Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Undeclared and Individualized StudyWe all approach education differently, with varying experiences and perspectives. You may be... You may know what you want to do, but you may find yourself drawn to a collection of interests that doesn’t fit neatly into a traditional academic program. Our academic advising process that’s all about you. They want to get to know you and your interests. What are your career goals? What do you want out of your education? By getting to know who you are and what you want to do, they can help you craft an educational journey that’s personalized to your aspirations. Our advising process is continual, high-touch, and customized to your individual career goals. We’ll help you: Study: Music can help people learn a second languageBUFFALO, N.Y. – A background in music helps speakers learn a tonal language, such as Mandarin, a new University at Buffalo study suggests. People with musical training — whether instrumental or vocal — are better at imitating pitch than someone without that training. Understanding pitch structure is critical with tonal languages that rely on inflection to communicate meaning. Unlike English, where the inflection placed on a single word can alter a word’s pitch in ways that convey emphasis or emotion, altering pitch in a tonal language can change a word’s meaning. “Both a musical background and a Mandarin language background influences the ability to match pitch,” says Chihiro Honda, a graduate student of psychology in the UB College of Arts and Sciences, and first author of the paper published in the Journal of Experimental Psychology: Human Perception and Performance. “These findings imply that teachers might want to introduce music as part of their instruction for those trying to acquire a second language.” This research also speaks to the long-standing debate about whether their brains have separate networks for language and music, according to Peter Pfordresher, PhD, a UB professor of psychology and one of the paper’s co-authors. “This paper isn’t the final say on that debate, but they seem to have the same network at work for both behaviors,” he says. “We might rely on different features of that network depending on whether we’re in a language or a music situation. If you’re attuned to paying attention to pitch through learning a tonal language or through music, that training is going to help you in either situation.” The research team recruited 127 participants for the study: Mandarin and English speakers, both with and without a background in music. The researchers created 96 short sentences in each language phrased as both a statement and a question — “The children can’t sleep,” for instance. The authors then used computer software to create pitch patterns based on the spoken sentences, and then composed short melodies based on the pitch of each syllable. Participants listened to and then vocally reproduced these synthetic pitch patterns and melodies, but never heard the original spoken sentences. After collecting data, the researchers calculated the differences between target pitch and what participants produced. “Musicians were more accurate in matching absolute pitch across syllables and musical notes than non-musicians,” says Honda. “Mandarin speakers were more accurate at imitating changes within and across pitch patterns compared to English speakers. |
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