Maintenance,
Security, and SEO Strategies
Making Sure a Web Site is Ready to
be Published
Maintaining a Web Site
Search Engine Optimization (SEO)
SEO and Written Site Content
SEO and Mobile-Friendliness
SEO and Metadata
Killexams Review | Reputation | Testimonials | Feedback
Is there a shortcut to pass the 1D0-621 exam?
Preparing for the 1D0-621 test was challenging, with so many confusing Topics to cover. However, killexams.com helped me to gain confidence by providing me with core questions on the subject. As a result, I was able to pass the test with an impressive score of 84%. Although a few questions were tricky, the answers provided by killexams.com helped me to mark the right answers.
Believe it or not! This resource for 1D0-621 questions is authentic.
For years, I have relied on killexams.com for reliable IT test resources, and the 1D0-621 test was no exception. I passed this test with the help of their Questions Answers and test simulator. Everything that people say about killexams.com's reliability is true. Their customer service is also exceptional, although I have never had any issues that required contacting them.
1D0-621 real test questions and Answers!
Just twelve days before the 1D0-621 exam, I found myself trapped in complex subjects. I needed a speedy reference to help me prepare, and killexams.com Dumps came to my rescue. It was compelling and aided me in scoring 91% on the exam.
The most updated practice tests are provided for the 1D0-621 exam.
After failing my test twice, I heard about killexams.com and their assurance. I then purchased the 1D0-621 Questions and Answers. The online test simulator helped me learn to solve questions in time, and I simulated the test many times, which helped me gain popularity on test day. Now, I am IT certified. Thank you!
Do you know the fastest way to pass the 1D0-621 exam? I have it!
I wanted to let you know that I passed my 1D0-621 test recently with the help of killexams.com's questions answers and test simulator. I could not have done it without your support, and I am grateful for the useful guidance and tips you provided. The questions in the 1D0-621 test were very similar to what I had practiced with killexams.com, which helped me feel confident and prepared.
CIW Designer real questions
1D0-621 Exam
User: Yuri*****![]() ![]() ![]() ![]() ![]() I highly recommend the training offered by Killexams.com to everyone planning to take the 1D0-621 exam. Their coverage of the test principles is extensive, and I learned precisely what I needed to pass the exam. |
User: Slavka*****![]() ![]() ![]() ![]() ![]() I am thrilled to share that I passed my 1D0-621 test without any problems, and I want to thank killexams.com for their generous and helpful guidance. Their coaching materials and test simulator are up-to-date and cover the whole exam. I highly recommend their services to anyone preparing for the 1D0-621 exam. |
User: Simon*****![]() ![]() ![]() ![]() ![]() The practice classes and resources provided by Killexams.com were instrumental in my success in the 1D0-621 exam. The website gave me the opportunity to test myself before the actual exam, making me feel confident and adequately prepared. Thanks to the website excellent support, I managed to score well in the exam, and I am incredibly grateful for their services. |
User: Liya*****![]() ![]() ![]() ![]() ![]() Acquiring a test practice test with all the necessary features for the 1D0-621 test can be challenging. However, I consider myself fortunate to have found killexams.com material, which contains all the essential facts and features and is very helpful. The practice tests provided were comprehensive, making the learning process seamless for me in every topic. I highly recommend it to my friends. |
User: Zoe*****![]() ![]() ![]() ![]() ![]() After failing the test twice, I turned to killexams.com for help. Their ensure gave me the confidence to purchase their 1d0-621 Questions and Answers, and the VCE test simulator helped me learn how to solve the questions. I simulated the test repeatedly, which helped me focus on the questions on the test day, and I finally became 1d0-621 certified. Thanks, killexams.com! |
1D0-621 Exam
Question: How many times I can obtain 1D0-621 dumps from my account? Answer: There is no limit. You can obtain your 1D0-621 test files an unlimited number of times. During the account validity period, you will be able to obtain your practice test without any further payment and there is no obtain limit. If there will be any update done in the test you have, it will be copied in your MyAccount obtain section and you will be informed by email. |
Question: Which is best certification training website? Answer: Killexams is the best of all certification training websites that provide up-to-date and valid test questions with practice tests for the training of candidates to pass the test at the first attempt. |
Question: Where am I able to locate 1D0-621 updated dumps questions? Answer: Killexams.com is the best place to get updated 1D0-621 questions questions. These 1D0-621 questions work in the actual test. You will pass your test with these 1D0-621 test prep. If you deliver some time to study, you can prepare for an test with much boost in your knowledge. They recommend spending as much time as you can to study and practice 1D0-621 practice test until you are sure that you can answer all the questions that will be asked in the actual 1D0-621 exam. For this, you should visit killexams.com and register to obtain the complete dumps collection of 1D0-621 test test prep. These 1D0-621 test questions are taken from actual test sources, that's why these 1D0-621 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 1D0-621 questions are sufficient to pass the exam. |
Question: Is killexams PDF and VCE Package available for 1D0-621 exam? Answer: Yes, killexams offer three types of 1D0-621 test account. PDF, VCE, and Preparation Pack. You can buy a preparation pack to include PDF and VCE in your order. It will be a lot discounted. You can use PDF on your mobile devices as well as print to make a book and you can use the VCE test simulator to practice 1D0-621 practice test on your computer. |
Question: Which is the best actual questions website? Answer: Of course, the best certification practice test website is killexams.com. It offers the latest and up-to-date test Questions Answers to memorize and pass the test on the first attempt. |
https://www.pass4surez.com/art/read.php?keyword=CIW+Designer+real+questions&lang=us&links=remove
Obviously it is hard task to pick solid certification Questions Answers concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of customers scam by resellers come to us for the ACTUAL EXAM QUESTIONS and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com ACTUAL EXAM QUESTIONS, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test ACTUAL EXAM QUESTIONS, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Indeed, Killexams is 100% legit plus fully efficient. There are several benefits that makes killexams.com reliable and respectable. It provides up-to-date and 100% valid test questions comprising real exams questions and answers. Price is extremely low as compared to most of the services online. The Questions Answers are refreshed on frequent basis along with most exact questions. Killexams account set up and product or service delivery is rather fast. File downloading is actually unlimited and very fast. Aid is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a strong website which provide test prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium practice test files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
CIMAPRA19-E02-1-ENG free study guide | ACLS Practice Questions | NCP-MCI-6.5 prep questions | IAPP-CIPP-E study help | C1000-024 test tips | 3X0-101 mock questions | NHDP-BC test cram | 4A0-N02 practical test | FSMC bootcamp | CSSBB Free PDF | 199-01 test sample | ACRP-CCRC test prep | DES-5221 study guide | CMQ-OE cbt | ENP-BC practice test | NCBTMB Questions Answers | PEGAPCSSA86V1 Questions Answers | 2B0-015 pdf questions | Qlik-Sense-System-Administrator test results | PMHCNS-BC mock questions |
1D0-621 - CIW User Interface Designer Practice Test
1D0-621 - CIW User Interface Designer Free PDF
1D0-621 - CIW User Interface Designer tricks
1D0-621 - CIW User Interface Designer information source
1D0-621 - CIW User Interface Designer PDF Download
1D0-621 - CIW User Interface Designer education
1D0-621 - CIW User Interface Designer teaching
1D0-621 - CIW User Interface Designer learning
1D0-621 - CIW User Interface Designer questions
1D0-621 - CIW User Interface Designer PDF Questions
1D0-621 - CIW User Interface Designer tricks
1D0-621 - CIW User Interface Designer premium pdf
1D0-621 - CIW User Interface Designer questions
1D0-621 - CIW User Interface Designer questions
1D0-621 - CIW User Interface Designer Premium PDF
1D0-621 - CIW User Interface Designer Latest Topics
1D0-621 - CIW User Interface Designer information search
1D0-621 - CIW User Interface Designer real questions
1D0-621 - CIW User Interface Designer study help
1D0-621 - CIW User Interface Designer test Questions
1D0-621 - CIW User Interface Designer premium pdf
1D0-621 - CIW User Interface Designer tricks
1D0-621 - CIW User Interface Designer PDF Download
1D0-621 - CIW User Interface Designer guide
1D0-621 - CIW User Interface Designer exam
1D0-621 - CIW User Interface Designer study help
1D0-621 - CIW User Interface Designer information hunger
1D0-621 - CIW User Interface Designer Questions and Answers
1D0-621 - CIW User Interface Designer PDF download
1D0-621 - CIW User Interface Designer Real test Questions
1D0-621 - CIW User Interface Designer test
1D0-621 - CIW User Interface Designer cheat sheet
1D0-621 - CIW User Interface Designer study help
1D0-621 - CIW User Interface Designer Premium PDF
1D0-621 - CIW User Interface Designer PDF Download
1D0-621 - CIW User Interface Designer test help
1D0-621 - CIW User Interface Designer test questions
1D0-621 - CIW User Interface Designer test Questions
1D0-621 - CIW User Interface Designer learn
1D0-621 - CIW User Interface Designer Practice Questions
1D0-621 - CIW User Interface Designer Premium PDF
1D0-621 - CIW User Interface Designer PDF Download
1D0-621 - CIW User Interface Designer PDF download
1D0-621 - CIW User Interface Designer PDF download
Other CIW Practice Tests
1D0-541 questions and answers | 1D0-610 test Cram | 1D0-735 study guide | 1D0-623 Free test PDF | 1D0-61B pdf questions | 1D0-61C test example | 1D0-621 free study guide | 1D0-61A online exam |
Best practice tests You Ever Experienced
Salesforce-Certified-Marketing-Cloud-Email-Specialist free test papers | TM12 practice questions | 71801X Practice Test | A00-231 Practice test | GPTS Study Guide | GMAT-Verbal practice exam | NS0-162 free questions | ASDEV01 question test | Consul-Associate test test | HPE0-S57 examcollection | ECDL-ADVANCED pdf download | CCRA-L2 test sample | 312-85 test Questions | SBAC free questions | CLAD test example | CBSP free prep | JN0-664 Question Bank | HPE0-J50 model question | 2V0-21.21 writing test questions | PCSAE free pdf download |
References :
http://killexams-braindumps.blogspot.com/2020/06/forget-failing-1d0-621-exam-with-these.html
https://killexams-posting.dropmark.com/817438/23550883
https://killexams-posting.dropmark.com/817438/23697127
https://www.instapaper.com/read/1324970499
http://feeds.feedburner.com/RememberThese1d0-621DumpsAndEnrollForTheTest
http://killexamsdumps.isblog.net/1d0-621-ciw-user-interface-designer-dumps-with-real-questions-by-killexams-com-14540021
https://youtu.be/aslNdq3JTCY
https://sites.google.com/view/killexams-1d0-621-exam-dumps
https://files.fm/f/mvmn8vkkt
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
1D0-621 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 1D0-621 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug