Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über BONENT-CPDN?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der BONENT-CPDN: BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Prüfung.
2025 Updated Actual BONENT-CPDN questions as experienced in Test Center
Aktuelle BONENT-CPDN Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
Nursing BONENT-CPDN : BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Practice TestsPractice Tests Organized by Shahid nazir |
Latest 2025 Updated Nursing BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Syllabus
BONENT-CPDN dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
BONENT-CPDN dumps collection : Download 100% Free BONENT-CPDN practice tests (PDF and VCE)
Exam Number : BONENT-CPDN
Exam Name : BONENT Certified Peritoneal Dialysis Nurse (CPDN)?
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions
100% free obtain BONENT-CPDN Study Guide and Real exam Questions
We receive reports from applicants on a daily basis who have taken the Nursing BONENT Certified Peritoneal Dialysis Nurse (CPDN)? real exam and passed with good scores. Some of them are so excited that they apply for several subsequent exams from killexams.com. They feel proud that they are helping people Excellerate their knowledge and pass their exams with ease. Their job is done.
If you aspire to land a good job by passing the Nursing BONENT-CPDN exam, then you must register at killexams.com. Their team of experts is constantly working hard to gather genuine BONENT-CPDN exam questions for you. You will receive BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam questions to ensure that you pass the BONENT-CPDN exam with flying colors. With their 100% free-of-cost service, you can obtain updated BONENT-CPDN exam questions at any time. While several organizations offer BONENT-CPDN dumps, finding valid and current 2025 BONENT-CPDN Free exam PDF is a significant challenge. It is advisable to reconsider and rely on killexams.com instead of falling for the free BONENT-CPDN TestPrep available on the web.
You can easily obtain the BONENT-CPDN TestPrep PDF on any device, be it an iPad, iPhone, laptop, smart TV, or Android device, and read and memorize the BONENT-CPDN Mock Exam while you're on vacation or traveling. This will save a lot of your time, giving you more time to study BONENT-CPDN Exam Questions. Keep practicing with the BONENT-CPDN TestPrep and VCE exam simulator until you achieve a perfect score of 100%. Once you are confident, go straight to the Test Center for the real BONENT-CPDN exam.
BONENT-CPDN exam Format | BONENT-CPDN Course Contents | BONENT-CPDN Course Outline | BONENT-CPDN exam Syllabus | BONENT-CPDN exam Objectives
Killexams Review | Reputation | Testimonials | Feedback
A wonderful idea to compile BONENT-CPDN actual test questions.
I would like to express my gratitude to the killexams.com team for creating a fantastic exercise test for the BONENT-CPDN exam. It is clear that without killexams.com exam engine, students cannot even think of taking the BONENT-CPDN exam. Although I tried various sources for exam preparation, I could not gain enough confidence to take the BONENT-CPDN exam. However, killexams.com exam guide made exam preparation easy and boosted my confidence level to take the exam with ease.
Read these BONENT-CPDN real exam questions and feel confident.
I passed the BONENT-CPDN exam and was thrilled to see that Killexams adheres to its claims. The actual exam questions provided by Killexams and the exam simulator worked perfectly, and the bundle incorporated everything they promised. The customer support provided by Killexams was excellent, and I was able to get in touch with them whenever I needed help. Overall, I am very happy with this superb product, and I passed the BONENT-CPDN exam with a top score, something I never thought was possible.
Did you try these BONENT-CPDN real exam bank and study guide?
After deciding to take the BONENT-CPDN exam, I received valuable help from killexams.com. Their valid and reliable practice BONENT-CPDN classes were a great help in preparing me for the exam. I had the opportunity to test myself before feeling confident enough to take the exam, which helped me to score well. Thanks to Killexams, I was best equipped to succeed in my exam.
Tips and tricks to pass the BONENT-CPDN exam with high scores.
I had an amazing experience with the killexams.com team. Their guidance and support helped me immensely in my development and success. I admire their effort and dedication to helping candidates succeed in their exams.
Is it possible? The BONENT-CPDN questions were exactly the same in the VCE exam that I received.
I passed my BONENT-CPDN exam with killexams.com, and the questions were valid and accurate. They offered a 99% pass rate and a money-back guarantee, but I did not need either as I got great scores.
Nursing Certified outline
BONENT-CPDN Exam
User: Alice***** Passing the BONENT-CPDN exam with a score of 100% is a testimony to the quality of the exam simulator provided by killexams.com. The comprehensive exam preparatory material is an excellent way to score high on exams, and I am grateful to have had access to it. I have already recommended it to colleagues who also passed the BONENT-CPDN exam, and I will definitely be back for my next certification. |
User: Lenin***** Investing in killexams.com BONENT-CPDN VCE exam was definitely worth the money. Although I am not usually one to buy study materials, the high cost and stress of the exam made me realize I needed a safety net. This package was perfect, with valid questions and accurate answers. I even double-checked with friends, and they confirmed that the answers were correct. Thanks to killexams.com, I passed the exam with ease, and I recommend this service to everyone. |
User: Yanina***** I used Killexams.com Nursing test guidance material to prepare for the bonent-cpdn exam, and it was comprehensive but useful in passing the exam. |
User: Jean***** If you are looking for comprehensive and effective preparation for the bonent-cpdn exam, I highly recommend killexams.com. Their exam solution is top-notch and can significantly enhance your chances of passing the exam. I can personally attest to this, having passed my bonent-cpdn exam with their help and obtained my bonent-cpdn certificate. |
User: Tomás***** Thanks to killexams.com, I was able to get my BONENT-CPDN associate certification. Their materials are beneficial, and their exam simulator is virtually perfect; it replicates the exam perfectly. The Topics were easy to understand, and the use of the killexams.com exam practice tests made it even easier. The exam itself was unpredictable, but with killexams.com Questions and Answers, I felt well-prepared, and I was satisfied with the result. |
BONENT-CPDN Exam
Question: I have downloaded BONENT-CPDN questions free from internet, are they sufficient? Answer: Most of the free BONENT-CPDN questions on the internet are outdated. You need up-to-date and latest actual questions to pass the BONENT-CPDN exam. Visit killexams.com and register to obtain the complete dumps collection of BONENT-CPDN exam test prep. These BONENT-CPDN exam questions are taken from actual exam sources, that's why these BONENT-CPDN exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these BONENT-CPDN questions are sufficient to pass the exam. |
Question: Can I obtain updated dumps Questions & Answers of BONENT-CPDN exam? Answer: Yes. You will be able to obtain up-to-date Braindumps to the BONENT-CPDN exam. If there will be any update in the exam, it will be automatically copied in your obtain section and you will receive an intimation email. You can memorize and practice these Braindumps with the VCE exam simulator. It will train you enough to get good marks in the exam. |
Question: All actual questions of BONENT-CPDN exam! Are you kidding? Answer: Yes, it looks like they are kidding but it is true. All the BONENT-CPDN real exam questions are included in the test prep with VCE practice tests. That will prepare you enough to answer all the questions in the exam and get good marks. |
Question: Where am I able to find BONENT-CPDN and up-to-date dumps questions? Answer: You can obtain up-to-date BONENT-CPDN questions questions at Killexams. Killexams recommend these BONENT-CPDN questions to memorize before you go for the actual exam because this BONENT-CPDN dumps collection contains to date and 100% valid BONENT-CPDN dumps collection with the new syllabus. Killexams has provided the shortest BONENT-CPDN questions for busy people to pass BONENT-CPDN exam without practicing massive course books. If you go through these BONENT-CPDN questions, you are more than ready to take the test. They recommend taking your time to study and practice BONENT-CPDN VCE exam until you are sure that you can answer all the questions that will be asked in the actual BONENT-CPDN exam. For a full version of BONENT-CPDN test prep, visit killexams.com and register to obtain the complete dumps collection of BONENT-CPDN exam test prep. These BONENT-CPDN exam questions are taken from actual exam sources, that's why these BONENT-CPDN exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these BONENT-CPDN questions are sufficient to pass the exam. |
Question: How long it will take to setup my killexams account? Answer: Killexams take just 5 to 10 minutes to set up your online obtain account. It is an automatic process and completes in very little time. When you complete your payment, their system starts setting up your account within no time and it takes less than 5 minutes. You will receive an email with your login information immediately after your account is setup. You can then login and obtain your exam files. |
https://www.pass4surez.com/art/read.php?keyword=Nursing+Certified+outline&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning cheatsheet update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit Killexams.com, their specimen questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice tests website?
Sure, Killexams is 100 percent legit in addition to fully trusted. There are several attributes that makes killexams.com authentic and genuine. It provides recent and 100 percent valid exam questions containing real exams questions and answers. Price is nominal as compared to almost all of the services online. The Braindumps are up graded on ordinary basis with most recent questions. Killexams account method and products delivery is really fast. Document downloading is actually unlimited and incredibly fast. Help is avaiable via Livechat and Message. These are the characteristics that makes killexams.com a robust website that provide exam prep with real exams questions.
Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium VCE exam files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
005-002 Latest Topics | CNOR Braindumps | BCBA online exam | C-NPT Free PDF | MCPA-Level-1 practical test | NCP-MCI study guide | SCS-C01 cbt | CHPNA study guide | SCA-C01 practice exam | NBSTSA-CST Study Guide | ACD200 free pdf | BCEN-CBRN boot camp | 201 study help | Integration-Architecture-Designer cram | Nutanix-NCP mock questions | BLOCKCHAINF exam Questions | H12-721 Test Prep | 2V0-71.21 free pdf obtain | CTFL-AuT online exam | 5V0-32-19 free pdf |
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? guide
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Premium PDF
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? cheat sheet
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam success
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Real exam Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? study tips
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? information search
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? actual Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? answers
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? certification
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? PDF questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam success
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? syllabus
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? study help
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? study tips
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? PDF Download
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam syllabus
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? syllabus
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Real exam Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? information source
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Free exam PDF
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? information source
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? test
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? certification
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Latest Topics
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam contents
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? testprep
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? PDF Download
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? boot camp
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam success
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam Cram
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? actual Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? exam syllabus
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? PDF Download
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? test prep
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? actual Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? real questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? Real exam Questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? test
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? PDF questions
BONENT-CPDN - BONENT Certified Peritoneal Dialysis Nurse (CPDN)? information source
Other Nursing Practice Tests
AHN-BC exam answers | CPNP-PC practice questions | CBUNA-CUA pdf questions | NCCHC-CCHP exam prep | CMCN exam questions | NEA-BC mock questions | CHPLN Test Prep | ONCB-ONP-C test practice | C-ELBW exam results | NNP-BC real questions | CORLN practice exam | BCEN-CTRN bootcamp | ABWM-CWS test questions | CNN practice test | WOCNCB-CFCN test prep | HANCB-ACRN english test questions | OCN boot camp | WOCNCB-CCCN mock exam | DNPCB-DCNP pdf download | ADM-BC free questions |
Best practice tests You Ever Experienced
C1000-163 prep questions | 4A0-106 real questions | JN0-413 study material | CTAL-TM-UK test practice | CTFL-V4-Foundation Practice test | 920-552 test prep | SPLK-3001 mock questions | NHDP-BC Free exam PDF | MS-900 free pdf | CISMP-V9 english test questions | C1000-141 pass exam | GMAT-Verbal test prep | ASCP-MLT exam questions | C-NPT Questions and Answers | CPEH-001 assessment test sample | FNP-BC mock questions | CIS-FSM free pdf | 050-701 practice exam | OMG-OCUP2-INT200 study guide | NSE7_SDW-7.0 practice test |
References :
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
BONENT-CPDN Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date BONENT-CPDN Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug