Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über 500-470?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der 500-470: Cisco Enterprise Networks SDA- SDWAN and ISE Exam for System Engineers Prüfung.

2022 Updated Actual 500-470 questions as experienced in Test Center

Laden Sie 500-470 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers actual questions with Latest 500-470 practice questions | https://www.easyfinanz.cc/

Cisco 500-470 : Cisco Enterprise Networks SDA, SDWAN exam Dumps

Exam Dumps Organized by Martin Hoax



Latest 2022 Updated Syllabus
500-470 real qeustions | Latest Braindumps with genuine Questions

Real Questions from Latest courses of 500-470 - Updated Daily - 100% Pass Guarantee



500-470 demo Questions : Download 100% Free 500-470 real qeustions (PDF and VCE)

Exam Number : 500-470
Exam Name : Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers
Vendor Name : Cisco
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Assessment 500-470 Real exam Questions are up to date on regular basis
There are many audits of killexams.com current on the web that may cause you to believe that you have encountered down the precise wellspring regarding legitimate Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Cheatsheet. Practically all the up-and-comers completes their lab tests thinking very carefully that contains genuine test questions and replies. Retaining and also rehearsing 500-470 PDF Download is adequate through with good grades.

We have a big variety involving customer feedback of potential clients that complete 500-470 review with these blues. All of them are getting work done in great roles throughout all their individual corporation. This is not since they applied each of their 500-470 Latest Topics just for transferring examination, they truly improved all their information. They could job in just about any corporation because experts. All of us do not merely pay attention to completing 500-470 analyze with the blues, yet truly Excellerate information regarding 500-470 matters and also targets. This way, folks become successful inside their industry.

In the event that, you have been planning to Pass this Cisco 500-470 test to raise your position or maybe if your profession is needing what will you could have in order to complete 500-470 analyze in order to lending broker to keep up your overall job, you have to register coming from killexams.com. The team associates usually are meeting 500-470 genuine analysis concerns. You may get Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers test problems and replies in order to ensure your own personal accomplishment throughout 500-470 examination. You can down load up in so that they can date 500-470 test tissue each time a particular person log in for your current bank account. There normally is several offer you 500-470 Latest Topics yet Valid as well as 2022 Caught up 500-470 PDF Download is usually a key concern. Assume hard ahead of a person will depend on Free Dumps supplied on the internet.

You may down load 500-470 Free exam PDF PDF any specific period mobile phone device or maybe computer to examine and retain the particular genuine 500-470 concerns although you will be inside the process regarding several recreation or maybe traveling. This can make use of your overall spare time and you ought to get more likelihood to learn 500-470 questions. Physical exercise 500-470 Latest Topics with VCE analyzes sim over in supplement to over until eventually a person obtains 100% statement. Once you experience positive, right go in so that they can test middle regarding genuine 500-470 examination.

In this article are extensive Free exam PDF traders on the web even so a huge percentage regarding these are sharing obsolete 500-470 Latest Topics. You need as a way to come to this trusted and revered 500-470 Free exam PDF provider online. Possibly you actually conclude the genuine search in addition to killexams.com. Inside virtually any case, consider, your seek could end up together with training in devote pounds. All of us suggest you actually uncomplicated head to killexams.com and get totally free 500-470 Dumps as well as trying the trial run questions. If the person is actually satisfied, subscribe and get a fresh 3 months option of get the most exact and logical 500-470 Latest Topics that will incorporate genuine research questions and also solutions. You need to likewise obtain 500-470 VCE analyze sim for the instructing.

Features of Killexams 500-470 Latest Topics
-> 500-470 Latest Topics get Accessibility in just your five min.
-> Comprehensive 500-470 Inquiries Bank
-> 500-470 exam Accomplishment ensure
-> Assured genuine 500-470 exam concerns
-> Latest and also 2022 kept up to date 500-470 Inquiries and Responses
-> Latest 2022 500-470 Syllabus
-> get 500-470 exam Data anywhere
-> Endless 500-470 VCE exam Sim Access
-> Absolutely no Limit in 500-470 Quiz get
-> Good Discount Coupons
-> totally Secure Invest in
-> 100% Top secret.
-> 100% Cost-free PDF Download small demo Questions
-> Absolutely no Hidden Price
-> No Once a month Subscription
-> Absolutely no Auto Reconstruction
-> 500-470 Quiz Update Appel by Electronic mail
-> Free Tech support team

Quiz Detail in: https://killexams.com/pass4sure/exam-detail/500-470
Charges Details in: https://killexams.com/exam-price-comparison/500-470
Notice Complete Collection: https://killexams.com/vendors-exam-list

Discount Coupon code on Total 500-470 Free exam PDF questions;
WC2020: 60% Ripped Discount to each of your exam
PROF17: 10% More Discount in Value More than $69
DEAL17: 15% More Discount in Value More than $99







500-470 exam Format | 500-470 Course Contents | 500-470 Course Outline | 500-470 exam Syllabus | 500-470 exam Objectives


To recertify via Continuing Education, complete the following steps before your current certification becomes inactive:
Enrolling the program by logging into the Continuing Education portal form the Certification Tracking System
Agree to the Continuing Education Terms and Conditions as part of the enrollment process
Complete your chosen recertification pathway which may include earning a specific number of CE credit form the preapproved Continuing Education offering
Submit your completed item(s) for credit via the Continuing Education portal within 90 days of completing the item
Track your progress in Certification Tracking System
Recertification will be grated when the criteria is met/approved
Candidates must have an active certification (from the day the certification is earned through the day the certification expires/recertified) to earn credit
To view the approved catalog of the Continuing Education offerings, logon to the Continuing Education Program portal. For a demo of pre-approved available courses, view the Cisco Continuing Education Program Catalog. Candidates can pursue any offerings listed in the catalog and earn credits for successful completion of those items. Credits will not be granted for items not included in the catalog. They encourage candidates periodically to review the catalog for updates.
Course credit value will vary based upon duration, technical complexity, and depth of content.



Killexams Review | Reputation | Testimonials | Feedback


Can I find dumps questions of 500-470 exam?
I have renewed my membership this time for the 500-470 exam. I accept my involvement with killexams.com is so important it is not possible to surrender by not having a membership. I can just trust killexams.com exams for my exam. Just this site helped me attain my 500-470 certification and help me in getting above 95% marks in the exam. You all are truly making an incredible showing. Keep it up!


How many days required for 500-470 education?
Have just passed my 500-470 exam. Questions are valid and correct, that is the coolest accounts. I was ensured a 99% pass fee and cash decrease back guarantee, but glaringly I have got amazing marks. That the Great facts.


You simply need a weekend to read 500-470 exam with these dumps.
I had bought you an line mock exam of 500-470 exam and feature passed it inside the first attempt. I am very much thankful to you for your guide. It is a satisfaction to inform you that I have passed the 500-470 exam with 79% marks. Thank you killexams.com for the whole thing. You men are wonderful. Please keep up the good job and keep updating the modern-day questions.


Feeling trouble in passing 500-470 exam? get Questions and Answers.
I passed 500-470 exam with high marks. every time I had registered with killexams.com which helped me to score greater marks. It is splendid to have the help of killexams.com Questions and Answers for such type of test. thanks to all.


It is great idea to read 500-470 exam with dumps.
Asking my father to help me with some components is like stepping into to large problem and that I did not need to disturb him during my 500-470 coaching. I knew someone else has to help me. I just did not who it be till surely considered one of my cousins advised me of killexams.com. It comes to be like a brilliant present to me because it emerges as Greatly useful and useful for my 500-470 exam training. I owe my superb marks to the people entering on right here because of the fact their dedication made it feasible.


Cisco Cisco PDF Download



Whilst it is very hard task to choose reliable exam Questions and Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to real qeustions update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and demo brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Yes, Killexams is 100% legit as well as fully reputable. There are several benefits that makes killexams.com traditional and legit. It provides knowledgeable and 100% valid real qeustions that contain real exams questions and answers. Price is small as compared to a lot of the services online. The Questions and Answers are kept up to date on common basis with most exact brain dumps. Killexams account setup and merchandise delivery is rather fast. Data downloading is actually unlimited and incredibly fast. Help support is avaiable via Livechat and Netmail. These are the features that makes killexams.com a strong website that provide real qeustions with real exams questions.



Which is the best braindumps site of 2022?
There are several Questions and Answers provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions and Answers with the same frequency as they are updated in Real Test. real qeustions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your get Account. You can get Premium real qeustions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




300-435 free prep | AICP practice test | CBDE braindumps | 300-835 free pdf | AEMT cbt | AZ-400 PDF get | CFE-INVESTIGATIONS study guide | 1Z0-997-20 exam tips | MB-320 exam Questions | Magento-2-CAD cheat sheet pdf | HPE2-E70 braindumps | PAM-DEF exam results | C9510-418 genuine Questions | 1Z0-928 test exam | Salesforce-Certified-B2C-Commerce-Developer test practice | 1Z0-900 study questions | 7893X bootcamp | PCAP-31-02 demo test questions | CBDH real qeustions | CCRA test prep |


500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers syllabus
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Dumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers questions
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers test
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Question Bank
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Free exam PDF
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers outline
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Study Guide
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Cheatsheet
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Practice Test
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers PDF Braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam contents
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Practice Test
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam contents
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers test prep
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam success
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam Questions
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers dumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers learn
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers cheat sheet
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers PDF Dumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers questions
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Latest Topics
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers tricks
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers course outline
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers PDF Questions
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers techniques
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Questions and Answers
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Study Guide
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam format
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers outline
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Free PDF
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam contents
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam success
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Free exam PDF
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers study tips
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam dumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers test
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers book
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers braindumps
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Questions and Answers
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers learn
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers techniques
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers Practice Test
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers information search
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers PDF Download
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers information hunger
500-470 - Cisco Enterprise Networks SDA, SDWAN and ISE exam for System Engineers exam Cram


350-901 brain dumps | 700-765 exam test | 300-820 free pdf | 300-810 get | 300-415 test practice | 300-835 practice exam | 300-420 mock questions | 820-605 question test | 200-201 dump | 300-410 practice test | 200-301 free online test | 350-801 exam papers | 300-430 braindumps | 300-615 test prep | 200-901 exam answers | 300-610 cram | 300-425 Questions and Answers | 300-710 Free exam PDF | 300-435 VCE | 300-620 free practice questions |


Best Certification real qeustions You Ever Experienced


300-215 exam Questions | 700-702 exam answers | 500-710 assessment test demo | 200-201 VCE | 300-615 PDF get | 300-915 free online test | 600-601 study guide | 300-730 PDF Dumps | 500-230 mock questions | 500-490 actual questions | 350-701 braindumps | 300-815 test questions | 300-420 Latest courses | 700-551 test prep | 300-725 free pdf get | 500-651 exam Braindumps | 300-910 practice exam | 700-105 actual questions | 500-325 study guide | 350-801 Test Prep |





References :


https://killexams-posting.dropmark.com/817438/23572325
http://killexams-braindumps.blogspot.com/2020/07/download-500-470-real-exam-questions.html
http://ge.tt/4V1SDJ53
https://www.instapaper.com/read/1321507874
https://www.coursehero.com/file/67612492/IBM-Maximo-Asset-Management-v7-6-Infrastructure-and-Implementation-C2010-530pdf/
https://www.4shared.com/video/ybfaFlFzea/Cisco-Enterprise-Networks-SDA-.html
http://feeds.feedburner.com/NeverMissThese500-470QuestionsBeforeYouGoForTest
https://sites.google.com/view/killexams-500-470-real-quest
https://youtu.be/wWBQ-3IiqDY
https://ello.co/killexamz/post/wecl64_eqcqv8rskf5uqzw
https://www.clipsharelive.com/video/6083/500-470-cisco-enterprise-networks-sda-sdwan-and-ise-exam-for-system-engineers-2021-update-question-bank-by-killexams
https://justpaste.it/500-470
http://killexams.decksrusct.com/blog/certification-exam-dumps/500-470-cisco-enterprise-networks-sda-sdwan-and-ise-exam-for-system-engineers-questions-and-answers-by-killexams-com/
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-07b1bd01-afe8-4164-819a-c3159d022c5b/fv-cb7713e7-3425-46d3-89f7-9319cee1aa73/Servicing-HP-Networking-Products-(HP2-Z12).pdf#pageThumbnail-1
https://files.fm/f/72me9mz9e



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

500-470 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

500-470 Reviews

100% Valid and Up to Date 500-470 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug