Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über ACCNS-N?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ACCNS-N: AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Prüfung.

2025 Updated Actual ACCNS-N questions as experienced in Test Center

Aktuelle ACCNS-N Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Nursing ACCNS-N : AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Practice Tests

Practice Tests Organized by Lee



Latest 2025 Updated Nursing AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Syllabus
ACCNS-N examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




ACCNS-N examcollection : Download 100% Free ACCNS-N practice tests (PDF and VCE)

Exam Number : ACCNS-N
Exam Name : AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal)
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Most latest Questions of ACCNS-N test are given at killexams.com
Our ACCNS-N questions have been certified by Nursing certified specialists, who are exceptionally qualified and certified individuals with years of professional experience related to the ACCNS-N exam. Learning their ACCNS-N Actual Questions is enough to pass the ACCNS-N test with high marks.

The internet is filled with suppliers of ACCNS-N test material, but the majority of them sell outdated and invalid braindumps. To avoid wasting time and money, it is important to find a legit, valid, and up-to-date provider. Killexams.com is a trusted source that offers 100% free ACCNS-N trial questions. After trying them out, you can register for a 3-month account to get the latest and valid ACCNS-N test material that contains actual test questions and answers. Additionally, Killexams.com provides an ACCNS-N VCE test simulator for practice tests.

Preparing for the Nursing ACCNS-N test solely with textbooks or free materials available on the internet may not be enough. The real ACCNS-N test has tricky questions that can cause candidates to fail. Killexams.com addresses this issue by collecting actual ACCNS-N test questions in the form of PDFs and VCE test simulators. You can get 100% free ACCNS-N trial questions before registering for the full version of ACCNS-N test material. Killexams.com offers high-quality content that is sure to please.

You can copy the ACCNS-N test PDFs to any device, such as an iPad, iPhone, laptop, smart TV, or Android device, and study the ACCNS-N test material anywhere, even while on vacation or traveling. This will save you time, and you will have more time to study the ACCNS-N test material. Practice ACCNS-N test material with the VCE test simulator until you get a 100% score. Once you feel confident, you can go straight to the Exam Center for the real ACCNS-N exam.







ACCNS-N test Format | ACCNS-N Course Contents | ACCNS-N Course Outline | ACCNS-N test Syllabus | ACCNS-N test Objectives




Killexams Review | Reputation | Testimonials | Feedback


It is great to focus on these free practice tests for the ACCNS-N exam.
My experience with the killexams.com team was superb. They provided me with a lot of guidance and support for my test preparation, which I really appreciated. Their effort and dedication helped me to pass the ACCNS-N test with flying colors.


I found a genuine source for actual ACCNS-N test questions.
I am delighted to have used killexams.com's instruction kit to pass the ACCNS-N test and become certified. Their coaching device is clear and dependable, and I am grateful for the actual questions within the package. As a busy IT professional, I could not afford to study full-time for weeks or months, and killexams.com allowed me to streamline my preparation time and still achieve incredible results. It is a remarkable solution for IT professionals looking to pass the ACCNS-N exam.


The right place to get the actual ACCNS-N test test paper.
I also passed the ACCNS-N test thanks to killexams.com. It was a fantastic way to prepare for the IT test. I ordered the package because I was afraid of failing, but the test simulator ran very smoothly. I had the opportunity to work out inside the test environment for hours, use real test questions, and examine my answers. As a result, I knew pretty much everything on the exam, which was the best Christmas and New Year's present I could have given myself!


I had no time to study ACCNS-N books and training!
My experience with the coaching set from killexams.com was exceptional. It helped me pass the ACCNS-N test with over 98% marks. Even if you do not plan on taking the exam, the coaching set can still be a valuable tool to broaden your horizons and expand your knowledge. I have recommended it to a friend who works in the same area and has just received her CCNA certification. Killexams.com is an excellent knowledge resource for everyone and can be a stairway to success for those planning to take the ACCNS-N exam.


Make a quick and smart move: read these ACCNS-N questions and answers.
The ACCNS-N Q&A provided by killexams.com were fantastic and helped me pass the exam. I have been dreaming of a career in ACCNS-N for a while, but I never made time to study and get certified. However, the convenient format of the questions and answers, as well as the test simulator, helped me get my dream certification. I even studied in my car while driving to work.


Nursing AACN education

ACCNS-N Exam

User: Yaryna*****

The accns-n content and practice tests provided by Killexams.com are worth buying and referring to others. The online mock tests for the accns-n test helped me pass the test on the first attempt with 79% marks. I am grateful for their support, and they are wonderful. I hope they keep up the good work and continue updating the latest questions.
User: Mabel*****

I am ecstatic to announce that I passed my accns-n test with a score of 90%! Thanks to killexams.com Q&A notes, I was able to prepare well for the test and face no problems. The course notes are extremely helpful, and syllabus like trainer verbal communication and presentation skills were covered thoroughly.
User: Lubba*****

I have recommended your products to several friends and colleagues, and they are all highly satisfied. Thanks to Killexams.com Questions and Answers, my career has been boosted, and I have been able to prepare for my important exams with ease. I am your greatest fan and I want you to know that I passed my ACCNS-N test with the help of the ACCNS-N brain notes that I purchased from you. I was able to answer 86/95 questions within the exam, and I am grateful to you for being a quality training company.
User: Makara*****

I was able to achieve higher scores in my accns-n certification with the help of affordable products. I purchased the accns-n test engine to make it easier for me to meet the rigorous standards of this certification. Additionally, I bought the accns-n test brain dump to ensure outstanding grades within the certification. These products proved to be the best choice because they were designed according to my mindset. Within 15 days, I was able to prepare and score exceptionally well with the help of these practical products. I am writing to express my gratitude to all of you for your great services.
User: Eugene*****

Using the preparation kit provided by Killexams.com, I was able to pass the accns-n test and become certified. The tool was easy to use and reliable, and the questions provided were authentic. I appreciated the convenience of being able to streamline my test preparation, which allowed me to pass with a great result.

ACCNS-N Exam

Question: Can I find dumps Questions & Answers of ACCNS-N exam?
Answer: Yes. You will be able to get up-to-date ACCNS-N dumps. If there will be any update in the exam, it will be automatically copied in your get section and you will receive an intimation email. You can memorize and practice these Q&A with the VCE test simulator. It will train you enough to get good marks in the exam.
Question: Which website provides latest actual questions?
Answer: No doubt, killexams.com is the best practice test website that provides the latest and up-to-date practice test. It also offers the latest VCE test simulator to practice exams.
Question: Will you provide up to date ACCNS-N questions?
Answer: Yes, You can get up-to-date and valid ACCNS-N questions with actual Q&A at killexams.com. These are the latest and valid questions with real Q&A that contain test prep. When you will memorize these questions, it will help you get High Marks in the exam. You should visit the link https://killexams.com/pass4sure/exam-detail/ACCNS-N
Question: How many exams can I setup in one killexams account?
Answer: There is no limit. You can set up as many exams in one killexams account as you want. Otherwise, you can later ask the support team to set up all your exams in one account.
Question: Are these questions/answers of ACCNS-N legal?
Answer: As far as legality is concerned, it is your right to use any book or questions to Boost your knowledge. These ACCNS-N Q&A are to the point knowledge source about the test topics.
Nursing+AACN+education
https://www.pass4surez.com/art/read.php?keyword=Nursing+AACN+education&lang=us&links=remove

While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for ACTUAL EXAM QUESTIONS update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test VCE simulator. Visit their example questions and test brain dumps, their test simulator and you will realize that killexams.com is the best ACTUAL EXAM QUESTIONS site.

Which is the best practice tests website?
Indeed, Killexams is completely legit and fully reliable. There are several capabilities that makes killexams.com genuine and authentic. It provides knowledgeable and completely valid test questions including real exams questions and answers. Price is nominal as compared to almost all services on internet. The Q&A are modified on frequent basis using most latest questions. Killexams account structure and product or service delivery is amazingly fast. Computer file downloading will be unlimited and really fast. Help is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a robust website that supply test prep with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your get Account. You can get Premium practice test files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




DOP-C02 Q&A | 301b trial questions | Servicenow-CIS-RC study guide | 5V0-21.21 assessment test trial | OutSystems-ARDC Latest Questions | Fireware-Essentials study guide | 1T6-511 test questions | I10-002 test test | EADE105 mock test | NCLEX-PN study help | 3V0-752 test prep | CCBA free questions | JPR-944 free pdf | 62-193 free prep | GB0-391 Free PDF | TA-002-P test prep | SEND PDF get | E20-365 test cram | FSLCC actual questions | C1000-121 study guide |


ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) exam
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Question Bank
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) testing
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Question Bank
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) education
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Download
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) testprep
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) answers
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Download
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test success
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) information hunger
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) book
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) book
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test cram
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Study Guide
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Test Prep
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) study tips
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) outline
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) boot camp
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Practice Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) boot camp
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) syllabus
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) testing
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test contents
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Latest Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Download
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test prep
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Download
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) testprep
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Question Bank
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) test Questions
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) syllabus
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) PDF Download
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) book
ACCNS-N - AACN Clinical Nurse Specialist - Wellness through Acute Care (Neonatal) Test Prep

Other Nursing Practice Tests


ACNPC-AG free pdf | CBUNA-CURN study material | CGFNS practice exam | NAWCO-OMS test preparation | NNAAP-AKNA assessment test sample | NEA-BC test cram | NNP-BC free questions | ACRP-CPI trial test | AACN-CNL practice exam | BONENT-CHBT free prep | NNCC-CCHT test papers | CFPN past exams | CNS test test | CGRN practice test | ONCB-ONP-C online exam | CNAMB PDF Questions | ABWM-CWCA model question | BONENT-CHN test prep | BONENT-CHT training material | ACLPN free test papers |


Best practice tests You Ever Experienced


201 practice questions | 4H0-712 test sample | QV_Developer_11 test questions | ADM-211 trial test | GNP-BC Practice Questions | 3V0-21.21 cram | ICDL-Powerpoint test questions | S2000-013 test practice | SPLK-4001 Test Prep | CFRN test cram | C1000-010 free prep | PEGACPDC88V1 pdf exam | 3002 pass marks | 1T6-303 Practice test | CPEA questions and answers | CTL-001 practice exam | 2B0-102 test cram | 3V0-752 test prep | ISSEP Real test Questions | EX200 test questions |





References :





Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank






Direct Download

ACCNS-N Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

ACCNS-N Reviews

100% Valid and Up to Date ACCNS-N Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug