Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CDM?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CDM: Certified Dietary Manager Prüfung.

2023 Updated Actual CDM questions as experienced in Test Center

Aktuelle CDM Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Certified Dietary Manager practice questions with Latest CDM practice tests | https://www.easyfinanz.cc/

Medical CDM : Certified Dietary Manager exam Dumps

Exam Dumps Organized by Martha nods



Latest 2023 Updated Syllabus
CDM actual questions | Latest Braindumps with genuine Questions

Real Questions from Latest courses of CDM - Updated Daily - 100% Pass Guarantee



CDM demo Questions : Download 100% Free CDM actual questions (PDF and VCE)

Exam Number : CDM
Exam Name : Certified Dietary Manager
Vendor Name : Medical
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Here is Pass4sure CDM Exam dumps updated currently
We obtain reports coming from applicant on daily base who sit for Medical Certified Dietary Manager real exam and complete their exam with great score. A number of them are so fired up that they make an application for several subsequent exams coming from killexams.com. They feel proud that they serve folks Strengthen their expertise and complete their exams happily. Each of their job is conducted.

Medical Certified Dietary Manager quiz is not also easy to put together with solely CDM books or cost-free real questions located on internet. There are some precarious queries posed inside genuine CDM test that creates the client confound in addition to bomb the exam. The present scenario is cared for by killexams.com through gathering authentic CDM PDF Questions in the style of braindumps in addition to VCE quiz simulator. You only need to get 100% cost-free CDM real questions before you create full type of CDM PDF Questions. You will meet with the top quality of Certified Dietary Manager Real exam Questions.

They provide Real CDM quiz Questions in addition to Answers [KW3 ]in a couple of formats. CDM PDF file and CDM VCE quiz simulator. CDM Real check is quickly changed through Medical with real check. The CDM PDF Questions LIBRO ELECTRONICO document might be downloaded about any unit. You can pic CDM boot camp to make ones own book. Their own pass price is large to 98. 9% and moreover, the identicalness between the CDM queries and genuine test is usually 98%. Do you really need success inside CDM quiz in only one particular attempt? Immediately go to get Medical CDM real quiz questions in killexams.com.

The web abounds with boot camp manufacturers yet the tastes them can advertise obsolete in addition to invalid CDM boot camp. You really want to inquire about the Good and 2022 Up-to-date CDM PDF Questions lending institution on website. There are likelihood that you will want to not throw away your energy about research, in essence trust on killexams.com in contrast to burning by way of many cash on broken CDM boot camp. All of us guide you to travel to killexams.com and get 100 percent cost-free CDM boot camp test queries. You will be completed. Register to get a three months record in order to obtain recent and legitimate CDM PDF Questions which contains genuine CDM test queries and responses. You ought to get CDM VCE test process for your planning test.

Highlights of Killexams CDM boot camp
-> CDM boot camp get Access in mere 5 minutes.
-> Complete CDM Questions Financial institution
-> CDM exam Success Assure
-> Guaranteed Real CDM quiz questions
-> Most current and 2022 updated CDM Questions in addition to Answers
-> Most current 2022 CDM Syllabus
-> Down load CDM exam Files everywhere
-> Unlimited CDM VCE exam Simulator Entry
-> No Reduce on CDM exam Down load
-> Great Saving coupons
-> 100% Safeguarded Purchase
-> totally Confidential.
-> totally Free PDF Dumps demo Issues
-> No Concealed Cost
-> Not any Monthly Request
-> No Automobile Renewal
-> CDM exam Change Intimation through Email
-> No cost Technical Support

exam Depth at: https://killexams.com/pass4sure/exam-detail/CDM
Pricing Particulars at: https://killexams.com/exam-price-comparison/CDM
See Total List: https://killexams.com/vendors-exam-list

Price cut Coupon about Full CDM PDF Questions queries;
WC2020: 60 per cent Flat Price cut on each quiz
PROF17: 10% Further Price cut on Worth Greater than $69
DEAL17: 15% Further Price cut on Worth Greater than 99 dollars







CDM exam Format | CDM Course Contents | CDM Course Outline | CDM exam Syllabus | CDM exam Objectives


- Management of Foodservice
- Sanitation & Food Safety
- Nutrition & Medical Nutrition Therapy
- Human Resource Management
- Career Skills

- Utilize the systems approach to procure, produce, and serve food to all customers.
- Provide a safe and sanitary environment for employees.
- Utilize appropriate supervisory management techniques.
- Provide appropriate quality nutritional care for the client.
- Meet all licensing and regulatory agency standards.
- Utilize business, marketing, and public relation skills to Strengthen foodservice and nutrition to peers, patients, and community.
- Constantly strive for improved performance as a Dietary Manager.
- Participate in the professional activities of the Association of Nutrition & Foodservice Professionals.

Critical Thinking Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
 Access data, references, patient education materials, consumer and other information from credible sources.
 Perform nutrition screening and identify clients or patients to be referred to a registered dietitian nutritionist.
 Evaluate information to determine if it is consistent with accepted scientific evidence. Problem Solving Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
 Participate in quality improvement and customer satisfaction activities to Strengthen delivery of nutrition services.
 Modify recipes and menus for acceptability and affordability that accommodate the cultural diversity and health status of various populations, groups and individuals.
Interpersonal Behavioral and Social Skills
The ability to show cultural competence in interactions with clients, colleagues and staff.
 Demonstrate an understanding of cultural competence/sensitivity.
 Show cultural competence in interactions with clients, colleagues and staff.
 Implement interventions to effect change and enhance wellness in diverse individuals and groups.
Oral and Written Communication 1. The ability to listen to and understand information and ideas presented through spoken words and sentences.
2. The ability to communicate information and ideas in
 Prepare and deliver sound food and nutrition presentations to a target audience.
 Provide nutrition and lifestyle education to well populations.
 Promote health improvement, food safety, wellness and disease speaking so others will understand.
3. The ability to read and understand information and ideas presented in writing.
4. The ability to communicate information and ideas in writing so others will understand. prevention for the general population.
 Develop nutrition education materials for disease prevention and health improvement that are culturally and age appropriate and designed for the educational level of the audience.
Active Listening Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Physical activities Performing physical activities that require considerable use of your arms and legs and moving your whole body, such as climbing, lifting, balancing, walking, stooping, and handling of materials.
 Demonstrate sufficient upperbody strength and manual dexterity to operate and clean household and institutional equipment required for food preparation and food.
 Travel to clinical sites and have mobility within and around the sites.
Activities may involve standing, sitting, stooping and be in hot and cold facilities.
 Demonstrate the ability to exert maximum muscle force to lift, push, pull, or carry objects such as food supplies, small equipment and delivery of meals.
 Sensing
 Visual
 Hearing
 Taste
 Smell
1. The ability to see details at close range (within a few feet of the observer).
2. The ability to taste and smell to determine acceptability of foods and supplements.
3. The ability to hear spoken words.
 Demonstrate sufficient vision, smell and taste to evaluate the appearance, aroma, and flavor of food.
 Demonstrate sufficient vision to observe compliance with food sanitation and safety codes.
Professional Attributes Practicing professional skills required in entry-level positions.
 Attend scheduled classes, labs and supervised practices and be present for examination and testing. Be prepared for class.
 Maintain professional demeanor in class and during supervised practice.
 Maintain personal hygiene and dress code policies.



Killexams Review | Reputation | Testimonials | Feedback


Preparing CDM exam is memorize latest a few hours now.
Learning for the CDM exam has been tough going. With so many complicated subjects to cover, killexams.com added at the self-belief for passing the exam via the use of taking me through exact questions on the trouble. It paid off as I will also need to pass the exam with a Great mark of 84%. Among the questions got here twisted, but the answers that matched from killexams.com helped me mark the right answers.


Worried for CDM exam? Get this CDM question bank.
Just passed the CDM exam way to Killexams. The questions are all correct and actual. This instruction% is very solid and dependable, totally beyond my expectations. I have already shared my perspectives with colleagues who passed the CDM exam. So in case you are looking for reliable braindumps for any exam, that is a brilliant choice, at least CDM exam is dependable


Definitely study these updated CDM dumps and success is yours.
I had purchased your online mock exam of CDM exam and have passed it on the first attempt. I am very a lot thankful to you for your help. It is a pride to tell you that I even have passed the CDM exam with 98% marks. Thanks, killexams.com for the whole thing. You men are honestly wonderful. Please hold up the good work and maintain updating the present-day questions.


Right place to find CDM braindumps paper.
I passed this exam with killexams.com and have recently obtained my CDM certificate. I did all my certifications with Killexams, so I can not compare what it is like to take an exam with/without it. Yet, the fact that I keep coming back for their bundles shows that I am happy with this exam solution. I love being able to practice on my computer, in the comfort of my home, especially when the vast majority of the questions appearing on the exam are the same as what you saw in your exam simulator at home. Thanks to Killexams, I got up to the Professional level. I am not sure whether I'll be moving up any time soon, as I seem to be happy where I am. Thanks, Killexams.


Where will I locate prep fabric for CDM exam?
A few great news is that I passed the CDM exam yesterday... I thank the entire killexams.com team. I truly respect the wonderful job which you All do. Your exam training material is remarkable. Maintain doing the right artwork. I am capable of honestly using your product for my next exam. Regards,


Medical Dietary Questions and Answers



While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for actual questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best actual questions site.

Is Killexams.com Legit?
Indeed, Killexams is hundred percent legit in addition to fully trusted. There are several functions that makes killexams.com legitimate and legit. It provides up to par and hundred percent valid actual questions that contain real exams questions and answers. Price is surprisingly low as compared to a lot of the services online. The Braindumps are kept up to date on normal basis having most recent brain dumps. Killexams account launched and product delivery is quite fast. Document downloading is definitely unlimited and extremely fast. Assistance is avaiable via Livechat and Email. These are the features that makes killexams.com a sturdy website offering actual questions with real exams questions.



Which is the best braindumps site of 2023?
There are several Braindumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. actual questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium actual questions files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




DES-1241 VCE exam | DEV-450 boot camp | HPE6-A71 training material | PCCET free pdf | GCED exam tips | ACT-English practice questions | 1Y0-440 practice questions | ECBA test practice | 101-500 practice exam | VMCE2021 Braindumps | HPE2-T37 practice questions | CJE exam Cram | AWS-CDBS braindumps | DES-5121 exam results | NCLEX-RN mock exam | LEED-GA practice exam | MB-920 braindumps | ACP-100 exam Questions | C100DBA actual questions | IAPP-CIPM past exams |


CDM - Certified Dietary Manager test prep
CDM - Certified Dietary Manager real questions
CDM - Certified Dietary Manager exam format
CDM - Certified Dietary Manager Practice Questions
CDM - Certified Dietary Manager Cheatsheet
CDM - Certified Dietary Manager testing
CDM - Certified Dietary Manager Latest Topics
CDM - Certified Dietary Manager learning
CDM - Certified Dietary Manager study help
CDM - Certified Dietary Manager cheat sheet
CDM - Certified Dietary Manager syllabus
CDM - Certified Dietary Manager learning
CDM - Certified Dietary Manager education
CDM - Certified Dietary Manager study tips
CDM - Certified Dietary Manager study help
CDM - Certified Dietary Manager certification
CDM - Certified Dietary Manager exam format
CDM - Certified Dietary Manager Latest Questions
CDM - Certified Dietary Manager Test Prep
CDM - Certified Dietary Manager Cheatsheet
CDM - Certified Dietary Manager PDF Dumps
CDM - Certified Dietary Manager exam syllabus
CDM - Certified Dietary Manager testing
CDM - Certified Dietary Manager Question Bank
CDM - Certified Dietary Manager Latest Questions
CDM - Certified Dietary Manager Questions and Answers
CDM - Certified Dietary Manager genuine Questions
CDM - Certified Dietary Manager Dumps
CDM - Certified Dietary Manager exam success
CDM - Certified Dietary Manager information hunger
CDM - Certified Dietary Manager Dumps
CDM - Certified Dietary Manager Latest Questions
CDM - Certified Dietary Manager exam format
CDM - Certified Dietary Manager Dumps
CDM - Certified Dietary Manager Practice Questions
CDM - Certified Dietary Manager exam format
CDM - Certified Dietary Manager testing
CDM - Certified Dietary Manager exam Questions
CDM - Certified Dietary Manager certification
CDM - Certified Dietary Manager Latest Topics
CDM - Certified Dietary Manager Latest Questions
CDM - Certified Dietary Manager Free exam PDF
CDM - Certified Dietary Manager learning
CDM - Certified Dietary Manager exam Questions
CDM - Certified Dietary Manager exam Questions
CDM - Certified Dietary Manager learning
CDM - Certified Dietary Manager Practice Test
CDM - Certified Dietary Manager teaching
CDM - Certified Dietary Manager Free PDF
CDM - Certified Dietary Manager exam success
CDM - Certified Dietary Manager information search
CDM - Certified Dietary Manager genuine Questions
CDM - Certified Dietary Manager information source


GP-MCQS study guide | FPGEE pass exam | INBDE actual questions | GP-Doctor certification demo |


Best Certification actual questions You Ever Experienced


FNS VCE exam | GP-MCQS study guide | MHAP braindumps | CRRN pass exam | CNS exam questions | NE-BC past bar exams | RDN assessment test demo | CDCA-ADEX questions obtain | APMLE test prep | CNN Practice Questions | FPGEE PDF Braindumps | OCS Latest courses | CNSC braindumps | ABEM-EMC cheat sheet pdf | MSNCB cheat sheets | AHM-540 cheat sheet | CCRN obtain | NNAAP-NA practice exam | DANB study guide | DHORT exam prep |





References :


https://killexams-posting.dropmark.com/817438/23550841
http://killexams-braindumps.blogspot.com/2020/06/latest-questions-of-cdm-exam-are.html
http://ge.tt/7a4Zfh43
https://www.instapaper.com/read/1320133772
https://www.4shared.com/office/4i3mdsCeea/CDMA-P-MCS-Commissioning-and-N.html
https://www.4shared.com/video/0T73c1TZiq/Certified-Dietary-Manager-_CDM.html
http://killexams.decksrusct.com/blog/certification-exam-dumps/cdm-certified-dietary-manager-dumps-with-real-questions/
https://youtu.be/yjzrqJRQqgk
https://www.coursehero.com/file/72870614/Certified-Dietary-Manager-CDMpdf/
https://www.clipsharelive.com/video/4422/cdm-certified-dietary-manager-questions-and-answers-by-killexams-com
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-00e649fe-f06d-48e1-a188-5423a2042b7f/fv-e55ca57c-c288-47aa-8b53-a2543cd54fab/Certified-Dietary-Manager-(CDM)-20201211204424.pdf#pageThumbnail-1
https://justpaste.it/CDM-
https://sites.google.com/view/killexams-cdm-exam-brain-dumps
https://ello.co/killexamz/post/q25ifmwtduwmecfmuw2tpg
http://feeds.feedburner.com/ExactlySameCdmQuestionsAsInRealTestWtf
https://files.fm/f/5gfjxdunm



Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

CDM Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CDM Reviews

100% Valid and Up to Date CDM Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug