Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 1Y0-440?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 1Y0-440: Architecting a Citrix Networking Solution (CCE-AppDS) Prüfung.

2024 Updated Actual 1Y0-440 questions as experienced in Test Center

Aktuelle 1Y0-440 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

Citrix 1Y0-440 : Architecting a Citrix Networking Solution (CCE-AppDS) exam Dumps

Exam Dumps Organized by Martin Hoax



Latest 2024 Updated Citrix Architecting a Citrix Networking Solution (CCE-AppDS) Syllabus
1Y0-440 cheat sheet / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




1Y0-440 Test Center Questions : Download 100% Free 1Y0-440 cheat sheet (PDF and VCE)

Exam Number : 1Y0-440
Exam Name : Architecting a Citrix Networking Solution (CCE-AppDS)
Vendor Name : Citrix
Update : Click Here to Check Latest Update
Question Bank : Check Questions

1Y0-440 PDF Download change on daily basis
Killexams.com takes pride in assisting candidates to pass the 1Y0-440 test on their first attempt. Their team of experts continually updates 1Y0-440 Exam Braindumps by adding the latest genuine test questions and answers, providing applicants with tips and tricks to tackle 1Y0-440 questions and practice with Architecting a Citrix Networking Solution (CCE-AppDS) boot camp.

In 2024, there were a few updates and redesigns made in 1Y0-440, and they have incorporated all these refreshes in their PDF Dumps. Their 2024 Updated 1Y0-440 braindumps guarantee your success in the real test. They suggest that you go through the complete dumps questions at least once before appearing for the real test. It is a fact that those who use their 1Y0-440 Exam Braindumps experience an improvement in their knowledge and are able to work as experts in a real environment. Their focus is not just on passing the 1Y0-440 test with their braindumps but also on enhancing knowledge of 1Y0-440 subjects and objectives. This is how people become successful.

If you are searching for the latest and 2024 updated ACTUAL EXAM QUESTIONS to pass the Citrix 1Y0-440 test and secure a lucrative job, then simply register with killexams.com and get the 2024 updated genuine 1Y0-440 questions with amazing discount coupons. Their team of experts is constantly working to collect genuine 1Y0-440 test questions at killexams.com. You will get Architecting a Citrix Networking Solution (CCE-AppDS) test questions that ensure you pass the 1Y0-440 test. You can get updated 1Y0-440 test questions with a 100 percent money-back guarantee. Although there are many organizations that offer 1Y0-440 exam dumps, finding valid and latest 2024 updated 1Y0-440 Test Prep is a major concern. You should think twice before relying on free dumps available online.

You can get the 1Y0-440 Exam Braindumps PDF on any device such as an iPad, iPhone, PC, smart TV, or android device to read and learn 1Y0-440 exam dumps while on vacation or traveling. This will save you a lot of time and provide you with more opportunities to concentrate on 1Y0-440 real questions. Practice 1Y0-440 Exam Braindumps with VCE test system repeatedly until you achieve 100 percent marks. When you feel confident, go straight to the Test Center for the real 1Y0-440 test.







1Y0-440 exam Format | 1Y0-440 Course Contents | 1Y0-440 Course Outline | 1Y0-440 exam Syllabus | 1Y0-440 exam Objectives


Exam Name : Architecting a Citrix Networking Solution (CCE-N)

Exam ID : 1Y0-440

Exam Duration : 150 minutes

Questions in exam : 64

Passing Score : 65%

Exam Center : PEARSON VUE

Real Questions : Citrix 1Y0-440 Real Questions

Recommended Practice : Citrix Certified Expert - Networking (CCE - N) Practice Test



The 1Y0-440 exam is a 64-question exam written in English. Some of the items
on this exam will not be scored and thus will not affect your final result in any
way. The unscored items are included in this exam solely for research purposes.

The passing score for this exam is 65%.



Native English speakers 150 minutes

Non-native English speakers 150 minutes

that take the exam in +30 minutes

countries where English is a (time extension)

foreign language



Non-native English speakers

that take the exam in 150 minutes

countries where English is +30 minutes

NOT a foreign language (time extension)



The 1Y0-440 exam is focused on those courses that are most important for IT
Professionals with extensive networking and Citrix ADC experience. This exam certifies
that exam takers have the requisite knowledge and skills required for defining the
overall structure or architecture of a Citrix networking environment. This exam covers
advanced Citrix networking configurations and leading Citrix design principles.

Those who assess and design complex network architecture of a Citrix network
environments may hold various job titles such as:

• Citrix Architects

• Citrix Consultants



Recommended Knowledge and Skills

Candidates should have knowledge of the following prior to taking this exam:

• Identify and prioritize business drivers, constraints, and requirements using the
Citrix Consulting methodology.

• Assess environment requirements and learn to apply leading design principles to
address them in a multi-site Citrix ADC deployment.

• Apply advanced authentication and load balancing principles.

• Utilize Citrix ADC Application Delivery Management for monitoring Automation
and Orchestration.

• Identify steps to take in advanced troubleshooting scenarios.

• Ability to evaluate environment documentation and assess necessary
adjustments to meet required environment specifications.

• Assess the environments current security configuration and make necessary
adjustments to bring in line with leading security practices.

• Configure different methods of client connection including Citrix Gateway, VPN,
Split Tunneling and other proxy configuration options.



Recommended Product Experience

Citrix Networking technologies and concepts such as:

• Citrix Methodology and Assessment

• Citrix ADC Deployment

• Citrix Application Delivery Management v12.x

• Citrix Gateway

• Citrix ADC Security

• Traffic Management

• AppExpert

• Application Firewall

• TCP/HTTP/SSL

• Authentication, Authorization and Accounting (AAA)

• GSLB (Global Server Load Balancing)

• Application Delivery Management Automation and Orchestration

• Nitro API



Section Weight

Networking Methodology and Assessment 11%

Citrix ADC Deployment Architecture and Topology 14%

Advanced Authentication and Authorization 21%

Citrix ADC Security 12%

VPN Configuration 12%

Advanced Traffic Management 11%

Citrix Application Delivery Management Automation and Orchestration 19%

TOTAL 100%



Interpretation of Objectives

Candidates should refer to the objectives and examples listed in this guide in order
to determine which courses will be on the exam, as well as examples of the topics
that could be tested.

For example, if the objective reads, “Assess the printing infrastructure” and one of
the examples reads, “Perform printer driver stress testing” candidates could expect
to see:

• A scenario describing a printing infrastructure:

• Scenario: A Citrix Architect is assessing the current printing
infrastructure at CGE. As part of the exam, the architect wants to
perform printer driver stress testing.

• A question that requires determining how to assess the printer drivers:

• How can the architect assess which printer drivers are in use in the
current environment=>



Use the Citrix Methodology to plan projects.

Identify/Prioritize Business Drivers and
Requirements. Process success criteria, Identify critical
business driver.

Determine how to Segment users into defined use
cases. Discuss existing user filters.

Determine key Application Assessment and
Categorization. Evaluate business critical and business
optional resources.

Determine how to perform Capabilities
Assessment. Gain an understanding of current
environment configurations and identify
risk.

Determine the appropriate Multi-Site Deployments
design.

Determine how to design Multi Tennant
Infrastructure.

Determine how to analyze Citrix Cloud design.



Determine how to review Configuration

components for AAA

Determine how to evaluate the Authentication Process and options
• Determine clientless access through the Gateway to allow access to Published Applications or SAAS Applications.

• Evaluate authentication and authorization policies.

Determine Session Management with AAA Determine how to evaluate the Authentication

Process and options



Objective

Determine how to utilize and implement Multi-Factor (nFactor) Authentication

Determine how to evaluate the Authorization

configuration options

Determine the End Point Analysis Considerations

Define the correct protection against specific Layer

4-7 attacks

Determine how to evaluate VPN Access Scenarios and Configuration.

Determine how to Configure split tunneling and Authorization.

Determine RDP Proxy Configuration

Determine ICA Proxy Considerations

Determine how to implement Advanced Load

Balancing setup

Determine how to Implement Advanced Global

Server Load Balancing setup

Determine how to use Citrix Application Delivery

Management for Citrix ADC Automation

Determine how to assess the Orchestration ability

Determine how to utilize NITRO

Determine how to create Stylebooks



Killexams Review | Reputation | Testimonials | Feedback


Observed all 1Y0-440 Questions in LaACTUAL EXAM QUESTIONS that I read.
With the excellent products of killexams, I was able to score 92% marks in my 1Y0-440 certification exam. I was in search of a reliable exam dump that would help me increase my knowledge level. Due to the technical requirements and difficult language of my 1Y0-440 certification, I needed to find a trustworthy and easy-to-use exam product. killexams.com became the solution to my problem. The platform provided coaching by expert individuals, making the difficult task seem easy. I am proud of my success, and I believe that this platform is the best fit for me.


It is unbelieveable, but 1Y0-440 braindumps truly works
Knowing that I needed to pass my 1Y0-440 exam to keep my job in my current company was stressful, and I knew I would need some assistance. Killexams was amazing, and I was able to memorize a lot from their 1Y0-440 questions and answers, as well as their exam simulator. Now, I am proud to announce that I am 1Y0-440 certified and grateful for the support that Killexams provided me along the way. Great work, Killexams!


Proper area to obtain 1Y0-440 braindumps paper.
I passed the 1Y0-440 exam with killexams.com, which was my essential training source, with a strong common mark. This is valid exam material that I highly recommend to everyone working towards their IT certification. It is a dependable way to prepare and pass your IT tests. In my IT employer, there is not a person who has not used/seen/heard of killexams.com material. They not only help you pass but also ensure that you learn and become a successful professional.


Strive out the ones real 1Y0-440 tested and updated dumps.
I am proud of my score of 89% on the 1Y0-440 exam, which I achieved within 7 days of planning. Initially, I found the exam problems to be too intense, making my preparation challenging. To make things easier, I used the killexams.com dumps aide, which gave me excellent support. The answers were explained clearly and concisely, making it easy to understand. I am grateful for this resource.


What is pass ratio of 1Y0-440 exam?
The 1Y0-440 practice exam offered by killexams.com is excellent. This exam is not easy, but I scored a hundred percent with their help. Their practice exam includes real 1Y0-440 exam questions, today's updates, and more. You analyze what you need to know and do not waste time on useless things that divert your interest from what needs to be learned. I used their 1Y0-440 exam simulator frequently, and I felt very confident on the exam day. Purchasing this 1Y0-440 p.c. was an exquisite investment in my career, and I also put my marks on my resume and LinkedIn profile, which is a splendid reputation booster.


Citrix Networking syllabus

http://www.pass4surez.com/art/read.php?keyword=Citrix+Networking+syllabus
https://www.pass4surez.com/art/read.php?keyword=Citrix+Networking+syllabus&lang=us&links=remove



Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning cheat sheet update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is 100 percent legit as well as fully trusted. There are several benefits that makes killexams.com genuine and legitimized. It provides knowledgeable and 100 percent valid cheat sheet that contain real exams questions and answers. Price is surprisingly low as compared to almost all the services on internet. The mock exam are modified on regular basis along with most exact brain dumps. Killexams account method and item delivery is very fast. Submit downloading is actually unlimited and fast. Guidance is avaiable via Livechat and Message. These are the features that makes killexams.com a sturdy website offering cheat sheet with real exams questions.



Is killexams.com test material dependable?
There are several mock exam provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock exam with the same frequency as they are updated in Real Test. cheat sheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock exam will be provided in your get Account. You can get Premium cheat sheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




APA-CPP-Remote practical test | CIMAPRA17-BA1-1-ENG writing test questions | CGFNS english test questions | NSE7_EFW-7.0 exam Braindumps | Salesforce-Consumer-Goods-Cloud test exam | NSE4_FGT-7.0 Real exam Questions | NSE5_FSM-6.3 Practice Questions | CNS PDF get | 850-001 Latest Questions | AHN-BC exam questions | Salesforce-Certified-Advanced-Administrator Free exam PDF | Series63 dump | C1000-089 brain dumps | OMG-OCRES-A300 boot camp | MS-900 brain dumps | NCCHC-CCHP-A practice exam | WHNP-BC practice exam | ISEBSWTINT-001 free prep | AIE02 Study Guide | ISA-IEC-62443 practice exam |


1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) tricks
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free exam PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) outline
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) information source
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Download
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Latest Topics
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study help
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) outline
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) real Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Study Guide
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) testing
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) information source
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) braindumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) outline
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) boot camp
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) book
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study help
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) PDF Dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Question Bank
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Practice Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) boot camp
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) techniques
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Study Guide
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) answers
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study help
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam Questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) real questions
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) exam dumps
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) study tips
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Free PDF
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) test prep
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) answers
1Y0-440 - Architecting a Citrix Networking Solution (CCE-AppDS) Test Prep

Other Citrix exam Dumps


1Y0-204 braindumps | 1Y0-341 Practice Questions | 1Y0-231 practice exam | 1Y0-403 free practice tests | 1Y0-440 exam preparation | 1Y0-312 free online test | 1Y0-203 practice test | 1Y0-241 Test Prep |


Best cheat sheet You Ever Experienced


CGFNS study material | HQT-4180 past bar exams | 2V0-51.23 Question Bank | 7495X sample test questions | PEGACPSA88V1 test prep | MB-260 exam results | Servicenow-CIS-HR sample questions | 1V0-81.20 exam tips | PMI-ACP Test Prep | 1T6-521 mock exam | DES-6322 real questions | CISMP-V9 Study Guide | GMAT-Quntitative Practice Test | C1000-119 questions and answers | WOCNCB-CCCN exam test | PTCE free pdf | C1000-083 test sample | ISEBSWTINT-001 exam questions | ESPA-EST examcollection | California-Property-and-Casualty Cheatsheet |





References :


https://www.instapaper.com/read/1316539141
https://killexams-posting.dropmark.com/817438/23717694
http://killexams-braindumps.blogspot.com/2020/07/1y0-440-questions-are-changed-today.html
https://killexams-posting.dropmark.com/817438/23792813
http://feeds.feedburner.com/SimplyContemplateTheseCitrix1y0-440QuestionsAndPassTheRealTest
https://sites.google.com/view/killexams-1y0-440-exam-dumps
https://youtu.be/L_bhzZXmjUA
https://sites.google.com/view/killexams-1y0-44actua
https://killexams101.medium.com/cwsp-205-certified-wireless-security-professional-questions-and-answers-by-killexams-com-d392eb238799
https://files.fm/f/ex8b59hfw



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

1Y0-440 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

1Y0-440 Reviews

100% Valid and Up to Date 1Y0-440 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug