Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CFSW?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CFSW: NAFC Certified Forensic Social Worker Prüfung.

2025 Updated Actual CFSW questions as experienced in Test Center

Aktuelle CFSW Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Social-Work-Board CFSW : NAFC Certified Forensic Social Worker Practice Tests

Practice Tests Organized by Martha nods



Latest 2025 Updated Social-Work-Board NAFC Certified Forensic Social Worker Syllabus
CFSW examcollection with Premium PDF and Test Engine

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




CFSW examcollection : Download 100% Free CFSW practice exams (PDF and VCE)

Exam Number : CFSW
Exam Name : NAFC Certified Forensic Social Worker
Vendor Name : Social-Work-Board
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Valid as of today CFSW Premium Questions and Ans questions
At killexams.com, they suggest that you get their free CFSW PDF dumps, read sample questions, and evaluate them before registering for the full version of CFSW TestPrep. They also offer three months of free future updates of CFSW NAFC Certified Forensic Social Worker exam questions. Their certification crew is constantly updating and keeping track of the validity of CFSW Real exam Questions.

Killexams.com provides two formats for the genuine CFSW test questions and answers: the CFSW PDF document and the CFSW VCE test simulator. The CFSW real test is quickly changed by Social-Work-Board in the genuine exam. The CFSW PDF document can be downloaded on any device, and you can print CFSW Pass Guides to create your own book. With a high pass rate of 98.9% and a 98% identicalness between the CFSW questions and the real test, Killexams.com ensures your success in the CFSW test in just one attempt.

The web is full of Exam Cram vendors, but most of them sell obsolete and invalid CFSW Pass Guides. To avoid wasting your time and energy on research, it is recommended that you find a valid and up-to-date CFSW Premium Questions and Ans provider on the web. Killexams.com offers a solution with their free CFSW Pass Guides test questions. Sign up and get a 3-month account to get the latest and valid CFSW Premium Questions and Ans with genuine CFSW exam questions and answers. Also, you must get the CFSW VCE exam simulator for your training test.







CFSW exam Format | CFSW Course Contents | CFSW Course Outline | CFSW exam Syllabus | CFSW exam Objectives


Exam Details:
- Number of Questions: The number of questions in the CFSW (NAFC Certified Forensic Social Worker) exam can vary depending on the specific certification program. Typically, the exam consists of multiple-choice questions or a combination of multiple-choice and essay questions. The exact number of questions may range from 100 to 200.

- Time: The duration of the exam can vary depending on the program or organization offering the certification. Generally, candidates are provided with a set time limit to complete the exam, which can range from 2 to 4 hours. It is advisable to refer to the specific guidelines provided by the certifying organization for accurate information regarding the exam duration.

Course Outline:
The CFSW certification program aims to equip social workers with specialized knowledge and skills in the field of forensic social work. While the specific course outline may vary depending on the certification program, the following subjects are typically covered:

1. Introduction to Forensic Social Work:
- Overview of forensic social work as a specialization
- Roles and responsibilities of forensic social workers
- Ethical considerations and professional standards in forensic social work

2. Legal Systems and Procedures:
- Familiarity with the legal system, including criminal and civil proceedings
- Understanding of legal terminology and documentation
- Knowledge of court processes and procedures

3. Assessment and Evaluation:
- Conducting forensic exams and evaluations
- Forensic interviewing techniques
- Identification and evaluation of risk factors

4. Forensic Mental Health:
- Understanding the intersection of mental health and the legal system
- Assessment and treatment of individuals with mental health issues involved in legal matters
- Competency evaluations and mental health evaluations for legal purposes

5. Child Welfare and Family Law:
- Child protection and custody issues in the legal system
- Understanding child welfare laws and regulations
- Assessing and addressing family dynamics and issues related to child welfare cases

6. Domestic Violence and Victim Advocacy:
- Understanding the dynamics of domestic violence
- Providing support and advocacy for victims of domestic violence
- Collaborating with law enforcement and legal professionals in domestic violence cases

7. Substance Abuse and Forensic Populations:
- Assessment and treatment of individuals with substance abuse issues in legal settings
- Understanding the impact of substance abuse on criminal behavior
- Collaborating with treatment providers and legal professionals in addressing substance abuse issues

Exam Objectives:
The objectives of the CFSW exam typically include:

1. Assessing Knowledge and Competence: Evaluate the candidate's understanding of forensic social work concepts, theories, and practices.

2. Testing Applied Skills: Assess the candidate's ability to apply forensic social work principles to real-world scenarios, including conducting exams, making recommendations, and collaborating with legal professionals.

3. Evaluating Ethical Decision-Making: Assess the candidate's understanding of ethical considerations and professional standards in forensic social work and their ability to make ethical decisions in challenging situations.

4. Certifying Forensic Social Work Competencies: Provide a recognized certification for individuals who demonstrate their competence and expertise in forensic social work, indicating their ability to work effectively in legal and forensic settings.

Exam Syllabus:
The specific exam syllabus for the CFSW may vary depending on the certifying organization or program. However, the following subjects are typically included:

1. Forensic Social Work Foundations:
- Introduction to forensic social work
- Legal systems and procedures
- Ethical considerations in forensic social work

2. Assessment and Evaluation:
- Forensic exam techniques
- Risk exam and management
- Forensic interviewing skills

3. Legal and Court Systems:
- Criminal and civil legal processes
- Courtroom procedures and protocols
- Understanding legal terminology and documentation

4. Forensic Mental Health:
- Interface of mental health and the legal system
- Competency evaluations and forensic mental health exams
- Treatment and intervention for individuals with mental health issues involved in legal matters

5. Child Welfare and Family Law:
- Child protection and custody issues
- Family law regulations and procedures
- Assessment and intervention in child welfare cases

6. Domestic Violence and Victim Advocacy:
- Dynamics of domestic violence
- Support and advocacy for victims
- Collaborating with legal and law enforcement professionals in domestic violence cases

7. Substance Abuse and Forensic Populations:
- Substance abuse exam and treatment in legal settings
- Relationship between substance abuse and criminal behavior
- Collaboration with treatment providers and legal professionals

It is important to note that the specific subjects and depth of coverage may vary based on the certifying organization or program offering the CFSW certification. Candidates should refer to the official guidelines and materials provided by the certifying body for the most accurate and up-to-date information.



Killexams Review | Reputation | Testimonials | Feedback


Save your time and money; take these CFSW mock exam and study for the exam.
Sometimes, they encounter situations that they cannot forget or overlook, but eventually, they come to understand that they serve a purpose. In my case, passing the CFSW exam with killexams.com was a significant achievement, and I do not regret choosing an online learning platform over traditional books.


Forget everything! Just focus on these CFSW questions.
Before taking the CFSW exam, I felt confident about my preparation thanks to killexams.com. It is an excellent resource for university students and helped me achieve acceptable rankings in my exam. Killexams.com has efficient and groovy information that not only enhances your preparation but also gives you a chance to pass your CFSW get and get into any university without any despair.


I feel very confident thanks to the updated CFSW practice tests.
Recently, I purchased your certification package and studied it thoroughly. Last week, I passed the CFSW exam and obtained my certification. The killexams.com exam simulator was a helpful tool that prepared me for the exam, and I passed it with ease. I highly recommend killexams.com.


The right place to get CFSW real study question papers.
I was in a rush to pass the CFSW exam and obtain my certificate, so I turned to online resources for help. That's when I stumbled upon killexams.com, and it became my go-to study guide. The site helped me pass the exam, and I am grateful for their reliable and clear study material.


All real exam questions for the latest CFSW exam! Are you kidding?
Obtaining an CFSW certificate offers many career advancement opportunities. I wanted to develop my knowledge in statistics security and become certified as an CFSW. I chose to seek help from killexams.com and began my CFSW exam education through their CFSW exam cram. The CFSW exam cram made memorizing CFSW certificate material easy for me and helped me achieve my desired results. I can confidently say that I would not have passed my CFSW exam on the first try without killexams.com.


Social-Work-Board Forensic information search

CFSW Exam

User: Angus*****

Joining Killexams.com was the best decision of my life. I was excited because I knew that I would pass my cfsw exam and become the first person in my organization with this qualification. I turned out to be right, and using the web resources provided by Killexams.com, I passed my cfsw exam and made everyone proud. It was a happy feeling, and I recommend that any other student who wants to feel the same should give Killexams.com a try.
User: Marina*****

Although I failed in one venture, I succeeded in my second attempt at the cfsw exam with the help of Killexams.com. Their exam simulator is ideal, and it helped me prepare for the exam quickly.
User: Orlyn*****

A few days ago, I passed the cfsw exam with an ideal score. However, I cannot take full credit for it as I used killexams.com to prepare. Two weeks after starting my practice with their exam simulator, I felt confident in my ability to answer any question that might come my way, and during the exam, I had already seen most of the questions. I found the study guide to be very relevant and beneficial, and I cannot thank killexams.com enough for helping me succeed.
User: Pedro*****

killexams.com has been my go-to for exam preparation, and I passed the cfsw exam last week with a notable score. I had some doubts on topics, but the material addressed all my doubts, and I found the answers to all my questions. Thanks for providing me with stable and reliable material.
User: Ludmilla*****

I passed my CFSW exam last week with the help of killexams.com practice test. The questions were familiar, and I knew the answers, which is expected since the company uses genuine exam questions utilized by the provider. Their money-back certain is also reliable and honest.

CFSW Exam

Question: Can I expect all the questions in genuine test be from killexams CFSW question bank?
Answer: Killexams provide up-to-date genuine CFSW test questions that are taken from the CFSW test prep. These questions' answers are Verified by experts before they are included in the CFSW question bank.
Question: Do you provide CFSW genuine questions in german lanuage?
Answer: No, they do not provide CFSW questions in german, but you can convert their CFSW VCE exam PDF to any language you want. You can also convert the file to any other format which is convenient for you or compatible with your device.
Question: How many times I can pratice on exam simulator?
Answer: You can practice the exam an unlimited number of times on the exam simulator. It helps greatly to Excellerate knowledge about mock exam while you take the VCE exam again and again. You will see that you will memorize all the questions and you will be taking 100% marks. That means you are fully prepared to take the genuine test.
Question: Where can I see the CFSW genuine questions price?
Answer: Killexams provide the latest CFSW VCE exam at a very cheap price. Furthermore, special discount coupons are also provided for candidates. You can see CFSW questions price at https://killexams.com/exam-price-comparison/CFSW
Question: Can you believe that all CFSW questions I had were asked in a real exam?
Answer: Yes, all the questions belong to the genuine CFSW question bank, so they appear in the genuine test and you experience the exam lot easier than without these CFSW questions.
Social-Work-Board+Forensic+information+search
https://www.pass4surez.com/art/read.php?keyword=Social-Work-Board+Forensic+information+search&lang=us&links=remove



Obviously it is hard task to pick solid certification mock exam concerning review, reputation and validity since individuals get scam because of picking bad service. Killexams.com ensure to serve its customers best to its value concerning cheatsheet update and validity. The vast majority of customers scam by resellers come to us for the cheatsheet and pass their exams cheerfully and effectively. They never trade off on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is vital to us. Specially they deal with killexams.com review, killexams.com reputation, killexams.com scam report grievance, killexams.com trust, killexams.com validity, killexams.com report. In the event that you see any false report posted by their competitors with the name killexams scam report, killexams.com failing report, killexams.com scam or something like this, simply remember there are several terrible individuals harming reputation of good administrations because of their advantages. There are a great many successful clients that pass their exams utilizing killexams.com exam dumps, killexams PDF questions, killexams questions bank, killexams VCE exam simulator. Visit their specimen questions and test exam dumps, their exam simulator and you will realize that killexams.com is the best brain dumps site.

Which is the best practice exams website?
Indeed, Killexams is practically legit and even fully trusted. There are several capabilities that makes killexams.com reliable and genuine. It provides knowledgeable and practically valid exam questions that contain real exams questions and answers. Price is really low as compared to almost all services on internet. The mock exam are current on common basis utilizing most exact questions. Killexams account set up and solution delivery is extremely fast. Submit downloading is certainly unlimited and also fast. Help is avaiable via Livechat and Email. These are the features that makes killexams.com a robust website that include exam prep with real exams questions.



Is killexams.com test material dependable?
There are several mock exam provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock exam with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and subjects of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock exam will be provided in your get Account. You can get Premium VCE exam files as many times as you want, There is no limit.

Killexams.com has provided VCE VCE exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Test Center and Enjoy your Success.




CDRO-Essentials free pdf | SD0-302 questions get | LSAT-reading-comprehension mock questions | NCCHC-CCHP-A exam prep | MCD-ASSOC prep questions | DA-100 test questions | HPE0-J68 cram book | S90.08A practice exam | PL-100 free questions | OAT mock exam | 010-160 Test Prep | CRRN test example | C1000-168 boot camp | CIPS-L4M7-Procurement test prep | CAU305 mock exam | 102-500 sample test questions | C1000-171 study material | PCNSE prep questions | MB-700 exam questions | CPM free pdf |


CFSW - NAFC Certified Forensic Social Worker information search
CFSW - NAFC Certified Forensic Social Worker PDF Download
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker exam Cram
CFSW - NAFC Certified Forensic Social Worker exam contents
CFSW - NAFC Certified Forensic Social Worker boot camp
CFSW - NAFC Certified Forensic Social Worker outline
CFSW - NAFC Certified Forensic Social Worker testprep
CFSW - NAFC Certified Forensic Social Worker exam contents
CFSW - NAFC Certified Forensic Social Worker genuine Questions
CFSW - NAFC Certified Forensic Social Worker techniques
CFSW - NAFC Certified Forensic Social Worker boot camp
CFSW - NAFC Certified Forensic Social Worker PDF Download
CFSW - NAFC Certified Forensic Social Worker practice tests
CFSW - NAFC Certified Forensic Social Worker study help
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker Latest Topics
CFSW - NAFC Certified Forensic Social Worker Question Bank
CFSW - NAFC Certified Forensic Social Worker certification
CFSW - NAFC Certified Forensic Social Worker certification
CFSW - NAFC Certified Forensic Social Worker Practice Questions
CFSW - NAFC Certified Forensic Social Worker study help
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker information hunger
CFSW - NAFC Certified Forensic Social Worker cheat sheet
CFSW - NAFC Certified Forensic Social Worker certification
CFSW - NAFC Certified Forensic Social Worker Questions and Answers
CFSW - NAFC Certified Forensic Social Worker PDF questions
CFSW - NAFC Certified Forensic Social Worker test
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker exam help
CFSW - NAFC Certified Forensic Social Worker practice tests
CFSW - NAFC Certified Forensic Social Worker study help
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker education
CFSW - NAFC Certified Forensic Social Worker Practice Questions
CFSW - NAFC Certified Forensic Social Worker testprep
CFSW - NAFC Certified Forensic Social Worker study help
CFSW - NAFC Certified Forensic Social Worker exam success
CFSW - NAFC Certified Forensic Social Worker PDF Questions
CFSW - NAFC Certified Forensic Social Worker questions
CFSW - NAFC Certified Forensic Social Worker Questions and Answers
CFSW - NAFC Certified Forensic Social Worker exam Questions
CFSW - NAFC Certified Forensic Social Worker PDF download

Other Social-Work-Board Practice Tests


ASWB mock questions | CFSW questions and answers | PACE study guide | PCCE mock questions |


Best practice exams You Ever Experienced


250-406 sample test | CPQ-211 study guide | 44202T practice questions | AACE-PSP study help | CABM free practice test | 701-100 Real exam Questions | 4A0-C01 pdf questions | 3314 bootcamp | S2000-001 exam questions | AZ-305 Latest Topics | GB0-191-ENU Practice Questions | LCSPC exam prep | CBIC-CIC mock exam | NCEES-PE-Civil-Construction examcollection | WHNP PDF Questions | AICP study questions | CHAD test sample | CBCP exam Cram | QV_Developer_11 test questions | PEGACPRSAV22 Practice test |





References :


http://killexams-braindumps.blogspot.com/2020/06/our-cfsw-dumps-are-ultimately-necessary.html
https://killexams-posting.dropmark.com/817438/23550775
https://www.instapaper.com/read/1317366112
https://killexams-posting.dropmark.com/817438/23792753
https://www.coursehero.com/file/72352880/NAFC-Certified-Forensic-Social-Worker-CFSWpdf/
https://youtu.be/pOlnCpnhlAI
https://sites.google.com/view/killexams-cfsw-latest-topics
http://feeds.feedburner.com/RetainTheseF50-531DumpsAndEnlistForTheTest
https://files.fm/f/s9xtnbrhj



Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank






Direct Download

CFSW Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CFSW Reviews

100% Valid and Up to Date CFSW Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug