Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 1Y0-440?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 1Y0-440: Architecting a Citrix Networking Solution (CCE-AppDS) Prüfung.

2024 Updated Actual 1Y0-440 questions as experienced in Test Center

Aktuelle 1Y0-440 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Citrix 1Y0-440 : Architecting a Citrix Networking Solution (CCE-AppDS) ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Martha nods



Latest 2024 Updated Citrix Architecting a Citrix Networking Solution (CCE-AppDS) Syllabus
1Y0-440 ACTUAL EXAM QUESTIONS / Braindumps contains real test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




1Y0-440 Test Center Questions : Download 100% Free 1Y0-440 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : 1Y0-440
Exam Name : Architecting a Citrix Networking Solution (CCE-AppDS)
Vendor Name : Citrix
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Finalize your 1Y0-440 PDF Download with these 1Y0-440 Exam Braindumps and Practice Questions
Killexams.com offers the latest and most up-to-date version of Killexams Architecting a Citrix Networking Solution (CCE-AppDS) Questions and Answers, including Exam Braindumps and Exam Questions for the latest articles of Citrix 1Y0-440 Exam. Their real 1Y0-440 Exam dumps training program will enhance your knowledge and help you pass your 1Y0-440 test with excellent results. They guarantee your success at the Test Center, covering all the syllabus of the test and improving your expertise of the 1Y0-440 exam. Pass with confidence with their accurate questions.

To fully understand all the concepts, syllabus, and objectives related to 1Y0-440 courses, simply memorizing the coursebook is not enough. It is important to also familiarize yourself with the complex scenarios and questions that may be asked on the real 1Y0-440 exam. To do this, visit killexams.com and get free trial questions in PDF format. They are confident that you will be satisfied with their Architecting a Citrix Networking Solution (CCE-AppDS) questions, and if you register, you can get the full version of the 1Y0-440 Practice Questions at a very attractive discount. This is the first step towards succeeding in the Architecting a Citrix Networking Solution (CCE-AppDS) exam. To prepare even further, get the 1Y0-440 VCE test simulator on your computer, memorize the 1Y0-440 Dumps, and take practice exams frequently using the simulator. Once you feel ready for the real 1Y0-440 exam, register at an examination center and take the test.

Preparing for the Citrix 1Y0-440 test is not an easy task that can be accomplished by simply memorizing the coursebook or using free PDF Braindumps resources available online. The real 1Y0-440 test contains complicated questions that can confuse even the most prepared candidates and cause them to fail. Killexams.com has taken care of this issue by gathering real 1Y0-440 Practice Questions questions and creating VCE test simulator files. You can start by downloading 100% free 1Y0-440 PDF Braindumps before deciding to register for the full version of 1Y0-440 Exam Questions. They are confident that you will be pleased with their 1Y0-440 Exam Cram and find them useful.

There are many PDF Questions suppliers on the web, but a significant portion of them are exchanging outdated 1Y0-440 Exam Cram. To find a trusted and reliable 1Y0-440 Exam Cram supplier online, they recommend visiting killexams.com. Don't waste your time and money on useless resources. get 100% free 1Y0-440 PDF Braindumps and try the trial questions. If you are satisfied, register and get three months access to get the latest and valid 1Y0-440 Dumps, which contains real test questions and answers. Additionally, get the 1Y0-440 VCE test simulator for further training.







1Y0-440 test Format | 1Y0-440 Course Contents | 1Y0-440 Course Outline | 1Y0-440 test Syllabus | 1Y0-440 test Objectives


Exam Name : Architecting a Citrix Networking Solution (CCE-N)

Exam ID : 1Y0-440

Exam Duration : 150 minutes

Questions in test : 64

Passing Score : 65%

Exam Center : PEARSON VUE

Real Questions : Citrix 1Y0-440 Real Questions

Recommended Practice : Citrix Certified Expert - Networking (CCE - N) Practice Test



The 1Y0-440 test is a 64-question test written in English. Some of the items
on this test will not be scored and thus will not affect your final result in any
way. The unscored items are included in this test solely for research purposes.

The passing score for this test is 65%.



Native English speakers 150 minutes

Non-native English speakers 150 minutes

that take the test in +30 minutes

countries where English is a (time extension)

foreign language



Non-native English speakers

that take the test in 150 minutes

countries where English is +30 minutes

NOT a foreign language (time extension)



The 1Y0-440 test is focused on those syllabus that are most important for IT
Professionals with extensive networking and Citrix ADC experience. This test certifies
that test takers have the requisite knowledge and skills required for defining the
overall structure or architecture of a Citrix networking environment. This test covers
advanced Citrix networking configurations and leading Citrix design principles.

Those who assess and design complex network architecture of a Citrix network
environments may hold various job titles such as:

• Citrix Architects

• Citrix Consultants



Recommended Knowledge and Skills

Candidates should have knowledge of the following prior to taking this exam:

• Identify and prioritize business drivers, constraints, and requirements using the
Citrix Consulting methodology.

• Assess environment requirements and learn to apply leading design principles to
address them in a multi-site Citrix ADC deployment.

• Apply advanced authentication and load balancing principles.

• Utilize Citrix ADC Application Delivery Management for monitoring Automation
and Orchestration.

• Identify steps to take in advanced troubleshooting scenarios.

• Ability to evaluate environment documentation and assess necessary
adjustments to meet required environment specifications.

• Assess the environments current security configuration and make necessary
adjustments to bring in line with leading security practices.

• Configure different methods of client connection including Citrix Gateway, VPN,
Split Tunneling and other proxy configuration options.



Recommended Product Experience

Citrix Networking technologies and concepts such as:

• Citrix Methodology and Assessment

• Citrix ADC Deployment

• Citrix Application Delivery Management v12.x

• Citrix Gateway

• Citrix ADC Security

• Traffic Management

• AppExpert

• Application Firewall

• TCP/HTTP/SSL

• Authentication, Authorization and Accounting (AAA)

• GSLB (Global Server Load Balancing)

• Application Delivery Management Automation and Orchestration

• Nitro API



Section Weight

Networking Methodology and Assessment 11%

Citrix ADC Deployment Architecture and Topology 14%

Advanced Authentication and Authorization 21%

Citrix ADC Security 12%

VPN Configuration 12%

Advanced Traffic Management 11%

Citrix Application Delivery Management Automation and Orchestration 19%

TOTAL 100%



Interpretation of Objectives

Candidates should refer to the objectives and examples listed in this guide in order
to determine which syllabus will be on the exam, as well as examples of the topics
that could be tested.

For example, if the objective reads, “Assess the printing infrastructure” and one of
the examples reads, “Perform printer driver stress testing” candidates could expect
to see:

• A scenario describing a printing infrastructure:

• Scenario: A Citrix Architect is assessing the current printing
infrastructure at CGE. As part of the exam, the architect wants to
perform printer driver stress testing.

• A question that requires determining how to assess the printer drivers:

• How can the architect assess which printer drivers are in use in the
current environment=>



Use the Citrix Methodology to plan projects.

Identify/Prioritize Business Drivers and
Requirements. Process success criteria, Identify critical
business driver.

Determine how to Segment users into defined use
cases. Discuss existing user filters.

Determine key Application Assessment and
Categorization. Evaluate business critical and business
optional resources.

Determine how to perform Capabilities
Assessment. Gain an understanding of current
environment configurations and identify
risk.

Determine the appropriate Multi-Site Deployments
design.

Determine how to design Multi Tennant
Infrastructure.

Determine how to analyze Citrix Cloud design.



Determine how to review Configuration

components for AAA

Determine how to evaluate the Authentication Process and options
• Determine clientless access through the Gateway to allow access to Published Applications or SAAS Applications.

• Evaluate authentication and authorization policies.

Determine Session Management with AAA Determine how to evaluate the Authentication

Process and options



Objective

Determine how to utilize and implement Multi-Factor (nFactor) Authentication

Determine how to evaluate the Authorization

configuration options

Determine the End Point Analysis Considerations

Define the correct protection against specific Layer

4-7 attacks

Determine how to evaluate VPN Access Scenarios and Configuration.

Determine how to Configure split tunneling and Authorization.

Determine RDP Proxy Configuration

Determine ICA Proxy Considerations

Determine how to implement Advanced Load

Balancing setup

Determine how to Implement Advanced Global

Server Load Balancing setup

Determine how to use Citrix Application Delivery

Management for Citrix ADC Automation

Determine how to assess the Orchestration ability

Determine how to utilize NITRO

Determine how to create Stylebooks



Killexams Review | Reputation | Testimonials | Feedback


I obtained a excellent location for 1Y0-440 question .
Killexams.com provided me with the perfect study material for the 1Y0-440 exam. The mock test were outlined correctly for Studying inside a short period, and I scored 88% in my exam.


Can i get updated dumps Questions & Answers of 1Y0-440 exam?
I have never used such incredible Dumps for my learning before. killexams.com assisted me well in my 1Y0-440 exam, and I was able to pass it easily. I used only killexams.com for my learning and never felt the need to use any other material. Even though I was a below-average candidate, I passed the test with a score of 98%. I will continue to use killexams.com for my future exams as well.


Just try real 1Y0-440 test questions and success is yours.
From the very beginning, I've struggled with weakness. However, I realized that I needed to undergo a bypass in my 1Y0-440, which will likely make me popular. I am confident in my abilities, and I answered almost all questions in just 75 minutes with the help of killexams.com dumps. While no one person can change the world, they can still make their mark on it, and I hope to do so.


Real 1Y0-440 test Questions to Pass test at first attempt.
My parents used to tell me about their experiences studying seriously and passing their exams on the first try. However, they never encountered the flood of books and study guides that confuse students during test studies, particularly for the 1Y0-440 exam. Today, you cannot avoid certifications such as the 1Y0-440 exam, even after completing conventional education, and competition is fierce. Fortunately, killexams.com provides mock test that can take students to the test with confidence and assurance of passing. Thank you, killexams.com, for helping us avoid scolding from their parents and hearing their success stories.


I want to pass 1Y0-440 exam, What should I do?
I passed the 1Y0-440 companion test without any hassle, thanks to the killexams.com Questions and Answers. The questions were substantial, and I knew all the answers, thanks to the excellent preparation provided by this study material. I appreciate the killexams.com team for their outstanding work and their money-back guarantee.


Citrix (CCE-AppDS) Practice Questions

http://www.pass4surez.com/art/read.php?keyword=Citrix+%28CCE-AppDS%29+Practice+Questions
https://www.pass4surez.com/art/read.php?keyword=Citrix+%28CCE-AppDS%29+Practice+Questions&lang=us&links=remove



While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Without a doubt, Killexams is totally legit in addition to fully reputable. There are several includes that makes killexams.com traditional and legit. It provides current and totally valid ACTUAL EXAM QUESTIONS filled with real exams questions and answers. Price is suprisingly low as compared to many of the services on internet. The mock test are up-to-date on typical basis together with most exact brain dumps. Killexams account set up and device delivery can be quite fast. Submit downloading can be unlimited and extremely fast. Help is avaiable via Livechat and Netmail. These are the features that makes killexams.com a robust website that offer ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




NPDA-BC free practice questions | NSE5_FMG-7.0 practice test | ADM-261 questions get | AHN-BC practice test | ENP-BC dump | 2B0-104 VCE test | DES-DD33 braindump questions | Salesforce-Data-Cloud test test | HPE6-A81 pass marks | SCNP-EN boot camp | CIPS-L5M5-ADPSC Real test Questions | MISCPRODUCT test tips | E22-106 free pdf | CIMAPRO15-E03-X1-ENG trial test | JN0-213 test prep | JPR-944 study questions | CPIM-BSP study guide | S2000-016 test Cram | API-580 braindumps | 200-046 braindumps |


1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) syllabus
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test prep
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test syllabus
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) certification
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test contents
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study help
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test syllabus
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) braindumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) ACTUAL EXAM QUESTIONS
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) braindumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test contents
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) information search
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) braindumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) learning
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) real questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) ACTUAL EXAM QUESTIONS
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) real questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test Braindumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test format
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test syllabus
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free test PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test format
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) learn
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) answers
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Questions and Answers
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) teaching
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free test PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) cheat sheet
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) learn
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study help
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Download
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) course outline
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) cheat sheet
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test syllabus
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) real questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test format
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Download

Other Citrix ACTUAL EXAM QUESTIONS


1Y0-241 brain dumps | 1Y0-440 pass marks | 1Y0-403 cheat sheets | 1Y0-204 test results | 1Y0-231 cheat sheet pdf | 1Y0-341 english test questions | 1Y0-312 Questions and Answers | 1Y0-203 PDF Dumps |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


CFSA trial questions | CBEST test results | HANCB-ACRN VCE | MORF test practice | E20-562 online exam | ICBRR certification sample | 300-615 brain dumps | C1000-005 test prep | C1000-170 PDF Download | C1000-116 Dumps | PCE-CBC test prep | AEMT test preparation | VCS-278 questions and answers | PEGACPRSAV22 practical test | IIBA-AAC dumps | C1000-166 test Questions | Okta-Certified-Pro practice exam | DANB boot camp | Salesforce-Certified-Community-Cloud-Consultant test prep | C1000-148 Question Bank |





References :


https://www.instapaper.com/read/1316539141
https://killexams-posting.dropmark.com/817438/23717694
http://killexams-braindumps.blogspot.com/2020/07/1y0-440-questions-are-changed-today.html
https://killexams-posting.dropmark.com/817438/23792813
http://feeds.feedburner.com/SimplyContemplateTheseCitrix1y0-440QuestionsAndPassTheRealTest
https://sites.google.com/view/killexams-1y0-440-exam-dumps
https://youtu.be/L_bhzZXmjUA
https://sites.google.com/view/killexams-1y0-44actua
https://killexams101.medium.com/cwsp-205-certified-wireless-security-professional-questions-and-answers-by-killexams-com-d392eb238799
https://files.fm/f/ex8b59hfw



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

1Y0-440 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

1Y0-440 Reviews

100% Valid and Up to Date 1Y0-440 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug