Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CFRN?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CFRN: Certified Flight Registered Nurse Prüfung.

2024 Updated Actual CFRN questions as experienced in Test Center

Aktuelle CFRN Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

CFRN dumps collection - Certified Flight Registered Nurse | https://www.easyfinanz.cc/

Nursing CFRN : Certified Flight Registered Nurse exam Dumps

Exam Dumps Organized by Martin Hoax

Latest 2024 Updated Nursing Certified Flight Registered Nurse Syllabus
CFRN cheat sheet / Braindumps contains genuine exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee

CFRN Test Center Questions : Download 100% Free CFRN cheat sheet (PDF and VCE)

Exam Number : CFRN
Exam Name : Certified Flight Registered Nurse
Vendor Name : Nursing
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Get 100% marks with CFRN Practice Test and braindumps
Killexams.com offers the latest and most up-to-date version of Killexams Certified Flight Registered Nurse Test Prep, including exam dumps and PDF Questions for the latest articles of Nursing CFRN Exam. Their real CFRN Study Guide training program will enhance your knowledge and help you pass your CFRN test with excellent results. They ensure your success at the Test Center, covering all the Topics of the test and improving your expertise of the CFRN exam. Pass with confidence with their accurate questions.

At killexams.com, they provide the most recent, legitimate, and updated Nursing Certified Flight Registered Nurse dumps necessary to pass the CFRN exam. Merely studying the CFRN course book is insufficient; you must understand the challenging situations and questions that arise in the genuine CFRN exam. To achieve this, visit killexams.com and obtain free CFRN PDF test questions. They ensure that you will be satisfied with their Certified Flight Registered Nurse questions, and you can enroll to obtain the full version of CFRN Latest Questions, which will be your first step toward success in the Certified Flight Registered Nurse exam. After downloading, install the CFRN VCE test system on your computer, remember CFRN Study Guide, and periodically take a practice exam with the VCE test system. When you feel prepared for the genuine CFRN exam, go to the Test Center and register for it.

At killexams.com, they have a large number of candidates who have successfully passed the CFRN exam with their Free PDF. They are all working in their respective organizations in good positions and earning well, not because they read their CFRN Real exam Questions, but because they practice and work on their knowledge in a genuine work environment. They focus not only on passing the CFRN exam with their questions and answers, but also on improving their candidates' understanding of CFRN Topics and objectives. This is how people become successful. You can also obtain and memorize the genuine CFRN questions in the Real exam Questions PDF on any device while on vacation or traveling, saving you time and providing more opportunities to study CFRN questions.

CFRN exam Format | CFRN Course Contents | CFRN Course Outline | CFRN exam Syllabus | CFRN exam Objectives

1. General principles of transport nursing practice

A. Transport physiology

1. Physiologic stressors of transport

2. Effects of altitude on patients

B. Scene operations

1. Secure landing zone

2. Incident Command System

C. Communications

1. Radio operations

2. Patient handoff (e.g., history from referring provider, updates for receiving provider, SBAR)

3. Crew resource management

D. Safety and survival

1. ELT

2. Navigation (e.g., maps, GPS, night-vision goggles)

3. Transponder codes

4. Survival principles (post-crash)

5. Transport vehicle emergencies

6. Pre-mission preparation (e.g., shift preparedness, risk exam, crew briefings, weather limitations,AMRM)

E. Management of man-made disasters (e.g., terrorism, industrial accident, transportation accident, mass casualties)

F. Professional issues

1. Evidence-based practice and research

2. Legal issues



c. Consent

d. Mandatory reporting (e.g., abuse, neglect, diversion, non-accidental trauma)

e. Legal concepts in patient care (e.g., negligence, assault, battery, abandonment)

3. Ethical issues

4. Psychosocial issues in transport, including families

G. Management

1. Quality management and fair work environment

2. Outreach and community education

3. Stress management (e.g., self-care, post-traumatic critical incident)

2. Resuscitation principles 27 31

A. Principles of exam and patient preparation

1. Physical exam

2. Pain and comfort exam

3. Preparing the patient for transport (i.e., packaging)

B. Airway management

1. Airway exam

2. Airway management

3. Difficulties encountered with airway

4. Rapid Sequence Induction for Intubation (RSI), including pharmacology

C. Mechanical ventilation

1. Invasive ventilation

2. Non-invasive ventilation

D. Perfusion

1. Components of oxygen delivery

2. Shock pathophysiology

3. Trauma triad (hypothermia, acidosis, coagulopathies)

4. Acid base imbalances

3. Trauma 26 31

A. Principles of management

1. Mechanism of injury

2. Shock

a. Hypovolemic

b. Obstructive

c. Distributive (including neurogenic)

d. Cardiogenic

3. Immobilization

B. Neurologic

1. Traumatic brain injuries

2. Spinal cord injuries

3. Post-traumatic seizures

C. Thoracic

1. Chest wall injuries

2. Pulmonary injuries

3. Cardiac injuries

4. Great vessel injuries

D. Abdominal

1. Hollow organ injuries

2. Solid organ injuries

3. Diaphragmatic injuries

4. Retroperitoneal injuries

5. Abdominal compartment syndrome

E. Orthopedic

1. Vertebral injuries

2. Pelvic injuries

3. Compartment syndrome

4. Amputations

5. Extremity fractures

6. Soft-tissue injuries

F. Burn

1. Chemical burns

2. Electrical burns

3. Thermal burns

4. Radiological burns

5. Inhalation injuries

G. Maxillofacial and neck

1. Facial injuries, including fractures

2. Ocular injuries

3. Blunt and penetrating neck injuries

4. Medical emergencies 44 44

A. Neurologic

1. Seizure disorders

2. Stroke

3. Neuromuscular disorders

4. Space occupying lesions

a. Blood

b. Tumors

c. Abscesses

d. Hydrocephalus

e. Encephalopathies

B. Cardiovascular

1. Acute coronary syndrome

2. Congestive heart failure

3. Pulmonary edema

4. Dysrhythmias

5. Aortic abnormalities

6. Hypertension

7. Mechanical/circulatory support (e.g., IABP, VAD, pacing)

C. Pulmonary


2. Acute lung injury/ARDS

3. Pulmonary infections

4. Asthma

5. Pulmonary embolism

D. Abdominal

1. Abdominal compartment syndrome

2. GI bleed

3. Conditions of the hollow organs (e.g., obstruction,rupture)

4. Conditions of the solid organs (e.g., pancreatitis, hepatitis)

E. Electrolyte disturbances

F. Metabolic and endocrine

1. Diabetic emergencies

2. Neuroendocrine disorders (e.g., diabetes insipidus, SIADH, HHNK)

3. Thyroid conditions

4. Adrenal disorders

G. Hematology

1. Coagulopathies (including platelet disorders)

2. Anemias

H. Renal

1. Acute kidney injury (i.e., acute renal failure)

2. Chronic renal failure

I. Infectious and communicable diseases

1. SIRS and sepsis

2. Isolation precautions (e.g., MRSA, influenza-like illness, highly-infectious diseases)

J. Shock

1. Hypovolemic

2. Obstructive

3. Distributive (including neurogenic and anaphylaxis)

4. Cardiogenic

K. Environmental and toxicological emergencies

1. Environment

a. Allergic reactions

b. Cold related (e.g., hypothermia, frostbite)

c. Heat related (e.g., heatstroke, heat exhaustion)

d. Submersion injuries (i.e., diving injuries, drowning, near drowning)

e. Bites and envenomation

2. Toxicology

A. Obstetrical patients

1. Complications of pregnancy

2. Delivery and post-partum care of mother and infant

3. Trauma

B. Pediatric

1. Trauma

2. Medical (e.g., respiratory, cardiac, and neurological emergencies, metabolic disturbances)

C. Geriatric

1. Trauma (e.g., falls, immobilization)

2. Medical (e.g., drug interactions and comorbidities, dementia)

D. Bariatric (e.g., logistical issues, drug dosage, skin issues,airway management)


PA catheter

Point-of-care testing

Video laryngoscopy

Chest radiographs

Transvenous pacing

Capnography for non-intubated patients

Surgical cricothyrotomy

Therapeutic hypothermia

Central venous pressure measurement

Arterial line

Needle cricothyrotomy

Needle thoracostomy

Tourniquet application

Central line

Chest tube

Pelvic stabilization

Non-invasive mechanical ventilation

Traction splint

12-lead ECG

Invasive mechanical ventilation

Transcutaneous pacing

Blood product administration

Capnography for intubated patients

Endotrachael intubation

Initiate/titrate medications

Intraosseous catheter

IABP operation


CT scans

Medical circulatory devices (VAD, Impella®)

Fracture/dislocation reduction

ICP monitoring


Neck radiographs

Ventriculostomy monitoring

Killexams Review | Reputation | Testimonials | Feedback

Do you need updated and valid real CFRN exam questions to pass the exam?
I endorse killexams.com for providing high-quality instructional offerings online, which helped me score highly in the CFRN exam. The material is reliable, and I recommend all college students to take advantage of it.

Updated and genuine dumps collection updated CFRN test.
While there are many study materials available for the CFRN certification exam, it can be challenging to choose the best one. I lacked confidence in myself and thought I would not get into my preferred university because I did not have adequate study materials. However, Killexams.com changed my perspective. With their help, I was fully prepared for the CFRN exam and passed with ease. Thank you, Killexams.

How much CFRN exam and prep guide cost?
I am writing this to express my gratitude to killexams.com for helping me pass the CFRN exam with a 96% score. The test bank series that your team created is excellent, offering an accurate simulation of a web exam with explanations for each question in simple language that is easy to understand. I am more than satisfied with my decision to purchase your exam series.

I obtained a wonderful place for CFRN braindumps
Thanks to killexams.com, I had no trouble passing the CFRN exam, even though I did not spend a whole lot of time studying. The whole package provided me with valid exam Questions Answers that were accurate and actual. Even if you have a very basic understanding of CFRN exam and services, you can pass it with this package. At first, I was a bit overwhelmed due to the big amount of facts, but as I kept going via the questions, matters commenced falling into place, and my confusion disappeared. All in all, I had an awesome experience with killexams.com, and I hope you will too.

Where can i obtain CFRN exam study help on internet?
Before using killexams.com, I lacked confidence when it came to taking tests. But after preparing for the CFRN exam with their materials, I am now fully confident and ready to take on any exam effortlessly. I highly recommend this website to anyone who is struggling with low self-belief.

Nursing Flight certification


While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for cheat sheet update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best cheat sheet site.

Which is the best dumps website?
Absolutely yes, Killexams is completely legit plus fully good. There are several capabilities that makes killexams.com authentic and legitimized. It provides updated and completely valid cheat sheet that contain real exams questions and answers. Price is really low as compared to the vast majority of services online. The Questions Answers are up to date on ordinary basis through most exact brain dumps. Killexams account build up and products delivery is rather fast. File downloading is certainly unlimited and extremely fast. Guidance is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a sturdy website which provide cheat sheet with real exams questions.

Is killexams.com test material dependable?
There are several Questions Answers provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Questions Answers with the same frequency as they are updated in Real Test. cheat sheet provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions Answers will be provided in your obtain Account. You can obtain Premium cheat sheet files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.

CICSP study questions | FAR study guide | PEGAPCSSA87V1 PDF Questions | NSE7_EFW-7.0 bootcamp | H35-480_V3.0-ENU past exams | CWNA-108 study guide | ISTQB-Advanced-Level-3 dumps questions | 010-160 prep questions | Certified-Development-Lifecycle-and-Deployment-Designer exam Braindumps | 920-803 question test | T7 pass exam | DEA-41T1 Latest Questions | 156-215.81 exam Questions | DASM practice exam | CRNE test prep | MB-260 test example | 1V0-71.21 questions obtain | ANCC-MSN braindumps | MSC-241 model question | ACSB-D8 Free exam PDF |

CFRN - Certified Flight Registered Nurse boot camp
CFRN - Certified Flight Registered Nurse Free PDF
CFRN - Certified Flight Registered Nurse learning
CFRN - Certified Flight Registered Nurse PDF Braindumps
CFRN - Certified Flight Registered Nurse study tips
CFRN - Certified Flight Registered Nurse test prep
CFRN - Certified Flight Registered Nurse PDF Download
CFRN - Certified Flight Registered Nurse cheat sheet
CFRN - Certified Flight Registered Nurse exam contents
CFRN - Certified Flight Registered Nurse Dumps
CFRN - Certified Flight Registered Nurse PDF Questions
CFRN - Certified Flight Registered Nurse boot camp
CFRN - Certified Flight Registered Nurse information source
CFRN - Certified Flight Registered Nurse PDF Braindumps
CFRN - Certified Flight Registered Nurse PDF Download
CFRN - Certified Flight Registered Nurse PDF Download
CFRN - Certified Flight Registered Nurse Dumps
CFRN - Certified Flight Registered Nurse PDF Braindumps
CFRN - Certified Flight Registered Nurse exam Cram
CFRN - Certified Flight Registered Nurse tricks
CFRN - Certified Flight Registered Nurse PDF Download
CFRN - Certified Flight Registered Nurse study help
CFRN - Certified Flight Registered Nurse certification
CFRN - Certified Flight Registered Nurse Test Prep
CFRN - Certified Flight Registered Nurse PDF Questions
CFRN - Certified Flight Registered Nurse Free exam PDF
CFRN - Certified Flight Registered Nurse braindumps
CFRN - Certified Flight Registered Nurse study help
CFRN - Certified Flight Registered Nurse Questions and Answers
CFRN - Certified Flight Registered Nurse exam Cram
CFRN - Certified Flight Registered Nurse guide
CFRN - Certified Flight Registered Nurse exam Questions
CFRN - Certified Flight Registered Nurse Study Guide
CFRN - Certified Flight Registered Nurse Free exam PDF
CFRN - Certified Flight Registered Nurse test
CFRN - Certified Flight Registered Nurse Free exam PDF
CFRN - Certified Flight Registered Nurse Study Guide
CFRN - Certified Flight Registered Nurse PDF Braindumps
CFRN - Certified Flight Registered Nurse exam Braindumps
CFRN - Certified Flight Registered Nurse PDF Questions
CFRN - Certified Flight Registered Nurse study tips
CFRN - Certified Flight Registered Nurse book
CFRN - Certified Flight Registered Nurse PDF Download
CFRN - Certified Flight Registered Nurse dumps

Other Nursing exam Dumps

WHNP cheat sheet pdf | CEN demo test questions | NET Questions and Answers | TCRN exam Cram | PCCN online exam | CGRN Free exam PDF | CNS pdf download | CNOR braindumps | CRNE PDF Braindumps | MSNCB exam dumps | CRNA practice questions | OCN test questions | CRRN real questions | CNA study material | CGFNS exam Questions | NHA-AIT training material | CCRN exam questions | ACNP PDF Questions | NAB-NHA practice exam | CNN demo test |

Best cheat sheet You Ever Experienced

FCNSA online exam | NS0-303 exam questions | 8008 Latest Topics | SSM exam papers | 500-560 mock questions | DEX-450 exam questions | RPFT exam Questions | 090-602 test sample | CCSPA exam Questions | JN0-351 free pdf | Certified-Development-Lifecycle-and-Deployment-Designer study material | Consul-Associate cheat sheets | PAM-CDE-RECERT Practice Test | AP0-001 practice test | 500-440 certification sample | 1Y0-231 questions and answers | 312-50v12 Questions and Answers | 2V0-51.21 pass exam | JN0-231 exam dumps | Servicenow-CAD exam prep |

References :


Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps

Direct Download

CFRN Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CFRN Reviews

100% Valid and Up to Date CFRN Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen


Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten


  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug