Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Microsoft AZ-204 : Developing Solutions for Microsoft Azure exam Dumps

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Latest 2023 Updated Microsoft Developing Solutions for Microsoft Azure Syllabus
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Exam Number : AZ-204
Exam Name : Developing Solutions for Microsoft Azure
Vendor Name : Microsoft
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AZ-204 exam Format | AZ-204 Course Contents | AZ-204 Course Outline | AZ-204 exam Syllabus | AZ-204 exam Objectives

EXAM CODE: AZ-204

EXAM NAME: Developing Solutions for Microsoft Azure

PASSING SCORE: 700/1000 (70%)

EXAM CONTENTS:

Develop Azure compute solutions (25-30%)

Develop for Azure storage (15-20%)

Implement Azure security (20-25%)

Monitor, troubleshoot, and optimize Azure solutions (15-20%)

Connect to and consume Azure services and third-party services (15-20%)

Develop Azure compute solutions

-------------------------------

Implement IaaS solutions

• Provision virtual machines (VMs)

• Configure, validate, and deploy ARM templates

• Configure container images for solutions

• Publish an image to Azure Container Registry

• Run containers by using Azure Container Instance

Create Azure App Service Web Apps

• Create an Azure App Service Web App

• Enable diagnostics logging

• Deploy code to a web app

• Configure web app settings including SSL, API settings, and connection strings

• Implement autoscaling rules including scheduled autoscaling and autoscaling by operational or system metrics

Implement Azure Functions

• Create and deploy Azure Functions apps

• Implement input and output bindings for a function

• Implement function triggers by using data operations, timers, and webhooks

• Implement Azure Durable Functions

Develop for Azure storage

-------------------------

Develop solutions that use Azure Cosmos DB storage

• Select the appropriate API and SDK for a solution

• Implement partitioning schemes and partition keys

• Perform operations on data and Cosmos DB containers

• Set the appropriate consistency level for operations

• Manage change feed notifications

Develop solutions that use blob storage

• Move items in Blob storage between storage accounts or containers

• Set and retrieve properties and metadata

• Perform operations on data by using the appropriate SDK

• Implement storage policies, data archiving, and retention

Implement Azure security

------------------------

Implement user authentication and authorization

• Authenticate and authorize users by using the Microsoft Identity platform

• Authenticate and authorize users and apps by using Azure Active Directory

• Create and implement shared access signatures

• Implement solutions that interact with Microsoft Graph

Implement secure cloud solutions

• Secure app configuration data by using App Configuration or Azure Key Vault

• Develop code that uses keys, secrets, and certificates stored in Azure Key Vault

• Implement Managed Identities for Azure resources

Monitor, troubleshoot, and optimize Azure solutions

---------------------------------------------------

Implement caching for solutions

• Configure cache and expiration policies for Azure Cache for Redis

• Implement secure and optimized application cache patterns including data sizing, connections, encryption, and expiration

Troubleshoot solutions by using metrics and log data

• Configure an app or service to use Application Insights

• Review and analyze metrics and log data

• Implement Application Insights web tests and alerts

Connect to and consume Azure services and third-party services

--------------------------------------------------------------

Implement API Management

• Create an APIM instance

• Create and document APIs

• Configure authentication for APIs

• Define policies for APIs

Develop event-based solutions

• Implement solutions that use Azure Event Grid

• Implement solutions that use Azure Event Hub

Develop message-based solutions

• Implement solutions that use Azure Service Bus

• Implement solutions that use Azure Queue Storage queues

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Microsoft Developing Dumps

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Microsoft releases free Windows 11 virtual machines with the Moment 3 update0 0

An image with a colorful Windows 11 logo and dimmed background

Microsoft has released a new set of free virtual machines for developers. The Windows Development Environment (WDE) has been updated to version 2306, and you can get it for free from the official website.

The Windows 11 Development Environment is a set of virtual machines you can use without activation for free for 90 days. The project's main purpose is to provide developers with all the necessary tools to start making apps for Windows, which include the following:

Visual Studio 2022 Community Edition with UWP, .NET Desktop, Azure, and Windows App SDK for C# workloads enabled.

Windows Subsystem for Linux 2 enabled with Ubuntu installed and pinned to the taskbar.

Windows Terminal installed.

Windows Developer mode enabled.

WDE version 2306 is based on Windows 11 Enterprise SKU with build number 22621.1848, the latest release currently available in the stable channel. Version 22621.1848 is also known as the "Moment 3" update. Check out their full review to learn what is new in the Windows 11 "Moment 3" update.

It is worth noting that Microsoft is gradually rolling out "Moment 3" features. Therefore, the updated virtual machines have the new features disabled by default, but you can bypass that with the corresponding toggle in Windows Update settings.

The Windows 11 Development Environment version 2306 is valid until September 13, 2023. Microsoft notes that you cannot activate these virtual machines since they are evaluation-only.

Developers and enthusiasts can get the latest Windows 11 Development Environment virtual machines for free from the official Microsoft Developer website. Available configurations include VMWare (Workstation and Player), second-generation Hyper-V, VirtualBox, and Parallels (sadly, there is no ARM version of the project). Note that you will need at least 70GB of free disk space and a minimum of 8GB of RAM.

If you do not need all the developer tools Microsoft provides in WDE, check out the company's Windows 10 and 11 Enterprise "clean" evaluation images.

Microsoft Windows Security Updates January 2023 overview – Ghacks

It is January 10, 2023, and that means it is the first Microsoft Patch Day of the year 2023. It is also the last Patch day for Windows 7 devices that are subscribed to Extended Security Updates, and all Windows 8 devices. windows updates january 2023

windows updates january 2023

Microsoft released security updates and non-security updates for all client and server versions of the Windows operating system that it supports and other company products.Our overview provides Windows Home and system administrators with detailed actionable information. It links to all relevant resources, including support pages and direct downloads, information about each of the released patchesTip: check out the December 2022 Patch Day overview here.Here is a an Excel spreadsheet that lists the security updates that Microsoft released in January 2023. Just click on the link to get it, as an archive, to your device: microsoft-windows-january-2023-updatesWindows Server productsWindows 7 SP1 and Windows Server 2008 R2Updates and improvements:Windows 8.1 and Windows Server 2012 R2Updates and improvements:Windows 10 version 21H2 and 22H2Updates and improvements:Windows 11 Release version Updates and improvements:Windows 11 version 22H2 Updates and improvements:Other security updates2023-01 Cumulative Update for Windows 10 Version 1507 for x64 based Systems (KB5022297)2023-01 Dynamic Cumulative Update for Windows 11 (KB5022287)2023-01 Dynamic Cumulative Update for Windows 10 Version 22H2, Windows 10 Version 21H2, and Windows 10 Version 20H2 (KB5022282)Server updates2023-01 Security Monthly Quality Rollup for Windows Server 2008 (KB5022340)2023-01 Security Only Quality Update for Windows Server 2008 (KB5022353)2023-01 Security Only Quality Update for Windows Embedded 8 Standard and Windows Server 2012 (KB5022343)2023-01 Security Monthly Quality Rollup for Windows Embedded 8 Standard and Windows Server 2012 (KB5022348)2023-01 Cumulative Update for Windows Server 2016 and Windows 10 Version 1607 (KB5022289)2023-01 Cumulative Update for Windows Server 2019 and Windows 10 Version 1809 (KB5022286)2023-01 Cumulative Update for Microsoft server operating system, version 22H2 for x64-based Systems (KB5022291)Windows 7 SP1 and Windows Server 2008 R2Windows 8.1 and Windows Server 2012 R2Windows 10 versions 21H2 and 22H2Windows 11 version 22H2Microsoft Office UpdatesYou find Office update information here.Most Home systems are updated automatically thanks to the built-in Windows Update feature. The checks for updates do not happen in real-time, and some administrators may want to get them as soon as they are released to their devices.This is done using a manual update check. Do the following to run a manual check for updates:Below are resource pages with direct get links, if you prefer to get the updates to install them manually.Windows 7 and Server 2008 R2Windows 8.1 and Windows Server 2012 R2Windows 10 Version 21H2Windows 10 version 22H2Windows 11 Release versionOne entire month waiting to resolve >60 vulnerabilities in W10/11, absolutely nonsense method of updating these OS, mainly because the critical ones should be updated weekly or even daily due to the high security risks that may cause to all the affected Microsoft’s users. Currently the people are connected almost all day and in one hour of critical bugs or vulnerabilities they can be hacked and get into several problem! Thanks by the way for the good summary and for the article. :]Alright.You develop updates of the most used operating system on the planet, ran on an almost infinite combination of hardware parts.@John G.What you suggest would lead to chaos as there would be a constant scramble to install updates and subsequent troubleshooting as updates break things. That is why a long time ago Microsoft (and many other major software makers) moved to a once a month schedule in order to provide a more predictable and stable roll out of updates which is especially important for businesses/corporations that require high availability/functionality of their systems (servers and desktops).Also updates alone do not determine the security of a system and whether or not it can be compromised. There are other more important layers of security that help protect a system, one of the biggest and easiest to implement is a firewall that blocks all incoming connections as the vast majority of vulnerabilities require remote access to the system in order to exploit. So no reason to panic and operate with the mindset that you must install the latest updates immediately in order to be protected. That only gives you a false sense of security.I just meant that it’s not good to wait one entire month to receive more than 60 fixes for critical bugs in W10 and in W11. Such an amount of bugs!Well that is it. The very last monthly update for Windows 7 has come…It’s been much easier updating windows 7 with your monthly overview Martin. Thanks much for your great help, every month, every time for all those years.I will soon transfer my activities to a new MacOS platform and most probably won’t experience windows again.I won’t complain…Cheers!I’m using Windows 7 regardless of what anyone else says. Never got virus, hacked etc on XP after using it several more years after the support was up.Still using w7pro – hasn’t been an update available for years. W10 gave me heart murmur just looking at it- will have to go somewhere soon eYe imagine….This was once a really decent site. Martin, why are you now allowing them to make a dump out of it. Your “child” is dying, it’s sad to see.Here they go again.Attempt to install KB5022303 = error 0x800f0922Any idea what to do with this?Try creating a *.bat file with this content and do apply it with admin rights:rem * EXECUTE AS ADMIN *net stop bitsnet stop wuauservnet stop cryptsvcnet stop msiserverrd /q /s %windir%softwaredistribution.oldrd /q /s %windir%system32catroot2.oldren %windir%system32catroot2 catroot2.oldren %windir%softwaredistribution softwaredistribution.olddel “%allusersprofile%application datamicrosoftnetworkdownloaderqmgr*.dat”sc.exe sdset bits D:(A;CI;CCDCLCSWRPWPDTLOCRSDRCWDWO;;;SY)(A;;CCDCLCSWRPWPDTLOCRSDRCWDWO;;;BA)(A;;CCLCSWLOCRRC;;;IU)(A;;CCLCSWLOCRRC;;;SU)sc.exe sdset wuauserv D:(A;;CCLCSWRPLORC;;;AU)(A;;CCDCLCSWRPWPDTLOCRSDRCWDWO;;;BA)(A;;CCDCLCSWRPWPDTLOCRSDRCWDWO;;;SY)cd /d %windir%system32regsvr32.exe /s atl.dllregsvr32.exe /s urlmon.dllregsvr32.exe /s mshtml.dllregsvr32.exe /s jscript.dllregsvr32.exe /s vbscript.dllregsvr32.exe /s scrrun.dllregsvr32.exe /s msxml3.dllregsvr32.exe /s msxml6.dllregsvr32.exe /s actxprxy.dllregsvr32.exe /s softpub.dllregsvr32.exe /s wintrust.dllregsvr32.exe /s dssenh.dllregsvr32.exe /s rsaenh.dllregsvr32.exe /s cryptdlg.dllregsvr32.exe /s oleaut32.dllregsvr32.exe /s ole32.dllregsvr32.exe /s shell32.dllregsvr32.exe /s wuapi.dllregsvr32.exe /s wups.dllregsvr32.exe /s wups2.dllnetsh winsock resetnet start bitsnet start wuauservnet start cryptsvcnet start msiserverrem * RESTART PC *pauseThen restart the computer and please try again to update.If this fails, then be caution of third party software like O&O or others than can modify the update system of the Windows (e.g., I had in the past several problems with Explorer Patcher).If everything fails, just wait a month and then try a hard update on the fly with the latest ISO file of Windows, using the media creation tool (you can find more info at the internet, it’s easy to do).U R Monthly ignore Windows 10 1607 LTSB. KB5022289 Jan.2023 for the OS.You’ve got to love all of the:“Remote Code Execution Vulnerability” fixes…How embarrassing, yet nobody seems to care!With every version of M$’s chewtoy, come tons of these “Remote” holes. I wonder why.Enjoy whatever “protection” you think you have from your black box Operating System.@martin Martin, could you please beam some light on incoming POS updates which are going to continue till oct 2024 by means of dedicated article?Of course i’m talking about Windows 7.No updates for .NET Framework this month?Thanks for helping me update to Windows 10 pro. 22h2 (os build 19045.2486.I got this on both of my Windows 7 computers:Windows Malicious Software Removal Tool x64 – v5.109 (KB890830)Installation date: ?1/?10/?2023 11:13 AMInstallation status: SuccessfulUpdate type: ImportantReminiscing as I find it nearly impossible to find meaningful information on the site: senseless dribble.{Not the current article; I find the links useful–and the comments. Thanks!}https://www.ghacks.net/2011/10/03/ghacks-turns-six-today-lets-celebrate/And what to celebrate today? RIP gHacks t-shirts should go on sale.@Paul(us) Glad you found an upgrade worth the time; in one of your last comments, I thought you had jumped ship. I still find Windows 10 to be a worthy OS; Windows 11 takes some work with tweaks, but stability is there.In your executive report you mentioned – “The following client versions of Windows have known issues: Windows 7, Windows 8.1, Windows 10 version 1809, Windows 11 version 22H2”What known issues do they have in Win 10 ver 1809?It is “After installing KB5001342 or later, the Cluster Service might fail to start because a Cluster Network Driver is not found”.See https://support.microsoft.com/en-us/topic/january-10-2023-kb5022286-os-build-17763-3887-48683103-7b22-4f36-aa98-0049c7a6e579Comment Name Email Save my name, email, and website in this browser for the next time I comment. Please click on the following link to open the newsletter signup page: Ghacks Newsletter Sign upGhacks is a technology news blog that was founded in 2005 by Martin Brinkmann. It has since then become one of the most popular tech news sites on the Internet with five authors and regular contributions from freelance writers.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug