Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über ACNPC-AG?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ACNPC-AG: AACN Acute Care Nurse Practitioner (Adult-Gerontology) Prüfung.
2025 Updated Actual ACNPC-AG questions as experienced in Test Center
Aktuelle ACNPC-AG Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
Nursing ACNPC-AG : AACN Acute Care Nurse Practitioner (Adult-Gerontology) Practice TestsPractice Tests Organized by Martin Hoax |
Latest 2025 Updated Nursing AACN Acute Care Nurse Practitioner (Adult-Gerontology) Syllabus
ACNPC-AG examcollection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
ACNPC-AG examcollection : Download 100% Free ACNPC-AG practice tests (PDF and VCE)
Exam Number : ACNPC-AG
Exam Name : AACN Acute Care Nurse Practitioner (Adult-Gerontology)
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Nursing ACNPC-AG Latest Topics of actual Question are separated to download.
Killexams.com offers the latest and most up-to-date version of Killexams AACN Acute Care Nurse Practitioner (Adult-Gerontology) Test Prep, including TestPrep and Exam Questions for the latest articles of Nursing ACNPC-AG Exam. Their real ACNPC-AG boot camp training program will enhance your knowledge and help you pass your ACNPC-AG test with excellent results. They certain your success at the Test Center, covering all the Topics of the test and improving your expertise of the ACNPC-AG exam. Pass with confidence with their accurate questions.
To avoid wasting your time and money on invalid and outdated ACNPC-AG Study Guide, it is important to research and find a valid and up-to-date supplier. However, if you do not want to spend time on research, you can trust killexams.com. They offer 100% free ACNPC-AG Study Guide test questions that you can download and be satisfied with. Additionally, by registering on their website, you can get a 3-month account to download the latest and valid ACNPC-AG Study Guide with actual test questions and answers. It is also recommended to download the ACNPC-AG VCE test simulator for training.
You can download the ACNPC-AG Study Guide PDF on any device, such as an iPad, iPhone, PC, smart TV, or Android device, to read and memorize the questions and answers. Spending a good amount of time reading and taking practice tests with the VCE test simulator will help you remember the questions and answer them correctly during the real ACNPC-AG exam. It is crucial to recognize these questions in the actual test in order to receive better marks. Therefore, it is highly encouraged to practice well before the real ACNPC-AG test to Strengthen your chances of success.
ACNPC-AG test Format | ACNPC-AG Course Contents | ACNPC-AG Course Outline | ACNPC-AG test Syllabus | ACNPC-AG test Objectives
Killexams Review | Reputation | Testimonials | Feedback
Unbelievable overall performance with the updated ACNPC-AG test and study guide.
Although I overlooked a couple of questions due to my lack of focus, I answered 43/50 questions, passing the ACNPC-AG test thanks to killexams.com Questions and Answers. My advice is to study all the materials provided by killexams.com thoroughly. They cover everything needed to pass the exam. I can also use the killexams.com observe guide for other tests in the future.
Am I able to find actual questions and Answers for the updated ACNPC-AG exam?
Thanks to killexams.com Questions and Answers guide, I was able to answer 75 out of 80 questions in the stipulated time and managed to score 80%. Their short answers made my preparation much more comfortable, and I was able to achieve my aspiration of being authorized to take the ACNPC-AG exam.
ACNPC-AG Questions and Answers are required to pass the certification test on the first attempt.
Enrolling in killexams.com was an opportunity for me to pass the ACNPC-AG test and tackle its difficult questions. If it weren't for this website, I would not have been able to pass the exam. After failing once, I was shattered, but finding this website made the process much smoother.
Truly, the ACNPC-AG practice tests worked.
The training for ACNPC-AG certification was relatively difficult, but I was able to overcome it with the help of killexams.com Questions and Answers and test simulator. I answered all the questions, and everything went smoothly, thanks to the excellent quality and validity of the ACNPC-AG practice test provided by killexams.com. I was surprised to see that all the questions in the test were in their study material. I am grateful for their help and guidance.
Where can I find the latest actual questions for ACNPC-AG practice tests?
Last week, I passed the ACNPC-AG test with the help of the practice test from killexams.com. It is an excellent way to get certified since the questions are sourced from the actual pool of test questions used by the vendor. As a result, almost all the questions I encountered in the test seemed familiar, and I knew the answers to them. This is a reliable and honest approach, particularly with their money-back guarantee.
Nursing Practitioner study help
ACNPC-AG Exam
User: Mary***** Using the acnpc-ag arrangement from Killexams.com, I was able to score 92% on my acnpc-ag exam. The system simplified my preparation process and allowed me to develop my skills effectively. |
User: brothersoft***** The concise answers provided by Killexams.com were instrumental in helping me achieve a high score on the ACNPC-AG exam. As an IT professional with significant responsibilities, it was challenging to find a stable study plan. However, I found Killexams.com prepared Questions and Answers to be an excellent study aid, enabling me to complete the test with top marks. |
User: Slavik***** I scored 92% in my acnpc-ag certification thanks to the excellent products offered by killexams.com. Technical concepts and difficult language in my certification were challenging to understand, but killexams.com made it easy for me. This platform made my job easy, and I am grateful for my success. |
User: Alice***** I searched for the best material online to understand this topic, but I could not find anything that covered only the necessary and essential things. When I discovered the killexams.com brain practice test, I was pleasantly surprised. It provided all the necessary information without overwhelming me with unnecessary data. I am thrilled to have found it and used it for my training. |
User: Mickey***** There are many facts available online for all ACNPC-AG certifications, but I was hesitant to use the free practice tests as I knew that people who post such information may not feel any obligation and could provide misleading data. So, I decided to pay for the Killexams.com ACNPC-AG questions and answers, which turned out to be the best decision for me. They provided me with real test questions and answers, making it easier for me to pass the ACNPC-AG test with ease. |
ACNPC-AG Exam
Question: Do you recommend me to use this extremely good source of actual test questions? Answer: Yes, Killexams highly recommend these actual ACNPC-AG questions to memorize before you go for the actual test because this ACNPC-AG examcollection contains an up-to-date and 100% valid ACNPC-AG examcollection with a new syllabus. |
Question: How many questions I have to answer in actual ACNPC-AG exam? Answer: Complete ACNPC-AG test objectives and several questions information is provided at killexams.com ACNPC-AG test page. ACNPC-AG Syllabus, ACNPC-AG Course Contents, ACNPC-AG test Objective, and other test information are provided on the ACNPC-AG test page. It will greatly help you to go through complete course contents and register at killexams to download the full version of ACNPC-AG dumps. |
Question: What is test code or test number? Answer: Exam Code or test Number is the test identification that is recognized by test centers like Prometric, Pearson, or many others. For example, SAA-C01 is the Test Center code for the Amazon AWS Certified Solutions Architect exam. You can search for your required test from the killexams.com website with test code or test name. If you do not find your required exam, write the shortest query like Amazon to see all exams from Amazon or IBM to see all exams from IBM in the search box. |
Question: How much hardworking required to pass ACNPC-AG exam? Answer: If you are a good reader and memorize questions well, you need not do much hardworking. Go to killexams.com and download the complete examcollection of ACNPC-AG test test prep after you register for the full version. These ACNPC-AG questions are taken from the actual ACNPC-AG exam, that's why these ACNPC-AG test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these ACNPC-AG questions are sufficient to pass the exam. They recommend taking your time to study and practice ACNPC-AG practice test until you are sure that you can answer all the questions that will be asked in the real ACNPC-AG exam. |
Question: Where will I find exact Questions and Answers of ACNPC-AG exam? Answer: Killexams online account is the best place where you can download up-to-date and latest ACNPC-AG test prep questions. Killexams recommend these ACNPC-AG questions to memorize before you go for the actual test because this ACNPC-AG examcollection contains to date and 100% valid ACNPC-AG examcollection with the new syllabus. Killexams has provided the shortest ACNPC-AG questions for busy people to pass ACNPC-AG test without reading massive course books. If you go through these ACNPC-AG questions, you are more than ready to take the test. They recommend taking your time to study and practice ACNPC-AG practice test until you are sure that you can answer all the questions that will be asked in the actual ACNPC-AG exam. For a full version of ACNPC-AG test prep, visit killexams.com and register to download the complete examcollection of ACNPC-AG test test prep. These ACNPC-AG test questions are taken from actual test sources, that's why these ACNPC-AG test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these ACNPC-AG questions are sufficient to pass the exam. |
https://www.pass4surez.com/art/read.php?keyword=Nursing+Practitioner+study+help&lang=us&links=remove
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Of course, Killexams is 100 % legit together with fully good. There are several functions that makes killexams.com reliable and genuine. It provides up to date and 100 % valid test questions that contain real exams questions and answers. Price is suprisingly low as compared to many of the services on internet. The Questions and Answers are modified on common basis through most exact questions. Killexams account set up and item delivery is amazingly fast. Report downloading will be unlimited and intensely fast. Help is avaiable via Livechat and Contact. These are the features that makes killexams.com a strong website that give test prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions and Answers provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update test Questions and Answers with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to download PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your download Account. You can download Premium practice test files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
BCEN-CTRN test prep | AZ-220 question test | MSC-131 trial test questions | Salesforce-Certified-Community-Cloud-Consultant practice test | CBDE PDF Questions | DAS-C01 test prep | NCSE-Level-1 test questions | AAPC-CPC mock test | I10-002 boot camp | NCC practice test | 3X0-101 PDF download | PSM-I test questions | 1Y0-204 test preparation | Watchguard-Essentials free pdf | AAMA-CMA test example | NCAC-I free pdf | PL-900 mock test | API-571 free study guide | OMG-OCRES-A300 Free test PDF | ABPANC-CAPA online test |
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) PDF questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study tips
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Test Prep
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) information source
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Practice Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) information source
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Questions and Answers
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) answers
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Test Prep
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) premium pdf
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) actual Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) actual Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) tricks
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) education
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) syllabus
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) cheat sheet
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test contents
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) PDF Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Free test PDF
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Practice Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) education
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) outline
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test cram
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Real test Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Free PDF
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) teaching
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) syllabus
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test prep
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study help
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) Question Bank
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) test Questions
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) information search
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) study tips
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) premium pdf
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) PDF Download
ACNPC-AG - AACN Acute Care Nurse Practitioner (Adult-Gerontology) exam
Other Nursing Practice Tests
PCE-CCE study guide | BCEN-CTRN pdf exam | NHA-AIT bootcamp | NEA-BC test questions | PPCNP-BC free pdf download | CNN test prep | AGPCNP-BC practice questions | ENP-BC test test | RNC-NIC PDF Questions | PNCB-PMHS Free PDF | AMB-BC real questions | NCBORN-CRNO test questions | NNCC-CCHT-A Practice test | ACA-CCN Real test Questions | NPD-BC test papers | ACNP-BC VCE | DNCB-DNC prep questions | CFRN mock test | COCN practice questions | ACCNS-P questions and answers |
Best practice tests You Ever Experienced
ADX-271 practice exam | H13-711_V3.0-ENU practice exam | Salesforce-Marketing-Cloud-Developer Practice Questions | IIBA-AAC study guide | CNRN practice questions | NSE7_PBC-7.2 mock test | IQ0-100 pass marks | Service-Cloud-Consultant test Questions | NS0-520 trial test | 050-720 mock exam | PEGAPCSSA85V1 test prep | OGB-001 Practice Test | CHPN free questions | 2B0-202 pdf questions | FNS questions answers | ACA-CHSA Practice test | H13-311_V3.0-ENU practice questions | 1T6-511 test cram | C1000-127 online exam | C1000-083 cbt |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
ACNPC-AG Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date ACNPC-AG Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug