Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über ASM?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ASM: EXIN Agile Scrum Master Prüfung.
2025 Updated Actual ASM questions as experienced in Test Center
Aktuelle ASM Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Exin ASM : EXIN Agile Scrum Master exam Questions, MCQs and Practice TestPractice Test Organized by Martha nods |
Latest 2025 MCQs of Exin EXIN Agile Scrum Master
ASM exam Questions & Practice Test, MCQs in Premium PDF and Test Engine
MCQs practice test and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate
ASM MCQs : Download 100% Free ASM exam Questions (PDF and VCE)
Exam Number : ASM
Exam Name : EXIN Agile Scrum Master
Vendor Name : Exin
Update : Click Here to Check Latest Update
Total MCQs : Check Questions
Get 100% marks with ASM Latest Topics and practice questions
Prior to taking the genuine test, ensure you have a Exin ASM exam questions practice test with authentic questions tailored for the EXIN Agile Scrum Master Exam Cram. At killexams.com, they offer the latest and valid ASM exam questions Practice Tests, featuring real exam questions. Their expertly curated database of ASM MCQs is drawn from genuine exams, empowering you to prepare thoroughly and pass the ASM exam on your first attempt. Simply master their ASM questions to achieve certification success with confidence.
Excel in Your ASM exam with Killexams Premium MCQs - Trusted by Professionals Worldwide!
While numerous providers offer MCQs online, most distribute outdated practice tests and unreliable content. When searching for a dependable and reputable ASM exam questions provider, you have two choices: spend hours conducting research or save valuable time by choosing the proven solution at killexams.com.
Your Smart Path to Certification Success:
- Experience Quality First - get 100% free ASM online exam practice trial questions to evaluate their premium TestPrep materials
- Upgrade with Confidence - Register for a 3-month account to access the most current and valid ASM Study Guide, featuring genuine exam questions and Checked answers
- Maximize Your Savings - Take advantage of exclusive discount coupons and special promotions
- Practice Like a Pro - Enhance your preparation with the advanced ASM VCE exam simulator
Study Anytime, Anywhere
Transfer the ASM Latest Questions PDF to any smartphone or computer, enabling you to:
• Master real ASM questions during travel or downtime
• Optimize your study time for maximum efficiency
• Prepare thoroughly regardless of location
Achieve Perfect Readiness
Utilize the VCE exam simulator to:
• Practice ASM Latest Questions repeatedly until achieving perfect scores
• Build unshakable confidence before your exam day
• Walk into the Exam Center fully prepared for success
Secure Your 2025 Success Today
For candidates seeking the most current TestPrep materials to pass the Exin ASM exam and advance their careers:
• get the newest genuine ASM questions for 2025
• Benefit from their team of experts who continuously gather real exam content
• Receive guaranteed EXIN Agile Scrum Master exam questions that ensure your success
• Enjoy free updates with their 100% satisfaction guarantee
Why Risk Your Future with Questionable Materials?
While some companies offer ASM exam questions, critical concerns remain about:
• The legitimacy of their content
• Whether they provide 2025-updated ASM Study Guide
• The reliability of free practice tests found online
Choose Killexams for Guaranteed Results
✔ Professionally Checked exam content
✔ Regularly updated TestPrep materials
✔ 100% refund guarantee
✔ Industry-leading success rates
Visit killexams.com today and take the first step toward your ASM certification with confidence!

ASM exam Format | ASM Course Contents | ASM Course Outline | ASM exam Syllabus | ASM exam Objectives
Test Detail:
The EXIN Agile Scrum Master (ASM) certification exam is designed to assess an individual's knowledge and understanding of Agile principles and Scrum framework. The exam evaluates the candidate's ability to apply Agile and Scrum practices in real-world scenarios and projects. It tests their proficiency in facilitating Agile teams, managing Agile projects, and ensuring successful Agile implementation. This certification is ideal for professionals who want to enhance their Agile project management skills and contribute to the success of Agile initiatives.
Course Outline:
The EXIN Agile Scrum Master course provides participants with comprehensive knowledge and practical skills in Agile and Scrum practices. The following is a general outline of the key areas covered in the certification program:
1. Introduction to Agile and Scrum:
- Understanding the Agile principles and values.
- Exploring the Scrum framework and its roles, events, and artifacts.
- Comparing Agile and traditional project management approaches.
- Recognizing the benefits and challenges of Agile adoption.
2. Scrum Roles and Responsibilities:
- Understanding the roles and responsibilities of the Scrum Master, Product Owner, and Development Team.
- Facilitating effective collaboration and communication within the Scrum team.
- Coaching and supporting team members in adopting Agile practices.
- Managing stakeholders and their expectations.
3. Scrum Events and Artifacts:
- Understanding the purpose and structure of Scrum events (Sprint Planning, Daily Scrum, Sprint Review, and Sprint Retrospective).
- Applying Agile estimation and planning techniques.
- Creating and managing the product backlog.
- Monitoring and visualizing progress using Agile metrics and artifacts.
4. Agile Planning and Monitoring:
- Defining the product vision and creating a product roadmap.
- Prioritizing and managing the product backlog.
- Planning and executing Agile releases and iterations.
- Monitoring and adapting Agile projects using feedback and metrics.
5. Agile Facilitation and Collaboration:
- Facilitating effective Agile meetings and workshops.
- Promoting self-organization and empowerment within Agile teams.
- Resolving conflicts and fostering collaboration.
- Applying Agile leadership and servant leadership principles.
6. Agile Scaling and Adoption:
- Scaling Agile practices for larger projects and organizations.
- Understanding Agile frameworks beyond Scrum (e.g., Kanban, Lean, XP).
- Overcoming challenges in Agile adoption.
- Continuous improvement and Agile maturity.
Exam Objectives:
The EXIN Agile Scrum Master exam assesses candidates' knowledge and practical skills in Agile and Scrum practices. The exam objectives include, but are not limited to:
1. Understanding Agile principles, values, and mindset.
2. Demonstrating knowledge of the Scrum framework and its roles, events, and artifacts.
3. Applying Agile planning and estimation techniques.
4. Facilitating effective Agile meetings and collaboration.
5. Managing Agile projects, including monitoring, adaptation, and risk management.
6. Understanding Agile scaling approaches and adoption strategies.
Syllabus:
The EXIN Agile Scrum Master certification program typically includes comprehensive training provided by authorized EXIN training partners. The syllabus provides a breakdown of the Topics covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:
- Introduction to Agile and Scrum.
- Scrum roles, events, and artifacts.
- Agile planning and estimation techniques.
- Agile facilitation and collaboration.
- Agile project monitoring and adaptation.
- Agile scaling and adoption.
- exam preparation and practice tests.
- Final EXIN Agile Scrum Master Certification Exam.
Killexams Review | Reputation | Testimonials | Feedback
I observed all ASM questions in the latest practice tests that I read.
Failing the ASM exam last year due to overwhelming topics, I found killexams.com exam questions study guide to be a perfect solution. Their superb explanations led to an 89% score, and I am thrilled with their exceptional resources.
It's right to read books for the ASM exam, but ensure your success with these Questions and Answers.
I want to express my sincere gratitude to killexams.com for their mock exams, which played a crucial role in helping me pass the ASM exam. It was incredibly beneficial, and I wholeheartedly recommend it to anyone who is going to take the test.
I want the latest practice tests for the ASM exam.
With the help of Killexams.com, I passed the ASM exam with excellent marks. Every time I have used Killexams.com, I have achieved greater scores. Having the support of the Killexams.com dumps questions for such tests is fantastic. Thank you to everyone at Killexams.com for your help.
Where can I find ASM exam study help?
Exceptional exam questions guide taught me ASM concepts thoroughly, enabling me to answer 95% of questions correctly. Their outstanding Questions and Answers were pivotal to my incredible score, and I am grateful for their support.
An updated and genuine dumps questions for the ASM test.
The practice questions were splendid and accurately reflected what was presented at the Exam Center during the genuine exam. The training material was incredibly helpful, and I passed with over 80% marks.
Exin Scrum teaching
ASM Exam
Question: Will I be able to get all Questions & Answers of ASM exam? Answer: Yes. You will be able to get all Questions and Answers to the ASM exam. You can memorize and practice these Questions and Answers with the VCE exam simulator. It will train you enough to get good marks in the exam. |
Question: Where will I find exact Questions and Answers of ASM exam? Answer: Killexams online account is the best place where you can get up-to-date and latest ASM test prep questions. Killexams recommend these ASM questions to memorize before you go for the genuine exam because this ASM dumps questions contains to date and 100% valid ASM dumps questions with the new syllabus. Killexams has provided the shortest ASM questions for busy people to pass ASM exam without practicing massive course books. If you go through these ASM questions, you are more than ready to take the test. They recommend taking your time to study and practice ASM practice test until you are sure that you can answer all the questions that will be asked in the genuine ASM exam. For a full version of ASM test prep, visit killexams.com and register to get the complete dumps questions of ASM exam test prep. These ASM exam questions are taken from genuine exam sources, that's why these ASM exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these ASM questions are sufficient to pass the exam. |
Question: Is there a way to pass ASM exam without practicing massive books? Answer: Killexams has provided the shortest ASM questions for busy people to pass ASM exam without practicing massive course books. If you go through these ASM questions, you are more than ready to take the test. They recommend taking your time to study and practice ASM practice test until you are sure that you can answer all the questions that will be asked in the genuine ASM exam. For a full version of ASM test prep, visit killexams.com and register to get the complete dumps questions of ASM exam test prep. These ASM exam questions are taken from genuine exam sources, that's why these ASM exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these ASM questions are sufficient to pass the exam. |
Question: Which is best certification exam website? Answer: No doubt, the best certification exams website is killexams.com. It offers the latest and up-to-date exam Questions and Answers to memorize and pass the exam on the first attempt. |
Question: Do I need to read and practice all the questions you provide? Answer: Yes, you should read and practice all the questions provided by killexams. The benefit to read and practice all ASM test prep is to get to the point knowledge of exam questions rather than going through huge ASM course books and contents. These questions contain genuine ASM questions and answers. By practicing and understanding, complete dumps questions greatly improves your knowledge about the core Topics of ASM exam. It also covers the latest syllabus. These exam questions are taken from ASM genuine exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
https://www.pass4surez.com/art/read.php?keyword=Exin+Scrum+teaching&lang=us&links=remove
Choosing the right certification practice test and exam questions provider can be challenging due to validity and timely update, as candidates often encounter unreliable and outdated services that compromise their preparation. At Killexams.com, they are committed to delivering top-quality practice tests with genuine questions, ensuring their materials are regularly updated and rigorously validated for accuracy. Their customers’ success is a testament to their dedication, with countless candidates passing their certification exams confidently and efficiently thanks to their resources. They take pride in maintaining an impeccable reputation, built on trust, quality, and customer satisfaction. Unlike some providers, they never compromise on the integrity of their review process or the reliability of their practice tests. Be cautious of misleading reports or scam allegations from competitors, which are often designed to undermine trusted services like ours. At Killexams.com, they back their offerings with authentic customer reviews and proven results. Explore their trial practice questions, PDF resources, and advanced VCE exam simulator to experience why Killexams.com is the preferred choice for certification preparation. Your success is their priority, and we’re here to help you achieve it with confidence.
Which is the best practice tests website?
Indeed, Killexams is 100% legit and also fully efficient. There are several features that makes killexams.com legitimate and legitimized. It provides up to date and 100% valid exam questions filled with real exams questions and answers. Price is surprisingly low as compared to most of the services on internet. The Questions and Answers are modified on frequent basis along with most exact questions. Killexams account arrangement and item delivery is incredibly fast. Submit downloading can be unlimited and fast. Help is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website that provide exam prep with real exams questions.
Is killexams.com test material dependable?
Many websites claim to provide genuine exam Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real exam Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily exam updates.
If you want to pass your exam quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, exam Questions and practice test from Killexams.com. Preparing with these resources ensures that you are ready for the genuine exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can get the updated files as many times as needed without restrictions.
To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real exam Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the genuine exam at the Exam Center and achieve success.
CLM online exam | ASPEX-PM prep questions | API-936 free dumps | CyberArk-EPM free questions | CFTe-I test engine | GAFM-CCEP mock exam | APHN-BC practice questions | GAFM-CCMFMA pass marks | CTFA pass certain | NE-BC mock test | CDCA-ADEX free pdf dumps | GAFM-MA exam cram | AP0-001 Free PDF | CBDCE-CDCES free pdf | GAFM-ChFRM past exams | GAFM-CBPM braindumps | CPA-REG practice test | VACC free practice test | GAFM-CIRP study guide | OAT assessment test |
ASM - EXIN Agile Scrum Master course outline
ASM - EXIN Agile Scrum Master genuine Questions
ASM - EXIN Agile Scrum Master learn
ASM - EXIN Agile Scrum Master education
ASM - EXIN Agile Scrum Master genuine Questions
ASM - EXIN Agile Scrum Master cheat sheet
ASM - EXIN Agile Scrum Master boot camp
ASM - EXIN Agile Scrum Master exam contents
ASM - EXIN Agile Scrum Master certification
ASM - EXIN Agile Scrum Master information search
ASM - EXIN Agile Scrum Master exam Questions
ASM - EXIN Agile Scrum Master tricks
ASM - EXIN Agile Scrum Master exam contents
ASM - EXIN Agile Scrum Master Premium PDF
ASM - EXIN Agile Scrum Master techniques
ASM - EXIN Agile Scrum Master Free PDF
ASM - EXIN Agile Scrum Master study help
ASM - EXIN Agile Scrum Master study tips
ASM - EXIN Agile Scrum Master learn
ASM - EXIN Agile Scrum Master test
ASM - EXIN Agile Scrum Master techniques
ASM - EXIN Agile Scrum Master Latest Questions
ASM - EXIN Agile Scrum Master information source
ASM - EXIN Agile Scrum Master exam format
ASM - EXIN Agile Scrum Master testprep
ASM - EXIN Agile Scrum Master Free exam PDF
ASM - EXIN Agile Scrum Master Free PDF
ASM - EXIN Agile Scrum Master book
ASM - EXIN Agile Scrum Master Latest Topics
ASM - EXIN Agile Scrum Master exam
ASM - EXIN Agile Scrum Master techniques
ASM - EXIN Agile Scrum Master exam syllabus
ASM - EXIN Agile Scrum Master certification
ASM - EXIN Agile Scrum Master Premium PDF
ASM - EXIN Agile Scrum Master exam help
ASM - EXIN Agile Scrum Master syllabus
ASM - EXIN Agile Scrum Master exam cram
ASM - EXIN Agile Scrum Master outline
ASM - EXIN Agile Scrum Master education
ASM - EXIN Agile Scrum Master study help
ASM - EXIN Agile Scrum Master testing
ASM - EXIN Agile Scrum Master exam help
ASM - EXIN Agile Scrum Master information hunger
ASM - EXIN Agile Scrum Master answers
Other Exin MCQs and Practice Test
ISO20KF study material | BLOCKCHAINF model question | Agile-Scrum-Foundation exam dumps | ASM mock test | SIAM mock questions | PDPF test practice | CLOUDF exam training | ISFS pdf exam |
Best MCQs and practice test You Ever Experienced
CSQE Study Guide | Servicenow-CIS-HR training material | JN0-636 practice questions | GAFM-CEDP practice test | Salesforce-Financial-Services-Cloud Latest Topics | 2V0-21.23 test practice | MB-910 exam cram | ACP-620 braindumps | RHIA online exam | GAFM-ChDE mock exam | GAFM-CRMA testprep | ABVM real exam dumps | CCIP-SmartFiles exam questions | CPD-001 study guide | PSSC cheatsheet | CHFP exam Questions | GAFM-CCE exam questions | ABCN001 free questions | Firefighter cheat sheet | AMPP-CCA mock questions |
References :
https://www.instapaper.com/read/1413192957
https://drp.mk/i/FGN3np4tZB
https://arfansaleemfan.blogspot.com/2021/05/asm-exin-agile-scrum-master-2021-update.html
https://sites.google.com/view/ killexams-asm-exam-dumps
https://files.fm/f/bk36sm3er
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
ASM Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date ASM Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug