Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CAU302?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CAU302: CyberArk Defender + Sentry Prüfung.

2024 Updated Actual CAU302 questions as experienced in Test Center

Aktuelle CAU302 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

CAU302 PDF obtain - CyberArk Defender + Sentry | https://www.easyfinanz.cc/

CyberArk CAU302 : CyberArk Defender + Sentry ACTUAL EXAM QUESTIONS

Exam Dumps Organized by Lee



Latest 2024 Updated CyberArk CyberArk Defender + Sentry Syllabus
CAU302 ACTUAL EXAM QUESTIONS / Braindumps contains actual test Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




CAU302 Exam Center Questions : Download 100% Free CAU302 ACTUAL EXAM QUESTIONS (PDF and VCE)

Exam Number : CAU302
Exam Name : CyberArk Defender + Sentry
Vendor Name : CyberArk
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Try not to Miss these CyberArk CAU302 braindumps with Latest Questions
Our CyberArk CAU302 PDF Questions with PDF Download are precise of the genuine CAU302 test. A total pool of CAU302 PDF Braindumps is maintained in a database of questions. They add and update new Q&A on a regular basis to retain the most current content for contenders.

There are numerous exam dumps providers on the internet, but most of them are selling outdated dumps. It is crucial to find a reliable and reputable CAU302 exam dumps provider online. You can either research on your own or trust killexams.com. However, keep in mind that your research should not end up wasting your time and money. They recommend that you directly go to killexams.com and obtain 100% free CAU302 Latest Questions to evaluate the trial questions. If you are satisfied, register and get a 3-month account to obtain the latest and valid CAU302 Actual Questions that includes real test questions and answers. Additionally, you should also obtain the CAU302 VCE test simulator for your preparation.

We have included all updates and modifications in their PDF Braindumps for CAU302 in 2024. These 2024 updated CAU302 braindumps ensure your success in the actual exam. They suggest that you go through the entire dumps questions before appearing for the actual test. It is not just because they use their CAU302 Actual Questions, but they genuinely feel an improvement in their knowledge. They can work in a real-life environment as professionals. Their focus is not just on passing the CAU302 test with their braindumps, but also enhancing knowledge about CAU302 courses and objectives. This is how individuals achieve success.







CAU302 test Format | CAU302 Course Contents | CAU302 Course Outline | CAU302 test Syllabus | CAU302 test Objectives


This certification provides the practical knowledge and technical skills to maintain day-to-day operations and support the on-going performance of the CyberArk Privileged Access Security Solution



The CyberArk Defender Certification tests for the practical knowledge and technical skills to maintain day-to-day operations and to support the on-going maintenance of the CyberArk Privileged Account Security Solution. It is intended to certify an examinees competence to fill one of the following roles within a Privileged Account Security Program.



Exam : CAU302

Exam Name : CyberArk Defender + Sentry

Questions : 65

Type : multiple-choice questions

Duration : 90 minutes

Passing score : 70%



A CyberArk Certified Defender is capable of performing the following tasks:

Describing the system architecture and workflows. Successfully managing passwords (Verification, Change, and Reconciliation). Onboarding accounts using Accounts Discovery and the Password Upload Utility. Configuring sessions to be directed through a PSM. Monitoring recorded sessions. Describing how connections through a PSMP can be established. Modifying Master Policy settings. Producing reports on various system and user activities. Monitoring the CyberArk implementation. Describing and configuring the various logs that are available to troubleshoot problems. Utilizing the knowledge base and other available resources to resolve problems. Performing common administrative tasks.



The CyberArk Defender Certification tests examanees ability to form the following tasks in seven knowledge domains. Only functions of the Core PAS Solution are included.

Account Onboarding

• Perform a bulk upload of accounts using Password Upload Utility or REST

• Create an Onboarding Rule

• Onboard an account from the pending accounts list

• Setup a Unix Discovery

• Setup a Windows Discovery

• Manually onboard an account

• Onboard SSH Keys with Account Uploader



Application Management

• Describe tools that could be used to monitor CyberArk Application Health

• Use PrivateArk with Proficiency

• Describe how each component communicates with others or devices on network at a high level

• Maintain an appropriate chain of custody for Encryption Keys



Ongoing Maintenance

• Restore DR to normal operation after a failover

• Backup Vault Data with PAReplicate

• Resync a credential file by running createcredfile manually on the command line

• Identify the log files for each component

• Identify and locate component configuration files

• Assemble necessary log files for submission to a case (X-RAY)

• Ensure each component is operational

• Open a support case with appropriate description and severity

• Create or Upvote an ER

• Restore an object to the vault from a PAReplicate Backup



Password Management Configuration

• Configure a request/approval process

• Configure workflow processes to ensure non-repudiation

• Setup automatic verification, management, and reconciliation of passwords or SSH Keys

• Explain the differences between a logon versus a reconcile account

• Configure a logon account

• Configure a reconcile account

• Properly configure the “SearchForUsages” Platform parameter

• Configure workflow processes to reduce the risk of credential theft

• Configure workflow processes to comply with audit/regulatory policies

• Import a Custom Platform from the Marketplace

• Duplicate a Platform

• Manage the password of a supported usage

• Provision a Safe

• Follow a safe naming convention

• Configure Safe Retention

• Configure Management of Workstation Passwords using Loosely Connected Devices

• Add a User/Group to a safe in accordance with access control policies

• Use an OOB Platform to manage a device



Security and Audit

• Configure a Response to Unmanaged Credentials

• Describe the various PTA detections

• Configure Automatic Session Termination

• Configure a Response to Credential Theft

• Search for a recording

• Utilize safe permissions to limit the scope of reports for specific users

• Understand the purpose of EVD

• Grant appropriate permission to allow users to run reports

• Describe all reports and what information they provide a user

• Review a recording

• Configure email alerts in PTA



Session Management Configuration

• Configure the Master Policy to enable the PSM

• Grant Access to view recordings

• Configure a recording safe

• Make a PSM for SSH Connection using an SSH Client

• Make a PSM Connection using the Connect Button

• Make a PSM Connection using an RDP Client

• Setup text based or video based recordings on PSM

• Configure the PSM to utilize the HTML5 Gateway

• Configure the Master Policy to enable the connect button

• Configure the Master Policy to create PSM recordings

• Configure a split workflow

• Describe connection components and what they do



User Management Configuration

• Be able to describe the difference between safe and vault level permissions without the GUI (web or PA client)

• Add an LDAP User/Group to a Local Group

• Configure additional LDAP hosts

• Validate Proper Function of Pre-Configured Directory Mappings

• Verify an LDAP Configuration is using SSL

• Add a User to a Vault Group

• Configure Safe Level Permissions on a User or Group

• Configure Vault Level Permissions on a User

• Describe the purpose of each Built-In Vault User

• Login as the Master user

• Provision an internally authenticated user in the vault

• Set/Reset a Vault Users Password



Killexams Review | Reputation | Testimonials | Feedback


Belive me or not! This help updated CAU302 questions works.
I am thrilled to announce that I passed my CAU302 test last week and even passed another test this month. Many people agree that braindumps are a great way to study, whether it's for the test or for improving your knowledge. During my exams, I encountered many questions, and I was pleased to know that I knew all the answers.


Is it possible? CAU302 questions had been exactly the identical in real test that I got.
I was about to provide up on my CAU302 test as I lacked confidence in my ability to pass. With only a week remaining, I switched to Killexams.com Q&A for test preparation. I was pleasantly surprised to find that the courses that I had always found difficult were much more enjoyable to study with their easy and concise approach. Thanks to Killexams.com, I passed my test with flying colors, a feat I never thought was possible.


Located CAU302 real question source.
I made a smart choice by selecting killexams.com to help me prepare for the CAU302 exam. The well-structured styles and questions on the website allowed me to Strengthen my knowledge by the time I reached the final simulation exam. I am grateful for the efforts and honesty of killexams.com, which helped me pass the exam. I appreciate their quality work and thank them for their support.


Very clean to get certified in CAU302 test with these Questions and Answers.
I used killexams.com's CyberArk test preparation materials to prepare for the CAU302 exam. It was challenging but overall very helpful in passing my CAU302 exam.


Actual CAU302 questions and correct answers! It justify the charge.
With the help of killexams.com, I passed the CAU302 test with excellent marks. Every time I registered with killexams.com, I attained greater marks. Having the support of killexams.com's dumps questions for such tests is fantastic. Thank you to everyone at killexams.com for your help.


CyberArk Defender braindumps

 

CyberArk Elevates Passwordless Experience with New Passkeys Authentication

With the Addition of New Passwordless Authentication Options, CyberArk Furthers Its Commitment to Helping Customers Reduce Credential Theft and Strengthen Productivity

NEWTON, Mass. & PETACH TIKVA, Israel, November 21, 2023--(BUSINESS WIRE)--CyberArk (NASDAQ: CYBR), the identity security company, today announced it has expanded passwordless authentication capabilities with new passkeys support. Now, CyberArk Identity customers can accelerate passwordless adoption and reduce cybersecurity risk by enabling the use of passkeys to easily access apps and websites using strong authentication methods like biometrics.

Stealing or abusing credentials to compromise identities is how most breaches begin. Passkeys extend a passwordless strategy to reduce the attack surface and minimize credential theft. The addition of passkeys provides CyberArk Identity customers with phishing-resistant, FIDO2-compliant credentials that replace passwords, providing the strongest level of protection against identity theft and account takeover and is a NIST Authentical Assurance Level (AAL3) authentication method. Additionally, passkeys work across user devices, and even work on those within physical proximity, improving user experiences by simplifying and speeding up authentication flows.

CyberArk Identity delivers a set of SaaS solutions designed to simplify enterprise identity and access management while providing a high level of security. Part of the CyberArk Identity Security Platform, CyberArk Identity helps today’s businesses overcome user authentication, authorization and identity management challenges accompanying business transformation initiatives. With the CyberArk platform, organizations can enable Zero Trust and least privilege with complete visibility, enabling every identity to access any resource more securely, located anywhere, from everywhere – and with intelligent privilege controls.

CyberArk Identity also provides support for YubiKey One Time Passcode (OTP). YubiKey is a widely used physical authentication device that complies with NIST 800-63B guidelines regarding Authentication Assurance Level 2 (AAL2). With the OTP generated by their YubiKey, users can securely authenticate to any application protected by CyberArk Identity.

Story continues

"Passwords are the weakest link in the security chain, and they are often the root cause of data breaches and cyberattacks. By introducing passkeys for passwordless authentication, they are further enabling their customers to eliminate passwords from their authentication workflows," said Gil Rapaport, general manager, Access, CyberArk. "CyberArk is committed to delivering the most comprehensive and innovative identity security solutions on the market. By extending passwordless authentication options, not only are they helping to eliminate password-based risk for their customers, but they are also improving productivity and the overall user experience."

CyberArk was named an Overall Leader in the KuppingerCole Analysts AG "Leadership Compass: Passwordless Authentication"1 report. CyberArk was highlighted as a "comprehensive, feature-rich and modern passwordless solution." According to the report, CyberArk Identity stood out for advantages such as providing a solution for securing remote access and BYOD scenarios, flexible deployments, integration with CyberArk privileged access management solutions, strong partner ecosystem and proven scalability.

Passwordless authentication with passkeys is available now as part of the CyberArk Identity 23.11 release.

Additional Resources

1 - KuppingerCole Analysts AG, "Leadership Compass: Passwordless Authentication," October 4, 2022 by Alejandro Leal

About CyberArk

CyberArk (NASDAQ: CYBR) is the global leader in identity security. Centered on intelligent privilege controls, CyberArk provides the most comprehensive security offering for any identity – human or machine – across business applications, distributed workforces, hybrid cloud environments and throughout the DevOps lifecycle. The world’s leading organizations trust CyberArk to help secure their most critical assets. To learn more about CyberArk, visit https://www.cyberark.com, read the CyberArk blogs or follow on LinkedIn, X, Facebook or YouTube.

View source version on businesswire.com: https://www.businesswire.com/news/home/20231121808245/en/

Contacts

press@cyberark.com


New For 2023: KelTec R50 Defender

Earlier this year, KelTec took its award-winning P50 5.7x28 mm FN semi-automatic “sport utility pistol” and turned it into the 16”-barreled R50 rifle. New for 2023, the company is offering the R50 rifle in a short-barreled rifle (SBR) form as the R50 Defender.  

Right side of the KelTec R50 Defender.The KelTec R50 Defender SBR combines the stock of the R50 rifle with the barrel length of the P50 pistol.

The R50 Defender combines the rifle stock of the R50 with the barrel length of the P50. Its 9.6” barrel nearly duplicates the barrel length of the FN P90 submachine gun, for which the 5.7 mm cartridge was designed, allowing the cartridge to reach its full ballistic potential. The muzzle of the barrel has the same 1/2x28 TPI threading of the P50 and R50, and the Defender is supplied with an A2-style muzzle brake.

As an SBR, all NFA and local laws apply to its ownership. The stock folds to either side of the rifle, giving the R50 Defender an overall length of 25.2” with stock extended or a compact 16.4” when folded. Like its predecessors, it utilizes the 50-round magazines of the FN P90/PS90, has an ambidextrous charging handle and magazine release, bilateral safety levers, back-up iron sights and Picatinny rails for mounting optics and accessories. It weighs 4.3 lbs.  

Left side of the KelTec R50 Defender, showing the stock folded.With a folding stock, the R50 Defender is a compact package that still allows the 5.7 mm cartridge to reach its ballistic potential.

The KelTec R50 Defender has the same $815 MSRP of the R50 rifle. KelTec is also offering a kit that includes the R50 lower assembly and shoulder stock to convert the P50 pistol into a short-barreled rifle (all NFA rules apply, and the appropriate tax stamp must be approved before a pistol can be converted) that has an MSRP of $250. For more information, visit keltecweapons.com.


CyberArk Software Ltd CYBR

Maintaining independence and editorial freedom is essential to their mission of empowering investor success. They provide a platform for their authors to report on investments fairly, accurately, and from the investor’s point of view. They also respect individual opinions––they represent the unvarnished thinking of their people and exacting analysis of their research processes. Their authors can publish views that they may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of their editorial content, they keep a strict separation between their sales teams and authors to remove any pressure or influence on their analyses and research.

Read their editorial policy to learn more about their process.


 




While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to ACTUAL EXAM QUESTIONS update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams test simulator. Visit Their trial questions and trial brain dumps, their test simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is fully legit in addition to fully dependable. There are several attributes that makes killexams.com realistic and authentic. It provides up-to-date and fully valid ACTUAL EXAM QUESTIONS including real exams questions and answers. Price is small as compared to almost all the services on internet. The Q&A are up graded on ordinary basis through most recent brain dumps. Killexams account launched and solution delivery is quite fast. Data downloading will be unlimited and intensely fast. Support is avaiable via Livechat and E mail. These are the features that makes killexams.com a sturdy website that offer ACTUAL EXAM QUESTIONS with real exams questions.



Is killexams.com test material dependable?
There are several Q&A provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test Q&A with the same frequency as they are updated in Real Test. ACTUAL EXAM QUESTIONS provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your test Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium ACTUAL EXAM QUESTIONS files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.




OCS PDF Questions | 4A0-100 test questions | MORF free pdf | Hadoop-PR000007 test example | SPLK-3003 test prep | GMAT-Quntitative test preparation | 4A0-107 Latest courses | 050-733 braindumps | 090-160 test Questions | JN0-351 braindumps | MAT braindumps | MS-600 ACTUAL EXAM QUESTIONS | Google-PDE Test Prep | PCSAE braindumps | 300-430 practice questions | 922-102 Cheatsheet | CCE-CCC PDF Braindumps | 4A0-205 test questions | 700-805 online test | APA-CPP-Remote bootcamp |


CAU302 - CyberArk Defender + Sentry ACTUAL EXAM QUESTIONS
CAU302 - CyberArk Defender + Sentry test Cram
CAU302 - CyberArk Defender + Sentry Test Prep
CAU302 - CyberArk Defender + Sentry Dumps
CAU302 - CyberArk Defender + Sentry test
CAU302 - CyberArk Defender + Sentry test contents
CAU302 - CyberArk Defender + Sentry Practice Test
CAU302 - CyberArk Defender + Sentry Latest Topics
CAU302 - CyberArk Defender + Sentry certification
CAU302 - CyberArk Defender + Sentry PDF Braindumps
CAU302 - CyberArk Defender + Sentry test prep
CAU302 - CyberArk Defender + Sentry test success
CAU302 - CyberArk Defender + Sentry Practice Questions
CAU302 - CyberArk Defender + Sentry testing
CAU302 - CyberArk Defender + Sentry Study Guide
CAU302 - CyberArk Defender + Sentry cheat sheet
CAU302 - CyberArk Defender + Sentry questions
CAU302 - CyberArk Defender + Sentry Practice Test
CAU302 - CyberArk Defender + Sentry PDF Dumps
CAU302 - CyberArk Defender + Sentry braindumps
CAU302 - CyberArk Defender + Sentry study help
CAU302 - CyberArk Defender + Sentry Dumps
CAU302 - CyberArk Defender + Sentry tricks
CAU302 - CyberArk Defender + Sentry test Braindumps
CAU302 - CyberArk Defender + Sentry ACTUAL EXAM QUESTIONS
CAU302 - CyberArk Defender + Sentry test syllabus
CAU302 - CyberArk Defender + Sentry syllabus
CAU302 - CyberArk Defender + Sentry test syllabus
CAU302 - CyberArk Defender + Sentry Practice Test
CAU302 - CyberArk Defender + Sentry Cheatsheet
CAU302 - CyberArk Defender + Sentry exam
CAU302 - CyberArk Defender + Sentry PDF Questions
CAU302 - CyberArk Defender + Sentry test success
CAU302 - CyberArk Defender + Sentry PDF Download
CAU302 - CyberArk Defender + Sentry Latest Questions
CAU302 - CyberArk Defender + Sentry test syllabus
CAU302 - CyberArk Defender + Sentry test syllabus
CAU302 - CyberArk Defender + Sentry Real test Questions
CAU302 - CyberArk Defender + Sentry education
CAU302 - CyberArk Defender + Sentry test Questions
CAU302 - CyberArk Defender + Sentry test Questions
CAU302 - CyberArk Defender + Sentry Latest Questions
CAU302 - CyberArk Defender + Sentry boot camp
CAU302 - CyberArk Defender + Sentry cheat sheet

Other CyberArk ACTUAL EXAM QUESTIONS


CAU305 Practice Questions | CyberArk-EPM cheat sheet | CAU201 questions and answers | PAM-DEF writing test questions | PAM-DEF-SEN braindumps | CAU302 practice questions | PAM-CDE-RECERT ACTUAL EXAM QUESTIONS |


Best ACTUAL EXAM QUESTIONS You Ever Experienced


AP0-001 questions and answers | Google-PCSE Practice Test | CCCP-001 test prep | NCEES-FE writing test questions | CTFA test questions | E20-375 free test papers | 3314 braindumps | MS-203 cbt | HIO-301 VCE | NAPLEX test prep | 3X0-102 PDF Braindumps | 1T6-215 brain dumps | E20-526 prep questions | NLN-PAX Free PDF | DSST-HRM PDF Download | DOP-C01 practice exam | QSSA2023 boot camp | Praxis-Core practice questions | BMAT test preparation | CSLE PDF Download |





References :


http://killexams-braindumps.blogspot.com/2020/06/save-money-download-cau302-exam.html
https://killexams-posting.dropmark.com/817438/23668409
https://killexams-posting.dropmark.com/817438/23731017
https://www.instapaper.com/read/1321510614
https://www.coursehero.com/file/67068269/CyberArk-Defender-plus-Sentry-CAU302pdf/
https://sites.google.com/view/killexams-cau302-actualquestio
https://youtu.be/D3F6j9XsspQ
https://files.fm/f/jh237k8jk
http://feeds.feedburner.com/WhereCanIGetHelpToPassHp0-055Exam



Similar Websites :
Pass4sure Certification ACTUAL EXAM QUESTIONS
Pass4Sure test Questions and Dumps






Direct Download

CAU302 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CAU302 Reviews

100% Valid and Up to Date CAU302 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug