Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 46150T?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 46150T: APSS Avaya Solutions for Midsized Customers Prüfung.

2025 Updated Actual 46150T questions as experienced in Test Center

Aktuelle 46150T Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Avaya 46150T : APSS Avaya Solutions for Midsized Customers Practice Tests

Practice Tests Organized by Martin Hoax



Latest 2025 Updated Avaya APSS Avaya Solutions for Midsized Customers Syllabus
46150T dumps questions with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




46150T dumps questions : Download 100% Free 46150T practice tests (PDF and VCE)

Exam Number : 46150T
Exam Name : APSS Avaya Solutions for Midsized Customers
Vendor Name : Avaya
Update : Click Here to Check Latest Update
Question Bank : Check Questions

100% valid and up to date 46150T Premium Questions and Ans questions
At Killexams.com, they offer the latest, legitimate, and up-to-date Pass4sure practice questions featuring authentic exam Questions and Answers for the newest Topics of the Avaya 46150T Exam. Their dump questions and Answers are designed to enhance your knowledge and empower you to achieve a high score in the Test Center. They comprehensively cover all subjects of the exam, ensuring your success in the 46150T exam with their precisely crafted questions. Trust Killexams.com to be your partner in exam preparation

Numerous online providers offer Mock Questions, but most deliver outdated or invalid 46150T exam practice tests. Finding a reliable and current 46150T Practice Test source is essential. Instead of squandering time and money on subpar materials, trust killexams.com. Visit their website to get a 100% free sample of 46150T exam practice tests questions to confirm their quality. Then, sign up for a three-month account to access the latest and valid 46150T Practice Test, featuring authentic 46150T exam questions and answers. Additionally, utilize the 46150T VCE exam Simulator, available as both an Online Test Engine and Desktop Test Engine, for effective practice with their premium practice questions materials.

Conveniently transfer the 46150T exam practice tests PDF to any device—iPad, iPhone, laptop, smart TV, or Android—for studying and memorizing 46150T Practice Test during travel or leisure. This approach saves significant time and energy, allowing more focus on mastering 46150T Mock Questions. Practice repeatedly with the VCE exam Simulator until you consistently achieve a perfect score. When ready, confidently head to the Exam Center for the real 46150T exam.







46150T exam Format | 46150T Course Contents | 46150T Course Outline | 46150T exam Syllabus | 46150T exam Objectives


Exam Specification: 46150T APSS Avaya Solutions for Midsized Customers

Exam Name: 46150T APSS Avaya Solutions for Midsized Customers
Exam Code: 46150T
Exam Duration: 90 minutes
Passing Score: 70%
Exam Format: Multiple-choice
Exam Delivery: Proctored online or at a testing center

Course Outline:

1. Introduction to Avaya Solutions for Midsized Customers
- Overview of Avaya solutions tailored for midsized customers
- Understanding the key features and benefits of Avaya solutions
- Exploring the Avaya product portfolio for midsized customers

2. Avaya Communication Solutions
- Understanding Avaya communication solutions for midsized customers
- Exploring Avaya IP Office and its capabilities
- Overview of Avaya Aura Communication Manager and Session Manager

3. Unified Communications and Collaboration Solutions
- Overview of Avaya Equinox and Avaya Spaces
- Understanding the features and functionality of unified communications solutions
- Exploring collaboration tools and applications for midsized customers

4. Contact Center Solutions
- Introduction to Avaya contact center solutions for midsized customers
- Understanding Avaya Contact Center Select and Avaya IX Contact Center
- Exploring features such as omnichannel routing, workforce optimization, and reporting

5. Networking and Security Solutions
- Overview of Avaya networking solutions for midsized customers
- Understanding Avaya Fabric Connect and Avaya VSP switches
- Exploring Avaya security solutions and best practices for midsized networks

6. Integration and Migration Considerations
- Integrating Avaya solutions with existing systems and applications
- Understanding migration strategies for transitioning to Avaya solutions
- Exploring interoperability and integration with third-party solutions

Exam Objectives:

1. Understand the Avaya solutions available for midsized customers.
2. Demonstrate knowledge of Avaya communication solutions, including IP Office and Aura.
3. Familiarize yourself with unified communications and collaboration solutions such as Avaya Equinox and Spaces.
4. Gain an understanding of Avaya contact center solutions, including Contact Center Select and IX Contact Center.
5. Learn about Avaya networking solutions, including Fabric Connect and VSP switches.
6. Understand Avaya security solutions and best practices for midsized networks.
7. Familiarize yourself with integration and migration considerations for Avaya solutions.

Exam Syllabus:

Section 1: Introduction to Avaya Solutions for Midsized Customers (10%)
- Avaya solutions tailored for midsized customers
- Key features and benefits of Avaya solutions
- Avaya product portfolio for midsized customers

Section 2: Avaya Communication Solutions (20%)
- Avaya communication solutions for midsized customers
- Avaya IP Office and its capabilities
- Avaya Aura Communication Manager and Session Manager

Section 3: Unified Communications and Collaboration Solutions (15%)
- Avaya Equinox and Avaya Spaces
- Features and functionality of unified communications solutions
- Collaboration tools and applications for midsized customers

Section 4: Contact Center Solutions (20%)
- Avaya contact center solutions for midsized customers
- Avaya Contact Center Select and Avaya IX Contact Center
- Omnichannel routing, workforce optimization, and reporting

Section 5: Networking and Security Solutions (20%)
- Avaya networking solutions for midsized customers
- Avaya Fabric Connect and Avaya VSP switches
- Avaya security solutions and best practices for midsized networks

Section 6: Integration and Migration Considerations (15%)
- Integrating Avaya solutions with existing systems and applications


- Migration strategies for transitioning to Avaya solutions
- Interoperability and integration with third-party solutions.



Killexams Review | Reputation | Testimonials | Feedback


It is an excellent idea to study for the 46150T exam with practice tests.
Concise testprep materials were perfect for my future 46150T exams, with easy-to-understand answers that aided memorization. Despite concerns about covering everything in three weeks, their quick reference guide ensured thorough preparation, leading to a strong score. I am impressed by their ability to streamline complex content.


I feel very assured by valid 46150T real exam questions.
I am delighted to thank Killexams.com for helping me achieve 46150T certification. Their resources were outstanding, and I passed with excellent results.


Is it possible? The questions were exactly the same in the exam that I studied!
I am grateful to Killexams.com for helping me pass the 46150T exam with a 96% score. Their test preparation materials provided a realistic exam experience and clear explanations. I highly recommend their exam series.


Can I find dump questions and Answers for the 46150T exam?
The 46150T practice tests from killexams.com closely mirrored the real exam, helping me pass with over 80%. Their excellent study guides made preparation straightforward, and I am grateful for their effective resources.


Do you know the fastest way to pass the 46150T exam? I've got it.
Passing the 46150T exam with 87% was a joyous achievement, thanks to killexams.com’s testprep materials. My sister now uses their platform for her Cisco CCNA exam, and I am confident in their ability to support her success.


Avaya Customers information source

46150T Exam

User: Sashya*****

The practice tests offered by killexams.com were outstanding and played a pivotal role in my achieving a perfect 100% on the 46150t exam. The materials were well worth the investment, providing comprehensive preparation that left no question unanswered. I am grateful for their effective testprep resources and plan to return for my next certification.
User: Felix*****

Killexams.com offers top-tier 46150T practice tests that are essential for success. Initially skeptical about practice tests, I was proven wrong by their fantastic resources, which helped me score high. For anyone seeking effective 46150T testprep, I confidently recommend joining killexams.com without hesitation.
User: Viktoria*****

While there are many materials available online for various 46150t certifications, I was hesitant to use free practice tests as they often contain inaccurate information, and the individuals who post them have no obligation to provide accurate data. So, I decided to purchase the Killexams.com 46150t questions and answers, and I could not be happier with that decision. They provided me with real exam questions and answers, which made my preparation much easier. I passed the 46150t exam with flying colors and did not have to stress about it at all.
User: Syuzanna*****

Preparing for the 46150T exam was challenging, especially with lengthy questions and complex topics. Killexams.com made the process enjoyable and straightforward, helping me pass with a 79% score. Their concise and well-structured materials made retention easy. I highly recommend Killexams.com to anyone preparing for this exam.
User: Salvador*****

My roommate and I both used killexams.com to prepare for their 46150t exam, and they were thrilled with the results. Despite their differences, they agreed that their practice tests and study guides were the best resources available. The materials were clear, comprehensive, and closely aligned with the real exam, helping us achieve excellent marks. I highly recommend killexams.com for anyone seeking reliable exam preparation.

46150T Exam

Question: What is purpose of 46150T dumps?
Answer: The purpose of 46150T questions is to provide to the point knowledge of exam questions rather than going through huge 46150T course books and contents. These questions contain real 46150T questions and answers. By reading and understanding the complete dumps questions greatly improves your knowledge about the core Topics of the 46150T exam. It also covers the latest syllabus. These exam questions are taken from 46150T real exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: Did you attempt these updated dumps?
Answer: Killexams provide up-to-date real 46150T test questions that are taken from the 46150T test prep. These questions' answers are Checked by experts before they are included in the 46150T question bank.
Question: Do I need something else with 46150T dumps?
Answer: No, 46150T questions provided by killexams.com are sufficient to pass the exam on the first attempt. You must have PDF Questions and Answers for reading and a VCE exam simulator for practice. Visit killexams.com and register to get the complete dumps questions of 46150T exam test prep. These 46150T exam questions are taken from real exam sources, that's why these 46150T exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 46150T questions are sufficient to pass the exam. If you have time to study, you can prepare for the exam in very little time. They recommend taking enough time to study and practice 46150T practice questions that you are sure that you can answer all the questions that will be asked in the real 46150T exam.
Question: Do I need test prep of 46150T exam to pass the exam?
Answer: Yes, It makes it a lot easier to pass 46150T exam. You need the latest 46150T questions of the new syllabus to pass the 46150T exam. These latest 46150T test prep are taken from real 46150T exam question bank, that's why these 46150T exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these 46150T questions are sufficient to pass the exam.
Question: Afraid of failing 46150T exam?
Answer: You are afraid of failing the 46150T exam because the exam contents and syllabus keep on changing and there are several un-seen questions included in the 46150T exam. That causes most candidates to confuse and fail the exam. You should go through the killexams 46150T practice questions and do not afraid of failing the exam.
Avaya+Customers+information+source
https://www.pass4surez.com/art/read.php?keyword=Avaya+Customers+information+source&lang=us&links=remove

Choosing the right resource for certification preparation can be challenging, as candidates seek reliable, high-quality materials to ensure success. Killexams.com is dedicated to providing top-tier practice tests, meticulously updated to maintain accuracy and relevance. Their commitment to excellence has earned the trust of countless satisfied candidates who have successfully passed their exams with ease and confidence. At Killexams.com, they prioritize quality, credibility, and customer satisfaction, ensuring their practice tests, PDF questions, and exam simulators are designed to deliver exceptional value. They stand by their reputation, built on consistent positive feedback and proven results. Be cautious of misleading claims from competitors attempting to undermine their trusted service. With thousands of successful candidates and a robust suite of preparation tools, Killexams.com is your dependable partner for certification success. Explore their sample questions and exam simulators to experience why they are recognized as a leading provider of certification practice tests.

Which is the best practice tests website?
Of course, Killexams is 100% legit plus fully good. There are several features that makes killexams.com unique and authentic. It provides up-to-date and 100% valid exam questions including real exams questions and answers. Price is nominal as compared to almost all of the services on internet. The Questions and Answers are updated on ordinary basis through most accurate questions. Killexams account set up and product delivery is quite fast. Computer file downloading is certainly unlimited and incredibly fast. Help support is avaiable via Livechat and E-mail. These are the features that makes killexams.com a robust website that offer exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your get Account. You can get Premium practice questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




CJE test prep | ACE-A1.2 online exam | 1D0-621 Study Guide | BCP-520 free prep | 1V0-81.20 past exams | PCSAE mock test | 5V0-32-19 free pdf | CCSPA training material | TA12 practice questions | CGFM Latest Questions | 1T6-530 boot camp | 7492X test example | HPE0-J68 practice questions | ATM mock exam | C-EFM free pdf | 250-406 mock questions | CPEH-001 test prep | ACSCE-5X practice questions | IOS-252 pass marks | A4Q-CSeT-F free questions |


46150T - APSS Avaya Solutions for Midsized Customers study help
46150T - APSS Avaya Solutions for Midsized Customers course outline
46150T - APSS Avaya Solutions for Midsized Customers PDF questions
46150T - APSS Avaya Solutions for Midsized Customers test questions
46150T - APSS Avaya Solutions for Midsized Customers exam
46150T - APSS Avaya Solutions for Midsized Customers PDF Download
46150T - APSS Avaya Solutions for Midsized Customers testprep
46150T - APSS Avaya Solutions for Midsized Customers PDF Download
46150T - APSS Avaya Solutions for Midsized Customers Real exam Questions
46150T - APSS Avaya Solutions for Midsized Customers PDF Download
46150T - APSS Avaya Solutions for Midsized Customers certification
46150T - APSS Avaya Solutions for Midsized Customers Free exam PDF
46150T - APSS Avaya Solutions for Midsized Customers PDF questions
46150T - APSS Avaya Solutions for Midsized Customers course outline
46150T - APSS Avaya Solutions for Midsized Customers guide
46150T - APSS Avaya Solutions for Midsized Customers Free exam PDF
46150T - APSS Avaya Solutions for Midsized Customers guide
46150T - APSS Avaya Solutions for Midsized Customers test
46150T - APSS Avaya Solutions for Midsized Customers learning
46150T - APSS Avaya Solutions for Midsized Customers real Questions
46150T - APSS Avaya Solutions for Midsized Customers questions
46150T - APSS Avaya Solutions for Midsized Customers exam contents
46150T - APSS Avaya Solutions for Midsized Customers PDF Download
46150T - APSS Avaya Solutions for Midsized Customers Study Guide
46150T - APSS Avaya Solutions for Midsized Customers test questions
46150T - APSS Avaya Solutions for Midsized Customers testing
46150T - APSS Avaya Solutions for Midsized Customers exam
46150T - APSS Avaya Solutions for Midsized Customers test questions
46150T - APSS Avaya Solutions for Midsized Customers book
46150T - APSS Avaya Solutions for Midsized Customers Questions and Answers
46150T - APSS Avaya Solutions for Midsized Customers Premium PDF
46150T - APSS Avaya Solutions for Midsized Customers tricks
46150T - APSS Avaya Solutions for Midsized Customers exam Questions
46150T - APSS Avaya Solutions for Midsized Customers exam Questions
46150T - APSS Avaya Solutions for Midsized Customers Questions and Answers
46150T - APSS Avaya Solutions for Midsized Customers Free PDF
46150T - APSS Avaya Solutions for Midsized Customers certification
46150T - APSS Avaya Solutions for Midsized Customers premium pdf
46150T - APSS Avaya Solutions for Midsized Customers test prep
46150T - APSS Avaya Solutions for Midsized Customers Free exam PDF
46150T - APSS Avaya Solutions for Midsized Customers real questions
46150T - APSS Avaya Solutions for Midsized Customers study help
46150T - APSS Avaya Solutions for Midsized Customers exam help
46150T - APSS Avaya Solutions for Midsized Customers Free exam PDF

Other Avaya Practice Tests


6211 test prep | 61451V training material | 7003 pass marks | 7495X pdf download | 3312 questions download | 72301X exam questions | 7492X practical test | EADC mock test | 74970X exam prep | 71201X test prep | 76940X past exams | 3002 exam answers | 3314 Study Guide | 156-215.81 Study help | 46150T exam test | 71301X Free exam PDF | 6210 questions and answers | 78201X Practice test | 7392X practice exam | 75940X free exam practice |


Best practice tests You Ever Experienced


4A0-C02 exam questions | 050-720 bootcamp | NAWCO-OMS study guide | C1000-144 Test Prep | CSLE practice questions | DSST-HRM PDF Questions | California-Property-and-Casualty online exam | CISMP-V9 free questions | ACD100 free exam papers | AFE exam cram | SAFe-LPM past exams | IAPP-CIPP-C exam prep | C90.06 test prep | 3V0-41.22 exam cram | ATM study questions | GB0-191-ENU practice exam | Salesforce-AI-Associate question test | ACA-Sec1 real questions | CyberArk-EPM cram | SPLK-1003 test practice |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

46150T Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

46150T Reviews

100% Valid and Up to Date 46150T Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug