Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über ASWB?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der ASWB: Association of Social Work Boards Prüfung.

2024 Updated Actual ASWB questions as experienced in Test Center

Aktuelle ASWB Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Social-Work-Board ASWB : Association of Social Work Boards Practice Tests

Practice Tests Organized by Richard



Latest 2024 Updated Social-Work-Board Association of Social Work Boards Syllabus
ASWB dumps collection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




ASWB dumps collection : Download 100% Free ASWB practice tests (PDF and VCE)

Exam Number : ASWB
Exam Name : Association of Social Work Boards
Vendor Name : Social-Work-Board
Update : Click Here to Check Latest Update
Question Bank : Check Questions

You will surely pass ASWB exam with these Premium Questions and Ans
One of the major issues in the IT industry is the lack of real and up-to-date exam content for professionals to prepare for their certifications. At killexams.com, they offer a comprehensive exam preparation program for the ASWB certification exam. Their Social-Work-Board ASWB exam provides exam questions with correct answers that are identical to the real Association of Social Work Boards exam. They offer regularly updated ASWB Actual Questions that can be downloaded easily. Their program ensures high scores on the ASWB exam.

Passing the genuine Social-Work-Board ASWB exam is not an easy task that can be accomplished by simply relying on ASWB textbooks or free online real questions. The exam contains a number of complex scenarios and tricky questions that can confuse even the most seasoned candidates. However, killexams.com comes to the rescue by providing real ASWB questions in the form of Actual Questions and VCE test simulator. To get started, you can obtain the free ASWB real questions before registering for the full version of ASWB Actual Questions. They ensure that you will be satisfied with the quality of Cram Guide.

At killexams.com, they understand the importance of practicing with real exam questions before taking the Social-Work-Board ASWB exam. That's why they offer a comprehensive ASWB questions bank that includes actual questions asked in previous exams. By practicing with their Actual Questions and VCE test simulator, you will be able to familiarize yourself with the exam format and gain confidence in your ability to answer tricky questions. Their aim is to help you pass the Social-Work-Board ASWB exam on your first attempt with a high score, and they are confident that their resources can help you achieve this goal.







ASWB exam Format | ASWB Course Contents | ASWB Course Outline | ASWB exam Syllabus | ASWB exam Objectives


There are 170 questions on the ASWB examination, but only 150 count toward your score.
The content outline for each ASWB examination defines the content that will be measured on the exam. The content outlines were developed through the practice analyses conducted with licensed social workers in a variety of practice settings across the United States and Canada.

Content areas are the broad areas of content knowledge that are measured by each exam. The content areas structure the content for exam construction and score reporting purposes. When receiving exam scores, failing candidates are given feedback on their performance on each content area of the exam.
Competencies describe meaningful sets of knowledge, skills, and abilities that are important to the job of a social worker within each content area.
Knowledge, skills, and abilities statements (KSAs) structure the content of the exam for item development purposes. The KSAs provide further details about the nature and range of exam content that is included in the competencies. Each KSA describes a discrete knowledge component that is the basis for individual exam questions that may be used to measure the competency.

Reduce exam anxiety by helping you understand exam construction as well as exam content areas and the structure of questions
Demystify this high-stakes exam with a reassuring inside look at how the exams are created—complete with an in-depth look at example questions, how they work, and how you can apply your knowledge to the exam
Assist you with your exam preparation by guiding you through the process of creating your own customized study plan

Licensing exams are a crucial component in nearly every licensed profession, and social work is no exception.
The exams provided by the Association of Social Work Boards are used in every U.S. state, as well as the District of Columbia, the U.S. Virgin Islands, and the Canadian provinces of Alberta, British Columbia, and Manitoba.

ASWB administers five categories of social work licensure examinations:

Associate
Bachelors
Masters
Advanced Generalist
Clinical
Not every jurisdiction uses all five categories, so candidates must be sure to check with their individual boards to find out which examinations are appropriate for the jurisdiction in which they are seeking licensure.

Each examination contains 170 four-option, multiple-choice questions designed to measure minimum competencies at four categories of practice. Only 150 of the 170 items are scored; the remaining 20 questions are pretest items included to measure their effectiveness as items on future examinations. These pretest items are scattered randomly throughout the examination. Candidates have four hours to complete the test, which is administered electronically.

Exams are administered by appointment at Pearson Professional Centers worldwide. There are no fixed administration dates. Instead, registered candidates can go to Pearson VUEs website to schedule a time to take the test.



Killexams Review | Reputation | Testimonials | Feedback


I want the latest and updated practice tests for the ASWB exam.
I recently passed the ASWB exam with 88% marks, thanks to killexams.com Braindumps and exam Simulator. The exam was difficult, but this unit made it much easier for me. Their exam simulator was especially helpful, and I appreciated the format of their questions and answer tests, as it allowed me to learn effectively.


How long of practice is needed for the ASWB test?
Failing the ASWB exam shattered my confidence, but thanks to killexams.com, I scored 87% and passed the exam. The subjects in ASWB were difficult for me, and I almost gave up on taking the exam again. But my friend recommended killexams.com's questions and answers, and within four weeks, I was completely ready for the exam.


Take full advantage of updated ASWB actual exam Braindumps to get certified.
This was my first time using killexams.com for my education and I did not know what to expect. To my pleasant surprise, killexams.com provided me with real and valid ASWB practice test, along with practice tests that were of high quality. The exam simulator and exercise tests were reliable, and the questions were actual exam questions. I was left with a great impression and would not hesitate to recommend killexams.com to my colleagues.


What is the pass ratio for the ASWB exam?
People often believe that to succeed in the ASWB exam, a scholar needs to possess a sharp brain. While this is true, it is also essential for the instructor or trainer to be adequately certified and educated. I am grateful to have been familiar with killexams.com, where I met brilliant educators who taught me how to pass my ASWB exam with ease. I thank them from the bottom of my heart.


Save your money and time; take these ASWB Braindumps and prepare for the exam.
To test and prepare for my ASWB exam, I used the killexams.com practice tests and exam simulator. Thanks to the killexams.com team, I passed the ASWB exam with their support. I cannot believe I achieved such Good Marks and could not have done it without their help. Thank you very much!


Social-Work-Board Social study tips

ASWB Exam

User: Melanie*****

This resource is a reliable option for those seeking real ASWB questions and correct answers. The exam simulator runs smoothly and comes with additional information and good customer support, making it an incredibly valuable offer. Unlike free, random practice tests available online, the quality and positive experience with Killexams cannot be compared. Based on my personal experience, I passed with a high score and highly recommend this resource.
User: Harper*****

The practice exam provided by killexams.com was incredible, and I passed the aswb exam with a perfect score. It was definitely worth the cost, and I plan to return for my next certification. I would like to express my gratitude for the prep practice tests provided by killexams.com, which were extremely useful for coaching and passing the exam. I got every answer correct, thanks to the comprehensive exam preparatory materials.
User: Joe*****

killexams.com was my primary source of practice for the ASWB exam, and it helped me achieve a consistent high score. I highly recommend it to anyone who is looking for reliable material to prepare for their IT exams. Everyone in my IT company has used or heard of killexams.com material, and they not only help you pass, but also ensure that you become a successful professional.
User: Leonardo*****

I passed the aswb exam with killexams.com, which was my essential training source, with a strong common mark. This is valid exam material that I highly recommend to everyone working towards their IT certification. It is a dependable way to prepare and pass your IT tests. In my IT employer, there is not a person who has not used/seen/heard of killexams.com material. They not only help you pass but also ensure that you learn and become a successful professional.
User: Natan*****

Killexams.com was the perfect location for me to correct my errors and prepare for my aswb exam. After thorough research, I determined that Killexams.com was the best option available. Their product helped me perform exceptionally well in the exam, and I was happy to find informative Braindumps material for my preparation. The material was extremely helpful for the aswb exam and proved to be a game-changer for me.

ASWB Exam

Question: I lost my killexams account information, What do I do?
Answer: You can reset your account password anytime if you forgot. You can go to the login page and click on forgot password. Enter your email address and the system will reset your password to some random password and send it in your email box. You can click https://killexams.com/forgot-username-password to recover your password.
Question: Is killexams website test prep updated daily?
Answer: It depends on the vendor that takes the test, like Cisco, IBM, HP, CompTIA, and all others. There is no set frequency in which ASWB exam is changed. The vendor can change the ASWB exam questions any time they like. But when exam questions are changed, they update their PDF and VCE accordingly. Their team keeps on checking updates of the ASWB exam. When exam questions are changed in real ASWB tests, they update their PDF and VCE accordingly. There is no set frequency in which ASWB exam is changed. The vendor can change the ASWB exam questions any time they like.
Question: What is purpose of certification exam test prep?
Answer: The purpose of Certification exam test prep is to provide to the point knowledge of exam questions rather than going through huge course books and contents. Braindumps contain actual questions and answers. By memorizing and understanding the complete dumps collection greatly improves your knowledge about the core Topics of the exam. It also covers the latest syllabus. These exam questions are taken from actual exam sources, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam.
Question: I want to pay in my local currency, Can I do it?
Answer: Yes, you can buy exam products in your local currency. After adding your exam to the cart, you will see the payment screen where you can select your local currency. Their banking system usually charges in your local currency even their base currency is USD.
Question: Are these ASWB test prep exact replica of actual exam questions?
Answer: Yes, These ASWB exam questions are taken from actual exam sources, that's why these ASWB exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these ASWB questions are sufficient to pass the exam.
Social-Work-Board+Social+study+tips
https://www.pass4surez.com/art/read.php?keyword=Social-Work-Board+Social+study+tips&lang=us&links=remove



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for study guide update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best study guide site.

Which is the best practice tests website?
Absolutely yes, Killexams is 100 percent legit together with fully dependable. There are several capabilities that makes killexams.com traditional and legit. It provides exact and 100 percent valid exam questions made up of real exams questions and answers. Price is minimal as compared to a lot of the services on internet. The Braindumps are up-to-date on typical basis along with most exact questions. Killexams account structure and products delivery is very fast. Data file downloading is actually unlimited and really fast. Assist is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a sturdy website offering exam prep with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium practice exam files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.




IIA-CRMA-ADV free exam practice | DMDI301 exam tips | CMGT-BC practical test | Copado-Robotic-Testing pass marks | PTCB certification trial | MCAT Braindumps | C1000-153 test prep | C90-06A test prep | NCCHC-CCHP prep questions | AMCB-CNM question test | SCP-500 practice exam | ABCTE free pdf | 5V0-32-19 practice questions | Salesforce-Certified-Education-Cloud-Consultant study guide | ACP-100 test practice | EADA105 exam cram | CRFA exam test | 050-v71x-CSESECURID Free exam PDF | S1000-008 study guide | 1D0-61B mock exam |


ASWB - Association of Social Work Boards Questions and Answers
ASWB - Association of Social Work Boards exam success
ASWB - Association of Social Work Boards study tips
ASWB - Association of Social Work Boards Practice Test
ASWB - Association of Social Work Boards exam contents
ASWB - Association of Social Work Boards test prep
ASWB - Association of Social Work Boards Free PDF
ASWB - Association of Social Work Boards learning
ASWB - Association of Social Work Boards study help
ASWB - Association of Social Work Boards Study Guide
ASWB - Association of Social Work Boards test questions
ASWB - Association of Social Work Boards PDF questions
ASWB - Association of Social Work Boards information search
ASWB - Association of Social Work Boards PDF Questions
ASWB - Association of Social Work Boards boot camp
ASWB - Association of Social Work Boards Real exam Questions
ASWB - Association of Social Work Boards information source
ASWB - Association of Social Work Boards exam help
ASWB - Association of Social Work Boards questions
ASWB - Association of Social Work Boards exam Cram
ASWB - Association of Social Work Boards exam cram
ASWB - Association of Social Work Boards Free PDF
ASWB - Association of Social Work Boards Free exam PDF
ASWB - Association of Social Work Boards study tips
ASWB - Association of Social Work Boards test questions
ASWB - Association of Social Work Boards exam Cram
ASWB - Association of Social Work Boards exam Cram
ASWB - Association of Social Work Boards outline
ASWB - Association of Social Work Boards Free PDF
ASWB - Association of Social Work Boards exam syllabus
ASWB - Association of Social Work Boards information source
ASWB - Association of Social Work Boards PDF Questions
ASWB - Association of Social Work Boards tricks
ASWB - Association of Social Work Boards cheat sheet
ASWB - Association of Social Work Boards exam help
ASWB - Association of Social Work Boards certification
ASWB - Association of Social Work Boards study help
ASWB - Association of Social Work Boards Free PDF
ASWB - Association of Social Work Boards learning
ASWB - Association of Social Work Boards Question Bank
ASWB - Association of Social Work Boards Study Guide
ASWB - Association of Social Work Boards Free PDF
ASWB - Association of Social Work Boards PDF download
ASWB - Association of Social Work Boards learn

Other Social-Work-Board Practice Tests


PACE Practice Test | CFSW test exam | ASWB prep questions | PCCE practice questions |


Best practice tests You Ever Experienced


AIE02 bootcamp | MBLEX Free exam PDF | 1V0-31.21 Latest Questions | CIFC mock exam | 101 test prep | MB-240 exam Questions | 71301X prep questions | 1Y0-204 certification sample | C90-06A mock questions | GMAT-Quntitative trial questions | 050-v71x-CSESECURID practice questions | HPE0-J69 trial test questions | PRA-CPRP free questions | CQA free study guide | 301 free online test | ISO-31000-Lead-Risk-Manager mock questions | DES-3128 practice test | BCP-520 Practice test | PCDRA prep questions | 050-694 test questions |





References :


https://killexams-posting.dropmark.com/817438/23289221
http://killexams-braindumps.blogspot.com/2020/07/aswb-pdf-download-with-true-answers-and.html
https://killexams-posting.dropmark.com/817438/23776678
https://www.instapaper.com/read/1323667124
https://sites.google.com/view/killexams-aswb-exambumps
https://files.fm/f/wu6hcna8m
http://feeds.feedburner.com/LookingFor1z0-468ExamDumpsThatWorksInRealExam
https://youtu.be/SD5CMcVbJOk
https://killexams-aswb.jimdofree.com/



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

ASWB Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

ASWB Reviews

100% Valid and Up to Date ASWB Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug