Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über AZ-400?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AZ-400: Microsoft Azure DevOps Solutions Prüfung.

2022 Updated Actual AZ-400 questions as experienced in Test Center

Laden Sie AZ-400 Übungstest und aktuelle Fragen herunter | easyfinanz

Microsoft Azure DevOps Solutions practice questions with Latest AZ-400 practice exams | https://www.easyfinanz.cc/

Microsoft AZ-400 : Microsoft Azure DevOps Solutions test Dumps

Exam Dumps Organized by Martha nods



Latest 2022 Updated Syllabus
AZ-400 test Dumps | Latest Braindumps with real Questions

Real Questions from Latest Topics of AZ-400 - Updated Daily - 100% Pass Guarantee



AZ-400 sample Questions : Download 100% Free AZ-400 test Dumps (PDF and VCE)

Exam Number : AZ-400
Exam Name : Microsoft Azure DevOps Solutions
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Can this be true that you are trying to find AZ-400 Actual Questions that works fantastic in test out center?
killexams.com gives validly, Newest, and 2022 updated AZ-400 exam dumps together with Questions and Answers Concerns and Responses. Practice their AZ-400 Latest Topics and Responses to Excellerate your current insight concerning tips and deceives utilized by merchants and piece of cake through your AZ-400 test with good Marks. All of us ensure your current achievement from the Test Middle, covering every one of the references of Microsoft Azure DevOps Solutions ensure that you assembling your Knowledge. Pass with this AZ-400 Exam Cram.

Typically, there is several Real test Questions lending institution on the web however a sizable section is linked to choices swapping outdated AZ-400 Actual Questions. A person ought to visit the reputable plus tried and tested AZ-400 Exam Questions supplier on the net. It is potential that your study on the internet and also finally attain on killexams.com. Within just any circumstance, maintain in your mind, the purpose should not conclusion plan waste materials associated with some cash. Acquire 100% entirely AZ-400 Exam Questions and find out particular example AZ-400 issues. Sign up and also obtain the popular and good AZ-400 Actual Questions which has precise test questions and advice. Obtain Wonderful Discount Deals. You must on top of that get AZ-400 VCE examination simulator for your training.

Microsoft AZ-400 examination is not really any too effortless task to ready with just AZ-400 word books or maybe free of charge Exam Questions available on the web. There are many tricky issues inquired within the real AZ-400 test that creates the particular potential customer to befuddle and be unsuccessful the particular quiz. This case in point can be dealt with by killexams.com by means of gathering real AZ-400 Questions and Answers in almost Study Guide and also VCE examination simulator. You simply need to as a way to obtain 100 % free of charge AZ-400 Exam Questions when you indication on with the complete edition of AZ-400 Questions and Answers. You might please with the top quality of Exam Questions.

It is possible to duplicate AZ-400 Exam Questions ELECTRONICO at any form of device to understand plus retain the real AZ-400 questions even though a person is over a break and even traveling. This could save a great deal associated with your time and efforts plus power and a man or woman will get a much bigger time for an individual to study AZ-400 queries. Train AZ-400 Actual Questions with VCE test sim once again and also again if you do not get 100 % represents. Whenever you really feel comfortable, straight in order to test midsection for real AZ-400 exam.

Features of Killexams AZ-400 Actual Questions
-> Instant AZ-400 Actual Questions get Access
-> Detailed AZ-400 Issues and Replies
-> 98% Achievement Rate associated with AZ-400 Assessment
-> Guaranteed Precise AZ-400 quiz questions
-> AZ-400 Questions Kept up to date on Typical basis.
-> Legitimate and 2022 Updated AZ-400 test Places
-> 100% Lightweight AZ-400 Assessment Files
-> Whole featured AZ-400 VCE Assessment Simulator
-> Zero Limit with AZ-400 Assessment obtain Easy access
-> Great Vouchers
-> 100% Tacked down obtain Consideration
-> 100% Secrecy Ensured
-> 100 % Success Warranty
-> 100% Totally free Exam Questions example Questions
-> Zero Monthly Expenses
-> No Auto Account Reconstruction
-> AZ-400 Assessment Update Excitation by Electronic mail
-> Free Tech support team

Assessment Detail in: https://killexams.com/pass4sure/exam-detail/AZ-400
Costs Details in: https://killexams.com/exam-price-comparison/AZ-400
Find Complete Collection: https://killexams.com/vendors-exam-list

Discount Promotion on Whole AZ-400 Actual Questions Questions and Answers;
WC2020: 60 per cent Flat Price cut on each quiz
PROF17: 10% Further Price cut on Benefit Greater than $69
DEAL17: 15% Further Price cut on Benefit Greater than 99 dollars







AZ-400 test Format | AZ-400 Course Contents | AZ-400 Course Outline | AZ-400 test Syllabus | AZ-400 test Objectives


Design a DevOps strategy (20-25%)
Recommend a migration and consolidation strategy for DevOps tools
 analyze existing artifact (e.g., deployment packages, NuGet, Maven, npm) and container repositories
 analyze existing test management tools
 analyze existing work management tools
 recommend migration and integration strategies for artifact repositories, source control, test management, and work management
Design and implement an Agile work management approach
 identify and recommend project metrics, KPIs, and DevOps measurements (e.g., cycle time, lead time, WIP limit)
 implement tools and processes to support Agile work management
 mentor team members on Agile techniques and practices
 recommend an organization structure that supports scaling Agile practices
 recommend in-team and cross-team collaboration mechanisms
Design a quality strategy
 analyze existing quality environment
 identify and recommend quality metrics
 recommend a strategy for feature flag lifecycle
 recommend a strategy for measuring and managing technical debt
 recommend changes to team structure to optimize quality
 recommend performance testing strategy
Design a secure development process
 inspect and validate code base for compliance
 inspect and validate infrastructure for compliance
 recommend a secure development strategy
 recommend tools and practices to integrate code security validation (e.g., static code analysis)
 recommend tools and practices to integrate infrastructure security validation
Design a tool integration strategy
 design a license management strategy (e.g., VSTS users, concurrent pipelines, test environments, open source software licensing, third-party DevOps tools and services, package management licensing)
 design a strategy for end-to-end traceability from work items to working software
 design a strategy for integrating monitoring and feedback to development teams
 design an authentication and access strategy
 design a strategy for integrating on-premises and cloud resources
Implement DevOps development processes (20-25%)
Design a version control strategy
 recommend branching models
 recommend version control systems
 recommend code flow strategy
Implement and integrate source control
 integrate external source control
 integrate source control into third-party continuous integration and continuous deployment (CI/CD) systems
Implement and manage build infrastructure
 implement private and hosted agents
 integrate third party build systems
 recommend strategy for concurrent pipelines
 manage Azure pipeline configuration (e.g., agent queues, service endpoints, pools, webhooks)
Implement code flow
 implement pull request strategies
 implement branch and fork strategies
 configure branch policies
Implement a mobile DevOps strategy
 manage mobile target device sets and distribution groups
 manage target UI test device sets
 provision tester devices for deployment
 create public and private distribution groups
Managing application configuration and secrets
 implement a secure and compliant development process
 implement general (non-secret) configuration data
 manage secrets, tokens, and certificates
 implement applications configurations (e.g., Web App, Azure Kubernetes Service, containers)
 implement secrets management (e.g., Web App, Azure Kubernetes Service, containers, Azure Key Vault)
 implement tools for managing security and compliance in the pipeline
Implement continuous integration (10-15%)
Manage code quality and security policies
 monitor code quality
 configure build to report on code coverage
 manage automated test quality
 manage test suites and categories
 monitor quality of tests
 integrate security analysis tools (e.g., SonarQube, White Source Bolt, Open Web
Application Security Project)
Implement a container build strategy
 create deployable images (e.g., Docker, Hub, Azure Container Registry)
 analyze and integrate Docker multi-stage builds
Implement a build strategy
 design build triggers, tools, integrations, and workflow
 implement a hybrid build process
 implement multi-agent builds
 recommend build tools and configuration (e.g. Azure Pipelines, Jenkins)
 set up an automated build workflow
Implement continuous delivery (10-15%)
Design a release strategy
 recommend release tools
 identify and recommend release approvals and gates
 recommend strategy for measuring quality of release and release process
 recommend strategy for release notes and documentation
 select appropriate deployment pattern
Set up a release management workflow
 automate inspection of health signals for release approvals by using release gates
 configure automated integration and functional test execution
 create a release pipeline (e.g., Azure Kubernetes Service, Service Fabric, WebApp)
 create multi-phase release pipelines
 integrate secrets with release pipeline
 provision and configure environments
 manage and modularize tasks and templates (e.g., task and variable groups)
Implement an appropriate deployment pattern
 implement blue-green deployments
 implement canary deployments
 implement progressive exposure deployments
 scale a release pipeline to deploy to multiple endpoints (e.g., deployment groups, Azure Kubernetes Service, Service Fabric)
Implement dependency management (5-10%)
Design a dependency management strategy
 recommend artifact management tools and practices (Azure Artifacts, npm, Maven, Nuget)
 abstract common packages to enable sharing and reuse
 inspect codebase to identify code dependencies that can be converted to packages
 identify and recommend standardized package types and versions across the solution
 refactor existing build pipelines to implement version strategy that publishes packages
Manage security and compliance
 inspect open source software packages for security and license compliance to align with corporate standards (e.g., GPLv3)
 configure build pipeline to access package security and license rating (e.g., Black Duck, White Source)
 configure secure access to package feeds
Implement application infrastructure (15-20%)
Design an infrastructure and configuration management strategy
 analyze existing and future hosting infrastructure
 analyze existing Infrastructure as Code (IaC) technologies
 design a strategy for managing technical debt on templates
 design a strategy for using transient infrastructure for parts of a delivery lifecycle
 design a strategy to mitigate infrastructure state drift
Implement Infrastructure as Code (IaC)
 create nested resource templates
 manage secrets in resource templates
 provision Azure resources
 recommend an Infrastructure as Code (IaC) strategy
 recommend appropriate technologies for configuration management (e.g., ARM
Templates, Terraform, Chef, Puppet, Ansible)
Manage Azure Kubernetes Service infrastructure
 provision Azure Kubernetes Service (e.g., using ARM templates, CLI)
 create deployment file for publishing to Azure Kubernetes Service (e.g., kubectl, Helm)
 develop a scaling plan
Implement infrastructure compliance and security
 implement compliance and security scanning
 prevent drift by using configuration management tools
 automate configuration management by using PowerShell Desired State Configuration (DSC)
 automate configuration management by using a VM Agent with custom script extensions
 set up an automated pipeline to inspect security and compliance
Implement continuous feedback (10-15%)
Recommend and design system feedback mechanisms
 design practices to measure end-user satisfaction (e.g., Send a Smile, app analytics)
 design processes to capture and analyze user feedback from external sources (e.g., Twitter, Reddit, Help Desk)
 design routing for client application crash report data
 recommend monitoring tools and technologies
 recommend system and feature usage tracking tools
Implement process for routing system feedback to development teams
 configure crash report integration for client applications
 develop monitoring and status dashboards
 implement routing for client application crash report data
 implement tools to track system usage, feature usage, and flow
 integrate and configure ticketing systems with development team's work management
system (e.g., IT Service Management connector, ServiceNow Cloud Management, App Insights work items)
Optimize feedback mechanisms
 analyze alerts to establish a baseline
 analyze telemetry to establish a baseline
 perform live site reviews and capture feedback for system outages
 perform ongoing tuning to reduce meaningless or non-actionable alerts



Killexams Review | Reputation | Testimonials | Feedback


Afraid of failing AZ-400 exam!
Positive, the questions bank will be very beneficial and I suggest it to everyone who desires to take the ones exams. Congrats on a manner nicely idea out and executed. I passed my AZ-400 exams.


It is good idea to put together AZ-400 test with dumps.
killexams.com gave me an extraordinary practice tool. I used it for my AZ-400 test and was given the most marks. I like the way killexams.com does its test preparation. essentially, that is a sell-off, so you get questions that can be used on the real AZ-400 exam. however the test simulator and the practice test format help you memorize it all very well, so you grow to be knowledge matters and can be able to draw upon this expertise within the destiny. superb best and the test simulator is very light and consumer-pleasant. I did not encounter any issues, so this is a Great cost for cash.  


What are core objectives of AZ-400 exam?
It is the location wherein I taken care of and corrected all my errors in the AZ-400 exam. When I searched test dump for the exam, I determined the killexams.com are the satisfactory one which is one among the reputed product. It allows performing the test better than something. I became happy to locate that become fully informative Q&A material within the mastering. It is ever best-helping material for the AZ-400 exam.


I want up to date dumps of AZ-400 exam.
Failure to lie in those meaning that it was those very moments that they could not learn to forget but now they all know that whether or not there was some cause to the little thing that they could not see just yet that stuff that they were not supposed to know so now you must know that I passed my AZ-400 test and it was better than anything and yes I did with killexams.com and it was not such a bad thing at all to study online for a change and not sulk at home with my books.


Just try these real test questions and success is yours.
Nice, I passed the AZ-400 exam. The killexams.com Q&A helped a lot. Very beneficial indeed. passed the AZ-400 with 95%. I am positive each person can pass the test after completing your tests. The factors have been very helpful. Thanks. It becomes a tremendous enjoyment with killexams.com in terms of the collection of questions, their interpretation, and the sample in which you have set the papers. I am thankful to you and deliver a complete credit score to you guys for my fulfillment.


Microsoft DevOps Latest Topics

Obviously it is hard task to pick solid certification Q&A concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning test dumps update and validity. The vast majority of customers scam by resellers come to us for the test dumps and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com test dumps, killexams PDF questions, killexams questions bank, killexams VCE test simulator. Visit their specimen questions and test test dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Certainly, Killexams is 100 percent legit in addition to fully efficient. There are several functions that makes killexams.com realistic and genuine. It provides up-to-date and 100 percent valid test dumps containing real exams questions and answers. Price is really low as compared to most of the services on internet. The Q&A are up graded on normal basis along with most exact brain dumps. Killexams account arrangement and device delivery is really fast. Computer file downloading can be unlimited and really fast. Support is avaiable via Livechat and Email address. These are the features that makes killexams.com a sturdy website that come with test dumps with real exams questions.



Which is the best braindumps site of 2022?
There are several Q&A provider in the market claiming that they provide real test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. test dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain question bank of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium test Dumps files as many times as you want, There is no limit.

Killexams.com has provided VCE practice test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Exam Center and Enjoy your Success.




NS0-175 free pdf | SAP-C01 Q&A | AZ-700 online test | 300-815 cram | 820-605 obtain | 1Z0-1047 VCE | Mulesoft-CD pass marks | Copedo-Developer practice test | PMI-ACP practice questions | 150-820 sample test | MCIA-Level-1 dumps questions | 2V0-21-19-PSE Q&A | Nutanix-NCP english test questions | PDX-101 practice questions | JN0-1302 question test | MB-320 practice questions | P9560-043 model question | 98-368 certification sample | EX407 practice test | ASVAB-Electronic-Info test Questions |


AZ-400 - Microsoft Azure DevOps Solutions Latest Questions
AZ-400 - Microsoft Azure DevOps Solutions answers
AZ-400 - Microsoft Azure DevOps Solutions Practice Questions
AZ-400 - Microsoft Azure DevOps Solutions PDF Braindumps
AZ-400 - Microsoft Azure DevOps Solutions test prep
AZ-400 - Microsoft Azure DevOps Solutions real questions
AZ-400 - Microsoft Azure DevOps Solutions answers
AZ-400 - Microsoft Azure DevOps Solutions cheat sheet
AZ-400 - Microsoft Azure DevOps Solutions Real test Questions
AZ-400 - Microsoft Azure DevOps Solutions PDF Questions
AZ-400 - Microsoft Azure DevOps Solutions guide
AZ-400 - Microsoft Azure DevOps Solutions PDF Questions
AZ-400 - Microsoft Azure DevOps Solutions boot camp
AZ-400 - Microsoft Azure DevOps Solutions certification
AZ-400 - Microsoft Azure DevOps Solutions test Questions
AZ-400 - Microsoft Azure DevOps Solutions Study Guide
AZ-400 - Microsoft Azure DevOps Solutions Cheatsheet
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions test
AZ-400 - Microsoft Azure DevOps Solutions test Questions
AZ-400 - Microsoft Azure DevOps Solutions braindumps
AZ-400 - Microsoft Azure DevOps Solutions Real test Questions
AZ-400 - Microsoft Azure DevOps Solutions Test Prep
AZ-400 - Microsoft Azure DevOps Solutions outline
AZ-400 - Microsoft Azure DevOps Solutions Dumps
AZ-400 - Microsoft Azure DevOps Solutions test Questions
AZ-400 - Microsoft Azure DevOps Solutions education
AZ-400 - Microsoft Azure DevOps Solutions learning
AZ-400 - Microsoft Azure DevOps Solutions study help
AZ-400 - Microsoft Azure DevOps Solutions test contents
AZ-400 - Microsoft Azure DevOps Solutions dumps
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions Questions and Answers
AZ-400 - Microsoft Azure DevOps Solutions PDF Download
AZ-400 - Microsoft Azure DevOps Solutions real Questions
AZ-400 - Microsoft Azure DevOps Solutions Study Guide
AZ-400 - Microsoft Azure DevOps Solutions course outline
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions Real test Questions
AZ-400 - Microsoft Azure DevOps Solutions information hunger
AZ-400 - Microsoft Azure DevOps Solutions Latest Questions
AZ-400 - Microsoft Azure DevOps Solutions learn
AZ-400 - Microsoft Azure DevOps Solutions dumps
AZ-400 - Microsoft Azure DevOps Solutions Dumps
AZ-400 - Microsoft Azure DevOps Solutions course outline
AZ-400 - Microsoft Azure DevOps Solutions Free test PDF
AZ-400 - Microsoft Azure DevOps Solutions dumps
AZ-400 - Microsoft Azure DevOps Solutions Free test PDF
AZ-400 - Microsoft Azure DevOps Solutions Study Guide
AZ-400 - Microsoft Azure DevOps Solutions test syllabus
AZ-400 - Microsoft Azure DevOps Solutions Question Bank
AZ-400 - Microsoft Azure DevOps Solutions course outline
AZ-400 - Microsoft Azure DevOps Solutions exam


AZ-900 study guide | DP-203 mock questions | AI-102 test practice | MS-900 cheat sheet pdf | DP-900 test results | AZ-204 PDF Questions | PL-900 practice questions | MS-600 test dumps | AZ-140 pass test | MS-500 dumps questions | AZ-305 practice questions | MS-101 free pdf | AZ-220 test test | SC-400 study material | AZ-120 Cheatsheet | PL-300 Test Prep | SC-300 sample questions | AZ-104 study guide | PL-100 practice test | MS-720 test dumps |


Best Certification test Dumps You Ever Experienced


MS-600 braindumps | AZ-304 practice test | 98-365 examcollection | DA-100 dump | 98-381 test prep | AZ-140 test questions | AZ-120 Free test PDF | DP-300 test prep | 77-600 braindumps | PL-200 Free PDF | MS-100 english test questions | 77-887 dumps | MB-500 test dumps | 98-382 test Questions | MS-740 question test | 98-364 test tips | SC-900 practice questions | 98-388 VCE | PL-100 test questions | AZ-600 practice questions |





References :


https://killexams-posting.dropmark.com/817438/23680250
https://killexams-posting.dropmark.com/817438/23711572
http://ge.tt/5nueYU53
https://www.instapaper.com/read/1323091846
https://arfansaleemfan.blogspot.com/2020/08/az-400-microsoft-azure-devops-solutions.html
https://www.coursehero.com/file/67501754/Microsoft-Azure-DevOps-Solutions-AZ-400pdf/
http://feeds.feedburner.com/SlaughterYourHp0-s18ExamAtFirstAttempt
https://ello.co/killexamz/post/ezaqfuxosfn4d99fgywxsw
https://sites.google.com/view/killexams-az-400-question-bank
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-1b675f5a-1af3-4d42-ad6c-f36973988f15/fv-d5a0828d-00cf-4164-b36e-e1d719b2395d/Microsoft-Azure-DevOps-Solutions-(AZ-400).pdf#pageThumbnail-1
http://killexams12.isblog.net/az-400-microsoft-azure-devops-solutions-updated-cheet-sheet-by-killexams-com-14560877
https://killexams-az-400.jimdofree.com/
https://justpaste.it/AZ-400
http://killexams.decksrusct.com/blog/certification-exam-dumps/az-400-microsoft-azure-devops-solutions-real-exam-questions-and-answers-by-killexams-com/
https://files.fm/f/wwuvzbufr



Similar Websites :
Pass4sure Certification test dumps
Pass4Sure test Questions and Dumps






Direct Download

AZ-400 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

AZ-400 Reviews

100% Valid and Up to Date AZ-400 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug