Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über ASTQB-CMT?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ASTQB-CMT: ASTQB Certified Mobile Tester Prüfung.

2024 Updated Actual ASTQB-CMT questions as experienced in Test Center

Aktuelle ASTQB-CMT Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

E html>

ASTQB ASTQB-CMT : ASTQB Certified Mobile Tester ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Richard



Latest 2024 Updated ASTQB ASTQB Certified Mobile Tester Syllabus
ASTQB-CMT ACTUAL EXAM QUESTIONS / Braindumps contains genuine test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




ASTQB-CMT Exam Center Questions : Download 100% Free ASTQB-CMT ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : ASTQB-CMT
Exam Name : ASTQB Certified Mobile Tester
Vendor Name : ASTQB
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Once you memorize these ASTQB-CMT Exam dumps, you will get 100% marks.
At killexams.com, they deliver thoroughly valid ASTQB ASTQB-CMT Practice Questions that are exactly the same as the real test mock test required for passing the ASTQB-CMT exam. They enable individuals to get ready to prepare their ASTQB-CMT PDF Download questions and certify, which is an excellent choice to speed up your position as an expert in an organization.

When it comes to finding ASTQB-CMT ACTUAL EXAM QUESTIONS online, there are countless suppliers to choose from, but unfortunately most of them are selling outdated material. To ensure you are getting the most reliable and trustworthy ASTQB-CMT ACTUAL EXAM QUESTIONS provider on the web, they recommend turning to killexams.com. However, it's important to keep in mind that your research should not end up being a waste of time and money. To get started, visit killexams.com and get 100% free ASTQB-CMT demo questions to assess the quality of their material. If you are satisfied, sign up for a three-month account to get the latest and most valid ASTQB-CMT ACTUAL EXAM QUESTIONS that include real test questions and answers. Plus, take advantage of their great discount coupons and don't forget to get ASTQB-CMT VCE test simulator for practice.

By copying ASTQB-CMT ACTUAL EXAM QUESTIONS PDF onto any device, you can study and memorize the real ASTQB-CMT questions while on vacation or traveling. This will save you a lot of time and give you more opportunity to study ASTQB-CMT questions. Practice ASTQB-CMT ACTUAL EXAM QUESTIONS with VCE test simulator over and over again until you score 100%. Once you feel confident, head straight to the Exam Center for the real ASTQB-CMT exam.

In 2024, there were many changes and improvements made to ASTQB-CMT and they have incorporated all the updates in their PDF Download. Their 2024 updated ASTQB-CMT braindumps ensure your success in the genuine exam. They recommend going through the full question bank at least once before taking the real test. This is not only because people who use their ASTQB-CMT ACTUAL EXAM QUESTIONS feel an improvement in their knowledge, but also because they can work in a real environment within the organization as experts. They don't just focus on passing ASTQB-CMT test with braindumps, but truly aim to Boost understanding of ASTQB-CMT subjects and objectives. This is how individuals become successful.







ASTQB-CMT test Format | ASTQB-CMT Course Contents | ASTQB-CMT Course Outline | ASTQB-CMT test Syllabus | ASTQB-CMT test Objectives


Exam Code : ASTQB-MT

Exam Name : ASTQB Certified Mobile Tester

Exam Duration : 60 Minutes

Number of Questions : 40

Passing Score : 65%

Format : Multiple Choice Questions



Learning Objectives for Introduction to Mobile Testing

1.2 Expectations from Mobile Users

MOB-1.2.1 (K2) Explain the expectations for a mobile application user and how this affects test prioritization

1.3 Challenges for Testers

MOB-1.3.1 (K2) Explain the challenges testers encounter in mobile application testing and how the environments and skills must change to address those challenges

MOB-1.3.2 (K2) Summarize the different types of mobile applications

1.5 Equipment Requirements

MOB-1.5.1 (K2) Explain how equivalence partitioning can be used to select devices for testing

1.6 Lifecycle Models

MOB-1.6.1 (K2) Describe how some software development lifecycle models are more appropriate for mobile applications



Mobile applications generally fall into two categories, those developed specifically to be native mobile
applications and those that were designed to be viewed through a web browser on a mobile device.
From the users viewpoint, there is no difference, although some browser-based applications may be
optimized for the mobile device providing a richer (or at least more readable) user experience. From
the developers and testers viewpoint, there are different challenges, goals and success criteria. This
syllabus is focused on the applications specifically developed for use by a mobile device although
there will be some discussion about applications that have become mobile despite the original
intentions.

Mobile devices include any of the so-called hand-held devices including (dumb) mobile phones, smart
phones and tablets/netbooks as well as devices that have been created for a specific use such as ereaders or a device used by a parcel delivery service that allows the driver to record delivery, the customer to sign and an image to be taken documenting the delivery. Mobile devices also extend to
wearable items such as smart watches and glasses that allow access to specific applications and may
include additional native functionality, such as telling time or improving vision. While some of the
mobile application testing concepts discussed in this syllabus are applicable to wearable devices,
wearable devices are not the focus of this syllabus.
The field of mobile devices is continually expanding as new uses are devised and devices are created
to support those uses



COURSE OUTLINE, COURSE CONTENTS, SYLLABUS



Introduction to Mobile Testing

Expectations from Mobile Users
- Explain the expectations for a mobile application user and how this affects test prioritization Challenges for Testers

- Explain the challenges testers encounter in mobile application testing and how the environments and skills must change to address those challenges

- Summarize the different types of mobile applications

Equipment Requirements - Explain how equivalence partitioning can be used to select devices for testing

Lifecycle Models - Describe how some software development lifecycle models are more appropriate for mobile applications

Test Planning and Design

Identify Functions and Attributes

- Explain why use cases are a good source of testing requirements for mobile applications

Identify and Assess Risks

- Describe different approaches to risk analysis

Determine Coverage Goals

- Explain how coverage goals will influence the level and type of testing to be conducted

Identify Test Conditions and Set Scope

- Describe how test analysts should take the device and application into consideration when creating test conditions

Quality Characteristics for Mobile Testing

Functional Testing - For a given mobile testing project apply the appropriate test design techniques

- Recall the purpose of testing for the correctness of an application

- Explain the important considerations for planning security testing for a mobile application

- Summarize the concepts of perspectives and personas for use in mobile application testing

- Summarize how device differences may affect testing

- Explain the use of Teststorming for deriving test conditions

Non-Functional Testing - Create a test approach that would achieve stated performance testing goals

- Recall aspects of the application that should be tested during performance testing

- Explain why real devices are needed when simulators are used for testing

- For a given mobile testing project, select the appropriate criteria to be Tested with usability testing

- Explain the challenges for portability and reliability testing mobile applications

Environments and Tools

Tools - Recall the expected capabilities for mobile application testing tools

- Explain the use of generic tools in testing mobile applications

Environments and Protocols - Recall the sources of data for a mobile application

Specific Application-Based Environment Considerations

- Explain the differences between browser-based and native device applications

Real Devices, Simulators, Emulators and the Cloud

- Explain why testing is not conducted entirely on real devices

- For a given mobile testing project, determine how and when to use simulators/emulators during testing

- Recall how to verify the reliability of a simulator/emulator

- For a given mobile testing project, determine how and when to use cloud-based testing

Performance Test Tools and Support - Explain how the cloud can be used to support performance testing

- Explain the types of data a performance tool needs to be able to create and track

Future-Proofing

Expect Rapid Growth - Recall ways in which the mobile application and device market will expand

- Recall areas in which user expectations will increase

Build for Change - Summarize the considerations for building a flexible testing framework

- Analyze a given mobile testing project and determine the appropriate activities to reduce maintenance costs while enabling wide product adoption

Plan for the Future - Explain how lifecycle models are likely to change and how this will affect testing

Anticipating the Future - Recall the ways in which testers will need to adapt



Killexams Review | Reputation | Testimonials | Feedback


Where will I obtain mock test to study ASTQB-CMT exam?
Thanks to killexams.com, the ASTQB-CMT test was smooth sailing for me. I passed with ease using their materials and highly recommend them to anyone looking to take this exam.


Do you need genuine test questions of ASTQB-CMT test to read?
I had trouble finding material online that perfectly explained only the essential things I needed for this specific topic. But when I found killexams.com brain dump material, I was surprised at how well it covered only the essential things without overwhelming me with too much information. I am thrilled to have found and used it for my preparation.


Very easy way to pass ASTQB-CMT test with questions and test Simulator.
Killexams.com's studying software helped me rank high among my classmates. The precise and useful information provided in the ASTQB-CMT pdf, ASTQB-CMT dumps, and ASTQB-CMT books helped me turn into an exceptional student. I am grateful to killexams.com for providing such helpful resources.


Can you agree with that every one ASTQB-CMT questions I had have been requested in real exam.
The material provided was typically prepared and new. With a 2-week preparation, I was able to score 97% marks, thanks to the great association materials and assistance from my parents. As a busy mother, I had limited time to prepare for the ASTQB-CMT test and was looking for specific materials. The killexams.com dumps aide turned out to be the right decision. I now recommend the website to others for further advanced preparation.


I'm very glad with ASTQB-CMT study guide.
I was able to answer all questions in the ASTQB-CMT exam, thanks to killexams.com. It is a magnificent asset for passing exams, and I suggest everybody use it. I found the straightforwardness in planning mock test for the test using killexams.com questions and answers. I understood all the themes well.


ASTQB Tester guide

http://www.pass4surez.com/art/read.php?keyword=ASTQB+Tester+guide
https://www.pass4surez.com/art/read.php?keyword=ASTQB+Tester+guide&lang=us&links=remove

Whilst it is very hard task to choose reliable test mock test resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit their test questions and demo brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is practically legit in addition to fully reliable. There are several features that makes killexams.com authentic and reliable. It provides current and practically valid ACTUAL EXAM QUESTIONS formulated with real exams questions and answers. Price is surprisingly low as compared to almost all the services on internet. The mock test are kept up to date on normal basis by using most exact brain dumps. Killexams account method and merchandise delivery is amazingly fast. File downloading is unlimited and really fast. Assist is avaiable via Livechat and Email address. These are the characteristics that makes killexams.com a robust website offering ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide genuine test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF test Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




SCP-500 cheat sheet pdf | 2V0-01-19 Practice Questions | 303-200 free pdf | NAB-NHA VCE | ABOHN-COHN-S Free PDF | ECBA test practice | TA-002-P assessment test demo | CBUNA-CUNP test answers | DES-1121 test questions | DES-4122 practice test | PSK-I test Questions | 304-200 Test Prep | BAGUILD-CBA-LVL1-100 test questions | MD0-235 practice questions | 4A0-116 mock test | CFPN mock test | PRA-CPRP mock questions | 4A0-C04 pass marks | C1000-089 test questions | DMF-1220 Study Guide |


ASTQB-CMT - ASTQB Certified Mobile Tester PDF Questions
ASTQB-CMT - ASTQB Certified Mobile Tester study tips
ASTQB-CMT - ASTQB Certified Mobile Tester certification
ASTQB-CMT - ASTQB Certified Mobile Tester Latest Questions
ASTQB-CMT - ASTQB Certified Mobile Tester course outline
ASTQB-CMT - ASTQB Certified Mobile Tester Practice Test
ASTQB-CMT - ASTQB Certified Mobile Tester test format
ASTQB-CMT - ASTQB Certified Mobile Tester information source
ASTQB-CMT - ASTQB Certified Mobile Tester dumps
ASTQB-CMT - ASTQB Certified Mobile Tester test Questions
ASTQB-CMT - ASTQB Certified Mobile Tester Test Prep
ASTQB-CMT - ASTQB Certified Mobile Tester study help
ASTQB-CMT - ASTQB Certified Mobile Tester information hunger
ASTQB-CMT - ASTQB Certified Mobile Tester test prep
ASTQB-CMT - ASTQB Certified Mobile Tester test prep
ASTQB-CMT - ASTQB Certified Mobile Tester guide
ASTQB-CMT - ASTQB Certified Mobile Tester braindumps
ASTQB-CMT - ASTQB Certified Mobile Tester outline
ASTQB-CMT - ASTQB Certified Mobile Tester information source
ASTQB-CMT - ASTQB Certified Mobile Tester Latest Questions
ASTQB-CMT - ASTQB Certified Mobile Tester test
ASTQB-CMT - ASTQB Certified Mobile Tester PDF Dumps
ASTQB-CMT - ASTQB Certified Mobile Tester information search
ASTQB-CMT - ASTQB Certified Mobile Tester test
ASTQB-CMT - ASTQB Certified Mobile Tester braindumps
ASTQB-CMT - ASTQB Certified Mobile Tester test Questions
ASTQB-CMT - ASTQB Certified Mobile Tester education
ASTQB-CMT - ASTQB Certified Mobile Tester information hunger
ASTQB-CMT - ASTQB Certified Mobile Tester Latest Questions
ASTQB-CMT - ASTQB Certified Mobile Tester test success
ASTQB-CMT - ASTQB Certified Mobile Tester test prep
ASTQB-CMT - ASTQB Certified Mobile Tester test Questions
ASTQB-CMT - ASTQB Certified Mobile Tester Test Prep
ASTQB-CMT - ASTQB Certified Mobile Tester Test Prep
ASTQB-CMT - ASTQB Certified Mobile Tester Latest Topics
ASTQB-CMT - ASTQB Certified Mobile Tester book
ASTQB-CMT - ASTQB Certified Mobile Tester Latest Questions
ASTQB-CMT - ASTQB Certified Mobile Tester test syllabus
ASTQB-CMT - ASTQB Certified Mobile Tester test
ASTQB-CMT - ASTQB Certified Mobile Tester ACTUAL EXAM QUESTIONS
ASTQB-CMT - ASTQB Certified Mobile Tester certification
ASTQB-CMT - ASTQB Certified Mobile Tester real questions
ASTQB-CMT - ASTQB Certified Mobile Tester education
ASTQB-CMT - ASTQB Certified Mobile Tester test contents

Other ASTQB ACTUAL EXAM QUESTIONS


ISTQB-Advanced-Level-1 practice questions | ISTQB-Advanced-Level-2 questions answers | ATTA practical test | TTA1 cheat sheet pdf | ASTQB-CMT free practice tests | ATM test questions | TA12 cram | ISTQB-Advanced-Level-3 demo questions | ISTQB-Level-1 prep questions | TM12 test prep |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


CAU305 test Questions | C8 study guide | CS0-003 training material | SCNP-EN PDF Questions | Salesforce-Certified-B2C-Commerce-Developer cbt | PMI-200 test preparation | TA-002-P PDF Braindumps | FBAP_002 past exams | 101-500 Real test Questions | HPE6-A80 test example | DEA-3TT2 practice questions | Property-and-Casualty PDF Download | NCSE-Core test Questions | EUCOC free pdf | SAP-C02 practice questions | IQ0-100 test papers | Servicenow-CAD pass marks | BONENT-CHT test test | JN0-422 braindumps | IT0-035 writing test questions |





References :


https://drp.mk/i/QvpJjXmkvc
https://www.instapaper.com/read/1400484737
http://feeds.feedburner.com/NeverMissTheseHp0-335QuestionsBeforeYouGoForTest
https://arfansaleemfan.blogspot.com/2021/05/astqb-cmt-astqb-certified-mobile-tester.html
https://sites.google.com/view/killexams-astqb-cmt-boot-camp



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

ASTQB-CMT Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

ASTQB-CMT Reviews

100% Valid and Up to Date ASTQB-CMT Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug