Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über CFEX?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CFEX: Certified Fraud Examiner (CFEX) Prüfung.
2023 Updated Actual CFEX questions as experienced in Test Center
Aktuelle CFEX Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() ACFE CFEX : Certified Fraud Examiner (CFEX) test DumpsExam Dumps Organized by Martin Hoax |
Latest 2023 Updated Syllabus
CFEX test
Dumps | Latest Braindumps with genuine
Questions
Real Questions from Latest courses of CFEX - Updated Daily - 100% Pass Guarantee
CFEX trial
Questions : Download 100% Free CFEX test
Dumps (PDF and VCE)
Exam Number : CFEX
Exam Name : Certified Fraud Examiner (CFEX)
Vendor Name : ACFE
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Download CFEX Latest Topics along with CFEX VCE
Is it safe to say that you are interested in ACFE CFEX Exam Questions with genuine queries for the Certified Fraud Examiner (CFEX) Exam?. They deliver as of late renewed and legitimate CFEX PDF Braindumps. They have gotten a major choice of legitimate along with state-of-the-art CFEX Exam Cram queries from authentic CFEX tests. You should basically retain along with step from the exam.
A few times, completing the test
does not a huge concern at all, nonetheless understanding the themes is needed. This can be the usual circumstance in CFEX examination. They offer real quiz questions besides answers for you to CFEX test
that will assist you to have a very good report in the distinct exam, however the problem is not just transferring the genuine
CFEX test
several time period. They offer VCE examination sim in order to transform your information about CFEX subjects to make sure you are able to understand particular key concepts linked to CFEX targets. This is actually crucial. It is not automatically from almost all easy. You and me have well prepared CFEX fears bank that could actually make a person very good understanding linked to topics, combined with surety to the particular test
at the very first endeavor. Never underneath estimate the potency of their CFEX VCE test
simulator. It may help you good deal know along with memorize CFEX concerns having its Practice QuestionsPDF besides VCE.
Attributes of Killexams CFEX PDF Download
-> Instantaneous CFEX PDF Download obtain Accessibility
-> Comprehensive CFEX Questions along with Answers
-> 98% Success Price of CFEX test
-> Secured genuine
CFEX test
concerns
-> CFEX Queries Updated in Regular base.
-> Valid along with 2022 Kept up to date CFEX ACTUAL EXAM QUESTIONS
-> fully Portable CFEX test
Data
-> Full highlighted CFEX VCE test
Sim
-> No Limitation on CFEX test
Down load Access
-> Excellent Discount Coupons
-> fully Secured Down load Account
-> fully Confidentiality Made certain
-> 100% Accomplishment ensure
-> fully Free exam dumps trial
Queries
-> No Undetectable Cost
-> Simply no Monthly Fees
-> No Automated Account Reconstruction
-> CFEX Test Update Appel by E mail
-> Free Tech support team
Lower price Coupon in Full CFEX PDF Download exam dumps;
WC2020: 60% Toned Discount on each of your test
PROF17: 10% Further more Discount in Value A lot more than $69
DEAL17: 15% Further more Discount in Value A lot more than $99

CFEX test Format | CFEX Course Contents | CFEX Course Outline | CFEX test Syllabus | CFEX test Objectives
A Certified Fraud Examiner (CFE) is a leader in the anti-fraud community, noted as a specialist in the prevention, detection and deterrence of fraud. CFEs represent the highest standards held by the ACFE
Before earning the CFE Credential, you are required to pass the CFE Exam. The CFE test
tests your knowledge of the four major areas that comprise the fraud examination body of knowledge:
Financial Transactions and Fraud Schemes — tests your comprehension of the types of fraudulent financial transactions incurred in accounting records. To pass Financial Transactions & Fraud Schemes, you will be required to demonstrate knowledge of the following concepts: basic accounting and auditing theory, fraud schemes, internal controls to deter fraud and other auditing and accounting matters.
Law — ensures your familiarity with the many legal ramifications of conducting fraud examinations, including criminal and civil law, rules of evidence, rights of the accused and accuser, and expert witness matters.
Investigation — includes questions about interviewing, taking statements, obtaining information from public records, tracing illicit transactions, evaluating deception and report writing.
Fraud Prevention and Deterrence — tests your understanding of why people commit fraud and ways to prevent it. courses covered in this section include crime causation, white-collar crime, occupational fraud, fraud prevention, fraud risk exam, and the ACFE Code of Professional Ethics.
Explanation of Certification Process
• Requirements
• Explanation of test
Process
• Investigation Techniques
• Planning the Investigation
• Interview Theory and Application
• Analysing Documents
• Data Analysis and Reporting Tools
• Computer Forensics
• Covert Exams
• Sources of Information
• Tracing Illicit Transactions
• Reporting Standards
• test
on Investigation Techniques
• Overview of the Legal System
• Criminal Prosecutions for Fraud
• Basic Principles of Evidence
• Individual Rights During Exams
• Civil Justice System
• Law Related to Fraud
• Testifying as an Expert Witness
• Securities Fraud
• Money Laundering
• Bankruptcy Fraud
• test
on Law Related to Fraud Accounting Concepts
• Financial Statement Fraud
• Consumer Fraud
• Healthcare Fraud
• Financial Institution Fraud
• Check and Credit Card Fraud
• Insurance Fraud
• Fraudulent Disbursements
• Inventory and Other Assets
• Cash Receipts
• Bribery and Corruption
• Theft of Intellectual Property
• Computer and Internet Fraud
• Public Sector Fraud
• Contract and Procurement
• Fraud test
on Financial Transactions and Fraud Schemes
• Understanding Behaviour
• White-Collar Crime
• ACFE Code of Professional Ethics
• Managements Responsibilities
• Auditors Responsibilities
• Corporate Governance
• Fraud Prevention Programs
• Fraud Risk Assessment
• Fraud Risk Management
• test
on Fraud Prevention and Deterrence
Killexams Review | Reputation | Testimonials | Feedback
It is unbelieveable, but CFEX real test
questions are availabe here.
First of all, you believe you studied, just wait for desirable matters are available time. however, then your patience wears off and you gotta take a stand earlier than It is too past due. for the reason that my work entails more often than not dealing with a CFEX client base, I determined to ace it and become he knows all about CFEX dude inside the office. Upon a buddies steering, I attempted your CFEX demo from killexams, cherished and it, and moved onto a buy. Your test
simulator is gorgeous and today your study package has made me the brand new CFEX supervisor.
Extraordinary source latest real test
questions, accurate answers.
Asking my father to help me with some components is like stepping into to large problem and that I did not need to disturb him during my CFEX coaching. I knew someone else has to help me. I just did not who it be till surely considered one of my cousins advised me of killexams.com. It comes to be like a brilliant present to me because it emerges as Greatly useful and useful for my CFEX test
training. I owe my superb marks to the people entering on right here because of the fact their dedication made it feasible.
I want to pass CFEX exam, What should I do?
I was about to supply up the test
CFEX because I was not confident in whether or not I would pass or not. With just a week last I decided to exchange to killexams.com mock test for my test
education. the concept that the subjects that I had constantly run away from will be so much fun to test; its smooth and quick manner of getting to the factors made my coaching a lot less difficult. All way to killexams.com questions and answers, I by no means concept I would pass my test
but I did pass with flying colors.
Is there a shortcut to pass CFEX exam?
Eventually, at the dinner desk, my father requested me right now if I was going to fail my upcoming CFEX test
and that I answered with a very employer No way. He grows to be inspired by my self-assurance but I was so frightened of disappointing him. Thank God for killexams.com as it helped me in maintaining my phrase and passing my CFEX test
with quality outcomes. I am thankful.
Party is over! Time to study and pass the exam.
This practice kit has helped me pass the test
and become CFEX certified. I could not be extra exshown and thankful to killexams.com for such a clear and dependable practice tool. I can affirm that the questions within the package are real, this is not fake. I chose it for being a reliable (endorsed with the help of a friend) way to streamline the test
preparation. Like many others, I could not come up with the money for studying full time for weeks or even months, and killexams.com has allowed me to squeeze down my practice time and still get a terrific result. super answer for busy IT professionals.
ACFE Examiner PDF Braindumps
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning test dumps update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Is Killexams.com Legit?
You bet, Killexams is completely legit along with fully efficient. There are several options that makes killexams.com legitimate and legit. It provides exact
and completely valid test
dumps formulated with real exams questions and answers. Price is surprisingly low as compared to the majority of the services online. The mock test are up-to-date on regular basis with most exact
brain dumps. Killexams account set up and item delivery can be quite fast. File downloading is usually unlimited and extremely fast. Help support is avaiable via Livechat and Contact. These are the features that makes killexams.com a strong website that offer test
dumps with real exams questions.
Which is the best braindumps site of 2023?
There are several mock test provider in the market claiming that they provide genuine
test
Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test
mock test with the same frequency as they are updated in Real Test. test
dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test
Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF test
Questions from killexams.com and get ready for genuine
exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium test
Dumps files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your test
by Taking Test Frequently. It asks the Real test
Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine
Test. Go register for Test in Exam Center and Enjoy your Success.
PMI-ACP test tips | Google-PCE braindumps | NCP-MCI-5.20 practice test | PSK-I genuine Questions | Service-Cloud-Consultant test prep | HPE2-CP02 Test Prep | CLSSMBB test example | MCD-ASSOC english test questions | PMP test preparation | Salesforce-nCino-201 model question | CRT-251 practice test | E20-598 test answers | PTCE examcollection | Magento-Certified-Professional-Cloud-Developer study material | H12-261 trial test questions | C2070-994 test questions | SOA-C02 braindumps | QSSA2018 practice test | 4A0-C04 Cheatsheet | QSDA2018 practice test |
CFEX - Certified Fraud Examiner (CFEX) Free PDF
CFEX - Certified Fraud Examiner (CFEX) syllabus
CFEX - Certified Fraud Examiner (CFEX) Test Prep
CFEX - Certified Fraud Examiner (CFEX) Study Guide
CFEX - Certified Fraud Examiner (CFEX) information source
CFEX - Certified Fraud Examiner (CFEX) Question Bank
CFEX - Certified Fraud Examiner (CFEX) test
Braindumps
CFEX - Certified Fraud Examiner (CFEX) study help
CFEX - Certified Fraud Examiner (CFEX) outline
CFEX - Certified Fraud Examiner (CFEX) information search
CFEX - Certified Fraud Examiner (CFEX) information search
CFEX - Certified Fraud Examiner (CFEX) Cheatsheet
CFEX - Certified Fraud Examiner (CFEX) study tips
CFEX - Certified Fraud Examiner (CFEX) test
Braindumps
CFEX - Certified Fraud Examiner (CFEX) test
Questions
CFEX - Certified Fraud Examiner (CFEX) Free PDF
CFEX - Certified Fraud Examiner (CFEX) Study Guide
CFEX - Certified Fraud Examiner (CFEX) test
Questions
CFEX - Certified Fraud Examiner (CFEX) PDF Dumps
CFEX - Certified Fraud Examiner (CFEX) testing
CFEX - Certified Fraud Examiner (CFEX) learn
CFEX - Certified Fraud Examiner (CFEX) guide
CFEX - Certified Fraud Examiner (CFEX) test
contents
CFEX - Certified Fraud Examiner (CFEX) tricks
CFEX - Certified Fraud Examiner (CFEX) test
dumps
CFEX - Certified Fraud Examiner (CFEX) tricks
CFEX - Certified Fraud Examiner (CFEX) Test Prep
CFEX - Certified Fraud Examiner (CFEX) test
Questions
CFEX - Certified Fraud Examiner (CFEX) Dumps
CFEX - Certified Fraud Examiner (CFEX) test
format
CFEX - Certified Fraud Examiner (CFEX) book
CFEX - Certified Fraud Examiner (CFEX) answers
CFEX - Certified Fraud Examiner (CFEX) test
CFEX - Certified Fraud Examiner (CFEX) answers
CFEX - Certified Fraud Examiner (CFEX) information hunger
CFEX - Certified Fraud Examiner (CFEX) PDF Dumps
CFEX - Certified Fraud Examiner (CFEX) PDF Questions
CFEX - Certified Fraud Examiner (CFEX) test
format
CFEX - Certified Fraud Examiner (CFEX) Cheatsheet
CFEX - Certified Fraud Examiner (CFEX) testing
CFEX - Certified Fraud Examiner (CFEX) information search
CFEX - Certified Fraud Examiner (CFEX) test
syllabus
CFEX - Certified Fraud Examiner (CFEX) learning
CFEX - Certified Fraud Examiner (CFEX) real questions
CFEX - Certified Fraud Examiner (CFEX) Latest Questions
CFEX - Certified Fraud Examiner (CFEX) syllabus
CFEX - Certified Fraud Examiner (CFEX) certification
CFEX - Certified Fraud Examiner (CFEX) Practice Test
CFEX - Certified Fraud Examiner (CFEX) questions
CFEX - Certified Fraud Examiner (CFEX) Real test
Questions
CFEX - Certified Fraud Examiner (CFEX) test
dumps
CFEX - Certified Fraud Examiner (CFEX) PDF Download
CFEX - Certified Fraud Examiner (CFEX) Free PDF
CFE-FP-D test answers | CFE-INVESTIGATIONS test prep |
Best Certification test Dumps You Ever Experienced
CFE-FP-D dumps questions | CFE-FT-FS braindumps | CFEX english test questions | CFE-INVESTIGATIONS free online test |
References :
https://killexams-posting.dropmark.com/817438/23282503
http://killexams-braindumps.blogspot.com/2020/07/read-these-cfex-questions-and-answers.html
https://www.instapaper.com/read/1323093784
http://killexams.decksrusct.com/blog/certification-exam-dumps/cfex-certified-fraud-examiner-cfex-practice-test-with-real-question/
http://ge.tt/60RJkr63
https://www.coursehero.com/file/67655244/Certified-Fraud-Examiner-CFEX-CFEXpdf/
https://www.4shared.com/office/xI63oMGhiq/Certified-Fraud-Examiner-CFEX-.html
https://ello.co/killexamz/post/ajulh45yozbcnz9q2douvq
https://youtu.be/qMvhJBVxtTw
https://www.4shared.com/video/OLFxCXk4ea/Certified-Fraud-Examiner-CFEX-.html
https://sites.google.com/view/killexams-cfex-cheatsheet
https://www.clipsharelive.com/video/3802/cfex-certified-fraud-examiner-cfex-2020-updated-questions-and-answers-by-killexams-com
https://drp.mk/i/xngGyFhkx
http://account1.isblog.net/cfex-certified-fraud-examiner-cfex-2021-update-question-bank-by-killexams-com-14610650
https://justpaste.it/CFEX
http://feeds.feedburner.com/SimplyRememberTheseHp0-797QuestionsBeforeYouGoForTest
https://killexams-cfex.jimdofree.com/
https://spaces.hightail.com/space/v47qz1ixkg/files/fi-56fbe7ba-a141-4fe5-9c35-be8d0d3a64ea/fv-15b9abcd-88f9-4235-8cc1-507a4fcc36f0/Selling-HP-Imaging-and-Printing-Supplies-(HP2-B110).pdf#pageThumbnail-1
https://files.fm/f/8n2tpb3xg
Similar Websites :
Pass4sure Certification test
dumps
Pass4Sure test
Questions and Dumps
CFEX Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date CFEX Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug