Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 300-820?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 300-820: Implementing Cisco Collaboration Cloud and Edge Solutions Prüfung.

2023 Updated Actual 300-820 questions as experienced in Test Center

Laden Sie 300-820 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Implementing Cisco Collaboration Cloud and Edge Solutions practice questions with Latest 300-820 practice questions | https://www.easyfinanz.cc/

Cisco 300-820 : Implementing Cisco Collaboration Cloud test Dumps

Exam Dumps Organized by Martin Hoax



Latest 2022 Updated Syllabus
300-820 test Dumps | Latest Braindumps with genuine Questions

Real Questions from Latest subjects of 300-820 - Updated Daily - 100% Pass Guarantee



300-820 demo Questions : Download 100% Free 300-820 test Dumps (PDF and VCE)

Exam Number : 300-820
Exam Name : Implementing Cisco Collaboration Cloud and Edge Solutions
Vendor Name : Cisco
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100% kept up to date and appropriate 300-820 exam dumps that works excellent
killexams.com gives 100 percent cost-free Exam Questions with regard to attempts before purchase. They live certain that you may fulfill the characteristics of 300-820 PDF Questions together with genuine test questions which they give. Simply register for finish Implementing Cisco Collaboration Cloud and Edge Solutions questions bank and download your current duplicate. Get VCE testing test technique for training and you will feel certain before you decide to face a genuine 300-820 test.

We provide genuine 300-820 test Issues and Solutions Question Bank with 2 platforms. 300-820 LIBRO ELECTRONICO file in addition to 300-820 VCE test sim. Pass Cisco 300-820 precise test rapidly and efficiently. The 300-820 PDF Questions LIBRO ELECTRONICO format is actually provided for studying through at any gadget like ipad tablet, iPhone, DESKTOP, smart telly, android. It will be possible to print out 300-820 Exam dumps to make your personal book. Each of their passing proportion is excessive to 98. 9% also equivalence pace between all of their 300-820 analysis guide in addition to real test out is 98%. IF your worry is to get accomplishment in the 300-820 test in mere one endeavor? Straight appointment the Cisco 300-820 genuine test from killexams.com.

You can duplicate 300-820 exam dumps PDF any kind of time device such as iPad, iphone 3gs, PC, intelligent tv, google android device to study and retain the 300-820 PDF Questions when you are on vacation or perhaps travelling. This will likely save a great deal of your time, you will get added time to study 300-820 exam dumps. Practice 300-820 boot camp together with VCE quiz simulator repeatedly until you obtain 100% credit score. When you really feel confident in addition to satisfied, direct go to test out center with regard to real 300-820 exam.

They now have huge number of persons that move 300-820 quiz with their exam dumps. All are working in their particular respective companies at very good positions since professionals in addition to earning a good deal money. It is not just because, many people read all of their 300-820 PDF Questions, they enhanced their particular knowledge. They might work with genuine natural environment in corporation as skilled. They do not only focus on completing 300-820 quiz with their queries and replies, but definitely enhance information about 300-820 issues and targets. This is how persons become successful.

Attributes of Killexams 300-820 real questions
-> Quick 300-820 PDF Dumps download Gain access to
-> Comprehensive 300-820 Questions in addition to Answers
-> 98% Success Price of 300-820 test
-> Confirmed genuine 300-820 test queries
-> 300-820 Issues Updated upon Regular base.
-> Valid in addition to 2022 Up to date 300-820 Assessment Dumps
-> 100 % Portable 300-820 test Data files
-> Full included 300-820 VCE test Sim
-> No Reduce on 300-820 test Down load Access
-> Excellent Discount Coupons
-> 100 % Secured Down load Account
-> 100 % Confidentiality Ascertained
-> 100% Achievements ensure
-> 100 % Free Exam dumps demo Issues
-> No Concealed Cost
-> Absolutely no Monthly Rates
-> No Intelligent Account Repair
-> 300-820 Assessment Update Appel by Electronic mail
-> Free Tech support team

Assessment Detail from: https://killexams.com/pass4sure/exam-detail/300-820
Costs Details from: https://killexams.com/exam-price-comparison/300-820
Find Complete Record: https://killexams.com/vendors-exam-list

Discount Voucher on Total 300-820 PDF Dumps Questions and Answers;
WC2020: 60 per cent Flat Low cost on each quiz
PROF17: 10% Further Low cost on Price Greater than $69
DEAL17: 15% Further Low cost on Price Greater than 99 dollars







300-820 test Format | 300-820 Course Contents | 300-820 Course Outline | 300-820 test Syllabus | 300-820 test Objectives


EXAM NUMBER : 300-820
EXAM NAME : Implementing Cisco Collaboration Cloud and Edge Solutions

The Implementing Cisco Collaboration Cloud and Edge Solutions (CLCEI) v1.0 course provides you with knowledge about Cisco® Expressway Series solutions enabling Business-To-Business (B2B) calls, Cisco Mobile, remote access, authentication options, and additional Cisco Expressway Series features. Through a combination of lessons and hands-on labs, you will learn how to leverage collaborative technology to access secure, collaborative work supports including video, voice, content, and remote workloads. This course also prepares you for the 300- 820 Implementing Cisco Collaboration Cloud and Edge Solutions (CLCEI) exam.

Objectives
After taking this course, you should be able to:

- Configure and troubleshoot Cisco Unified Communications Manager and Cisco Expressway Series integration
- Describe the Cisco Expressway-C additional features
- Configure and troubleshoot Cisco Collaboration solutions for B2B calls
- Describe how to secure B2B communication with Cisco Expressway Series
- Describe the Mobile and Remote Access (MRA) feature
- Describe the Cisco Expressway MRA security and integration options, including integration with Cisco Unity® Connection and Cisco Instant Messaging and Presence (IM&P)
- Configure Cisco Webex® Hybrid Services
Prerequisites
Before taking this course, you should have the following knowledge and skills:

- Understanding of networking technologies
- Understanding voice and video
- Knowledge of Cisco collaboration core technologies
- Session Initiation Protocol (SIP) and Extensible Messaging and Presence Protocol (XMPP) signaling protocol fundamentals
- Collaboration call control fundamentals of Cisco Unified Communications Manager

The following Cisco courses can help you gain the knowledge you need to prepare for this course:
Understanding Cisco Collaboration Foundations (CLFNDU)
Implementing and Operating Cisco Collaboration Core Technologies (CLCOR)

Outline
Configuring and Troubleshooting the Cisco Expressway Series
Configuring Cisco Expressway Additional Features
Configuring and Troubleshooting Cisco Unified Communications Manager and Cisco Expressway Series
Configuring and Troubleshooting Cisco Collaboration Solutions for Business-to-Business
Securing Business-to-Business Communication
Configuring and Troubleshooting Mobile and Remote Access
Integrating and Securing Mobile and Remote Access
Configuring Cisco Webex Hybrid Services
Lab outline
Deploy Virtualized Cisco Expressway
Perform the Initial Cisco Expressway Series Configuration
Register Endpoints on Cisco Expressway Series
Call Search History and Registration
Troubleshooting Tools
Configure Cisco Expressway Series Bandwidth Management and Registration Restrictions
Troubleshoot Cisco Expressway Series Endpoint Registration and Local Dial Plan
Configure Cisco Expressway Series Security Features
Configure Cisco Unified Communications Manager to Connect with Cisco Expressway-C
Troubleshoot Cisco Unified Communications Manager and Cisco Expressway Series Integration
Configure Cisco Unified Communications Manager and Cisco Expressway Series Integration (Practice Activity)
Implement a B2B Cisco Collaboration Solution
Troubleshoot B2B Calls on the Cisco Expressway Series
Troubleshoot B2B Calls on the Cisco Expressway Series (practice activity)
Secure a B2B Cisco Collaboration Communication
Configure MRA on the Cisco Expressway Series
Troubleshoot MRA on the Cisco Expressway Series
Configure MRA with Additional Application Integrations
Prepare for Cisco Webex Teams Integration
Configure Cisco Webex Hybrid Services



Killexams Review | Reputation | Testimonials | Feedback


How long prep is needed to pass 300-820 exam?
My planning for the test 300-820 was incorrect and subjects seemed tough for me as nicely. As a snappy reference, I depended on the Questions Answers by way of killexams.com and it delivered what I wished. tons oblige to the killexams.com for the assistance. To the point, in method of this aide became not tough to seize for me as nicely. I surely retained all that I should. A score of 92% became agreeable, contrasting with my 1-week war.


Unbelieveable normal overall performance updated 300-820 test and study guide.
Hey gentlemen I passed my 300-820 test by using the killexams.com brain dumps test guide in less than 20 days of preparation. The dumps completely changed my life once I shelling out them. Presently I am worked in a Great organization with respectable earnings. Thanks to killexams.com and the entire team of the trutrainers. Troublesome issues are easily secured via them. Likewise, they deliver superb reference that is useful for the study reason. I answered almost all questions in only half of the time.


Is there 300-820 test new sayllabus?
killexams.com has become a very refreshing access in my life, particularly because of the truth of the dump that I used through killexams. coms help became the one that got me to pass my 300-820 exam. Passing the 300-820 test is not always clean however it emerge for me because I had to get admission to the amazing analyzing material and I am immensely grateful for that.


Were given all 300-820 Quiz in real study that I read.
My buddies informed me I need to count on killexams.com for 300-820 test coaching, and this time I did. The brain dumps are very handy to apply, I like how they will be installed. The question order facilitates you to memorize things higher. I passed with 89% marks.


Where will I find material for 300-820 exam?
A score of 86% was past my desire in all the questions inside due time I got around 90% questions practically equivalent to the killexams.com dumps. My preparation was most noticeably bad with the complex themes I was hunting down some solid simple materials for the test 300-820. I began perusing the Dumps and killexams.com repaired my issues.


Cisco Implementing braindumps

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for test dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best test dumps site.

Is Killexams.com Legit?
You bet, Killexams is 100 percent legit together with fully well-performing. There are several features that makes killexams.com authentic and legit. It provides knowledgeable and 100 percent valid test dumps filled with real exams questions and answers. Price is really low as compared to most of the services on internet. The Questions Answers are modified on usual basis together with most latest brain dumps. Killexams account build up and product delivery is very fast. File downloading is normally unlimited and intensely fast. Help support is avaiable via Livechat and Email. These are the features that makes killexams.com a strong website which provide test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions Answers provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions Answers with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




ASTQB-CMT study guide | AZ-304 cheat sheet | JN0-348 test tips | PSAT practice test | CCDAK examcollection | 300-720 free pdf | MS-740 test results | 810-440 test answers | AZ-600 training material | C2090-558 past bar exams | PMI-001 practice test | API-571 study material | PSPO-I writing test questions | MSFP test prep | TDS-C01 test prep | HPE2-CP02 practice questions | NCMA-CMA test dumps | CIMAPRA17-BA2-1-ENG test questions | HPE2-K42 practice questions | 100-490 cbt |


300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions genuine Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Real test Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions cheat sheet
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Free PDF
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test dumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions braindumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test Cram
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test success
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Questions and Answers
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions information source
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Real test Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Question Bank
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Real test Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Practice Test
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Study Guide
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions dumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions PDF Braindumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Study Guide
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions study help
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions techniques
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Latest Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions testing
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions techniques
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions techniques
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions learning
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions real questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions cheat sheet
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Latest Topics
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions genuine Questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions techniques
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions PDF Download
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions study help
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions Latest Topics
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions testing
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions learn
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions learning
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions boot camp
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions learning
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions education
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions braindumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions course outline
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions braindumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test dumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions real questions
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions PDF Dumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions guide
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions PDF Dumps
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions course outline
300-820 - Implementing Cisco Collaboration Cloud and Edge Solutions test syllabus


700-765 pass marks | 350-901 study guide | 300-410 practice questions | 300-435 test prep | 300-615 free pdf | 300-710 Latest Questions | 300-620 Study Guide | 820-605 online test | 300-510 test tips | 200-301 practical test | 350-701 test Braindumps | 350-401 cbt | 350-601 Cheatsheet | 300-425 demo test | 300-610 question test | 300-420 PDF Braindumps | 300-815 Practice Questions | 350-501 free pdf download | 200-201 test dumps | 200-901 practice questions |


Best Certification test Dumps You Ever Experienced


300-920 free pdf | 010-151 test demo | 300-420 writing test questions | 700-701 cbt | 500-215 practice test | 352-001 test preparation | 300-735 dump | 700-020 question test | 300-720 PDF Questions | 500-901 test questions | 300-610 test Questions | 500-171 free practice questions | 700-802 VCE | 500-710 free online test | 300-710 test questions | 600-660 Dumps | 700-150 online test | 300-810 practice test | 700-651 study material | 600-455 test test |





References :


https://drp.mk/i/dWxsRJS2G
https://sites.google.com/view/killexams-300-820-braindumps
https://justpaste.it/300-820
https://killexamsprectictest.blogspot.com/2021/01/300-820-implementing-cisco_9.html
https://ello.co/killexamz/post/nwqfdn3-fixziaz-cucexg
https://www.instapaper.com/read/1397662862
http://feeds.feedburner.com/RealHp0-m30QuestionsThatAppearedInTestToday
http://killexams.decksrusct.com/blog/certification-exam-dumps/300-820-implementing-cisco-collaboration-cloud-and-edge-solutions-real-exam-questions-by-killexams-com/



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

300-820 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

300-820 Reviews

100% Valid and Up to Date 300-820 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug