Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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IDBI Executive Syllabus: PDF Download, Subject Wise Topics, test Pattern

IDBI Executive Syllabus: The Industrial Development Bank of India (IDBI) has released the IDBI syllabus for an executive post on the official website. All interested and eligible aspirants must follow the latest IDBI Executive syllabus and test pattern and align their strategy accordingly.

Along with the IDBI Executive test syllabus, aspirants should check the IDBI Executive test pattern to understand test requirements, the number of questions, maximum marks, and the marking scheme prescribed by the authority. Going by previous analysis, it was found that the questions asked in the IDBI Executive test were moderate in nature. So, aspirants should keep the latest IDBI Executive syllabus handy before commencing their preparation.

In this blog, the IDBI Executive Syllabus PDF is compiled, including the latest test pattern, preparation strategy, and best books.

IDBI Executive Syllabus 2023

Here are the key highlights of the IDBI Executive syllabus and test pattern shared below for the convenience of aspirants.

IDBI Executive Syllabus

Exam Conducting Body

Industrial Development Bank of India (IDBI)

Post Name

Executive

Vacancies

1300

Category

IDBI Executive syllabus and test pattern

Selection Process

Online Test (OT), Document Verification (DV), and Pre Recruitment Medical Test (PRMT)

Maximum Marks

200

Duration

2 hours

IDBI Executive Syllabus PDF

Aspirants must get the IDBI Executive Syllabus PDF from the link shared below to understand the syllabus that must be studied during test preparation. Get the direct link to get the IDBI Executive Syllabus below:

IDBI Executive Syllabus: Important Topics

The IDBI Executive syllabus is divided into four subjects: i.e., logical reasoning, data analysis and interpretation, English language, quantitative aptitude, and general/economy/Banking awareness/computer/IT. Check the subject-wise IDBI Executive syllabus PDF elaborated below.

Subject

Syllabus

Reasoning Ability

Verbal Reasoning 

Classification

Sequential Output Training

Directions

Operations of Mathematics

Venn Diagram

Word Sequence

Missing Characters

Blood Relations

Coding-Decoding

Analogy

Test on Alphabets

Data Sufficiency

Alpha-Numeric Sequence Puzzle

Puzzle Test

Direction Sense Test

Assertion and Reasoning

Arithmetical Reasoning

Series Completion

Verification of truth of Statement

Situation Reaction Test

Non-Verbal Reasoning 

Construction of Squares and Triangles

Series

Completion of Sentences

Classification

Rule Detection

Analytical Reasoning

Spotting embedded figures

Mirror Images

Dot Situation

Identical Figure Groupings

Paper Folding

Paper Cutting

Cubes and Dices

Water Images

Forming figures and analysis

Figure matrix

English Language

Cloze test

Error Spotting

Sentence Improvement

Sentence Correction

Ace memorizing Comprehension

Fill in the blanks

Para jumble

Para/Sentence Completion

General Awareness/Banking Awareness

Current Affairs

Currencies

Important Places

Books and Authors

Banking Awareness

GK Updates

Prime Minister Schemes

Awards

Headquarters

Important Days

Quantitative Aptitude

Number series

Data Interpretation

Mensuration

Average

Profit loss and Discount

Simplification and approximation

Quadratic Equation

Speed, Time and Distance

Probability

Ratio and Proportion

Time and Work

Simple and Compound Interest

Weightage of IDBI Executive Syllabus

Candidates must be familiar with the IDBI Executive test pattern to get an idea of the test structure and marking scheme prescribed by the officials. The written test comprises a total of 200 objective-type multiple-choice questions for 200 marks. A negative marking of one-fourth or 0.25 marks, is applicable for each incorrect response.

Subject

No. of Questions

Maximum Marks

Duration

Logical Reasoning, Data Analysis and Interpretation

60

60

2 hours

English Language

40

40

Quantitative Aptitude

40

40

General/Economy/Banking Awareness/ Computer/IT

60

60

Total

200

200

How to Cover the IDBI Executive Syllabus?

IDBI Executive is one of the most competitive exams in the country. Every year, many candidates apply for this recruitment against limited seats, but only a few are declared qualified in this exam. Hence, candidates must refer to the latest IDBI Executive syllabus to cover all aspects of the exam. Here is the preparation strategy to ace the IDBI Executive Recruitment test in one attempt.

  • Check the IDBI Executive syllabus to identify the syllabus important for the test and plan the study schedule accordingly.
  • Pick expert-recommended books and online resources to clarify the basic concepts of all the syllabus specified by the officials.
  • Attempt mock tests and IDBI Executive's previous year's question papers to evaluate their performance.
  • Revise all the topics, formulas, and short-cut techniques regularly to retain concepts for a definite period.
  • Best Books for IDBI Executive Syllabus

    Candidates should check the top IDBI executive books based on the latest pattern and curriculum. The right books will help them cover all the syllabus mentioned syllabus. Some of the highly recommended test books are given below:

    IDBI Executive Books

    Subject

    Book Name

    English Comprehension

    Objective General English by SP Bakshi

    Quantitative Aptitude

    Quantitative Aptitude for Competitive test by RS Aggarwal

    General Knowledge

    Lucent’s General Knowledge

    Reasoning

    A Modern Approach to Verbal and Nonverbal Reasoning by RS Aggarwal

    Also Read,

    IDBI Executive Admit Card


    Cisco Intros Tech To Accelerate Data Center And Cloud Deployments

    Cisco on Wednesday unveiled new networking and virtualization technology the company said will increase the flexibility of data centers as customers continue to build future IT infrastructures based on virtualization and the cloud.

    Cisco introduced new hardware and software to Improve data center scalability and performance, increase application performance, and ease data center deployment at its CiscoLive! conference, held this week in Las Vegas.

    The new technologies are aimed at helping customers transform their data centers to overcome three primary challenges, said Shashi Kiran, marketing manager for Cisco data center solutions.

    The first is the need to virtualize more of the data center to reduce cost and complexity while increasing customers' need to have more agile infrastructures, Kiran said. But virtualization comes at a price. "It can have a major impact on network performance," she said.

    The second challenge is the increasing complexity of applications running on data center networks and their potential impact on performance, Kiran said.

    The third is the need to provide customers with data center uptime assurance and security when they deliver services to their internal and external customers, she said.

    To address those challenges, Cisco on Wednesday introduced the Cisco FabricPath, a virtual networking technology that combines the high degree of scalability and ability to converge multiple networks of Layer 3 networking with the ease-of-use and lower costs of Layer 2 networking, Kiran said.

    Layer 3 networking controls the variable length data sequences for data sent via one or more networks, while Layer 2 controls the transfer of data between adjacent network nodes in a WAN or between nodes on the same LAN.

    Cisco FabricPath will impact how people build large, scalable networks, especially in high-performance computing and cloud environments, said Nikhil Kelshikar, marketing product manager for Cisco Nexus 7000 Solutions.

    FabricPath brings Layer 3 concepts to Layer 2 networking per a new standard called TRILL, or Transparent Interconnection of Lots of Links, Kelshikar said.

    "The TRILL standard is expected to be formalized in late 2010 or early 2011," he said. "We want to get this technology out so customers can start building scalable networks. With FabricPath, customers can deploy applications anywhere in their data centers using any Nexus switch."

    Next: Helping Customers Get To The Cloud

    Cisco on Wednesday also unveiled the Cisco Nexus 7000 F-series I/O module, a new line card for its Nexus switches which adds 32 1-Gbit Ethernet or 10-Gbit Ethernet ports for server access and aggregation, Kelshikar said.

    The new F-series module fits in all Nexus 7000 switches. "This is all about investment protection," he said.

    The modules are priced about $1,000 per 10-Gbit Ethernet port, and are expected to ship this Summer.

    Also new from Cisco are additions to its Wide Area Application Services (WAAS) line of services for accelerating application traffic over a WAN.

    The new services include the ability to deploy WAAS in branch offices via certain models of Cisco's Integrated Services Router G2 and optimize Web applications for deploying them in a data center or hosting them in the cloud. Other new services Improve the access of Windows server applications from a data center and the cloud and ease the deployment of mobile applications on cloud infrastructures, Kelshikar said.

    Cisco also introduced a new networking switch, the Catalyst 4948E, which fits up to 48 Ethernet and Gbit Ethernet ports in a 1U chassis with a 100-percent higher uplink capability and a 30-percent improvement in switch fabric throughput compared to existing switches, he said.

    The Catalyst 4948E is already available, and priced starting at $10,995.

    Also new are Cisco Cloud Enablement Services, which provide strategy, planning, design, and implementation of data center technology to help customers take advantage of cloud computing, Kelshikar said.

    "We are helping customers understand their needs, find the right architecture, and customize as needed to get to the cloud," he said.


     


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug