Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über CPP-CPA?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CPP-CPA: CPP - C++ Certified Professional Programmer Prüfung.
2024 Updated Actual CPP-CPA questions as experienced in Test Center
Aktuelle CPP-CPA Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
CPP-Institute CPP-CPA : CPP - C++ Certified Professional Programmer Practice TestsPractice Tests Organized by Lee |
Latest 2024 Updated CPP-Institute CPP - C++ Certified Professional Programmer Syllabus
CPP-CPA dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
CPP-CPA dumps collection : Download 100% Free CPP-CPA practice exams (PDF and VCE)
Exam Number : CPP-CPA
Exam Name : CPP - C++ Certified Professional Programmer
Vendor Name : CPP-Institute
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Newly update content CPP-CPA Practice Questions with free Cram Guide download
We offer state-of-the-art CPP-CPA Actual Questions and PDF Download that are legitimate and up-to-date. At killexams.com, they provide braindumps containing all the necessary information required to pass the CPP-CPA test. You don't need to read reference books but simply spend 10-20 hours memorizing their CPP-CPA boot camp and answers to successfully pass the test.
If you want to pass the CPP - C++ Certified Professional Programmer exam easily, it's important to have a clear understanding of the CPP-CPA syllabus and to go through the updated dumps collection for the 2024. To ensure quick success, it's recommended to practice with real questions. It's also important to identify any tricky questions that may be asked on the actual CPP-CPA exam, and to do this, you can visit killexams.com to get free CPP-CPA TestPrep test questions. If you feel confident with those questions, you can register to get the full set of CPP-CPA Question Bank questions, which will be the first step towards great progress. To further prepare, you can install the VCE exam simulator on your PC and practice as much as possible. Once you've memorized all the questions in the CPP - C++ Certified Professional Programmer question bank, you can enroll in the actual test at a test center.
Many candidates have successfully passed the CPP-CPA exam using their Latest Questions, and they now hold great positions in their fields. By utilizing their CPP-CPA TestPrep, they've noticed a significant improvement in their knowledge and are able to work as experts in real company environments. Their focus isn't just on passing the exam with braindumps, but on truly enhancing understanding of CPP-CPA objectives and topics, leading to success in their fields.
CPP-CPA exam Format | CPP-CPA Course Contents | CPP-CPA Course Outline | CPP-CPA exam Syllabus | CPP-CPA exam Objectives
Exam Detail:
The CPP-CPA (CPP - C++ Certified Professional Programmer) exam is designed to evaluate an individual's knowledge and skills in C++ programming language. Here are the exam details for the CPP-CPA exam:
- Number of Questions: The exam typically consists of multiple-choice questions, coding exercises, and scenario-based questions. The exact number of questions may vary, but it is typically around 80 to 100 questions.
- Time Limit: The time allotted to complete the exam is usually around 2 to 3 hours, but the exact duration may vary depending on the exam provider.
Course Outline:
The CPP-CPA certification program covers a comprehensive range of syllabus related to C++ programming. The course outline typically includes the following domains:
1. C++ Basics:
- Introduction to C++ programming language.
- Data types, variables, and constants in C++.
- Control flow statements (if-else, loops, switch-case).
- Functions and parameter passing.
- Input/output operations.
2. Object-Oriented Programming (OOP) in C++:
- Understanding the principles of OOP.
- Classes and objects in C++.
- Encapsulation, inheritance, and polymorphism.
- Constructors and destructors.
- Operator overloading.
3. Pointers, References, and Memory Management:
- Pointers and references in C++.
- Dynamic memory allocation and deallocation.
- Memory management techniques.
- Understanding memory leaks and memory errors.
4. Templates and Standard Template Library (STL):
- Template classes and template functions.
- Using templates for generic programming.
- Overview of the Standard Template Library.
- Containers, algorithms, and iterators in STL.
5. Exception Handling and Error Handling:
- Handling exceptions in C++.
- Throw, catch, and try blocks.
- Exception handling best practices.
- Error handling techniques and error codes.
6. Advanced Concepts:
- Advanced syllabus in C++ programming.
- Function pointers and functors.
- File handling and streams.
- Multithreading and concurrency in C++.
- Introduction to C++11 and later versions.
Exam Objectives:
The objectives of the CPP-CPA exam are as follows:
- Assessing candidates' understanding of fundamental concepts and syntax of C++ programming language.
- Evaluating candidates' proficiency in using object-oriented programming (OOP) principles in C++.
- Testing candidates' ability to work with pointers, references, and memory management in C++.
- Assessing candidates' knowledge of templates, the Standard Template Library (STL), and advanced C++ concepts.
- Evaluating candidates' ability to handle exceptions and errors in C++ programs.
Exam Syllabus:
The specific exam syllabus for the CPP-CPA exam covers the following topics:
1. C++ Basics:
- Data types, variables, and constants.
- Control flow statements.
- Functions and parameter passing.
- Input/output operations.
2. Object-Oriented Programming (OOP) in C++:
- Classes and objects.
- Encapsulation, inheritance, and polymorphism.
- Constructors and destructors.
- Operator overloading.
3. Pointers, References, and Memory Management:
- Pointers and references.
- Dynamic memory allocation and deallocation.
- Memory management techniques.
4. Templates and Standard Template Library (STL):
- Template classes and functions.
- Standard Template Library (STL) containers, algorithms, and iterators.
5. Exception Handling and Error Handling:
- Handling exceptions in C++.
- Error handling techniques.
6. Advanced Concepts:
- Function pointers and functors.
- File handling and streams.
- Multithreading and concurrency in C++.
Killexams Review | Reputation | Testimonials | Feedback
It is great to know that real exam questions for the updated CPP-CPA exam are available at a low price.
killexams.com's material was generally organized and efficient. After a two-week preparation, I could easily remember several answers and score 97% marks. As a working mother, I had limited time to prepare for the CPP-CPA exam. Thus, I was searching for some excellent materials, and killexams.com's practice test aide was the right decision.
I want the latest real exam questions for the CPP-CPA exam.
With killexams.com's questions answers and exam simulator, I was able to pass my CPP-CPA exam with ease. Their resources were incredibly helpful, and the questions in their prep corresponded with all the key issues of the exam. Even the few questions that weren't covered by their prep were easily managed, and I was satisfied with my results.
Check out these real CPP-CPA questions and get study help.
killexams.com acted as my captain or pilot, guiding me towards success in my CPP-CPA exam. Their guidelines and support helped me observe the right direction, ultimately leading me to achieve glory. I will forever be grateful to this online Test Center for their invaluable assistance.
Actual questions for the CPP-CPA exam are awesome!
I have tried several other exam practice exams in the past, but the quality of the CPP-CPA testprep from killexams.com is superior. I am grateful for their exceptional materials, which helped me score 95% on the exam. Their mock test truly taught me how to think like the exam and succeed.
Here is the right source for new CPP-CPA practice exams with correct answers.
Even with a full-time job and family responsibilities, I made the decision to take the CPP-CPA exam. I was in need of simple and strategic guidelines to utilize in the 12 days before the exam. Luckily, I found all I needed in killexams.com's concise and easy-to-remember questions and answers. Thank you!
CPP-Institute Professional exam help
CPP-CPA Exam
User: Rodina***** I would recommend killexams.com dumps collection to anyone preparing for the CPP-CPA exam. It was very helpful in providing a concept of the type of questions that would come up and which areas to focus on. The practice exam provided was also excellent in getting a sense of what to expect on the actual exam day. The answer keys supplied were a great help in recollecting what I had learned, and the explanations provided were clear and easy to understand. |
User: Natalie***** It was an excellent experience preparing for my cpp-cpa exam with Killexams.com. With not much study material available online, I am glad that I came across Killexams.com. The mock test are great, and with Killexams.com, the exam became very easy and remarkable. |
User: Nadiahop***** Before, I used to lack confidence in taking exams. But, with cpp-cpa Preparation from killexams.com, I am now fully prepared and confident in passing my exams. I would suggest anyone who feels unsure or lacks confidence in their exam-taking abilities to register with killexams.com and start preparing. Eventually, you will feel confident too. |
User: Henry***** Preparing for the cpp-cpa exam can be challenging, given the numerous confusing subjects to cover. Fortunately, killexams.com provided me with the confidence to pass the exam by taking me through exact questions about the difficulty. This paid off as I passed the exam with an impressive pass% of 84%. Even though most questions were twisted, the answers that matched from killexams.com helped me identify the right answers. |
User: Songya***** The CPP-CPA mock test package from killexams.com saved my life. I was lacking confidence in my preparation for the exam, but a friend recommended killexams.com CPP-Institute package to me a few days before the exam. If only I had known earlier, it would have made things much easier for me. Nevertheless, I am grateful to have passed the CPP-CPA exam early thanks to killexams.com. |
CPP-CPA Exam
Question: Can I find the LaACTUAL EXAM QUESTIONS Questions & Answers of CPP-CPA exam? Answer: Yes. You can find the latest CPP-CPA practice test from killexams.com with a VCE exam simulator for practice. You can memorize and practice these mock test with the VCE exam simulator. It will train you enough to get good marks in the exam. |
Question: I have CPP-CPA PDF and VCE. It is possible to extend only PDF account validity? Answer: Yes, Of course. You can contact killexams support for renewal coupons. Their team will deliver you a special discount coupon to extend your account. Just ask for PDF downloads and their team will provide you a direct link to extend your account validity with PDF only. |
Question: Do I need actual study questions of CPP-CPA exam? Answer: Yes, You need actual study questions to pass the CPP-CPA exam. These CPP-CPA exam questions are taken from actual exam sources, that's why these CPP-CPA exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these CPP-CPA questions are sufficient to pass the exam. |
Question: Did you attempt these top-notch material updated dumps? Answer: Killexams is a great source of up-to-date actual CPP-CPA test questions that are taken from the CPP-CPA test prep. These questions' answers are Verified by experts before they are included in the CPP-CPA question bank. |
Question: What are the benefits of CPP-CPA test prep? Answer: The benefit of CPP-CPA test prep is to get to the point knowledge of exam questions rather than going through huge CPP-CPA course books and contents. These questions contain actual CPP-CPA questions and answers. By memorizing and understanding the complete dumps collection greatly improves your knowledge about the core syllabus of the CPP-CPA exam. It also covers the latest syllabus. These exam questions are taken from CPP-CPA actual exam source, that's why these exam questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these questions are sufficient to pass the exam. |
https://www.pass4surez.com/art/read.php?keyword=CPP-Institute+Professional+exam+help&lang=us&links=remove
While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for actual questions update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best actual questions site.
Which is the best practice exams website?
Without a doubt, Killexams is 100 % legit and even fully trusted. There are several benefits that makes killexams.com traditional and legitimate. It provides recent and 100 % valid exam questions that contain real exams questions and answers. Price is really low as compared to almost all of the services online. The mock test are updated on usual basis having most recent questions. Killexams account make and merchandise delivery is quite fast. File downloading is unlimited and fast. Help support is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a strong website that supply exam prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf get sites or reseller sites. Thats why killexams.com update exam mock test with the same frequency as they are updated in Real Test. exam questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to get PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your get Account. You can get Premium practice test files as many times as you want, There is no limit.
Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.
CVA test example | C1000-155 practice questions | HPE6-A44 study questions | CEH-001 practice exam | MB-340 exam prep | 4A0-AI1 free pdf | PSE-SASE study help | CPHRM cram book | A4Q-CSeT-F free study guide | ACSM-GEI test prep | HH0-560 test exam | NPD-BC prep questions | Salesforce-Certified-Business-Analyst exam Cram | DES-1423 cbt | PCCE free prep | Servicenow-CAD practice test | CLSSGB exam Questions | CPHQ test questions | 005-002 practice test | Tableau-Desktop-Specialist exam questions |
CPP-CPA - CPP - C++ Certified Professional Programmer Practice Test
CPP-CPA - CPP - C++ Certified Professional Programmer course outline
CPP-CPA - CPP - C++ Certified Professional Programmer Premium PDF
CPP-CPA - CPP - C++ Certified Professional Programmer exam help
CPP-CPA - CPP - C++ Certified Professional Programmer cheat sheet
CPP-CPA - CPP - C++ Certified Professional Programmer study tips
CPP-CPA - CPP - C++ Certified Professional Programmer PDF Questions
CPP-CPA - CPP - C++ Certified Professional Programmer test prep
CPP-CPA - CPP - C++ Certified Professional Programmer exam success
CPP-CPA - CPP - C++ Certified Professional Programmer study help
CPP-CPA - CPP - C++ Certified Professional Programmer PDF Questions
CPP-CPA - CPP - C++ Certified Professional Programmer outline
CPP-CPA - CPP - C++ Certified Professional Programmer PDF Download
CPP-CPA - CPP - C++ Certified Professional Programmer exam questions
CPP-CPA - CPP - C++ Certified Professional Programmer learning
CPP-CPA - CPP - C++ Certified Professional Programmer information hunger
CPP-CPA - CPP - C++ Certified Professional Programmer syllabus
CPP-CPA - CPP - C++ Certified Professional Programmer study tips
CPP-CPA - CPP - C++ Certified Professional Programmer Practice Test
CPP-CPA - CPP - C++ Certified Professional Programmer exam cram
CPP-CPA - CPP - C++ Certified Professional Programmer real questions
CPP-CPA - CPP - C++ Certified Professional Programmer Free PDF
CPP-CPA - CPP - C++ Certified Professional Programmer Practice Questions
CPP-CPA - CPP - C++ Certified Professional Programmer exam help
CPP-CPA - CPP - C++ Certified Professional Programmer exam contents
CPP-CPA - CPP - C++ Certified Professional Programmer tricks
CPP-CPA - CPP - C++ Certified Professional Programmer exam cram
CPP-CPA - CPP - C++ Certified Professional Programmer outline
CPP-CPA - CPP - C++ Certified Professional Programmer Questions and Answers
CPP-CPA - CPP - C++ Certified Professional Programmer outline
CPP-CPA - CPP - C++ Certified Professional Programmer questions
CPP-CPA - CPP - C++ Certified Professional Programmer education
CPP-CPA - CPP - C++ Certified Professional Programmer PDF Download
CPP-CPA - CPP - C++ Certified Professional Programmer exam cram
CPP-CPA - CPP - C++ Certified Professional Programmer Test Prep
CPP-CPA - CPP - C++ Certified Professional Programmer testing
CPP-CPA - CPP - C++ Certified Professional Programmer test
CPP-CPA - CPP - C++ Certified Professional Programmer exam Questions
CPP-CPA - CPP - C++ Certified Professional Programmer learning
CPP-CPA - CPP - C++ Certified Professional Programmer techniques
CPP-CPA - CPP - C++ Certified Professional Programmer Practice Test
CPP-CPA - CPP - C++ Certified Professional Programmer test
CPP-CPA - CPP - C++ Certified Professional Programmer PDF Download
CPP-CPA - CPP - C++ Certified Professional Programmer Study Guide
Other CPP-Institute Practice Tests
CPP-CPA exam Cram | CPA-CPP free pdf |
Best practice exams You Ever Experienced
C1000-169 free pdf download | 010-111 boot camp | API-580 Free exam PDF | ATA prep questions | 4A0-115 study guide | ABV study help | QSBA2021 exam answers | CCC pdf study guide | PMI-RMP PDF Questions | TOEFL practice questions | 303-200 pdf questions | DEA-3TT2 Real exam Questions | H12-261 questions answers | C1000-155 PDF Download | C1000-024 Practice Questions | DEPC cram | 005-002 Question Bank | DCPP-01 pass exam | NAPLEX exam preparation | ACA-Database free questions |
References :
Similar Websites :
Pass4sure Certification exam Practice Tests
Pass4Sure Certification Question Bank
CPP-CPA Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date CPP-CPA Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug