Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : Analytics-Arch-201
Exam Name : Salesforce Certified Tableau Architect
Vendor Name : Tableau
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Analytics-Arch-201 test Format | Analytics-Arch-201 Course Contents | Analytics-Arch-201 Course Outline | Analytics-Arch-201 test Syllabus | Analytics-Arch-201 test Objectives
Design a Tableau Infrastructure
- Gather requirements for implementing a complex Tableau deployment
- Evaluate requirements for users and their role distributions
- Identify relevant constraints and requirements, including future growth
- Identify requirements for and recommend a strategy for licensing, including Authorization-to-Run (ATR)
- Assess the need for high availability and disaster recovery
- Map the features and capabilities of the Tableau Server Add-Ons to requirements
- Plan and implement Tableau Cloud
- Plan and implement Tableau Bridge
- Plan and implement authentication
- Plan and implement automated user provisioning, including System for CrossDomain Identity Management (SCIM)
- Troubleshoot advanced configuration issues
- Plan and implement multi-sites using Tableau Cloud Manager
- Plan a migration
- Plan a migration of Tableau Cloud to Tableau Server
- Plan a migration of Tableau Server to Tableau Cloud
- Plan a migration from Windows to Linux
- Plan a migration from Linux to Windows
- Plan a migration from one identity store to another
- Plan a consolidation of multiple Tableau servers or sites into fewer servers or sites
- Plan a migration from one Tableau Server environment to another
- Create scripts for migration
- Use the Tableau Content Migration Tool
- Design an appropriate process topology
- Specify process counts (sizing)
- Specify node count
- Specify service-to-node relationships (node roles), including service isolation and service colocation
- Specify when to use external services
- Recommend a Tableau Server configuration
- Recommend an appropriate identity store and authentication configuration
- Recommend specific configuration keys and values to suit a given use case
- Recommend a configuration to address security requirements such as encryption at rest and encryption over the wire
- Recommend hardware and network specifications
- Create a disaster recovery strategy
Deploy Tableau Server
- Implement production-ready Tableau Server deployments
- Deploy and configure Tableau Server
- Configure an external file store
- Configure an external repository
- Configure an external gateway
- Configure an unlicensed node
- Configure a coordination ensemble
- Configure a backgrounder process with a specific node role
- Configure Tableau for a load balancer
- Install in an air-gapped environment
- Validate a disaster recovery/high availability test strategy
- Perform a blue-green deployment
- Locate and interpret Tableau Server installation logs
- Install and configure Resource Monitoring Tool server and agents
- Plan and implement automated deployment (using a script, that is, Silent Installer)
- Configure and troubleshoot supported authentication methods
- Configure and troubleshoot SAML
- Configure and troubleshoot Kerberos
- Configure and troubleshoot OpenID Connect
- Configure and troubleshoot Mutual SSL
- Configure and troubleshoot trusted authentication
- Configure and troubleshoot Connected App authentication
- Configure and troubleshoot LDAP
- Configure and troubleshoot Azure Active Directory
- Identify dependencies between authentication methods and Tableau environments, including Tableau Cloud
- Implement encryption
- Implement SSL encryption
- Implement database encryption
- Implement extract encryption
- Set up service principal names (SPNs) for Kerberos
- Install and verify Tableau Server on Linux
- Install Tableau Server on Linux by using CLI or the Installation Wizard
- Identify and resolve issues with installation on Linux
- Identify and resolve issues with operating system and networking configurations
- Identify and resolve issues with interfaces and interactions with external systems
- Identify and resolve issues with proxy issues
- Identify appropriate operating system logs and Tableau logs for troubleshooting
- Verify system groups and file system permissions
- Install and verify Tableau Server on Windows
- Install Tableau Server on Windows by using CLI or the Installation Wizard
- Identify and resolve issues with installation on Windows
- Identify and resolve issues with operating system and networking configurations
- Identify and resolve issues with interfaces and interactions with external systems
- Identify and resolve proxy issues
- Identify appropriate operating system logs and Tableau logs for troubleshooting
- Verify system groups and file system permissions
- Use the Run As service account
Monitor and Maintain a Tableau Deployment
- Create custom administrative views
- Interpret the repository schema and the event types
- Build admin dashboards for common scenarios
- Utilize Admin Insights on Tableau Cloud
- Perform load testing
- Recommend a load testing strategy
- Configure and use a load testing tool such as TabJolt
- Configure a test environment
- Create appropriate test plans
- Interpret load test results and determine the appropriate action
- Identify and resolve performance bottlenecks
- Troubleshoot complex performance issues related to workbooks, data sources, and other types of content
- Perform resource analysis, latency analysis, and workload analysis to determine root cause of performance issues
- Create an action to resolve issues identified in performance recordings
- Optimize caching for Tableau Server
- Maintain and tune a Tableau Server environment by using observability data
- Map the features and capabilities of the Tableau Server Resource Monitoring Tool to observability requirements
- Recommend a strategy for collecting and analyzing Tableau Server logs
- Recommend a strategy for collecting and analyzing Tableau Server process metrics
- Recommend a strategy for collecting and analyzing operating system and hardware-related metrics
- Interpret observability data
- Revise architecture based on observability data
- Troubleshoot connectivity in a single or multi-node environment, especially database connectivity
- Configure and implement Activity Log for Tableau Cloud or Tableau Server
- Automate server maintenance functions
- Manage and change Tableau Server resources programmatically, including Tableau Services Manager (TSM), REST APIs, and tabcmd
- Recommend a script deployment method, including Windows Scheduler and cron
- Recommend automated deployment methods for Tableau Server, Tableau Desktop, and Tableau Prep
- Design an automated complex disaster recovery process
- Plan and implement multi-node server upgrades
- Automate maintenance tasks, such as cleanup and backup
- Configure and use the Metadata API
- Manage server extensions
- Schedule content automation tasks by using webhooks, tabcmd, REST, or Hyper APIs
- Implement and configure dashboard extensions and web data connectors
- Configure trusted tickets and connected apps for a custom embedded solution
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug
