Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über AZ-140?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AZ-140: Configuring and Operating Windows Virtual Desktop on Microsoft Azure Prüfung.
2023 Updated Actual AZ-140 questions as experienced in Test Center
Aktuelle AZ-140 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() Microsoft AZ-140 : Configuring and Operating Windows test DumpsExam Dumps Organized by Richard |
Latest 2023 Updated Syllabus
AZ-140 test
Dumps | Latest Braindumps with real Questions
Real Questions from Latest subjects of AZ-140 - Updated Daily - 100% Pass Guarantee
AZ-140 trial Questions : Download 100% Free AZ-140 test
Dumps (PDF and VCE)
Exam Number : AZ-140
Exam Name : Configuring and Operating Windows Virtual Desktop on Microsoft Azure
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions
There is no a great deal better option as compared to their AZ-140 Exam Braindumps and also Dumps
killexams.com Configuring and Operating Windows Virtual Desktop on Microsoft Azure Qualification test
instructions are method by IT experts. They have several AZ-140 guaranteed individuals that interact personally to make a incredible assortment of AZ-140 real examination questions to the possibility to be able to simply experience and finish their own test. Basically retaining the particular AZ-140 Exam Questions that they provide is sufficient to finish the particular AZ-140 examination at the overall first endeavor.
We certainly have an enormous different tributes connected with up-and-comers in which breeze via AZ-140 examination with their puts. All are doing work in extraordinary cases in their single association. This may not be on the grounds that they will involved each of their AZ-140 Latest Topics for basically breezing throughout the test, they will truly done their perception. They can job in any connection as pros. They do not merely focus on concluding AZ-140 examination with their puts, yet definitely further acquire information about AZ-140 subjects as well as goals. Alongside these outlines, individuals turn into fruitful inside their field.
Popular features of Killexams AZ-140 Latest Topics
-> Immediate AZ-140 Latest Topics obtain Gain access to
-> Comprehensive AZ-140 Questions as well as Answers
-> 98% Success Charge of AZ-140 test
-> Secured real AZ-140 test
questions
-> AZ-140 Concerns Updated about Regular time frame.
-> Valid as well as 2022 Kept up to date AZ-140 test
Dumps
-> totally Portable AZ-140 test
Data
-> Full included AZ-140 VCE test
Sim
-> No Restrict on AZ-140 test
Acquire Access
-> Wonderful Discount Coupons
-> totally Secured Acquire Account
-> totally Confidentiality Made certain
-> 100% Good results ensure
-> totally Free Latest Topics trial Questions
-> No Undetectable Cost
-> Simply no Monthly Expenses
-> No Intelligent Account Repair
-> AZ-140 test
Update Excitation by Electronic mail
-> Free Tech support team
test
Detail from: https://killexams.com/pass4sure/exam-detail/AZ-140
Costs Details from: https://killexams.com/exam-price-comparison/AZ-140
View Complete Listing: https://killexams.com/vendors-exam-list
Discount Voucher on Entire AZ-140 Latest Topics Exam Cram;
WC2020: 60 per cent Flat Lower price on each quiz
PROF17: 10% Further Lower price on Worth Greater than $69
DEAL17: 15% Further Lower price on Worth Greater than 99 dollars

AZ-140 test Format | AZ-140 Course Contents | AZ-140 Course Outline | AZ-140 test Syllabus | AZ-140 test Objectives
Exam Number: AZ-140
Exam Name : Configuring and Operating Windows Virtual Desktop on Microsoft Azure
Exam TOPICS
Exam AZ-140: Configuring and Operating Microsoft Azure Virtual Desktop
Candidates for this test
are administrators with subject matter expertise in planning, delivering, and managing virtual desktop experiences and remote apps, for any device, on Azure.
Responsibilities for this role include deploying virtual desktop experiences and apps to Azure. Professionals in this role deliver applications on Azure Virtual Desktop and optimize them to run in multi-session virtual environments. To deliver these experiences, they work closely with the Azure administrators and architects, along with Microsoft 365 Administrators.
Candidates for this test
should have experience in Azure technologies, including virtualization, networking, identity, storage, backups, resilience, and disaster recovery. They should understand on-premises virtual desktop infrastructure technologies as they relate to migrating to Azure Virtual Desktop. These professionals use the Azure portal and Azure Resource Manager templates to accomplish many tasks. This role may use PowerShell and Azure Command-Line Interface (CLI) for more efficient automation.
NOTE: The bullets that appear below each of the skills measured are intended to illustrate how they are assessing that skill. This list is NOT definitive or exhaustive.
Plan an Azure Virtual Desktop Architecture (10-15%)
Implement an Azure Virtual Desktop Infrastructure (25-30%)
Manage Access and Security (10-15%)
Manage User Environments and Apps (20-25%)
Monitor and Maintain an Azure Virtual Desktop Infrastructure (20-25%)
Plan an Azure Virtual Desktop Architecture (10-15%)
Design the Azure Virtual Desktop architecture
assess existing physical and virtual desktop environments
assess network capacity and speed requirements for Azure Virtual Desktop
recommend an operating system for an Azure Virtual Desktop implementation
plan and configure name resolution for Active Directory (AD) and Azure Active Directory
Domain Services (Azure AD DS)
plan a host pools architecture
recommend resource groups, subscriptions, and management groups
configure a location for the Azure Virtual Desktop metadata
calculate and recommend a configuration for performance requirements
calculate and recommend a configuration for Azure Virtual Machine capacity requirements
Design for user identities and profiles
select an appropriate licensing model for Azure Virtual Desktop based on requirements
recommend an appropriate storage solution (including Azure NetApp Files versus Azure Files)
plan for Azure Virtual Desktop client deployment
plan for user profiles
recommend a solution for network connectivity
plan for Azure AD Connect for user identities
Implement an Azure Virtual Desktop Infrastructure (25-30%)
Implement and manage networking for Azure Virtual Desktop
implement Azure virtual network connectivity
manage connectivity to the internet and on-premises networks
implement and manage network security
manage Azure Virtual Desktop session hosts by using Azure Bastion
monitor and troubleshoot network connectivity
Implement and manage storage for Azure Virtual Desktop
configure storage for FSLogix components
configure storage accounts
configure disks
create file shares
Create and configure host pools and session hosts
create a host pool by using the Azure portal
automate creation of Azure Virtual Desktop host and host pools by using PowerShell, Command-Line Interface (CLI), and Azure Resource Manager templates
create a host pool based on Windows client or Windows Server session hosts
configure host pool settings
manage licensing for session hosts that run Windows client or Windows Server
assign users to host pools
apply OS and application updates to a running Azure Virtual Desktop host
apply security and compliance settings to session hosts
Create and manage session host images
create a gold image
modify a session host image
install language packs in Azure Virtual Desktop
deploy a session host by using a custom image
plan for image update and management
create and use a Shared Image Gallery
troubleshoot OS issues related to Azure Virtual Desktop
Manage Access and Security (10-15%)
Manage access
plan and implement Azure roles and role-based access control (RBAC) for Azure Virtual Desktop
manage local roles, groups and rights assignment on Azure Virtual Desktop session hosts
configure user restrictions by using Azure AD group policies and AD policies Manage security
plan and implement Conditional Access policies for connections to Azure Virtual Desktop
plan and implement multifactor authentication in Azure Virtual Desktop
manage security by using Azure Security Center
configure Microsoft Defender Antivirus for session hosts
Manage User Environments and Apps (20-25%)
Implement and manage FSLogix
plan for FSLogix
install and configure FSLogix
configure Profile Containers
configure Cloud Cache
migrate user profiles to FSLogix
Configure user experience settings
configure Universal Print
configure user settings through group policies and Endpoint Manager policies
configure persistent and non-persistent desktop environments
configure Remote Desktop Protocol (RDP) properties on a host pool
configure session timeout properties
troubleshoot user profile issues
troubleshoot Azure Virtual Desktop clients
Install and configure apps on a session host
configure dynamic application delivery by using MSIX App Attach
implement application masking
deploy an application as a RemoteApp
implement and manage OneDrive for Business for a multi-session environment
implement and manage Microsoft Teams AV Redirect
implement and manage browsers and internet access for Azure Virtual Desktop sessions
create and configure an application group
troubleshoot application issues related to Azure Virtual Desktop
Monitor and Maintain an Azure Virtual Desktop Infrastructure (20-25%)
Plan and implement business continuity and disaster recovery
plan and implement a disaster recovery plan for Azure Virtual Desktop
design a backup strategy for Azure Virtual Desktop
configure backup and restore for FSLogix user profiles, personal virtual desktop
infrastructures (VDIs), and golden images
Automate Azure Virtual Desktop management tasks
configure automation for Azure Virtual Desktop
automate management of host pools, session hosts, and user sessions by using
PowerShell and Azure Command-Line Interface (CLI)
implement autoscaling in host pools
Monitor and manage performance and health
monitor Azure Virtual Desktop by using Azure Monitor
monitor Azure Virtual Desktop by using Azure Advisor
customize Azure Monitor workbooks for Azure Virtual Desktop monitoring
optimize session host capacity and performance
manage active sessions and application groups
monitor and optimize autoscaling results
Killexams Review | Reputation | Testimonials | Feedback
Is it possible? AZ-140 questions had been precisely the identical in rest test that I were given.
Got passed AZ-140 test
a few days inside the beyond and got truly perfect marks. But, I can not take whole credit marks for this as I used killexams.com to prepare for the AZ-140 exam. Two weeks after kicking off my exercise with their attempting-out engine, I felt like I knew the answers to any query that could come to my manner. And that I Truly did. Every query I test
at the AZ-140 exam, I had already seen it even as practicing. If no longer each, then large majority of them. The whole lot that has become within the instruction has become out to be very relevant and useful, so I can not thank sufficient killexams.com for making it occur for me.
Dont forget to attempt these dumps questions for AZ-140 exam.
Well, I used to spend a maximum of my time browsing on the internet but it turned into not all to no end because it was my browsing that added me to killexams.com right earlier than my AZ-140 exam. Coming here became the best aspect that passed off to me since it was given me test
correctly and therefore put up a very good performance in my exams.
Take advantage latest AZ-140 braindumps, Use these questions to make sure your achievement.
You can always be on top successfully with the help of killexams.com because these products are designed for the help of all students. I had bought AZ-140 test
guide because it was necessary for me. It made me understand all the important concepts of this certification. It was the right decision, therefore, I am feeling pleasure on this decision. Finally, I had scored 92% because my helper was AZ-140 test
engine. I am good because these products helped me in the preparation of certification. Thanks to the great team of killexams.com for my help!
Actual AZ-140 test
questions to pass test
at first try.
Heartly way to killexams.com team for the Q&A of AZ-140 exam. It provided a tremendous method to my questions on AZ-140 I felt assured to stand the test. Discovered many questions inside the test
paper just like the guide. I strongly enjoy that the guide continues to be valid. Admire the effort with the help of your team members, killexams.com. The method of dealing with subjects
uniquely and uncommonly is superb. Want you people to create extra latest courses in near destiny for their comfort.
No questions have become requested that turned into now not in my Q&A manual.
I moreover had a splendid revel in with this training set, which led me to pass the AZ-140 test
with over 98%. The questions are real and valid, and the test
simulator is a tremendous/guidance device, even though you are no longer planning on taking the test
and sincerely want to expand your horizons and enlarge your knowledge. I have given mine to a pal, who also works on this place but received her CCNA. What I imply is It is a splendid memorizing device for absolutely everyone. And if you plan to take the AZ-140 exam, this is a stairway to achievement :)
Microsoft Configuring Practice Questions
While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to test dumps update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.
Is Killexams.com Legit?
Of course, Killexams is 100% legit in addition to fully trustworthy. There are several options that makes killexams.com traditional and reliable. It provides informed and 100% valid test
dumps made up of real exams questions and answers. Price is minimal as compared to almost all the services online. The Q&A are up to date on ordinary basis using most exact
brain dumps. Killexams account launched and merchandise delivery is rather fast. Data file downloading is unlimited and fast. Service is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a sturdy website that supply test
dumps with real exams questions.
Which is the best braindumps site of 2023?
There are several Q&A provider in the market claiming that they provide real test
Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test
Q&A with the same frequency as they are updated in Real Test. test
dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test
Fast with improvement in your knowledge about latest course contents and subjects
of new syllabus, They recommend to obtain PDF test
Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium test
Dumps files as many times as you want, There is no limit.
Killexams.com has provided VCE practice questions Software to Practice your test
by Taking Test Frequently. It asks the Real test
Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.
AZ-801 pass marks | PgMP cheat sheets | L4M3 prep questions | DES-1423 practice test | 1Y0-312 free test papers | MS-900 test answers | PSAT free pdf | 71301X examcollection | CLF-C01 brain dumps | 156-115.80 study questions | H13-511 dumps questions | Marketing-Cloud-Consultant question bank | DES-6332 Q&A | 102-500 practice questions | 200-901 pdf obtain | AWS-CSAP english test questions | TCP-BW6 practice questions | AD0-E103 free prep | ServiceNow-CSA past bar exams | PCSAE test test |
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure book
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure exam
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure PDF Questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
contents
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure PDF Dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
syllabus
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure PDF Questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test prep
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure syllabus
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
success
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure education
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
format
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Question Bank
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Free test
PDF
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure learn
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Real test
Questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
success
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure book
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure course outline
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure information search
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
contents
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure learning
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure answers
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure education
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Free test
PDF
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure information search
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure cheat sheet
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Questions and Answers
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Test Prep
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
dumps
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure PDF Download
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
Questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
format
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
format
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure Free test
PDF
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure exam
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
Questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure tricks
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure certification
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure study help
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
Cram
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure test
success
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure information search
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure learning
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure information hunger
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure questions
AZ-140 - Configuring and Operating Windows Virtual Desktop on Microsoft Azure real Questions
AI-102 Q&A | MS-100 cheat sheet | AZ-801 test answers | DP-203 model question | AZ-220 free pdf | MD-100 braindump questions | MS-720 trial questions | PL-900 test dumps | AZ-500 test test | MB-220 Latest subjects | DP-500 test questions | PL-300 practice questions | MS-600 braindumps | MB-310 PDF Braindumps | AZ-204 test Questions | AZ-400 test results | MS-101 PDF Dumps | DP-300 practice questions | AZ-120 test preparation | MS-203 certification trial |
Best Certification test Dumps You Ever Experienced
SC-300 trial questions | MD-100 practice questions | AZ-304 trial test questions | AZ-220 Real test Questions | AZ-800 braindump questions | AZ-303 PDF Dumps | MB-220 study questions | DP-100 cheat sheets | DA-100 test questions | PL-400 free pdf | AZ-104 Test Prep | MOFF-EN free practice questions | PL-200 brain dumps | SC-400 mock test | DP-203 training material | AZ-900 practice test | AZ-400 PDF obtain | SC-100 test papers | AI-900 dump | MB-910 study guide |
References :
https://drp.mk/i/FLSf8F6YzX
https://www.instapaper.com/read/1434766957
http://killexams.decksrusct.com/blog/uncategorized/az-140-configuring-and-operating-windows-virtual-desktop-on-microsoft-azure-2021-updated-questions-and-answers-by-killexams-com/
https://ello.co/killexamz/post/t2y9hnh0ay0nwty73ii_sq
https://justpaste.it/AZ-140
Similar Websites :
Pass4sure Certification test
dumps
Pass4Sure test
Questions and Dumps
AZ-140 Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date AZ-140 Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug