Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Exam Number : ACA-Operator
Exam Name : ACA System Operator certification
Vendor Name : Alibaba
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IDBI Executive Syllabus: PDF Download, Subject Wise Topics, exam Pattern

IDBI Executive Syllabus: The Industrial Development Bank of India (IDBI) has released the IDBI syllabus for an executive post on the official website. All interested and eligible aspirants must follow the latest IDBI Executive syllabus and exam pattern and align their strategy accordingly.

Along with the IDBI Executive exam syllabus, aspirants should check the IDBI Executive exam pattern to understand exam requirements, the number of questions, maximum marks, and the marking scheme prescribed by the authority. Going by previous analysis, it was found that the questions asked in the IDBI Executive exam were moderate in nature. So, aspirants should keep the latest IDBI Executive syllabus handy before commencing their preparation.

In this blog, the IDBI Executive Syllabus PDF is compiled, including the latest exam pattern, preparation strategy, and best books.

IDBI Executive Syllabus 2023

Here are the key highlights of the IDBI Executive syllabus and exam pattern shared below for the convenience of aspirants.

IDBI Executive Syllabus

Exam Conducting Body

Industrial Development Bank of India (IDBI)

Post Name

Executive

Vacancies

1300

Category

IDBI Executive syllabus and exam pattern

Selection Process

Online Test (OT), Document Verification (DV), and Pre Recruitment Medical Test (PRMT)

Maximum Marks

200

Duration

2 hours

IDBI Executive Syllabus PDF

Aspirants must download the IDBI Executive Syllabus PDF from the link shared below to understand the courses that must be studied during exam preparation. Get the direct link to download the IDBI Executive Syllabus below:

IDBI Executive Syllabus: Important Topics

The IDBI Executive syllabus is divided into four subjects: i.e., logical reasoning, data analysis and interpretation, English language, quantitative aptitude, and general/economy/Banking awareness/computer/IT. Check the subject-wise IDBI Executive syllabus PDF elaborated below.

Subject

Syllabus

Reasoning Ability

Verbal Reasoning 

Classification

Sequential Output Training

Directions

Operations of Mathematics

Venn Diagram

Word Sequence

Missing Characters

Blood Relations

Coding-Decoding

Analogy

Test on Alphabets

Data Sufficiency

Alpha-Numeric Sequence Puzzle

Puzzle Test

Direction Sense Test

Assertion and Reasoning

Arithmetical Reasoning

Series Completion

Verification of truth of Statement

Situation Reaction Test

Non-Verbal Reasoning 

Construction of Squares and Triangles

Series

Completion of Sentences

Classification

Rule Detection

Analytical Reasoning

Spotting embedded figures

Mirror Images

Dot Situation

Identical Figure Groupings

Paper Folding

Paper Cutting

Cubes and Dices

Water Images

Forming figures and analysis

Figure matrix

English Language

Cloze test

Error Spotting

Sentence Improvement

Sentence Correction

Ace practicing Comprehension

Fill in the blanks

Para jumble

Para/Sentence Completion

General Awareness/Banking Awareness

Current Affairs

Currencies

Important Places

Books and Authors

Banking Awareness

GK Updates

Prime Minister Schemes

Awards

Headquarters

Important Days

Quantitative Aptitude

Number series

Data Interpretation

Mensuration

Average

Profit loss and Discount

Simplification and approximation

Quadratic Equation

Speed, Time and Distance

Probability

Ratio and Proportion

Time and Work

Simple and Compound Interest

Weightage of IDBI Executive Syllabus

Candidates must be familiar with the IDBI Executive exam pattern to get an idea of the exam structure and marking scheme prescribed by the officials. The written exam comprises a total of 200 objective-type multiple-choice questions for 200 marks. A negative marking of one-fourth or 0.25 marks, is applicable for each incorrect response.

Subject

No. of Questions

Maximum Marks

Duration

Logical Reasoning, Data Analysis and Interpretation

60

60

2 hours

English Language

40

40

Quantitative Aptitude

40

40

General/Economy/Banking Awareness/ Computer/IT

60

60

Total

200

200

How to Cover the IDBI Executive Syllabus?

IDBI Executive is one of the most competitive exams in the country. Every year, many candidates apply for this recruitment against limited seats, but only a few are declared qualified in this exam. Hence, candidates must refer to the latest IDBI Executive syllabus to cover all aspects of the exam. Here is the preparation strategy to ace the IDBI Executive Recruitment exam in one attempt.

  • Check the IDBI Executive syllabus to identify the courses important for the exam and plan the study schedule accordingly.
  • Pick expert-recommended books and online resources to clarify the basic concepts of all the courses specified by the officials.
  • Attempt mock tests and IDBI Executive's previous year's question papers to evaluate their performance.
  • Revise all the topics, formulas, and short-cut techniques regularly to retain concepts for a definite period.
  • Best Books for IDBI Executive Syllabus

    Candidates should check the top IDBI executive books based on the latest pattern and curriculum. The right books will help them cover all the courses mentioned syllabus. Some of the highly recommended exam books are given below:

    IDBI Executive Books

    Subject

    Book Name

    English Comprehension

    Objective General English by SP Bakshi

    Quantitative Aptitude

    Quantitative Aptitude for Competitive exam by RS Aggarwal

    General Knowledge

    Lucent’s General Knowledge

    Reasoning

    A Modern Approach to Verbal and Nonverbal Reasoning by RS Aggarwal

    Also Read,

    IDBI Executive Admit Card


    CBSE Class 9 Syllabus 2023-24

    CBSE Class 9th syllabus for the academic session 2023-24 was released at the beginning of the year. In the revised syllabus, the changes included deletion and readdition of some courses in certain Chapters from the NCERT textbook. The entire curriculum is broken down into courses and sub-topics and a comprehensive study of the Class 9 syllabus will help students acquire in-depth knowledge of all the listed chapters.

    CBSE has increased the number of competency-based questions in the exam pattern thus making it more important for students to get acquainted with the syllabus for all subjects. Below they have provided subject-wise links for the CBSE 9th Class Syllabus to help students better prepare for the academic session.

    Class 9 CBSE is a crucial phase in a student’s academic life transitions from upper primary to secondary class. Both class 9 and 10 helps in developing a strong foundation for the higher classes thus making it important for any student to go through the Class 9 Syllabus.

    There are lots of misleading and outdated syllabus files available online. They have included the syllabus that was officially provided by CBSE in April 2023 for Class 9. The released CBSE Class 9 syllabus 2023-24 not only contains theoretical aspects of the curriculum but also practical subjects like Science/Lab Manual Science and a list of activities and experiments to perform to ensure holistic development. Going through the comprehensive syllabus is necessary for many reasons.

  • The syllabus will help students become aware of the list of concepts and courses they will learn in that particular session.
  • Exam patterns and marking schemes for every chapter can be evaluated with the help of the syllabus.
  • The understanding syllabus will help students identify the right study material for their session like reference books, notes, and online study material.
  • Understanding the syllabus will help in shortlisting the courses based on whether they are covered or not.
  • How to Prepare for the Final 2024 Exams on Time?

    Just downloading the syllabus won’t help, students have to understand the important steps on how to complete the CBSE Class 9 syllabus for the 2024 Exams to prepare for the exams timely.

  • Understand the syllabus and the listed topics. Shortlist courses from every subject and make an organized study plan allowing time for every subject.
  • Make sure to include breaks of 15 minutes if you are studying for an hour. Follow techniques like POMODORO for effective time management.
  • Making notes during the learning time is essential and will help in the revision process.
  • Use practice books like Educart demo Papers to test your preparation by assessing 10-15 papers on the latest syllabus.
  • The class 9 syllabus 2023-24 is available for free at the official site of the CBSE- cbseacademic.nic.in. The subject-wise downloadable PDF links are provided above for students to download for free and help them prepare better for the exam.


    JEE Main 2024 - Joint Entrance exam Main, 2024

    The syllabus of JEE Main is set by the National Testing Agency (NTA) every year, and consists of courses of 11th and 12th standard Physics, Chemistry and Mathematics from CBSE/NCERT. Questions in the JEE Main 2024 exam will be asked strictly according to the NTA's JEE Mains syllabus.

    Physics, Chemistry, and Mathematics are part of the syllabus for Paper 1 (BE/BTech). Syllabus of Paper 2A of the JEE Mains 2024 for Architecture (BArch) includes courses in Mathematics, General Aptitude, and Drawing, whereas Paper 2B (BPlan) includes courses in Mathematics, General Aptitude, and Planning.

      Important courses covered under the various subjects in JEE Main 2024 syllabus are listed below:

    JEE Main Paper 1 (Engineering)

    Subject

    Topics Covered 

    Physics

  • Physics and Measurement
  • Kinematics
  • Laws of Motion
  • Work, Energy and Power
  • Rotational Motion
  • Gravitation
  • Properties of Solids and Liquids
  • Thermodynamics
  • Kinetic Theory of Gases
  • Oscillation and Waves
  • Electrostatics
  • Current Electricity
  • Magnetic Effects of Current and Magnetism
  • Electromagnetic induction and Alternating Currents
  • Electromagnetic Waves
  • Optics
  • Dual Nature of Matter and Radiation
  • Atoms and Nuclei.
  • Electronic Devices
  • Communication Systems
  • Experimental Skills
  • Chemistry 

      Physical Chemistry

  • Some Basic Concepts in Chemistry
  • Atomic Structure
  • Chemical Bonding and Molecular Structure.
  • Chemical Thermodynamics
  • Solutions
  • Equilibrium
  • Redox Reactions and Electrochemistry
  • Chemical Kinetics
  • Inorganic Chemistry

  • Classification of Elements and Periodicity in Properties
  • s-Block Elements
  • p-Block Elements
  • d and f-Block Elements
  • Co-ordination Compounds
  • Organic Chemistry

  • Purification and Characterisation of Organic Compounds
  • Some Basic Principles of Organic Chemistry
  • Hydrocarbons
  • Organic Compounds containing Halogens
  • Organic Compounds containing Nitrogen
  • Organic Compounds containing Oxygen
  • Biomolecules
  • Principles Related to Practical Chemistry
  • Mathematics

  • Sets, Relations and Functions
  • Complex Numbers and Quadratic Equations
  • Matrices and Determinants
  • Permutations and Combinations
  • Binomial Theorem and Its Simple Applications
  • Sequence and Series
  • Limit, Continuity and Differentiability
  • Integral Calculus
  • Differential Equations
  • Co-ordinate Geometry
  • Three Dimensional Geometry
  • Vector Algebra
  • Statistics and Probability
  • Trigonometry
  • JEE Main Paper 2A (Architecture)

    Subjects 

    Topics Covered

    Mathematics

  • Sets, Relations and Functions
  • Complex Numbers and Quadratic Equations
  • Matrices and Determinants
  • Permutations and Combinations
  • Binomial Theorem and Its Simple Applications
  • Sequence and Series
  • Limit, Continuity and Differentiability
  • Integral Calculus
  • Differential Equations
  • Co-ordinate Geometry
  • Three Dimensional Geometry
  • Vector Algebra
  • Statistics and Probability
  • Trigonometry
  • Aptitude

  • Awareness of persons. Buildings, Materials
  • Three dimensional- perception
  • Drawing

  • Sketching of scenes and activities from memory of urbanscape (public space, market, festivals, street scenes, monuments, recreational spaces, etc). landscape (riverfronts. Jungle. Gardens, trees. Plants, etc.) and rural life.
  • JEE Main Paper 2B (Planning)

    Subjects 

    Topics Covered

    Mathematics

  • Sets, Relations and Functions
  • Complex Numbers and Quadratic Equations
  • Matrices and Determinants
  • Permutations and Combinations
  • Binomial Theorem and Its Simple Applications
  • Sequence and Series
  • Limit, Continuity and Differentiability
  • Integral Calculus
  • Differential Equations
  • Co-ordinate Geometry
  • Three Dimensional Geometry
  • Vector Algebra
  • Statistics and Probability
  • Trigonometry
  • Aptitude

  • Awareness of persons. Buildings, Materials
  • Three dimensional- perception
  • Planning

  • General Awareness
  • Social Sciences
  • Thinking Skills

  •  


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen

    Hackerangriffe

    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

    Erpressung

    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

    Cyber-Kosten:

    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten

    Cyber-Eigenschäden:

    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug