Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über 312-50v12?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 312-50v12: Certified Ethical Hacker Exam (CEHv12) Prüfung.
2025 Updated Actual 312-50v12 questions as experienced in Test Center
Aktuelle 312-50v12 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() EC-Council 312-50v12 : Certified Ethical Hacker test (CEHv12) Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated EC-Council Certified Ethical Hacker test (CEHv12) Syllabus
312-50v12 dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
312-50v12 dumps collection : Download 100% Free 312-50v12 practice questions (PDF and VCE)
Exam Number : 312-50v12
Exam Name : Certified Ethical Hacker test (CEHv12)
Vendor Name : EC-Council
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Dont Miss these 312-50v12 PDF Download before you decide to go for real exam.
Killexams.com provides the most current and 2025-updated practice test software Practice Tests, featuring Exam Questions Braindumps tailored for the latest EC-Council Certified Ethical Hacker test (CEHv12) test topics. Engage with their certification test prep practice questions to enhance your expertise and achieve top scores on your exam. They certain your triumph at the Test Center, as their materials comprehensively cover all test references, strengthening your mastery of the 312-50v12 exam. With their Exam Questions Practice Tests, supported by premium TestPrep Practice Tests, online
Achieve EC-Council 312-50v12 Certification Success with Killexams Premium TestPrep Solutions!
Passing the challenging EC-Council 312-50v12 examination requires more than just textbook knowledge or unreliable free online resources. The 312-50v12 test presents complex scenarios and sophisticated questions designed to test candidates thoroughly. At killexams.com, they provide the ultimate solution with authentic 312-50v12 questions delivered through comprehensive Free PDF and their advanced VCE test simulator.
Begin Your Journey to Success:
- Try Before You Buy - obtain 100% free 312-50v12 exam simulator software to experience their premium quality firsthand
- Upgrade to Excellence - Obtain the complete 312-50v12 PDF Download version featuring all real test questions
- Guaranteed Satisfaction - They stand behind the exceptional quality of their online test practice with complete confidence
Our Powerful 312-50v12 test Preparation System:
• Dual Format Delivery: Access their 312-50v12 Braindumps exam preparation software in both PDF and VCE test simulator formats
• Universal Compatibility: Study 312-50v12 certification practice ex PDF on smartphones, PCs, iPads, or print 312-50v12 PDF Download to create personalized study materials
• Proven Results: Enjoy their remarkable 98.9% pass rate with study materials that match 98% of real test content
Why Killexams.com Stands Alone in Excellence:
✔ Most accurate representation of real EC-Council 312-50v12 test content
✔ Highest quality TestPrep materials developed by experts
✔ Unmatched success rates Tested by thousands of candidates
✔ Comprehensive preparation tools for guaranteed first-attempt success
Take the Smart Path to Certification
For candidates determined to pass the 312-50v12 test on their first attempt, killexams.com offers the only complete solution you will ever need.
Visit killexams.com today and secure your success in the EC-Council 312-50v12 examination with the industry's most trusted preparation resources!
Key Features Highlighted:
- 98.9% Tested pass rate
- 98% content equivalence with real exam
- PDF and VCE simulator formats
- Printable study materials
- Free demo questions available
Start your preparation now at:
[https://killexams.com/pass4sure/exam-detail/312-50v12]

312-50v12 test Format | 312-50v12 Course Contents | 312-50v12 Course Outline | 312-50v12 test Syllabus | 312-50v12 test Objectives
EXAM CODE: 312-50v12
EXAM NAME: Certified Ethical Hacker test (CEHv12)
For more than 15 years, EC-Council's cybersecurity programs have empowered cybersecurity professionals around the world to exercise their training and expertise to combat cyberattacks. The Hall of Fame celebrates those individuals who have excelled, achieved, and fostered a spirit of leadership among their colleagues and peers within the cyber community.
Following courses are covered in test QAs.
- Introduction to Ethical Hacking
- Foot Printing and Reconnaissance
- Scanning Networks
- Enumeration
- Vulnerability Analysis
- System Hacking
- Malware Threats
- Sniffing
- Social Engineering
- Denial-of-Service
- Session Hijacking
- Evading IDS, Firewalls, and Honeypots
- Hacking Web Servers
- Hacking Web Applications
- SQL Injection
- Hacking Wireless Networks
- Hacking Mobile Platforms
- IoT and OT Hacking
- Cloud Computing
- Cryptography
Killexams Review | Reputation | Testimonials | Feedback
The questions were exactly the same as I received!
The training for 312-50v12 certification was relatively difficult, but I was able to overcome it with the help of Killexams.com Braindumps and the test simulator. I answered all the questions, and everything went smoothly, thanks to the excellent quality and validity of the 312-50v12 practice questions provided by Killexams.com. I was surprised to see that all the questions in the test were in their study material. I am grateful for their help and guidance.
Just try these real test questions, and success is yours.
A friend warned me that passing the 312-50v12 test was nearly impossible, but Killexams.com proved them wrong. Their demo questions and updated practice questions covered all the essential topics, and I scored an impressive 87%. The challenging yet manageable questions prepared me thoroughly, and I highly recommend Killexams.com to anyone tackling this exam.
An excellent idea to study 312-50v12 real test questions.
Do you feel that sweet sense of victory? I sure do, and it is a pleasant feeling. If you want to experience the same, head over to Killexams.com to prepare for your 312-50v12 exam. I did just that and was thrilled with the quality of the practice questions provided. The facilities offered by Killexams.com are perfect, and there is no need to worry about failing. I passed the test with flying colors, and so can you!
No waste of time searching the internet! I found the exact source of 312-50v12 questions and answers.
During a family dinner, my father questioned whether I would pass my upcoming 312-50v12 exam. I confidently assured him I would, though internally, I felt the pressure. Thanks to Killexams.com, I kept my promise and passed with flying colors. Their support made all the difference, and I could not be more grateful.
A little study for the 312-50v12 test leads to great success.
When I lost my Certified Ethical Hacker test (CEHv12) syllabus a week before the exam, Killexams.com came to the rescue. Their materials were a lifesaver, and I am grateful for their help.
EC-Council test test
312-50v12 Exam
User: Ulyana*****![]() ![]() ![]() ![]() ![]() I am confident in recommending Killexams.com 312-50v12 questions, answers, and the test simulator to anyone preparing for the 312-50v12 exam. It is the most updated preparation information available online, thoroughly covering the entire 312-50v12 test syllabus. The questions are current and accurate, and I had no issues during the real exam, earning excellent marks. Killexams.com is truly a reliable source for test preparation. |
User: Tania*****![]() ![]() ![]() ![]() ![]() Losing my 312-50v12 syllabus just a week before the test was a nightmare, but Killexams.com came to my rescue. Their comprehensive syllabus and practice questions simplified my preparation, making complex courses accessible. With their help, I passed the test confidently and am now a firm believer in their resources. |
User: Sara*****![]() ![]() ![]() ![]() ![]() Question bank was a lifesaver for my 312-50V12 exam, providing clear explanations that helped me understand the basics and score a respectable 88%. Their testprep resources were invaluable, even if I did not achieve my hoped-for 98% score. |
User: Yaryna*****![]() ![]() ![]() ![]() ![]() I successfully passed the 312-50v12 exam, and I owe much of my achievement to Killexams.com’s Question Bank. While not every test question was covered, the material was technically accurate and incredibly helpful in building my understanding of key concepts. The practice questions provided a solid foundation, making my preparation efficient and effective. I highly recommend Killexams.com for anyone tackling the 312-50v12 exam. |
User: Josefa*****![]() ![]() ![]() ![]() ![]() Balancing a full-time job and family commitments made 312-50v12 test preparation challenging, but Killexams.com’s concise and strategic materials helped me succeed in just 12 days. Their easy-to-remember Braindumps were exactly what I needed. I highly recommend their resources to anyone with a tight schedule. |
312-50v12 Exam
Question: My windows computer does not allow to install test simulator, what should I do? Answer: Your windows profile does not have the right to install the software on your computer. You should log in as an administrator or ask your administrator to supply you rights to install new software on your computer. You can also ask your administrator to install an test simulator on your computer for you. There are no special permissions required for the test simulator to install. You should have file and folder create and update rights on your computer. |
Question: How frequently you update 312-50v12 dumps? Answer: Our team keeps on checking updates of the 312-50v12 exam. When test questions are changed in real 312-50v12 tests, they update their PDF and VCE accordingly. There is no set frequency in which 312-50v12 test is changed. The vendor can change the 312-50v12 test questions any time they like. |
Question: How much marks I can get with 312-50v12 dumps? Answer: It is up to you. With 312-50v12 test prep, you can even get 100% marks in the real test. Killexams helps greatly to memorize 312-50v12 Braindumps while you take 312-50v12 practice questions again and again. You will see that you will memorize all the questions and you will be taking 100% marks. That means you are fully prepared to take the real 312-50v12 test. |
Question: Is there a way to pass 312-50v12 test without memorizing massive books? Answer: Killexams has provided the shortest 312-50v12 questions for busy people to pass 312-50v12 test without memorizing massive course books. If you go through these 312-50v12 questions, you are more than ready to take the test. They recommend taking your time to study and practice 312-50v12 practice questions until you are sure that you can answer all the questions that will be asked in the real 312-50v12 exam. For a full version of 312-50v12 test prep, visit killexams.com and register to obtain the complete dumps collection of 312-50v12 test test prep. These 312-50v12 test questions are taken from real test sources, that's why these 312-50v12 test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 312-50v12 questions are sufficient to pass the exam. |
Question: Do you recommend me to use this wonderful material to update real test questions? Answer: Killexams highly recommend these 312-50v12 questions to memorize before you go for the real test because this 312-50v12 dumps collection contains an up-to-date and 100% valid 312-50v12 dumps collection with a new syllabus. |
https://www.pass4surez.com/art/read.php?keyword=EC-Council+Exam+test&lang=us&links=remove
Selecting a trustworthy provider for certification practice questions can be challenging, as the quality and reliability of resources vary widely. Killexams.com is committed to delivering top-tier practice tests, ensuring their materials are always current, valid, and effective. Unlike less reputable services that may lead to disappointment, Killexams.com prioritizes customer satisfaction, offering meticulously crafted practice tests, PDF questions, and an advanced test simulator designed to help candidates succeed with confidence. Their dedication to quality is reflected in the trust and success of thousands of satisfied customers who have passed their exams with ease using their resources.
We take pride in maintaining the highest standards of integrity, ensuring their practice questions are accurate and reliable. While some competitors may spread misleading claims about Killexams.com, they encourage you to explore their demo questions and test simulator to experience the quality firsthand. Visit Killexams.com to discover why they are a trusted leader in certification preparation, empowering candidates to achieve their goals with confidence.
Which is the best practice questions website?
Indeed, Killexams is hundred percent legit together with fully trustworthy. There are several options that makes killexams.com genuine and legit. It provides up to date and hundred percent valid test questions including real exams questions and answers. Price is extremely low as compared to almost all of the services on internet. The Braindumps are up graded on ordinary basis using most exact questions. Killexams account structure and merchandise delivery is amazingly fast. Report downloading is normally unlimited and very fast. Support is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a strong website that provide test prep with real exams questions.
Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Braindumps with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium practice questions files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.
CCI-CSSM prep questions | DEV-401 test tips | NPD-BC practice questions | CIMAPRA19-F03-1-ENG free pdf obtain | C1000-144 practical test | DNPCB-DCNP mock test | RACP test Cram | Salesforce-Certified-Marketing-Cloud-Email-Specialist Real test Questions | MORF past exams | MCD-Level-2 free questions | ISTQB-Level-1 test prep | ACE practice test | MB-500 study guide | California-Property-and-Casualty mock test | PANRE test prep questions | MS-720 free pdf | NNP-BC test test | HIO-301 test prep | 050-v71x-CSESECURID pdf obtain | NBSTSA-CST test demo |
312-50v12 - Certified Ethical Hacker test (CEHv12) information hunger
312-50v12 - Certified Ethical Hacker test (CEHv12) test Questions
312-50v12 - Certified Ethical Hacker test (CEHv12) test help
312-50v12 - Certified Ethical Hacker test (CEHv12) test questions
312-50v12 - Certified Ethical Hacker test (CEHv12) study help
312-50v12 - Certified Ethical Hacker test (CEHv12) PDF download
312-50v12 - Certified Ethical Hacker test (CEHv12) test format
312-50v12 - Certified Ethical Hacker test (CEHv12) test help
312-50v12 - Certified Ethical Hacker test (CEHv12) guide
312-50v12 - Certified Ethical Hacker test (CEHv12) Study Guide
312-50v12 - Certified Ethical Hacker test (CEHv12) information search
312-50v12 - Certified Ethical Hacker test (CEHv12) syllabus
312-50v12 - Certified Ethical Hacker test (CEHv12) Free test PDF
312-50v12 - Certified Ethical Hacker test (CEHv12) testing
312-50v12 - Certified Ethical Hacker test (CEHv12) test Questions
312-50v12 - Certified Ethical Hacker test (CEHv12) premium pdf
312-50v12 - Certified Ethical Hacker test (CEHv12) test syllabus
312-50v12 - Certified Ethical Hacker test (CEHv12) test prep
312-50v12 - Certified Ethical Hacker test (CEHv12) course outline
312-50v12 - Certified Ethical Hacker test (CEHv12) test
312-50v12 - Certified Ethical Hacker test (CEHv12) Questions and Answers
312-50v12 - Certified Ethical Hacker test (CEHv12) practice tests
312-50v12 - Certified Ethical Hacker test (CEHv12) Free PDF
312-50v12 - Certified Ethical Hacker test (CEHv12) practice tests
312-50v12 - Certified Ethical Hacker test (CEHv12) study tips
312-50v12 - Certified Ethical Hacker test (CEHv12) Question Bank
312-50v12 - Certified Ethical Hacker test (CEHv12) Question Bank
312-50v12 - Certified Ethical Hacker test (CEHv12) tricks
312-50v12 - Certified Ethical Hacker test (CEHv12) test format
312-50v12 - Certified Ethical Hacker test (CEHv12) premium pdf
312-50v12 - Certified Ethical Hacker test (CEHv12) test Questions
312-50v12 - Certified Ethical Hacker test (CEHv12) PDF Download
312-50v12 - Certified Ethical Hacker test (CEHv12) study tips
312-50v12 - Certified Ethical Hacker test (CEHv12) questions
312-50v12 - Certified Ethical Hacker test (CEHv12) Latest Topics
312-50v12 - Certified Ethical Hacker test (CEHv12) PDF download
312-50v12 - Certified Ethical Hacker test (CEHv12) outline
312-50v12 - Certified Ethical Hacker test (CEHv12) real Questions
312-50v12 - Certified Ethical Hacker test (CEHv12) teaching
312-50v12 - Certified Ethical Hacker test (CEHv12) study help
312-50v12 - Certified Ethical Hacker test (CEHv12) teaching
312-50v12 - Certified Ethical Hacker test (CEHv12) premium pdf
312-50v12 - Certified Ethical Hacker test (CEHv12) testprep
312-50v12 - Certified Ethical Hacker test (CEHv12) Free PDF
Other EC-Council Practice Tests
312-49v10 cram book | 312-96 demo test questions | 312-50v11 free questions | 312-85 test Questions | 512-50 practice exam | 312-39 Practice Questions | 412-79v10 questions and answers | 312-50v12 demo test |
Best practice questions You Ever Experienced
PCNSE-PANOS-9 mock test | CPHQ test cram | MS-100 Latest Topics | PTCB free test practice | CNAMB questions and answers | AACD practice exam | NCSE-Level-1 test prep | CFE-FP-D free pdf | PEGAPCSSA86V1 free practice test | DEA-41T1 test questions | AAPC-OCS question test | 250-251 test prep | PPCNP-BC questions download | GB0-191-ENU real questions | 1Y0-403 mock questions | 2B0-103 study guide | Salesforce-Data-Cloud test questions | HPE2-E72 test preparation | AOCNP test exam | HQT-4210 practice test |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
312-50v12 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date 312-50v12 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug