Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über AZ-400?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der AZ-400: Microsoft Azure DevOps Solutions Prüfung.

2024 Updated Actual AZ-400 questions as experienced in Test Center

Aktuelle AZ-400 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

AZ-400 Practice Questions - Microsoft Azure DevOps Solutions | https://www.easyfinanz.cc/

Microsoft AZ-400 : Microsoft Azure DevOps Solutions exam Dumps

Exam Dumps Organized by Lee



Latest 2024 Updated Microsoft Microsoft Azure DevOps Solutions Syllabus
AZ-400 cheatsheet / Braindumps contains real exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




AZ-400 Test Center Questions : Download 100% Free AZ-400 cheatsheet (PDF and VCE)

Exam Number : AZ-400
Exam Name : Microsoft Azure DevOps Solutions
Vendor Name : Microsoft
Update : Click Here to Check Latest Update
Question Bank : Check Questions

real questions of real AZ-400 questions that Checked up in test today
We continuously strive to provide valid and up-to-date AZ-400 exam questions and answers, Test Prep, and practice exams at killexams.com. Their AZ-400 exam dumps are exact copies of the real AZ-400 exam Questions Answers that you will face on the exam screen. Their IT professionals have set up their Microsoft certification Real exam Questions, making it easier for individuals to register for the full version of the genuine AZ-400 test PDF Download and PDF Download with VCE practice tests.

Although there are many providers of AZ-400 material online, the majority of them offer outdated and incorrect resources. It's important to look for a valid and updated AZ-400 provider, such as killexams.com. By trusting killexams.com, you can avoid wasting hundreds of dollars on invalid AZ-400 material. Instead, you can visit their website and obtain 100% free AZ-400 sample questions to ensure your satisfaction. Register for a three-month account and obtain the latest and valid AZ-400 dumps, which include real AZ-400 exam questions and answers. Additionally, you can obtain the AZ-400 VCE exam simulator to practice for your exam.

At killexams.com, they provide the most recent, valid, and updated Microsoft AZ-400 dumps, which are the best way to pass the Microsoft Azure DevOps Solutions exam and enhance your expertise in your organization. Their reputation is built on helping people pass the AZ-400 exam on their first try, and their performance has remained at the top for the past four years. Clients trust their AZ-400 dumps and VCE for their real AZ-400 exam. killexams.com is the best provider of real AZ-400 exam questions, and they constantly update their AZ-400 material to ensure it is legitimate and up-to-date.







AZ-400 exam Format | AZ-400 Course Contents | AZ-400 Course Outline | AZ-400 exam Syllabus | AZ-400 exam Objectives


Design a DevOps strategy (20-25%)

Recommend a migration and consolidation strategy for DevOps tools

 analyze existing artifact (e.g., deployment packages, NuGet, Maven, npm) and container repositories

 analyze existing test management tools

 analyze existing work management tools

 recommend migration and integration strategies for artifact repositories, source control, test management, and work management

Design and implement an Agile work management approach

 identify and recommend project metrics, KPIs, and DevOps measurements (e.g., cycle time, lead time, WIP limit)

 implement tools and processes to support Agile work management

 mentor team members on Agile techniques and practices

 recommend an organization structure that supports scaling Agile practices

 recommend in-team and cross-team collaboration mechanisms

Design a quality strategy

 analyze existing quality environment

 identify and recommend quality metrics

 recommend a strategy for feature flag lifecycle

 recommend a strategy for measuring and managing technical debt

 recommend changes to team structure to optimize quality

 recommend performance testing strategy

Design a secure development process

 inspect and validate code base for compliance

 inspect and validate infrastructure for compliance

 recommend a secure development strategy

 recommend tools and practices to integrate code security validation (e.g., static code analysis)

 recommend tools and practices to integrate infrastructure security validation

Design a tool integration strategy

 design a license management strategy (e.g., VSTS users, concurrent pipelines, test environments, open source software licensing, third-party DevOps tools and services, package management licensing)

 design a strategy for end-to-end traceability from work items to working software

 design a strategy for integrating monitoring and feedback to development teams

 design an authentication and access strategy

 design a strategy for integrating on-premises and cloud resources

Implement DevOps development processes (20-25%)

Design a version control strategy

 recommend branching models

 recommend version control systems

 recommend code flow strategy

Implement and integrate source control

 integrate external source control

 integrate source control into third-party continuous integration and continuous deployment (CI/CD) systems

Implement and manage build infrastructure

 implement private and hosted agents

 integrate third party build systems

 recommend strategy for concurrent pipelines

 manage Azure pipeline configuration (e.g., agent queues, service endpoints, pools, webhooks)

Implement code flow

 implement pull request strategies

 implement branch and fork strategies

 configure branch policies

Implement a mobile DevOps strategy

 manage mobile target device sets and distribution groups

 manage target UI test device sets

 provision tester devices for deployment

 create public and private distribution groups

Managing application configuration and secrets

 implement a secure and compliant development process

 implement general (non-secret) configuration data

 manage secrets, tokens, and certificates

 implement applications configurations (e.g., Web App, Azure Kubernetes Service, containers)

 implement secrets management (e.g., Web App, Azure Kubernetes Service, containers, Azure Key Vault)

 implement tools for managing security and compliance in the pipeline

Implement continuous integration (10-15%)

Manage code quality and security policies

 monitor code quality

 configure build to report on code coverage

 manage automated test quality

 manage test suites and categories

 monitor quality of tests

 integrate security analysis tools (e.g., SonarQube, White Source Bolt, Open Web

Application Security Project)

Implement a container build strategy

 create deployable images (e.g., Docker, Hub, Azure Container Registry)

 analyze and integrate Docker multi-stage builds

Implement a build strategy

 design build triggers, tools, integrations, and workflow

 implement a hybrid build process

 implement multi-agent builds

 recommend build tools and configuration (e.g. Azure Pipelines, Jenkins)

 set up an automated build workflow

Implement continuous delivery (10-15%)

Design a release strategy

 recommend release tools

 identify and recommend release approvals and gates

 recommend strategy for measuring quality of release and release process

 recommend strategy for release notes and documentation

 select appropriate deployment pattern

Set up a release management workflow

 automate inspection of health signals for release approvals by using release gates

 configure automated integration and functional test execution

 create a release pipeline (e.g., Azure Kubernetes Service, Service Fabric, WebApp)

 create multi-phase release pipelines

 integrate secrets with release pipeline

 provision and configure environments

 manage and modularize tasks and templates (e.g., task and variable groups)

Implement an appropriate deployment pattern

 implement blue-green deployments

 implement canary deployments

 implement progressive exposure deployments

 scale a release pipeline to deploy to multiple endpoints (e.g., deployment groups, Azure Kubernetes Service, Service Fabric)

Implement dependency management (5-10%)

Design a dependency management strategy

 recommend artifact management tools and practices (Azure Artifacts, npm, Maven, Nuget)

 abstract common packages to enable sharing and reuse

 inspect codebase to identify code dependencies that can be converted to packages

 identify and recommend standardized package types and versions across the solution

 refactor existing build pipelines to implement version strategy that publishes packages

Manage security and compliance

 inspect open source software packages for security and license compliance to align with corporate standards (e.g., GPLv3)

 configure build pipeline to access package security and license rating (e.g., Black Duck, White Source)

 configure secure access to package feeds

Implement application infrastructure (15-20%)

Design an infrastructure and configuration management strategy

 analyze existing and future hosting infrastructure

 analyze existing Infrastructure as Code (IaC) technologies

 design a strategy for managing technical debt on templates

 design a strategy for using transient infrastructure for parts of a delivery lifecycle

 design a strategy to mitigate infrastructure state drift

Implement Infrastructure as Code (IaC)

 create nested resource templates

 manage secrets in resource templates

 provision Azure resources

 recommend an Infrastructure as Code (IaC) strategy

 recommend appropriate technologies for configuration management (e.g., ARM

Templates, Terraform, Chef, Puppet, Ansible)

Manage Azure Kubernetes Service infrastructure

 provision Azure Kubernetes Service (e.g., using ARM templates, CLI)

 create deployment file for publishing to Azure Kubernetes Service (e.g., kubectl, Helm)

 develop a scaling plan

Implement infrastructure compliance and security

 implement compliance and security scanning

 prevent drift by using configuration management tools

 automate configuration management by using PowerShell Desired State Configuration (DSC)

 automate configuration management by using a VM Agent with custom script extensions

 set up an automated pipeline to inspect security and compliance

Implement continuous feedback (10-15%)

Recommend and design system feedback mechanisms

 design practices to measure end-user satisfaction (e.g., Send a Smile, app analytics)

 design processes to capture and analyze user feedback from external sources (e.g., Twitter, Reddit, Help Desk)

 design routing for client application crash report data

 recommend monitoring tools and technologies

 recommend system and feature usage tracking tools

Implement process for routing system feedback to development teams

 configure crash report integration for client applications

 develop monitoring and status dashboards

 implement routing for client application crash report data

 implement tools to track system usage, feature usage, and flow

 integrate and configure ticketing systems with development team's work management

system (e.g., IT Service Management connector, ServiceNow Cloud Management, App Insights work items)

Optimize feedback mechanisms

 analyze alerts to establish a baseline

 analyze telemetry to establish a baseline

 perform live site reviews and capture feedback for system outages

 perform ongoing tuning to reduce meaningless or non-actionable alerts



Killexams Review | Reputation | Testimonials | Feedback


I placed all my efforts on net and located killexams AZ-400 real exam bank.
I attained a 96% score in the AZ-400 certification exam, and I have complete faith in the products of killexams.com. I became a permanent member and downloaded AZ-400 exam braindumps and practice exams with the exam simulator. I highly recommend this team for your certification guidance.


Thrilled to listen that updated dumps of AZ-400 exam are available right here.
When I was searching for an internet exam simulator to take my AZ-400 exam, I came across killexams.com Questions and Answers. I was able to answer all the questions in less than ninety minutes, and it was tremendous to realize that killexams.com had all the essential material needed for the exam. Although I was hesitant to use it at first, I decided to obtain the demos initially to see if I could get the right help for the AZ-400 exam.


Do you want updated dumps of AZ-400 exam to pass the exam?
I had a great experience with killexams.com as my AZ-400 exam coaching preference. Their exam Questions Answers were very useful in helping me pass my exam. Before making a purchase, I contacted customer support, and they showed me that they update their materials almost every day. This ensured that I could rely on the brand new exam material, not outdated e-books that become irrelevant after a week of publishing.


Did you tried this great source of LaACTUAL EXAM QUESTIONS.
When I was searching for an internet exam simulator to take my AZ-400 exam, killexams.com came to my rescue. I answered all the questions within just 90 minutes. The study material had all the important dumps that were required for the exam, which made the exam preparation a lot easier for me. Initially, I was hesitant to use killexams.com Questions and Answers, but after downloading the demos, I realized that it could provide me with the right help for the AZ-400 exam.


Passing the AZ-400 exam is not enough, having that knowledge is required.
I was skeptical about my ability to pass the AZ-400 exam until I received the exam questions from killexams.com. It gave me the confidence to take on the exam and pass it. While it is easy for other people to be seen and heard, passing the AZ-400 exam as a student is an excellent way to gain attention. Killexams.com has played a significant role in making this happen for me, and I am forever grateful.


Microsoft DevOps education

   


While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to cheatsheet update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their sample questions and sample brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is totally legit as well as fully reliable. There are several characteristics that makes killexams.com unique and legit. It provides informed and totally valid cheatsheet made up of real exams questions and answers. Price is small as compared to almost all of the services online. The Questions Answers are up to date on standard basis together with most exact brain dumps. Killexams account arrangement and item delivery is extremely fast. Document downloading is unlimited and really fast. Assistance is avaiable via Livechat and Electronic mail. These are the features that makes killexams.com a strong website that supply cheatsheet with real exams questions.



Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide real exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. cheatsheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for real exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium cheatsheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take real Test. Go register for Test in Test Center and Enjoy your Success.




4H0-712 question test | 040-444 Latest Questions | BCNS-CNS test prep | MHAP exam papers | Advance-RPA-Pro pass exam | ISO-31000-CLA free practice exams | IOS-252 exam answers | PCNSE-PANOS-9 cheat sheet pdf | 156-315.81 braindumps | PRINCE2-Re-Registration brain dumps | Okta-Certified-Pro brain dumps | Industries-CPQ-Developer practice questions | 1Y0-241 practice questions | NNAAP-NA study guide | ASVAB free online test | NCE Practice Questions | 050-SEPROGRC-01 free pdf | DES-1B31 study guide | S90.05A VCE | PL-200 cheatsheet |


AZ-400 - Microsoft Azure DevOps Solutions Test Prep
AZ-400 - Microsoft Azure DevOps Solutions Latest Questions
AZ-400 - Microsoft Azure DevOps Solutions PDF Braindumps
AZ-400 - Microsoft Azure DevOps Solutions Dumps
AZ-400 - Microsoft Azure DevOps Solutions Real exam Questions
AZ-400 - Microsoft Azure DevOps Solutions exam dumps
AZ-400 - Microsoft Azure DevOps Solutions Real exam Questions
AZ-400 - Microsoft Azure DevOps Solutions tricks
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions Question Bank
AZ-400 - Microsoft Azure DevOps Solutions exam
AZ-400 - Microsoft Azure DevOps Solutions exam Questions
AZ-400 - Microsoft Azure DevOps Solutions book
AZ-400 - Microsoft Azure DevOps Solutions Test Prep
AZ-400 - Microsoft Azure DevOps Solutions Free exam PDF
AZ-400 - Microsoft Azure DevOps Solutions exam syllabus
AZ-400 - Microsoft Azure DevOps Solutions braindumps
AZ-400 - Microsoft Azure DevOps Solutions Free exam PDF
AZ-400 - Microsoft Azure DevOps Solutions exam success
AZ-400 - Microsoft Azure DevOps Solutions test
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions boot camp
AZ-400 - Microsoft Azure DevOps Solutions PDF Download
AZ-400 - Microsoft Azure DevOps Solutions study help
AZ-400 - Microsoft Azure DevOps Solutions test
AZ-400 - Microsoft Azure DevOps Solutions cheat sheet
AZ-400 - Microsoft Azure DevOps Solutions Real exam Questions
AZ-400 - Microsoft Azure DevOps Solutions PDF Download
AZ-400 - Microsoft Azure DevOps Solutions test prep
AZ-400 - Microsoft Azure DevOps Solutions study help
AZ-400 - Microsoft Azure DevOps Solutions exam syllabus
AZ-400 - Microsoft Azure DevOps Solutions braindumps
AZ-400 - Microsoft Azure DevOps Solutions certification
AZ-400 - Microsoft Azure DevOps Solutions Test Prep
AZ-400 - Microsoft Azure DevOps Solutions education
AZ-400 - Microsoft Azure DevOps Solutions PDF Questions
AZ-400 - Microsoft Azure DevOps Solutions teaching
AZ-400 - Microsoft Azure DevOps Solutions exam
AZ-400 - Microsoft Azure DevOps Solutions testing
AZ-400 - Microsoft Azure DevOps Solutions exam Questions
AZ-400 - Microsoft Azure DevOps Solutions PDF Braindumps
AZ-400 - Microsoft Azure DevOps Solutions test
AZ-400 - Microsoft Azure DevOps Solutions Latest Topics
AZ-400 - Microsoft Azure DevOps Solutions testing

Other Microsoft exam Dumps


MS-101 free online test | AZ-801 Latest Topics | AZ-720 practice test | MS-203 free prep | DP-100 exam questions | MB-335 cbt | SC-900 pdf download | SC-400 examcollection | AZ-220 questions download | MB-340 certification sample | PL-600 question test | MS-102 Practice Questions | MS-721 Question Bank | AZ-500 exam questions | AZ-304 assessment test sample | MB-220 test example | AZ-140 questions and answers | PL-500 Real exam Questions | MB-230 download | DP-300 exam prep |


Best cheatsheet You Ever Experienced


Salesforce-Certified-Identity-and-Access-Management-Designer pass exam | 2B0-202 exam questions | EX0-115 exam results | CNS exam Questions | CABM practical test | API-570 Free exam PDF | 920-240 sample questions | NS0-184 assessment test sample | PR000005 PDF Dumps | 2V0-51-19 study material | JN0-611 Free PDF | 5V0-62.22 Question Bank | NHA-AIT cheat sheet pdf | PMI-RMP dumps questions | AACE-PSP training material | 050-CSEDLPS cbt | SOFQ Latest Questions | OutSystems-ARDC questions and answers | 4A0-104 free pdf | SAFe-Practitioner Practice Test |





References :


https://killexams-posting.dropmark.com/817438/23680250
https://killexams-posting.dropmark.com/817438/23711572
https://www.instapaper.com/read/1323091846
https://arfansaleemfan.blogspot.com/2020/08/az-400-microsoft-azure-devops-solutions.html
https://www.coursehero.com/file/67501754/Microsoft-Azure-DevOps-Solutions-AZ-400pdf/
http://feeds.feedburner.com/SlaughterYourHp0-s18ExamAtFirstAttempt
https://sites.google.com/view/killexams-az-400-question-bank
http://killexams12.isblog.net/az-400-microsoft-azure-devops-solutions-updated-cheet-sheet-by-killexams-com-14560877
https://killexams-az-400.jimdofree.com/
https://files.fm/f/wwuvzbufr



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

AZ-400 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

AZ-400 Reviews

100% Valid and Up to Date AZ-400 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug