Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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How to Watch NHL Network Live For Free to See Exclusive Games, Highlights & More

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If you already have hockey games queued up on the TV at all times, you likely want to know how to watch NHL Network. The network covers all things ice hockey—from live game telecasts to analysis, programs, specials, and documentaries.

Today's Top Deals

NHL Network, founded in October 2007, is an American sports-oriented cable and satellite television network that is controlled by the National Hockey League (NHL) and NBCUniversal. NHL Network was the third sports-oriented cable network, right behind NBA TV and NFL Network. In 2015, MLB Network took over the management of NHL Network for six years. Once that ended in 2021, the network continued to function under the league’s new television contract group of ESPN and Turner Sports.

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What can you watch on NHL network? Sometimes, NHL Network nationally airs select games that ESPN and Turner do not broadcast. But for the most part, you’ll find a lot of commentary. NHL Tonight shares the latest news, highlights, interviews, and analysis, while NHL Now dives deeper into the sport with the help of players and insiders. If you’re feeling nostalgic, Classic Series shows highlights from previous Stanley Cup Playoff series, while Vintage Games shares archived broadcasts of past NHL games that even feature the original broadcasters.

These are just a few examples of what you can tune into on NHL Network, so keep studying to discover how to watch NHL Network to learn about its other programs.

Ethan Miller/Getty Images.Ethan Miller/Getty Images.

How to watch NHL Network live for free

NHL Network is available to stream on services like DirecTV Stream, Fubo, and Sling. DirecTV Stream offers a five-day free trial, which starts at $74.99 per month after the trial ends (with $10 off your first three months). Fubo offers a seven-day free trial, which starts at $74.99 per month after the trial ends. Subscribing to Sling Orange gives you ESPN and TNT, but make sure to add the Sports Extra package to watch NHL Network. Sports Extra costs $11 per month on top of the cost of your Sling Orange or Sling Blue base service. If you opt for a Sling Orange + Sling Blue subscription, Sports Extra costs $15 per month.

Best Overall Pick to Watch NHL Network: DirecTV Stream

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Direct TV is their best overall pick to watch NHL Network live for free for its free trial, price (including its current deal), and channel selection. DirecTV Stream offers a five-day free trial and has a current deal where new subscribers can receive $10 off their first three months. DirecTV offers four plans: Entertainment, which costs $74.99 per month with the first three months at $64.99 per month; Choice, which costs $99.99 per month with the first three months at $89.99 per month; Ultimate, which costs $109.99 per month with the first three months at $99.99 per month; and Premiere, which costs $154.99 per month with the first three months at $144.99 per month.

As for other differences between the plans, Entertainment includes more than 75 channels, the ability to stream on unlimited devices in your home, unlimited cloud DVR storage, and a special offer on premium channels. Choice, which is the most popular plan, includes more than 105 channels, regional sports networks, and everything included in Entertainment. Ultimate includes more than 140 channels and everything included in Entertainment and Choice. Premiere includes more than 150 channels including premium channels like HBO and Starz and everything included in Entertainment, Choice, and Premiere. Read on for step-by-step instructions on how to watch NHL Network with DirecTV Stream’s free trial.

  • Visit streamtv.directv.com

  • Click “Shop Packages”

  • Click “Try It Free” for the plan of your choice

  • Enter your information and payment method

  • Search for NHL Network and start watching

  • Best Free Trial Pick to Watch NHL Network: Fubo

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    Fubo is their best free trial pick to watch NHL Network live for free. Fubo offers a seven-day free trial (two days longer than DirecTV Stream) and offers three plans: Pro, which costs $74.99 per month; Elite, which costs $84.99 per month; and Ultimate, which costs $99.99 per month.

    As for the difference between the plans, Pro includes 180 channels, 1,000 hours of Cloud DVR, and the ability to watch on up to 10 screens at once. Elite includes everything in Pro, as well as a total of 256 channels and 4K resolution. Ultimate includes everything in Pro and Elite, as well as a total of 299 channels, Showtime, and Red Zone NFL Network. Read on for step-by-step instructions on how to watch NHL Network with Fubo’s free trial.

  • Visit Fubo.TV

  • Click “Start Free Trial”

  • Enter your information and payment method

  • Search for NHL Network and start watching

  • Best Budget Pick to Watch NHL Network: Sling

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    Sling is their best budget pick to watch NHL Network based on its price and current deals. Sling Orange costs $20 for your first month and $40 per month after the first month ends, while Sling Blue costs $22.50 for your first month and $45 per month after the first month ends. Sling Orange + Blue starts at $30 for your first month and $60 after the first month ends. To watch the most hockey possible, subscribe to Sling Orange (which gives you ESPN and TNT), and then add the Sports Extra Package to watch NHL Network. Sports Extra costs $11 per month on top of the cost of your Sling Orange or Sling Blue base service. If you opt for a Sling Orange + Sling Blue subscription, Sports Extra costs $15 per month.

    As for the difference between the plans, Sling Orange includes 32 channels (including 7 exclusive sports and family channels) and the ability to stream on one device at a time, while Sling Blue includes 42 channels (including 17 exclusive news and entertainment channels) and the ability to stream on three devices at a time. Alternatively, Sling Orange + Blue includes 46 channels (including all 22 exclusive channels) and the ability to stream on three devices at a time. Read on for step-by-step instructions on how to watch NHL Network with Sling.

  • Visit Sling.com

  • Click “Try Us Today”

  • Create an account

  • Choose your plan

  • Enter your information and payment method

  • Search for NHL Network and start watching

  • Photo by Fred Kfoury III/Icon Sportswire via Getty Images.

    NHL Network Programming
  • NHL Tonight (formerly NHL on the Fly) – NHL news with highlights, interviews, and analysis

  • NHL Now – interviews with NHL players and insight from NHL insiders

  • On the Fly – highlights of the day’s games

  • Hockey Central – a television simulcast of CJCL Sportsnet 960 Toronto’s NHL radio show

  • Top 10 – a countdown program about hockey-related topics, such as noteworthy performances to memorable moments

  • Frozen in Time – a retrospective program that revisits the greatest NHL moments, players, teams, and special events

  • Classic Series – highlights from previous Stanley Cup Playoff series

  • Vintage Games – archived broadcasts of past NHL games, featuring the original broadcasters

  • Pioneers – a profile series in which NHL legends talk about their careers

  • NHL Movie Night/NHL Flicks – a movie program that shows hockey-related theatrical films

  • NHL Network also has the right to air multiple Stanley Cup films from past winning teams

  • NHL Network Ice Time – geared towards children and hosted by Jackie Redmond, this program shares instructions on the game and interviews with NHL Players

  • NHL Network Live Game Schedule

    *Schedule subject to change

  • Saturday, 12/16 at 4 p.m. ET – Vancouver Canucks vs Minnesota Wild (NHLN talent: E.J. Hradek & Kevin Weekes)

  • Saturday, 12/16 at 8 p.m. ET – Washington Capitals vs Nashville Predators

  • Sunday, 12/17 at 3 p.m. ET – Vancouver Canucks vs Chicago Blackhawks (NHLN talent: E.J. Hradek & Kevin Weekes)

  • Sunday, 12/17 at 6 p.m. ET – Washington Capitals vs Carolina Hurricanes

  • Monday, 12/18 at 8 p.m. ET – Seattle Kraken vs Dallas Stars

  • Saturday, 12/23 at 3 p.m. ET – Dallas Stars vs Nashville Predators (NHLN talent: E.J. Hradek & Bob Errey)

  • Saturday, 12/23 at 7 p.m. ET – Pittsburgh Penguins vs Ottawa Senators

  • Saturday, 12/30 at 7 p.m. ET – Carolina Hurricanes vs Toronto Maple Leafs

  • Saturday, 1/06 at 1 p.m. ET – Calgary Flames vs Philadelphia Flyers

  • Sunday, 1/07 at 3 p.m. ET – Los Angeles Kings vs Washington Capitals

  • Sunday, 1/14 at 1 p.m. – Washington Capitals vs New York Rangers

  • Saturday, 1/20 at 1 p.m. ET – Colorado Avalanche vs Philadelphia Flyers

  • Sunday, 1/21 at 1 p.m. ET – Ottawa Senators vs Philadelphia Flyers

  • Saturday, 1/27 at 12:30 p.m. ET – Boston Bruins vs Philadelphia Flyers

  • Sunday, 1/28 at 2 p.m. ET – Los Angeles Kings vs St. Louis Blues

  • Saturday, 3/02 at 12:30 p.m. ET – Winnipeg Jets vs Carolina Hurricanes

  • Sun 3/03 at 1 p.m. ET – Arizona Coyotes vs Washington Capitals

  • Saturday, 3/16 at 12:30 p.m. ET – Buffalo Sabres vs Detroit Red Wings

  • Saturday, 3/23 at 1 p.m. ET – Boston Bruins vs Philadelphia Flyers

  • Sunday, 3/24 at 12:30 p.m. ET – Winnipeg Jets vs Washington Capitals

  • Saturday, 3/30 at 12:30 p.m. ET – Detroit Red Wings vs Florida Panthers

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    Network Analysis and Practice

    Crossref Citations

    This Book has been cited by the following publications. This list is generated based on data provided by Crossref.

    Kumar Singh, Arun and Singh, B. P. 2010. Floating admittance matrix approach for evaluation of transfer functions using MATLAB. p. 186.

    Wu, Zhi-Jing Wang, Yi-Ze and Li, Feng-Ming 2013. Analysis on band gap properties of periodic structures of bar system using the spectral element method. Waves in Random and Complex Media, Vol. 23, Issue. 4, p. 349.

    Dixon, T. Dunstan, J.W. Long, G.B. Williams, J.M. Meeson, P.J. and Shelly, C.D. 2020. Capturing Complex Behavior in Josephson Traveling-Wave Parametric Amplifiers. Physical Review Applied, Vol. 14, Issue. 3,

    Ó Peatáin, S. G. Dixon, T. Meeson, P. J. Williams, J. M. Kafanov, S. and Pashkin, Yu. A. 2023. Modelling Losses in Superconducting Travelling Wave Parametric Amplifiers.


    Network monitoring and analysis

    The Post Office IT scandal – cock-up or cover-up?

    In this week’s Computer Weekly, the second phase of the Post Office IT scandal inquiry revealed further shocking details at every turn – they review the latest evidence. They examine progress of the roll-out of fast broadband connectivity across the UK. And as the Online Safety Bill returns to Parliament, they look at the ongoing arguments about how to keep the internet safe. Read the issue now. Continue Reading


     




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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug