Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Microsoft PowerToys Cheat Sheet: How to Get It, and What Can It Do?

Cubes with Microsoft Windows 11 logo. Image: PhotoGranary/Adobe Stock

No matter how many features Microsoft crams into its Windows 10 operating system, there will always be users looking for a faster, better or different way of doing things. Microsoft’s acknowledgment of this force of human nature is the Microsoft PowerToys download. With the general release of Microsoft Windows 11, developers are now referring to this project as Microsoft PowerToys rather than Windows 10 PowerToys.

SEE: Get lifetime access to Microsoft Office 2021 with this deal from TechRepublic Academy

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A set of slightly unusual free Windows tools has been a part of the Windows operating system landscape since Windows 95, but their availability was noticeably absent for Windows 10 and Windows 11 — at least until September 2019.

In 2019, Microsoft partnered with Janea Systems and released the first two PowerToys for Windows 10, accompanied by a promise of more releases in the near future. This TechRepublic cheat sheet describes each available tool or feature provided by Microsoft’s official Microsoft PowerToys and describes what each system utility can do.

Jump to:

When was Microsoft PowerToys first made available?

The first set of Microsoft PowerToys were first made available for Windows 95. That first set of 15 free utilities were published and endorsed by Microsoft and made available in a free download.

From the beginning, PowerToys were designed for “power users” who were seeking ways to tweak how the operating system functions. In some cases, inexperienced users were able to make a careless change while using a PowerToys utility, which could wreak havoc within the Windows operating system; as such, novice users have often been encouraged to use caution.

For the most part, though, PowerToys have allowed users — whether they considered themselves power users or not — to more easily make tweaks to the look and feel of Windows without a deep dive into configuration screens or the dreaded and dangerous edit of the Windows Registry file.

Even in the earliest iterations of PowerToys, Microsoft offered users many valuable functionalities. Windows 95 PowerToys included:

  • TweakUI was used for tweaking obscure Windows settings.
  • CD Autoplay allowed all CDs to autoplay, not just audio CDs.
  • Command Prompt Here opened a command prompt in the current directory.
  • Explore from Here opened File Explorer in the current directory.
  • FlexiCD allowed users to control audio CDs from the Taskbar.
  • Xmouse 1.2 allowed users to change window focus by moving the mouse cursor, no click needed.
  • Through the years and various Windows versions, individual PowerToys have come and gone. Each Windows version inspired a new set of tools based on what developers perceived was needed to Improve and enhance that version. Windows 10 inspired a completely new set of PowerToys.

    Additional resources for Windows users How can I get Microsoft PowerToys?

    Traditionally, each of the Microsoft PowerToys has been offered as a separate executable file, available as a free download from a specific Microsoft website.

    For Windows 10 and Windows 11, Microsoft has taken a slightly different approach. All Windows 10 PowerToys are now included as part of a free downloadable system that users can configure. Figure A shows you what the Microsoft PowerToys system looks like.

    Figure A

    What the Windows PowerToys system looks like. Image: Mark Kaelin/TechRepublic

    Windows PowerToys Version 0.72.0 is available on GitHub right now. Release v0.72.0 focuses on bug fixes and quality of life features based on user and development community feedback. The PowerToys 0.72.0 installed space has been reduced considerably by having utilities share the same installed path. When compared to previous PowerToys versions, this x64 machine installed version is reduced from 1.15GB to 785MB.

    These PowerToys are currently available:

  • FancyZones
  • Windows key Shortcut Guide
  • PowerRename
  • Preview Pane add-ons for File Explorer
  • Image resizer
  • Window Walker
  • PowerToys Run
  • Keyboard Manager
  • Color Picker
  • Video Conference Mute
  • Awake
  • Mouse utilities
  • Always on Top
  • Screen Ruler
  • Quick Accent
  • Text Extractor
  • File Locksmith
  • Hosts File Editor
  • Mouse Jump
  • Paste as Text
  • Registry Preview
  • Mouse Without Borders
  • Peek
  • SEE: All of TechRepublic’s cheat sheets and smart person’s guides

    What can Microsoft PowerToys do?

    Here is a list of available Microsoft PowerToys with a brief description of what each toy does.


    FancyZones allows users to manage where and how each application window that is open on a Windows desktop will display.

    SEE: Learn more about how to use and configure FancyZones.

    For example, you could use FancyZones to set up a Windows 10 desktop where Outlook always displays on the right-hand side of the desktop, Twitter or other social media always displays on the left-hand side of the desktop, and Word or Excel always displays in the middle between the other two. There would be three distinct and perpetual zones displayed at all times (Figure B).

    Figure B

    FancyZones. Image: Mark Kaelin/TechRepublic Windows key Shortcut Guide

    The Windows key Shortcut Guide displays all of the available keyboard shortcuts for the current Windows desktop (Figure C). This PowerToy is activated by holding the Windows key down for the length of time specified in the tool’s configuration settings. The default is 900ms.

    SEE: Here’s how to use the Windows key Shortcut Guide.

    With this feature, users don’t have to remember so many Windows key-related shortcut combinations.

    Figure C

    Windows key Shortcut Guide. Image: Mark Kaelin/TechRepublic PowerRename

    The PowerRename Windows PowerToy provides users with advanced tools for bulk renaming of files. The toy extends the Windows Shell Context Menu to add an entry for PowerRename to File Explorer (Figure D).

    Figure D

    PowerRename. Image: Mark Kaelin/TechRepublic

    With PowerRename enabled, simple search and replace or more powerful regular expression matching are added to your toolset for the bulk renaming process. A preview area is displayed as you perform search and replace procedures, so you can see how file names will change before initiating the action.

    Preview Pane add-ons for File Explorer

    This Windows PowerToy expands on the Preview Pane feature already available in the standard File Explorer application by adding additional file types. Preview Pane allows users to preview the contents of a file after clicking it in File Explorer without actually opening the file (Figure E).

    Figure E

    Preview Pane addons for File Explorer. Image: Mark Kaelin/TechRepublic

    Version 0.16.0 adds preview support for Scalable Vector Graphics (.svg) and Markdown (.md) files. Subsequent PowerToys releases have added more file types including source code files and geometric code.

    Image Resizer

    The Image Resizer Windows PowerToy adds more functionality to File Explorer by allowing users to apply bulk image resizing. Users can select images in File Explorer and then select the new Resize Pictures item on the context menu, revealed with a right-click on any image (Figure F).

    Figure F

    Image Resizer. Image: Mark Kaelin/TechRepublic Window Walker

    The Window Walker Windows PowerToy is designed to be an alternative to the standard Alt-Tab feature in Windows 10 and Windows 11. Users press the CTRL-Windows key combination instead of Alt-Tab to pull up a search box (Figure G). Users then enter keywords into the search box to narrow down the currently open apps and screens on their desktop.

    Figure G

    Windows Walker. Image: Mark Kaelin/TechRepublic PowerToys Run

    PowerToys Run acts as a quick launcher in Windows. It is another extension of the ALT-Tab concept and taps into the Windows file indexing system. To activate the tool, use the keyboard combination ALT-Space and start typing the name of your desired application (Figure H).

    Figure H

    PowerToys Run. Image: Mark Kaelin/TechRepublic

    PowerToys Run will search the system and start listing possible applications based on your search phrase. When the application you desire appears, click or tap to run.

    Keyboard Manager

    The Keyboard Manager application in Microsoft PowerToys is a simple keyboard remapper. Run the application from the PowerToys menu (Figure I) and either remap a single key on your keyboard or remap a shortcut keyboard combination. Whatever you remap will remain active as long as Keyboard Manager is enabled and PowerToys is running in the background.

    Figure I

    Keyboard Manager. Image: Mark Kaelin/TechRepublic Color Picker

    Color Picker was contributed to the Microsoft PowerToys project by Martin Chrzan. The utility allows you to identify any color on your screen by either its HEX or RGB code and then save that information to the Windows clipboard for later use (Figure J). It is a simple tool, but it can save time and prevent frustration for developers and content creators working on color design.

    Figure J

    Color Picker. Image: Mark Kaelin/TechRepublic Video Conference Mute

    As a number of organizations shifted to remote work structures during the COVID-19 pandemic, many of us now rely on video teleconferencing for work and school interactions and collaboration. The Video Conference Mute tool in Microsoft PowerToys allows you to mute the audio and video on your PC with a single key combination (Figure K).

    Figure K

    Video Conference Mute. Image: Mark Kaelin/TechRepublic

    You may mute both audio and video at the same time or independently. The same key combination will toggle the audio and video back to the on position. The Video Conference Mute tool works regardless of what app you are using or what app is currently in the foreground.


    The Microsoft PowerToys tool Awake was contributed to the PowerToys project by the community with attribution given to Den Delimarsky. Awake allows users to keep their computer awake on-demand without having to manage its power settings (Figure L).

    Figure L

    Awake tool. Image: Mark Kaelin/TechRepublic Mouse utilities

    Mouse utilities was contributed to the Microsoft PowerToys project by Raymond Chen. Mouse utilities is a collection of features that enhance the mouse and cursor functionality on Windows systems.

    SEE: Learn how to activate and use the Windows Mouse utilities.

    With two consecutive presses of the Left CTRL key, Find My Mouse will locate your mouse cursor and highlight its current position with a halo (Figure M). Pressing the Esc key will dismiss the highlight. The Find My Mouse feature is useful for presentations on large displays when you want to draw the audience’s attention to a specific area of the screen.

    Figure M

    Mouse utilities. Image: Mark Kaelin/TechRepublic Always on Top

    Always on Top allows users to designate the application window currently in focus as “always on top” with a keyboard shortcut toggle (Figure N).

    Figure N

    Always on Top tool. Image: Mark Kaelin/TechRepublic

    Regardless of what commands, mouse clicks or other inputs are made from that point on, the designated window will remain at the forefront, superseding any other open windows until Always on Top is toggled off. The default keyboard shortcut for the Always on Top toggle is Windows Key + CTRL + T.

    Screen Ruler

    The Microsoft PowerToys utility, Screen Ruler is a quick and easy way to measure the pixels represented on your display screen (Figure O). The tool is perfect for determining the pixel size of a potential screen capture or for lining up objects in a document.

    Figure O

    Screen Ruler. Image: Mark Kaelin/TechRepublic Quick Accent

    Quick Accent is an alternative way to type accented characters, which is useful for when a keyboard doesn’t support that specific accent with a quick key combo (Figure P). Use this utility to create accented characters, especially for writing in languages other than English.

    Figure P

    Wuick Accent. Image: Mark Kaelin/TechRepublic Text Extractor

    The Microsoft PowerToys utility Text Extractor is a convenient way to copy text from anywhere on your screen (Figure Q). This code is based on Joe Finney’s Text Grab. Text Extractor uses optical character recognition to read the text on the screen, so it may require editing or proofreading.

    Figure Q

    Text Extractor. Image: Mark Kaelin/TechRepublic File Locksmith

    The Microsoft PowerToys utility File Locksmith is a Windows shell extension for checking what files are in use and by which processes (Figure R). After installing, right-click on one or more selected files in File Explorer, and then select “What’s using this file?” from the context menu.

    Figure R

    File Locksmith. Image: Mark Kaelin/TechRepublic Hosts File Editor

    The Window PowerToys utility Hosts File Editor is a quick and simple utility for editing a local hosts file (Figure S). Note, the application will only work if a hosts file exists.

    Figure S

    Hosts File Editor. Image: Mark Kaelin/TechRepublic Mouse Jump

    The Microsoft PowerToys utility Mouse Jump is a new feature for the existing set of mouse utilities (Figure T). Mouse Jump allows you to instantly move the mouse pointer great distances on the same screen and even jump from one screen to another, if you wish.

    SEE: Learn more about the features that released with PowerToys 0.68.0.

    Figure T

    The Mouse Jump feature listed under the Mouse Utilities in PowerToys Image: Mark W. Kaelin/TechRepublic Paste as Text

    The Window PowerToys utility Paste as Text is a keyboard combination shortcut that allows users to paste formatted clipboard contents as plain unformatted text (Figure U). Using this tool will also replace the formatted text with plain text in the clipboard, so users can always paste as text.

    Figure U

    The Paste As Plain Text option toggled on in PowerToys Image: Mark Kaelin/TechRepublic Registry Preview

    PowerToys Registry Preview, released in Version 0.69.0, is designed to simplify the process of visualizing and editing Windows Registry files (Figure V). The utility app also allows you to write registry changes directly to the Windows Registry file without using the standard Regedit app that comes built into the Windows operating system.

    Figure V

    Microsoft PowerToys Registry Preview. Image: Mark Kaelin/TechRepublic Mouse Without Borders

    PowerToys Mouse Without Borders, released in Version 0.70.0, gives users the ability to interact with other computers using the same keyboard and mouse they are using for their current PC (Figure W). With Mouse Without Borders, users can also share clipboard and files between the machines. Control of the other computers is granted using an encryption key.

    Figure W

    Mouse Without Borders Microsoft PowerToys menu Image: Mark Kaelin/TechRepublic Peek

    Peek, released in Version 0.70.0, allows users to see a quick preview of files they select in File Explorer when they press a specified keyboard shortcut (Figure X). The keyboard shortcut can be modified to a user’s preference.

    Figure X

    Peek menu in Microsoft PowerToys Image: Mark Kaelin/TechRepublic Are more Microsoft PowerToys coming soon?

    New Microsoft PowerToys are periodically added to the Windows library to address new user expectations and requirements. As new PowerToys are released, this list of available tools will be updated to reflect that expansion.

    Additional resources Why are Microsoft PowerToys important?

    Microsoft PowerToys provide tools and features that can make users of the Windows operating system more productive and, by extension, happier. Over the years, many users have come to depend on one or more of these PowerToys for their daily computer productivity. For many power users, PowerToys Improve their quality of work and life.

    SEE: Build a Microsoft 365 Services Usage Policy with this template from TechRepublic Premium.

    Beyond making users more productive, PowerToys have also provided a glimpse into what features and tools could and should become an integral part of the Windows operating system in the future. Many of these once-separate tools have become just another part of the operating system during its next iteration.

    Editor’s note: This article was updated to reflect the latest version of Microsoft PowerToys.

    ‘Alone’ Producers Disassemble Each Shelter When a Contestant Taps Out

    Leave no trace. That’s the principle that guides many people who spend time in the outdoors. And it’s an ethic that’s embraced by the cast and crew of Alone. The History Channel series follows people as they try to survive in the wild with only minimal tools and supplies. To protect themselves from the elements, participants will often create impressive shelters during their stay. In the past, people have built log cabins, earth shelters, and tipis. But once they leave, what happens to those structures? 

    ‘Alone’ cast members make building a shelter a priority

    When Alone cast members are dropped at their remote campsites, finding shelter is usually one of their first concerns. Initially, most make do with some kind of temporary set-up in a relatively dry and protected spot, such as a makeshift tent made with a tarp. But soon the focus turns to creating more permanent accommodations, especially in locations where the weather will eventually turn cold and snowy. Participants know that having a safe, warm place to sleep can be key to long-term success in the competition. Not only does it protect the cast member physically from cold, rain, wind, and predators, but there’s also a psychological benefit to having a home in the wild. 

    Alone has been airing for almost a decade. New contestants now come into the competition with a better idea of what works – and what doesn’t – when it comes to shelter. The structures have also gotten increasingly elaborate. 

    “They’re getting a little nicer. People have put more time into their shelters because they don’t want to be miserable for however many days they’re out there,” Alone Season 2 cast member Randy Champagne told Dwell. “They realize the importance of moving from quote-unquote survival to a point where you’re sort of thriving. You’re living as opposed to just making it.”

    Though creating a good shelter is important on Alone, it’s not without risks. Sometimes, contestants will focus too much energy on constructing a cabin at the expense of hunting, fishing, or foraging. They might end up with a cozy place to sleep but have to tap out because of hunger and exhaustion. That’s what happened to both Jodi Rose and Lee Ray DeWilde in Alone Season 10, for example. 

    ‘Alone’ shelters are dismantled after a cast member taps out 

    Whether they’re huddled under a simple tent or sleeping soundly in a solid rock house (like season 7’s Roland Welker), eventually the time comes for every Alone contestant to leave their shelter behind and head home. At that point, their homes are dismantled, according to Dwell. Sometimes (but not always), Alone shows this process through a time-lapse sequence after the cast member’s tap out.  

    As for contestants, they don’t get to head back home immediately after they tap out. They stay in the general filming area for up to two weeks. During that time, they undergo medical checks, counseling, and a refeeding program that “bring[s] them out of starvation slowly,” showrunner Ryan Pender told Reality Blurred.

    Cast members aren’t allowed to leave “until they’re physically strong enough to pick up their bags, get onto a plane, [and] they feel mentally comfortable,” Pender said.

    For more on the entertainment world and exclusive interviews, subscribe to Showbiz Cheat Sheet’s YouTube channel.


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug