Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über APMLE-Part-I?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der APMLE-Part-I: American Podiatric Medical Licensing Examination Part I Prüfung.

2025 Updated Actual APMLE-Part-I questions as experienced in Test Center

Aktuelle APMLE-Part-I Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

MCQs

APMLE APMLE-Part-I : American Podiatric Medical Licensing exam Part I exam Questions, MCQs and Practice Test

Practice Test Organized by Richard



Latest 2025 MCQs of APMLE American Podiatric Medical Licensing exam Part I
APMLE-Part-I exam Questions & Practice Test, MCQs in Premium PDF and Test Engine

MCQs practice exam and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate




APMLE-Part-I MCQs : Download 100% Free APMLE-Part-I exam Questions (PDF and VCE)

Exam Number : APMLE-Part-I
Exam Name : American Podiatric Medical Licensing exam Part I
Vendor Name : APMLE
Update : Click Here to Check Latest Update
Total MCQs : Check Questions

Pass APMLE-Part-I exam at first attempt with these exam MCQs and TestPrep
Genuine, valid, updated, and latest APMLE-Part-I MCQs resources are a significant challenge to find online, but they have successfully addressed this issue by compiling APMLE-Part-I PDF Questions and exam questions into a comprehensive database that their candidates can easily get and study. These APMLE-Part-I free pdf Braindumps are more than adequate to ensure you pass the exam on your first attempt.

To avoid squandering time and resources on outdated or invalid APMLE-Part-I exam MCQs Practice Tests, it is essential to identify a reliable, up-to-date provider. For a hassle-free solution, trust Killexams.com, where you can access 100% free APMLE-Part-I exam MCQs practice exam questions to evaluate and ensure satisfaction. By registering on their website, you gain a 3-month account to get the latest and valid APMLE-Part-I exam MCQs Practice Test, featuring real exam questions and answers. They also recommend downloading the APMLE-Part-I VCE exam simulator to enhance your preparation.

Access the APMLE-Part-I exam MCQs practice exam PDF on any device—iPad, iPhone, PC, smart TV, or Android—to study and memorize questions and answers. Dedicate ample time to reviewing and practicing with the VCE exam simulator to master the material and answer questions accurately during the actual APMLE-Part-I exam. Recognizing these questions in the real test is critical for achieving higher scores. Therefore, thorough practice before the APMLE-Part-I exam is strongly encouraged to maximize your chances of success.







APMLE-Part-I exam Format | APMLE-Part-I Course Contents | APMLE-Part-I Course Outline | APMLE-Part-I exam Syllabus | APMLE-Part-I exam Objectives


The Part I examination samples the candidates knowledge in the basic science areas of General Anatomy, including embryology, histology, genetics, and geriatrics; Lower Extremity Anatomy; Biochemistry; Physiology; Microbiology and Immunology; Pathology; and Pharmacology. A separate Candidate Information Bulletin for the Part I exam is available online at killexams.com



The Part II written examination samples the candidates knowledge in the clinical areas of Medicine; Radiology; Orthopedics, Biomechanics and Sports Medicine; Anesthesia and Surgery; and Community Health, Jurisprudence, and Research. A separate Candidate Information Bulletin for the Part II written exam is available online at killexams.com Performance on the Part II written examination does not impact eligibility for the Part II CSPE.



The Part II Clinical Skills Patient Encounter (Part II CSPE) assesses proficiency in podiatric clinical tasks needed to enter residency. Candidates will be expected to perform a focused physical examination including podiatric and general medicine physical exam maneuvers appropriate for each patient presentation. Podiatric and general medical knowledge, verbal and written communication, and interpersonal skills will be assessed in each exam form. Performance on the Part II CSPE does not impact eligibility for the Part II written examination.



The Part III examination is designed to determine whether a candidates knowledge and clinical skills are adequate for safe, unsupervised practice. The Part III examination samples the candidates clinical skills in evaluating, diagnosing, and treating patients. Examples of the application of knowledge may be measured through photographs, radiographs and case presentations. A separate Candidate Information Bulletin for the Part III exam is available online at killexams.com



Part I and II

Podiatric Medical College Faculty submit questions (with accompanying references) to Prometric.

The pool of questions (items) are reviewed by a panel of practicing podiatric physicians and two podiatric medical school faculty in each content area.

The primary responsibility of the faculty is clarity and a current reference check.

The primary responsibility of the DPM members is what is the relationship between the item and the tasks performed by a DPM in practice=>

priority with regard importance in practice.

estimated difficulty-Is it easy, medium or hard=>

For Part I, the questions (items) also are reviewed by a content specialist in one of the basic sciences for accuracy and currency. This individual is a medical school faculty member.

Prometric assembles the test from approved questions according to the content specification.

Part III

Items are written and reviewed by panels of DPM practitioners who have been trained how to prepare effective test items. A second panel of DPMs reviews each form of the test before it is published.



Post Test Administration

Double Scoring Ensures Accuracy

At the examinee level, each computer-based test undergoes two independent scorings. Each test is first scored at the testing site and subsequently rescored when the data arrive back at Prometric. If scores do not match exactly, the examinees record is held until the results can be reconciled. Irregularities that may have occurred at the testing site are also noted and any examinees who may have experienced irregular testing conditions at the test site (such as hardware or software failures or power interruptions) receive a thorough review of their responses. Scores for these examinees are not released until all irregular conditions are given consideration and resolution processing rules are applied fairly to ensure equity in the test administration process.



Item Analysis

Each item is statistically analyzed to determine how many candidates answered correctly and whether the item discriminated between the high and low scoring candidates (the high scoring candidates answered correctly and the low scoring candidates did not). If the item is “flagged”, content experts review each of the flagged items for accuracy.



Deans Report

At the conclusion of the above analyses and after the scores are mailed to the candidates, each dean receives a report, which compares the performance for first time candidates at that school with the national examination data.



Score Reliability

Reliability refers to the consistency of test scores, the consistency with which candidates are classified as either passing or failing, and the degree to which test scores are free from errors of measurement. Errors of measurement result from factors not related to the test, factors such as fatigue or heightened attention, personal interests and other characteristics not related to the test. A persons score will not be perfectly consistent from one occasion to the next as a result of measurement error.



Determination of Passing Scores

The National Board and its test consultant, Prometric, use a widely-accepted criterion-referenced approach to determine passing scores known as the Angoff Method. The important feature of criterion-referenced standard setting is that it is based on an expected level of competence regardless of how many candidates in a particular group pass or fail. This is distinguished from a norm-referenced approach in which a set proportion of test takers fall above or below the passing score.



Killexams Review | Reputation | Testimonials | Feedback


An APMLE-Part-I dumps questions that works!
I achieved a 90% score on my APMLE-Part-I exam, thanks to the outstanding resources from Killexams.com. killexams practice questions of exam questions were highly relevant, with accurate and up-to-date information that mirrored the actual exam. I am delighted with their services and strongly recommend them to anyone preparing for the APMLE-Part-I exam, as they were instrumental in my success.


I want to pass the APMLE-Part-I exam quickly. What should I do?
Preparing for the APMLE-Part-I exam was daunting, but killexams.com comprehensive exam questions ebook reduced the risk of failure. Scoring 42 out of 50, I found their software terrific for university admission preparation, ensuring a confident and successful exam experience.


I found an excellent source of updated APMLE-Part-I material.
Killexams.com has truly changed my certification journey. Their APMLE-Part-I materials were accurate, and the exam simulator was incredibly convenient. I tailored my study plan perfectly and passed with ease.


It is splendid to have APMLE-Part-I real exam questions.
While searching for reliable APMLE-Part-I practice tests, Killexams.com stood out as the most reputable option. Their Q&A material was informative and greatly enhanced my exam performance.


The right place to obtain the real APMLE-Part-I question paper.
Killexams.com is the ultimate resource for APMLE-Part-I exam preparation. Their Braindumps are dependable, covering everything needed to pass. Thanks to them, I aced the exam and now confidently recommend their materials to others.


APMLE American questions

APMLE-Part-I Exam

Question: Can I make Part-I questions book?
Answer: Yes, you can log in to your account and get the latest PDF of Part-I test prep. You can use any PDF reader like Adobe Acrobat Reader or other 3rd party applications to open the PDF file. You can print Part-I questions to make your book for offline reading. Although, the internet is not needed to open Part-I exam PDF files.
Question: Is my name and email address kept confidential?
Answer: Yes. Killexams privacy policy is very strict. Your name and email address are kept highly confidential. Killexams has no access to your data. Your email is used to communicate with you and your name is used to create a username and password. That's all.
Question: How many questions are asked in Part-I actual test?
Answer: Killexams.com provides complete information about Part-I exam outline, Part-I exam syllabus, and course contents. All the information about several questions in the actual Part-I exam is provided on the exam page at killexams website. You can also see Part-I syllabus information from the website. You can also see Part-I demo practice exam and go through the questions. You can also register to get the complete Part-I question bank.
Question: Does Killexams material realy Boost the knowledge?
Answer: Killexams.com exam files contain practice exam from the latest exams. These questions are collected from actual practice test. These are questions and answers. You will feel a great improvement in your knowledge when you go through these practice test. You will get an accurate answer to each question.
Question: What should I do if my killexams account expires?
Answer: You can contact live chat or sales via email address to get a special discount coupon to renew your account. You can still use PDF and VCE after your account expires. There is no expiry of Part-I PDF and VCE that you have already downloaded. Killexams exam PDF and exam simulator keep on working even after expiry but you can not get updated test files after your account expires. But the previous one keeps on working. And there is no limit on several times you practice the questions.
APMLE+American+questions
https://www.pass4surez.com/art/read.php?keyword=APMLE+American+questions&lang=us&links=remove

Selecting a reliable source for up-to-date and valid certification exam preparation can be challenging, as candidates often face risks from untrustworthy providers and outdated material. At Killexams, they prioritize delivering high-quality, up-to-date practice questions that uses actual questions to ensure their clients are well-prepared for their exams. Their commitment to excellence has earned us the trust of countless candidates who have successfully passed their certifications with ease and confidence. They take pride in maintaining their stellar reputation, never compromising on the quality of their resources or the trust their clients place in us. While some competitors may attempt to discredit us with false claims or misleading reports, they encourage you to focus on the experiences of their satisfied customers. Thousands have achieved their certification goals using Killexams’ comprehensive practice tests, PDF question banks, and advanced exam simulators. Visit their platform to explore their demo practice questions and experience their cutting-edge exam simulator firsthand. You’ll see why Killexams is recognized as a leading, legitimate provider of certification preparation resources, dedicated to helping you succeed.

Which is the best practice questions website?
Sure, Killexams is hundred percent legit and also fully trustworthy. There are several includes that makes killexams.com unique and legitimate. It provides informed and hundred percent valid exam questions made up of real exams questions and answers. Price is nominal as compared to many of the services online. The Braindumps are refreshed on ordinary basis using most accurate questions. Killexams account make and solution delivery is very fast. Report downloading is usually unlimited and extremely fast. Guidance is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a robust website that provide exam prep with real exams questions.



Is killexams.com test material dependable?
Many websites claim to provide actual exam Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real exam Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily exam updates.

If you want to pass your exam quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, exam Questions and practice exam from Killexams.com. Preparing with these resources ensures that you are ready for the actual exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can get the updated files as many times as needed without restrictions.

To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real exam Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the actual exam at the Test Center and achieve success.




LCAC Free PDF | DevOps-SRE online exam | ABWM-CWCA test practice | Service-Cloud-Consultant exam dump | DipRSVL618 cheat sheet | GAFM-CAHP practice exam | AMPP-Marine practice exam | ALNCCB-LNCC dump questions | PCCE free practice exam | PEGACPDS88V1 exam questions | GAFM-MMC practice questions | SOFQ study guide | Servicenow-CIS-ITSM practice questions | LCP-001 free dumps | DEPC exam braindumps | GAFM-CCPM dumps questions | CCPP-NBU-Appliances dumps questions | 1D0-541 model question | CertAML324 mock questions | CTAL-TTA-001 exam cram |


APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam Questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I boot camp
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam contents
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I book
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I Real exam Questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam syllabus
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I Premium PDF
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam success
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I practice tests
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I information source
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam Cram
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I guide
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I test
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I test
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I course outline
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I teaching
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I PDF questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam cram
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I study help
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I techniques
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam cram
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I information source
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam contents
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam cram
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I Study Guide
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam format
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam format
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam Questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam syllabus
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I Practice Test
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I PDF Download
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I certification
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam format
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I testprep
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I information hunger
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I testprep
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam contents
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam contents
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I exam Questions
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I practice tests
APMLE-Part-I - American Podiatric Medical Licensing Examination Part I test

Other APMLE MCQs and Practice Test


APMLE pdf questions | APMLE-Part-I free questions |


Best MCQs and practice exam You Ever Experienced


Okta-Certified-Administrator test engine | CPIM-V8 demo test questions | AMPP-O-CAT free pdf | Praxis-Core questions and answers | ABA-PA test example | ACE001 free pdf | RNCB-CRN exam training | GAFM-TMBP cheat sheet | H12-261 Braindumps | SC-400 real exam dumps | HPE0-S59 mock exam | FCBA real questions | CBM Latest Questions | MB-335 cheatsheet | ABV free questions | CTP prep questions | 1Y0-241 Free exam PDF | DU0-001 free online test | GAFM-MCM exam dump | GMAT-Quntitative Study Guide |





References :





Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

APMLE-Part-I Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

APMLE-Part-I Reviews

100% Valid and Up to Date APMLE-Part-I Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug