Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über AGPCNP-BC?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AGPCNP-BC: ANCC Adult-Gerontology Primary Care Nurse Practitioner Prüfung.
2025 Updated Actual AGPCNP-BC questions as experienced in Test Center
Aktuelle AGPCNP-BC Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Nursing AGPCNP-BC : ANCC Adult-Gerontology Primary Care Nurse Practitioner Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated Nursing ANCC Adult-Gerontology Primary Care Nurse Practitioner Syllabus
AGPCNP-BC dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
AGPCNP-BC dumps collection : Download 100% Free AGPCNP-BC practice tests (PDF and VCE)
Exam Number : AGPCNP-BC
Exam Name : ANCC Adult-Gerontology Primary Care Nurse Practitioner
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download AGPCNP-BC TestPrep TestPrep with AGPCNP-BC VCE
Our AGPCNP-BC Test Prep and practice exam help thousands of prospects pass the AGPCNP-BC exam. They have a large number of successful testimonials. Their PDF Questions are reliable, affordable, up-to-date, and valid. Killexams.com PDF Download are regularly updated, and AGPCNP-BC Practice Questions are periodically released.
We now offer legitimate, up-to-date, and latest 2025 syllabus AGPCNP-BC exam Deposits that they consistently keep updated and valid. At killexams.com, they provide the exact and most up-to-date AGPCNP-BC TestPrep which includes all objectives related to the AGPCNP-BC test subject by topic. With the help of the AGPCNP-BC TestPrep, one does not need to waste their opportunity on spending time reading ANCC Adult-Gerontology Primary Care Nurse Practitioner reference books. Instead, just invest a little time to read and gather all the information from AGPCNP-BC Test Prep and Solutions. Additionally, they offer both PDF Version and VCE exam Sim Version of Questions and Answers. For AGPCNP-BC VCE exam Sim Version dumps, candidates experience the same exam environment as the Nursing AGPCNP-BC real exam.
At killexams.com, they are dedicated to providing the most up-to-date and accurate AGPCNP-BC ACTUAL EXAM QUESTIONS to their customers. Their team of experts ensures that their AGPCNP-BC TestPrep is regularly updated with the latest exam objectives. They also offer special discounts and exclusive deals for their customers who register with us. With their full refund guarantee, customers can trust in their products and know that they will receive the best possible preparation for their Nursing AGPCNP-BC exam. So, don't waste any more time searching for unreliable ACTUAL EXAM QUESTIONS online. Register with killexams.com today and get access to the most reliable and accurate AGPCNP-BC ACTUAL EXAM QUESTIONS available on the market.

AGPCNP-BC exam Format | AGPCNP-BC Course Contents | AGPCNP-BC Course Outline | AGPCNP-BC exam Syllabus | AGPCNP-BC exam Objectives
Killexams Review | Reputation | Testimonials | Feedback
Download and try out this real AGPCNP-BC question bank.
Although I did not plan to use study guides for my IT certification exams, I ordered killexams.com's bundle for the AGPCNP-BC exam. I was impressed by the quality of their material and believed that it was worth the money. I did not have any trouble while taking the exam and knew all the questions and answers. I got 97% with the help of KE.
Get AGPCNP-BC certified with the real test exam.
I passed the AGPCNP-BC exam with 99% accuracy, thanks to killexams.com's braindump. It included all the latest updates for this year, and I only got two questions wrong. I am extremely relieved and excited about my success.
I felt no difficulty! Twenty-four hours of prep with real AGPCNP-BC exam questions is sufficient.
Preparing for the AGPCNP-BC exam can be a complicated task, and without appropriate guidance, the chances of failure are high. This is where the quality AGPCNP-BC e-book comes in handy. It offers valuable information that not only enhances your preparation but also increases your chances of passing the AGPCNP-BC exam and getting into any university without any difficulties. I prepared through this extraordinary program and scored 42 marks out of 50. I certain that it will help you too!
Exam questions change. Where can I find new questions and answers?
I am happy to report that I passed the AGPCNP-BC exam and recently acquired my declaration. The exam was hard, but I was able to get past it thanks to killexams.com Questions Answers and exam Simulator. The system of dealing with subjects uniquely and unusually is splendid. Passing the AGPCNP-BC exam has opened up several job opportunities for me, and I thank killexams.com Dumps for helping me develop my knowledge. You guys rocked it!
Preparing for the AGPCNP-BC exam now takes only a few hours.
I strongly recommend killexams.com to anyone preparing for the AGPCNP-BC exam. Their workbook is helpful in reviewing concepts and gives a great idea of the types of questions that may appear on the exam. Their assistance was remarkable and I am grateful to the killexams.com crew for their support.
Nursing Primary study help
AGPCNP-BC Exam
User: Marisha*****![]() ![]() ![]() ![]() ![]() I achieved a score of 88% in my agpcnp-bc exam. A close friend suggested using killexams.com questions and answers, as she had also passed her exam with their help. The study material provided was of excellent quality. However, getting registered for the exam was the easy part; the real challenge was yet to come. I had to choose between enrolling in traditional classes and giving up my part-time job or studying on my own while continuing to work. |
User: Christine*****![]() ![]() ![]() ![]() ![]() I am grateful to killexams.com for helping me pass the AGPCNP-BC certification with 91% marks. Their brain dump practice tests are similar to the real exam, and I will continue to use them for my future certifications. When I felt hopeless about becoming IT certified, a friend recommended killexams.com, and I am grateful I tried their online Training Tools. I passed the exam with flying colors and express my gratitude to Killexams. |
User: Zhanna*****![]() ![]() ![]() ![]() ![]() Initially, I thought that good things come with time, but my patience wore thin, and I realized that I had to take a stand before it was too late. Since my work involved dealing with an agpcnp-bc client base, I decided to become an agpcnp-bc expert in the office. I tried the Killexams.com demo for agpcnp-bc, loved it, and purchased it. The test engine is excellent, and their study kit has made me the new agpcnp-bc manager. |
User: Sofya*****![]() ![]() ![]() ![]() ![]() Thanks to killexams.com, I passed my agpcnp-bc exam with ease. I did not have a lot of time to prepare, but buying the agpcnp-bc questions and answers, along with the exam simulator, was the best decision I ever made. The questions covered everything I needed to know, and I was able to figure out the rest based on my experience. This was as close to a no-brainer as an IT exam could get. |
User: Noah*****![]() ![]() ![]() ![]() ![]() Enrolling in killexams.com was a crucial step for me to pass the AGPCNP-BC exam. I could not have passed the difficult questions without this website. It was a valuable opportunity that made it easy for me to become a member of this site. After failing the exam, I was devastated, but finding this website made things easier. |
AGPCNP-BC Exam
Question: How will I know if there is AGPCNP-BC questions update? Answer: Killexams team will inform you by email when the exam in your get section will be updated. If there is no change in the questions and answers, you do not need to get again and again the same document. |
Question: How long it takes to setup killexams account? Answer: Killexams take just 5 to 10 minutes to set up your online get account. It is an automatic process and completes in very little time. When you complete your payment, their system starts setting up your account within no time and it takes less than 5 minutes. You will receive an email with your login information immediately after your account is setup. You can then login and get your exam files. |
Question: What will I do if I do not receive killexams login Information after purchase? Answer: Killexams servers setup user account within a couple of minutes and send login information immediately but sometimes, users email server drop their emails in spam/junk and the user thinks that killexams did not set up the account as promised. There could be other issues like approval of payment. Their servers are automatic and they work immediately after payment is successful. In such a case, you should contact live support or send an email to support and wait until your login information is manually sent to you. |
Question: Can I make changes in PDF file I need to? Answer: Yes, killexams AGPCNP-BC questions PDF files are not protected against change. You can make changes as you like. You can add notes, highlight, or make any change in the document. |
Question: What is the purpose of AGPCNP-BC dumps? Answer: The purpose of AGPCNP-BC exam questions is to provide to-the-point knowledge of exam questions. Braindumps contain actual questions and answers. By reading and understanding the complete dumps collection greatly improves your knowledge about the core Topics of the exam. It also covers the latest syllabus. These exam questions are taken from real exam sources, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
https://www.pass4surez.com/art/read.php?keyword=Nursing+Primary+study+help&lang=us&links=remove
Whilst it is very hard task to choose reliable exam Questions Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to exam dumps update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and demo brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Absolutely yes, Killexams is 100% legit together with fully trustworthy. There are several characteristics that makes killexams.com genuine and legitimate. It provides knowledgeable and 100% valid exam questions formulated with real exams questions and answers. Price is very low as compared to the vast majority of services on internet. The Questions Answers are up graded on ordinary basis by using most recent questions. Killexams account arrangement and products delivery is amazingly fast. Data downloading is normally unlimited and really fast. Aid is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a sturdy website offering exam prep with real exams questions.
Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your get Account. You can get Premium practice exam files as many times as you want, There is no limit.
Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
DEA-2TT4 free questions | PTCB exam Questions | 6211 bootcamp | 101-500 free practice exam | COMPASS online exam | PL-300 past exams | DEPC mock test | E20-598 boot camp | OGEA-103 exam questions | CTFL-PT writing test questions | 050-v70-CSEDLPS02 actual questions | CRN-BC exam tips | NS0-003 pass marks | DP-420 cbt | 2B0-102 study questions | 3V0-22.21N exam prep | BEC free pdf | C1000-085 practice exam | C1000-141 PDF Questions | DES-6332 practice exam |
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner information search
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner test
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner tricks
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam help
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam cram
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Latest Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam syllabus
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Free exam PDF
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner syllabus
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner testing
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner learn
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner answers
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner outline
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner guide
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner outline
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner guide
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner book
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner course outline
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Test Prep
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Question Bank
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Practice Test
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner information source
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner book
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner learning
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Latest Topics
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner answers
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Free PDF
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner test questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner PDF Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner test
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner information source
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner exam Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner Real exam Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner PDF Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner test
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner testprep
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner real Questions
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner information source
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner PDF download
AGPCNP-BC - ANCC Adult-Gerontology Primary Care Nurse Practitioner information search
Other Nursing Practice Tests
ONCB-ONP-C PDF Download | BONENT-CHN exam papers | NAWCO-OMS download | CNA test prep questions | CMCN exam tips | RNC-OB exam Questions | RNC-LRN exam cram | NNCC-CCHT-A pdf exam | NNAAP-ALNA mock exam | CCI-CSSM questions and answers | C-ELBW practical test | CNAMB Practice Test | ENP-BC pdf study guide | ANCB-CARN practice questions | AGN-BC practice exam | C-NNIC mock exam | GERO-BC free pdf download | CMSRN exam questions | CNOR test prep | AMCB-CNM test questions |
Best practice tests You Ever Experienced
NCSBN-MACE mock questions | ACCNS-N free online test | Salesforce-Certified-Community-Cloud-Consultant practical test | CIMAPRO19-E01-1-ENG test example | HPE3-U01 study guide | NS0-527 Real exam Questions | C1000-168 pass exam | C1000-169 questions and answers | ACE-CHC cram | MB-220 past exams | CEMAP-1 practice exam | 922-080 study guide | FNS model question | ITILFND-V4 exam questions | C-NNIC examcollection | NACE-CIP2-001 exam Questions | H13-612 study material | ANCB-CARN free pdf | S2000-022 test questions | C1000-170 exam prep |
References :
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
AGPCNP-BC Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date AGPCNP-BC Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug