Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CCSA?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CCSA: Certification in Control Self-Assessment (IIA-CCSA) Prüfung.

2023 Updated Actual CCSA questions as experienced in Test Center

Aktuelle CCSA Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

CCSA Latest syllabus - Certification in Control Self-Assessment (IIA-CCSA) | https://www.easyfinanz.cc/

IIA CCSA : Certification in Control Self-Assessment (IIA-CCSA) exam Dumps

Exam Dumps Organized by Lee

Latest 2023 Updated IIA Certification in Control Self-Assessment (IIA-CCSA) Syllabus
CCSA study guide / Braindumps contains actual exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee

CCSA Test Center Questions : Download 100% Free CCSA study guide (PDF and VCE)

Exam Number : CCSA
Exam Name : Certification in Control Self-Assessment (IIA-CCSA)
Vendor Name : IIA
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Today latest Pass4sure CCSA Exam Cram
Putting in effort in the right direction can save you from wasting time and money. If you try to save a little by downloading free boot camp from the internet, you may end up wasting your precious resources. It's always best to rely on a reliable service. You can visit killexams.com to download a 100% free trial of Cheatsheet questions, register to download the full version of the CCSA question bank, and then spend 24 hours reading and practicing. That's all it takes!

If you want to succeed in passing the Certification in Control Self-Assessment (IIA-CCSA) test, it is essential to have a clear understanding of the CCSA syllabus and go through the updated dumps collection from 2023. To achieve quick success, it is recommended to read and practice real problems. You need to familiarize yourself with the interesting questions asked in the actual CCSA exams. To do this, you can visit killexams.com and download the free CCSA Latest Questions test questions to read. If you are confident that you can handle those CCSA questions, you can register to download the Practice Test of CCSA Free PDF, which will be your first step towards great progress. download and install the VCE test system on your computer, read and memorize the CCSA Free PDF, and take practice tests as often as possible with the VCE test system. When you feel that you have retained all the questions in the Certification in Control Self-Assessment (IIA-CCSA) question bank, go to the Test Center and register for a real test.

At killexams.com, there are several experts working hard to gather genuine CCSA test questions to help you pass the exam. You will receive Certification in Control Self-Assessment (IIA-CCSA) test questions that ensure you finish the CCSA exam successfully. You can download refreshed CCSA test questions every time with a 100% guarantee. Although several organizations offer CCSA Free exam PDF, the legitimacy and the latest 2023 updated CCSA boot camp are essential. It is important to think twice before depending on free dumps available on the web. You can duplicate the CCSA Question Bank PDF on any device, such as an iPad, iPhone, PC, smart television, or Android device, to read and memorize the CCSA Free exam PDF while on vacation or traveling. This will save you a lot of time, and you will have more opportunities to focus on CCSA Latest Questions.

CCSA exam Format | CCSA Course Contents | CCSA Course Outline | CCSA exam Syllabus | CCSA exam Objectives

Test Detail:
The Certification in Control Self-Assessment (CCSA) exam, offered by the Institute of Internal Auditors (IIA), is designed to assess the knowledge and skills of professionals in the field of control self-assessment. This certification demonstrates an individual's ability to effectively assess and manage risks, controls, and governance processes within an organization.

Course Outline:
The course for the CCSA certification covers a wide range of syllabus related to control self-assessment and internal auditing. The following is a general outline of the key areas covered:

1. Control Self-Assessment Fundamentals:
- Understanding the principles and concepts of control self-assessment (CSA).
- Roles and responsibilities of CSA practitioners.
- Benefits and limitations of CSA.

2. Risk Management and Internal Control:
- Understanding risk management frameworks and methodologies.
- Assessing internal controls and identifying control gaps.
- Control monitoring and evaluation.

3. CSA Methodology and Process:
- Overview of the CSA process and steps involved.
- Developing CSA objectives, scope, and criteria.
- Planning and executing CSA activities.

4. Facilitation and Interviewing Techniques:
- Effective facilitation techniques for CSA workshops and meetings.
- Interviewing skills for gathering information and conducting exams.
- Active listening and communication skills.

5. Data Analysis and Reporting:
- Analyzing CSA data and identifying trends and patterns.
- Reporting CSA findings and recommendations.
- Communicating results to stakeholders.

6. Governance, Risk, and Compliance (GRC):
- Understanding the relationship between governance, risk, and control.
- Compliance frameworks and requirements.
- Integrating CSA with GRC processes.

Exam Objectives:
The CCSA exam assesses the candidate's proficiency in the following domains:

1. Control Self-Assessment Principles and Concepts
2. Risk Management and Internal Control
3. CSA Methodology and Process
4. Facilitation and Interviewing Techniques
5. Data Analysis and Reporting
6. Governance, Risk, and Compliance (GRC)

Each domain covers specific knowledge areas, skills, and tasks that candidates are expected to demonstrate proficiency in.

Exam Syllabus:
The CCSA exam syllabus provides a detailed breakdown of the syllabus covered in each domain. It may include sub-topics, techniques, and best practices that candidates should be familiar with. The syllabus may cover the following areas:

- Control self-assessment principles and frameworks
- Risk management methodologies and techniques
- Internal control exam and evaluation
- CSA process steps and activities
- Facilitation techniques for CSA workshops
- Interviewing skills for conducting exams
- Data analysis and interpretation
- Reporting and communication of CSA findings
- Governance, risk, and compliance frameworks and concepts

Killexams Review | Reputation | Testimonials | Feedback

Worried for CCSA exam? Get this CCSA question bank.
The CCSA contents and engine provided by killexams.com are worth buying and referring to friends. The online mock test of CCSA exam helped me pass the exam on the first attempt with 79% marks. I am grateful for their support, and they are wonderful. I hope they keep up the good work and continue updating the latest questions.

I want actual test questions latest CCSA exam.
Although I did not plan to use brain dumps for my IT certification exams, I ordered killexams.com's bundle for the CCSA exam. I was impressed by the quality of their material and believed that it was worth the money. I did not have any trouble while taking the exam and knew all the questions and answers. I got 97% with the help of KE.

What is needed to study and pass CCSA exam?
The author mentioned that the CCSA certification exam is known for being particularly tough, but they found it manageable with the help of killexams.com's study materials. They especially appreciated the Questions Answers provided on the website, which they found to be similar to the real exam questions. This helped them to prepare thoroughly and feel confident on exam day.

Do not forget to memorize these updated dumps questions for CCSA exam.
I proudly announce that I passed the CCSA exam with 89% marks. It wasn't just a smooth pass but a great achievement for me. I prepared for the exam with killexams.com and their dumps, and it proved to be an excellent way to prepare for the exam. Every question I encountered in the exam was precisely what killexams.com had provided in their brain dump. I highly recommend this platform to everyone who is taking the CCSA exam.

Amazed to read CCSA real exam questions!
Based on my experience, I can attest that solving question papers one after the other can help you crack the exam. Fortunately, killexams.com offers very effective test materials, making it a useful and practical website. I express my gratitude to the killexams team.

IIA in exam Questions

Exam question about crickets is so tricky even adults are struggling to solve it

The confusing exam question is so baffling that people even made memes about it afterward, with some sharing that they still couldn't work it out - and parents were miffed too

Students were left stumped by the question (Stock Image) (

Image: Getty Images/iStockphoto)

Sometimes, exam questions are so difficult that they leave even adults scratching their heads, wondering where to even start with answering them. And students sitting a Higher School Certificate exam in Australia were left seriously baffled after a question about crickets, finding it super challenging, and wondering whether they even studied for it.

According to news.com.au the syllabus was recently altered by the NSW Education Standards Authority (NESA), which sets the exam papers, and one of these changes saw some of the same questions feature in both the standard and advanced maths tests.

And the crickets question from October 2020 left students so stunned that it became a meme after the examination, but can you answer it?

The exam question is seriously tricky Students said that they weren't prepared for this question

The baffling exam question featured a box plot of temperature data and those taking the test were asked to "calculate the number of chirps expected in a 15-second interval when the temperature is 19° Celsius."

Answers had to be given "correct to the nearest whole number."

Pupils were left not knowing what to write in the answer section, and some parents were even left thinking that it was too tricky.

One person tweeted a hilarious meme showing the difference between what they had studied for the exam, compared to the content they actually found in it.

Someone responded to the tweet saying: "I still have absolutely no idea how to do it", but someone else said: "Wow you're all idiots I am a grade eight student and it took me less than five min to solve."

A student wrote: "The HSC Maths exam papers are another NESA stuff-up. The way they are justifying it is ridiculous. At the very least, NESA should have told everyone what they might expect instead of dropping it in the exams."

Speaking to news.com.au, a spokeswoman for NESA said it had received feedback from a number of students and parents about the maths exam "being difficult".

She added: "NESA confirms that all questions asked within the Maths Standard 2 exam were within the scope of the syllabus.

"All HSC exam papers are designed to differentiate student achievement. NESA will monitor the marking of the Maths Standard 2 paper very closely. Mathematics education is a priority for the NSW Government."

Do you have a similar story to share? Email: danielle.wroe@mirror.co.uk

Prepare for the CAP Exam

ISA offers a variety of resources to help you prepare for the Certified Automation Professional (CAP®) exam.

Primary Textbook

A Guide to the Automation Body of Knowledge is the primary text resource for the CAP exam and provides a complete overview of all technical topics. Order the Guide to the Automation Body of Knowledge.

Study Guide

The CAP Study Guide is a comprehensive self-study resource that contains a list of the CAP domains and tasks, 75 review Questions Answers complete with justifications. References that were used for each study guide question are also provided with the question. The Study Guide also includes a recommended list of publications that you can use to do further study on specific domains. Order the CAP Study Guide.

Review Courses

A CAP review course is available in several formats as preparation for taking the certification exam. This course is offered by ISA and can also be offered at your location.

ISA also has a variety of training courses that would be helpful in preparing for CAP. Visit the Automation Professional Training page for a complete list.

Additional Resources Exam Topics

Basic Continuous Control: Process Instrumentation, Analytical Instrumentation, Continuous Control, Control Valves, Analog Communications, Control System Documentation, Control Equipment

Basic Discrete, Sequencing, and Manufacturing Control: Discrete Input & Output Devices and General Manufacturing Measurements, Discrete and Sequencing Control, Motor and Drive Control, Motion Control

Advanced Control Topics: Process Modeling, Advanced Process Control, Control of Batch Processes, Environmental, Environmental Monitoring, Building Automation

Reliability, Safety, and Electrical: Alarm Management, Reliability, Process Safety and Safety Instrumented Systems, Electrical Installations, Safe Use and Application of Electrical Apparatus

Integration and Software: Digital Communications, Industrial Networks, Manufacturing Execution Systems and Business Integration, System and Network Security, Operator Interface, Data Management, Software, Custom Software

Deployment and Maintenance: Operator Training, Checkout, System Testing, and Startup, Troubleshooting, Maintenance, Long-Term Support and System Management

Work Structure: Automation Benefits and Project Justifications, Project Management and Execution, Interpersonal Skills

CAP trial Questions

Questions on the exam were derived from the actual practice of automation professionals as outlined in the CAP Role Delineation Study and job task analysis. Using interviews, surveys, observation, and group discussions, ISA worked with automation professionals to delineate critical job components to develop exam specifications to determine the number of questions related to each domain and task tested. This rigorous program development and ongoing maintenance process ensures that CAP certification accurately reflects the skills and knowledge needed to excel as an automation professional.

The following six questions were taken from the CAP exam question item bank and serve as examples of the question type and question content found on the CAP exam.

The method by which the tasks and hazards associated with a machine or process are analyzed is known as:

A. Risk exam.

B. Machine exam.

C. Risk reduction.

D. Risk abatement.

To test controller tuning or prototype new control strategies offline, the model should be a(an):

A. Tie-back (loopback) simulation.

B. Artificial neural network.

C. Dynamic process simulation.

D. Steady state process simulation.

The temperature measurement with the BEST repeatability and resolution is the:

A. Thermocouple.

B. Resistance temperature detector (RTD).

C. Dial thermometer.

D. Capillary system.

Which of the following is NOT a variable speed drive setup parameter?

A. Acceleration rate.

B. Motor winding type.

C. Output frequency.

D. Maximum speed.

A complete test plan for system integration testing MUST include:

A. Comments for the application programmer.

B. Multiple test cases for each mode of operation.

C. At least five test cases for each test.

D. Expected results for each test case.

Frequency of maintenance should be determined by:

A. Failure rates of components.

B. Availability of personnel and parts.

C. Management targets for efficiency and productivity.

D. Effectiveness of maintenance personnel.

Sample Questions Answer Key Question Number Correct Answer Exam Content Outline 1 A Domain 1, Task 4 2 C Domain 2, Task 2 3 B Domain 3, Task 3 4 B Domain 4, Task 7 5 C Domain 5, Task 5 6 A Domain 6, Task 2

Best No-Exam Life Insurance Of August 2023

Calculate How Much Life Insurance You Need

A no-exam life insurance policy may not be able to provide the full coverage amount you need, especially if you’re looking to cover many working years or the years of raising a family.

Before you start getting life insurance quotes, calculate how much life insurance you need. A no-exam policy alone may not be able to provide sufficient coverage.

Assess Your Chances Before You Apply

Getting life insurance without a long application process is appealing, but don’t jump into a no-exam life insurance application without understanding your chances of getting approved. Many no-exam policies require very good or excellent health for approval. A denial goes on your insurance record and could hinder future applications.

Don’t be surprised if you end up doing a more traditional application process, including a life insurance medical exam if you’ve had some health issues.

Look Beyond the Cost

Of course you don’t want to overpay for life insurance, but research more than cost. There are coverage options that can be very valuable long after you buy the policy, such as the option to convert term life to permanent life insurance. Also, look at whether there’s an accelerated death benefit, which gives you access to money from your own death benefit if you become terminally ill.

Be Truthful On the Application

No matter what type of life insurance you’re applying for, be thorough and truthful on the application.

“Pay attention to each question carefully and be ready to respond with information around specific medical conditions you have. Giving more detailed information will help streamline the process as well as get a more accurate underwriting decision,” says Tavan of Legal & General America.

Intentional misrepresentations can lead to application denials or, worse, denial of a claim after you pass away. Life insurance companies have many ways to verify application information. Technology on the backend allows them to verify data from additional sources.

Have a Plan in Case of a Rejection

If the company rejects you for no-exam life insurance because of your health, don’t provide up your life insurance search. If you need life insurance, you likely have other routes.

Be prepared to go through a more traditional underwriting process that involves a life insurance medical exam.

Work with an experienced life insurance agent who can identify insurers known to be more friendly to your specific health conditions.

An experienced life insurance agent can shop around your application anonymously so that you don’t risk another rejection.

Looking for traditional term life insurance? See Forbes Advisor’s ratings of the best term life insurance.

Whilst it is very hard task to choose reliable exam Questions Answers resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to study guide update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Certainly, Killexams is fully legit plus fully trustworthy. There are several benefits that makes killexams.com authentic and straight. It provides knowledgeable and fully valid study guide comprising real exams questions and answers. Price is minimal as compared to almost all of the services on internet. The Questions Answers are up to date on ordinary basis by using most accurate brain dumps. Killexams account launched and item delivery is really fast. Data file downloading is normally unlimited and really fast. Support is avaiable via Livechat and Electronic mail. These are the characteristics that makes killexams.com a sturdy website that supply study guide with real exams questions.

Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. study guide provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your download Account. You can download Premium study guide files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.

Other IIA exam Dumps

Best study guide You Ever Experienced

References :

https://arfansaleemfan.blogspot.com/2020/07/ccsa-certification-in-control-self.html
https://drp.mk/i/1YwB8DyRbP
https://files.fm/f/guew2q552
http://killexamstestprep.blogdigy.com/ccsa-certification-in-control-self-assessment-iia-ccsa-2021-updated-dumps-by-killexams-com-11372048
https://youtu.be/5LO2tN3lJq4
http://feeds.feedburner.com/156-215-80DumpsAndPracticeSoftwareWithRealQuestion
https://www.coursehero.com/file/77479578/Certification-in-Control-Self-Assessment-IIA-CCSA-CCSApdf/
https://sites.google.com/view/killexams-ccsa-cheat-sheet
https://www.instapaper.com/read/1398747423

Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps

Back to Main Page

Direct Download

CCSA Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CCSA Reviews

100% Valid and Up to Date CCSA Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug