Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CPTE?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CPTE: Certified Penetration Testing Professional Prüfung.

2025 Updated Actual CPTE questions as experienced in Test Center

Aktuelle CPTE Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

Exam MCQs

CPTE : Certified Penetration Testing Professional (CPTE) test MCQs and Practice Test

Practice Tests Organized by Martha nods



Latest 2025 MCQs of Certified Penetration Testing Professional (CPTE)
CPTE test Questions & Practice Test, MCQs in Premium PDF and Test Engine

MCQs practice test and Free Test Engine Software - MCQs Updated on Daily Basis
Big Discount / Cheapest price & 100% Success Rate




CPTE MCQs : Download 100% Free CPTE test Questions (PDF and VCE)

Exam Number : CPTE
Exam Name : Certified Penetration Testing Professional (CPTE)
Vendor Name : Mile2
Update : Click Here to Check Latest Update
Total MCQs : Check Questions

CPTE questions are changed today. get new inquiries
Investing your effort in the right direction is the key to avoiding wasted time and money. Attempting to save a small amount by downloading free MCQs from unreliable sources could ultimately cost you valuable resources and opportunities. For guaranteed success, always trust a proven and reputable service. At killexams.com, you can:

✅ get a 100% free demo of Exam Questions questions—no commitment required.
✅ Register for full access to the complete CPTE question bank.
✅ Spend just 24 hours studyi

To thoroughly master the concepts, syllabus, and objectives of CPTE courses, relying solely on the coursebook is insufficient. Engaging with intricate scenarios and questions likely to appear on the CPTE test is essential. Visit killexams.com to access free demo questions in PDF format. They are confident that their Certified Penetration Testing Professional (CPTE) practice questions will exceed your expectations. By registering, you can unlock the full version of the CPTE Exam Questions at an exceptionally attractive discount, marking your first step toward excelling in the Certified Penetration Testing Professional (CPTE) exam. Enhance your preparation by downloading the CPTE VCE test simulator to your computer, memorizing the CPTE free pdf, and regularly practicing with the simulator. When you feel fully prepared, register at an examination center to take the CPTE test with confidence.

Tackling the Mile2 CPTE test is a challenging endeavor that cannot be achieved by merely studying the coursebook or relying on free Practice Questions resources online. The genuine CPTE test features complex questions that can challenge even the most diligent candidates, potentially leading to failure. Killexams.com addresses this by providing authentic CPTE Exam Questions practice questions and VCE test simulator files. Begin by downloading 100% free CPTE Practice Questions to evaluate the quality before committing to the full version of CPTE test prep questions. They are confident that their CPTE Free test PDF will prove valuable and effective for your preparation.

While numerous Exam Questions providers exist online, many offer outdated CPTE Free test PDF. To secure a trustworthy and reputable CPTE Free test PDF provider, killexams.com is the optimal choice. Avoid wasting time and resources on unreliable materials. get 100% free CPTE Practice Questions to explore demo questions. If satisfied, register for three months of access to the latest and valid CPTE free pdf, featuring real test questions and answers. Additionally, acquire the CPTE VCE test simulator to elevate your training, ensuring you are fully equipped to succeed.







CPTE test Format | CPTE Course Contents | CPTE Course Outline | CPTE test Syllabus | CPTE test Objectives


Exam Code: C)PTE
Exam Name: Mile2 Certified Penetration Testing Professional (CPTE)
Format: The test consists of multiple-choice questions (MCQs).
Number Mile2 C)PTE - Certified Penetration Testing Professional (CPTE)of Questions: There are typically 100 multiple-choice questions.
Time Limit: Candidates are usually given 4 hours to complete the exam.
Passing Score: A score of at least 70% is required to pass.

- Business and Technical Logistics of Pen Testing
- What is Penetration Testing=>
- Todays Threats
- Staying up to Date
- Pen Testing Methodology
- Pre-Engagement Activities
- Information Gathering Reconnaissance- Passive (External Only)
- What are they looking for=>
- Keeping Track of what they find!
- Where/How do they find this Information=>
- Are there tools to help=>
- Countermeasures
- Detecting Live Systems – Reconnaissance (Active)
- What are they looking for=>
- Reaching Out!
- Port Scanning
- Are there tools to help=>
- Countermeasure
- Banner Grabbing and Enumeration
- Banner Grabbing
- Enumeration
- Automated Vulnerability Assessment
- What is a Vulnerability Assessment=>
- Tools of the Trade
- Testing Internal/External Systems
- Dealing with the Results
- Hacking Operating Systems
- Key Loggers
- Password Attacks
- Rootkits & Their Friends
- Clearing Tracks
- Advanced Assessment and Exploitation Techniques
- Buffer Overflow
- Exploits
- Exploit Framework
- Evasion Techniques
- Evading Firewall
- Evading Honeypots
- Evading IDS
- Hacking with PowerShell
- PowerShell – A Few Interesting Items
- Finding Passwords with PowerShell
- Networks and Sniffing
- Sniffing Techniques
- Accessing and Hacking Web Techniques
- OWASP Top 10
- SQL Injection
- XSS
- Mobile and IoT Hacking
- What devices are they talking about=>
- What is the risk=>
- Potential Avenues to Attack
- Hardening Mobile/IoT Devices
- Report Writing Basics
- Report Components
- Report Results Matrix
- Recommendations


- Introduction to Pen Testing Setup
- Recording IPs and Logging into the VMs
- Joining the Domain
- Research

- Using tools for reporting
- Setup a Shared Folder
- Setting up and using Dradis CE

- Information Gathering
- Google Queries
- Searching Shodan
- Maltego
- The many tools of OSINT
- Recon-ng

- Detecting Live Systems - Scanning Techniques
- Finding a target using Ping utility
- Footprinting a Target Using nslookup Tool
- Scanning a Target Using nmap Tools
- Scanning a Target Using Zenmap Tools
- Scanning a Target Using hping3 Utility
- Make use of the telnet utility to perform banner grabbing

- Enumeration
- OS Detection with Zenmap
- Enumerating services with nmap
- DNS Zone Transfer
- Enum4linux
- AD Enumeration

- Vulnerability Assessments
- Vulnerability Assessment with Rapid7 InsightVM
- Vulnerability Assessment with OpenVAS

- System Hacking – Windows Hacking
- Scanning from the Hacked System
- Using a Keylogger
- Extracting SAM Hashes for Password cracking
- Creating Rainbow Tables
- Password Cracking with Rainbow Tables
- Password Cracking with Hashcat
- Mimikatz

- Advanced Vulnerability and Exploitation Techniques
- Metasploitable Fundamentals
- Metasploit port and vulnerability scanning
- Client-side attack with Metasploit
- Using Workspaces in Metasploit
- Remote Exploitation of Windows Server

- AntiVirus Bypass
- Bypassing AntiVirus – Not as effective
- Bypassing AntiVirus Signature Scanning
- Bypassing Windows Defender

- Cracking Passwords from a Linux System
- Cracking Linux Passwords
- Brute-force SSH Accounts

- Hacking with PowerShell
- Using PowerShell to Crack Passwords
- Using PowerShell for Enumeration

- Network Sniffing/IDS
- Sniffing Passwords with Wireshark
- Performing MitM with Cain

- Attacking Web Applications
- Injection
- Broken Authentication
- Sensitive Data Exposure
- XML External Entities
- Broken Access Control
- Security Misconfiguration
- Cross-Site Scripting
- Insecure Deserialization
- WebApp Scanning



Killexams Review | Reputation | Testimonials | Feedback


I have everything required to pass the CPTE exam.
If you want to ace your online CPTE exams, the easiest way to do so is by using Killexams.com and its CPTE test practice papers. These papers are a real representation of the final CPTE exam, and using them will boost your confidence. I achieved 95% on the final exam, thanks to Killexams.com. It is a product designed for those who want to excel in their careers and do something extraordinary.


No major effort is required to pass the CPTE exam.
I am thrilled to have passed my CPTE test with a 99% score, thanks to killexams.com valid and accurate questions. Their reliable materials and money-back ensure gave me confidence, ensuring my success. I highly recommend their platform.


The right place to obtain the real CPTE question paper.
Questions and answers enabled me to pass the CPTE test despite a hectic schedule. Balancing full-time work and degree preparation was challenging, but their well-organized materials made it possible to answer 90 out of 95 questions correctly. Killexams.com is a lifesaver for busy professionals.


Did you try this wonderful source of genuine questions?
I recently passed my CPTE exam, and one test in advance this month! As many others have pointed out, the practice questions with test MCQs provided by Killexams.com are an amazing way to study, whether it is for the test or to enhance your understanding of the subject matter. I was asked many questions during my exams, but thankfully, I knew all the answers thanks to Killexams.com!


An extract of all CPTE course content in Q&A format.
I passed the CPTE test with high marks, and I attribute my success to the help provided by Killexams.com questions and answers. It is a splendid feeling to have the support of Killexams.com when preparing for such an important test.


Mile2 Certified test prep

CPTE Exam

Question: Where I can find CPTE test objectives?
Answer: Complete CPTE test objectives information is provided at killexams.com at CPTE test page. CPTE Syllabus, CPTE Course Contents, CPTE test Objective, and other test information are provided on the CPTE test page. It will greatly help you to go through complete course contents and register at killexams to get the full version of CPTE test questions.
Question: What is validity of CPTE test questions?
Answer: You can choose from 3 months, 6 months and 12 months get accounts. During this period you will be able to get your CPTE practice test as much time as you can. All the updates during this time will be provided in your account.
Question: Is there a shortcut to pass CPTE exam?
Answer: Yes, Of course, you can pass your test within the shortest possible time. If you are free and you have more time to study, you can prepare for an test even in 24 hours. But they recommend taking your time to study and practice CPTE practice test until you are sure that you can answer all the questions that will be asked in the genuine CPTE exam. Visit killexams.com and register to get the complete dumps collection of CPTE test test prep. These CPTE test questions are taken from genuine test sources, that's why these CPTE test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these CPTE questions are sufficient to pass the exam.
Question: Does killexams practice test cover drag and drop questions?
Answer: Killexams include all the drag and drop questions as pictures in the document because their agents take the screenshot where any drag and drop questions are asked. These exhibits help the candidate to memorize the options and answer the drag and drop questions.
Question: Which website provide valid test prep?
Answer: Killexams is the best certification test prep website that provides up-to-date and 100% valid test questions with practice tests. These VCE practice questions are very good for test practice to pass the test on the first attempt. Killexams team keeps on updating the practice test continuously.
Mile2+Certified+test+prep
https://www.pass4surez.com/art/read.php?keyword=Mile2+Certified+test+prep&lang=us&links=remove

Choosing a reliable and up-to-date certification practice test provider can be challenging, as candidates want assurance of quality, credibility, and effectiveness. Killexams.com is committed to delivering top-tier practice questions that uses genuine questions for practice, are regularly updated to ensure accuracy and relevance. They prioritize their candidates’ success, offering high-quality resources that have empowered countless individuals to pass their certification exams with confidence and ease. Their unwavering focus on excellence, trustworthiness, and customer satisfaction sets us apart. Unlike some resellers who may mislead customers, Killexams.com maintains a stellar reputation through consistent quality and transparency. Be cautious of false claims or negative reports from competitors attempting to undermine trusted services like ours. With thousands of satisfied candidates who have successfully passed their exams using their practice tests, PDF question banks, and VCE test simulator, Killexams.com stands as a proven leader. Explore their demo questions and try their test simulator to experience firsthand why Killexams.com is the preferred choice for certification preparation.

Which is the best practice questions website?
Indeed, Killexams is hundred percent legit and fully reliable. There are several includes that makes killexams.com genuine and legitimate. It provides up to par and hundred percent valid test questions that contains real exams questions and answers. Price is very low as compared to a lot of the services online. The Q&A are up graded on typical basis along with most latest questions. Killexams account make and solution delivery is incredibly fast. Data file downloading is unlimited and intensely fast. Support is avaiable via Livechat and Message. These are the features that makes killexams.com a sturdy website that include test prep with real exams questions.



Is killexams.com test material dependable?
Many websites claim to provide genuine test Questions, Braindumps, Practice Test, Study Guides, and cheat sheets, but most of them are simple re-sellers offering outdated content. Killexams.com stands out in 2025 as the leading platform that truly understands the challenges candidates face when wasting time on obsolete materials from free PDF sites or reseller sources. That is why Killexams.com regularly updates its MCQs to match the latest Real test Questions. Every question in the Killexams.com MCQs is reliable, verified, and kept up-to-date by certified professionals who monitor daily test updates.

If you want to pass your test quickly while also improving your knowledge of the latest syllabus topics, they strongly recommend downloading the PDF MCQs, test Questions and practice test from Killexams.com. Preparing with these resources ensures that you are ready for the genuine exam. When you upgrade to the Premium Version, simply register at Killexams.com — you will receive your Username and Password within 5 to 10 minutes by email. All future updates to MCQs are automatically included in your account, and you can get the updated files as many times as needed without restrictions.

To make your preparation even more effective, Killexams.com provides Test Engine Software. This tool allows you to practice with Real test Questions, track your progress, and take unlimited practice tests. The more you practice, the faster and more confident you become. Once you consistently achieve 100% marks with the complete pool of updated questions, you will be fully prepared to take the genuine test at the Test Center and achieve success.




GAFM-CEBS pass ensure | ADAT mock questions | 46150T actual questions | GAFM-CHRM Study Guide | NBDHE past exams | MB-335 test cram | CQIA free pdf | GAFM-COM prep questions | Salesforce-Certified-Education-Cloud-Consultant mock test | VNX100 test example | SPLK-1003 genuine questions | GAFM-IMBA pass marks | Pediatric-Urology pdf get | PEGAPCSSA85V1 braindumps | HPE6-A85 ACTUAL EXAM QUESTIONS | ABPN-VNE genuine test questions | GAFM-CBSP genuine qeustions | AHIMA-CCS free practice test | GAFM-CLDA demo questions | ABVM PDF get |


CPTE - Certified Penetration Testing Professional (CPTE) outline
CPTE - Certified Penetration Testing Professional (CPTE) test cram
CPTE - Certified Penetration Testing Professional (CPTE) PDF questions
CPTE - Certified Penetration Testing Professional (CPTE) Free test PDF
CPTE - Certified Penetration Testing Professional (CPTE) PDF Questions
CPTE - Certified Penetration Testing Professional (CPTE) test cram
CPTE - Certified Penetration Testing Professional (CPTE) test questions
CPTE - Certified Penetration Testing Professional (CPTE) syllabus
CPTE - Certified Penetration Testing Professional (CPTE) Question Bank
CPTE - Certified Penetration Testing Professional (CPTE) cheat sheet
CPTE - Certified Penetration Testing Professional (CPTE) book
CPTE - Certified Penetration Testing Professional (CPTE) test Cram
CPTE - Certified Penetration Testing Professional (CPTE) certification
CPTE - Certified Penetration Testing Professional (CPTE) Test Prep
CPTE - Certified Penetration Testing Professional (CPTE) book
CPTE - Certified Penetration Testing Professional (CPTE) information source
CPTE - Certified Penetration Testing Professional (CPTE) test format
CPTE - Certified Penetration Testing Professional (CPTE) teaching
CPTE - Certified Penetration Testing Professional (CPTE) test
CPTE - Certified Penetration Testing Professional (CPTE) techniques
CPTE - Certified Penetration Testing Professional (CPTE) testprep
CPTE - Certified Penetration Testing Professional (CPTE) teaching
CPTE - Certified Penetration Testing Professional (CPTE) outline
CPTE - Certified Penetration Testing Professional (CPTE) study help
CPTE - Certified Penetration Testing Professional (CPTE) genuine Questions
CPTE - Certified Penetration Testing Professional (CPTE) study tips
CPTE - Certified Penetration Testing Professional (CPTE) certification
CPTE - Certified Penetration Testing Professional (CPTE) learn
CPTE - Certified Penetration Testing Professional (CPTE) learning
CPTE - Certified Penetration Testing Professional (CPTE) test syllabus
CPTE - Certified Penetration Testing Professional (CPTE) Latest Topics
CPTE - Certified Penetration Testing Professional (CPTE) PDF questions
CPTE - Certified Penetration Testing Professional (CPTE) genuine Questions
CPTE - Certified Penetration Testing Professional (CPTE) Study Guide
CPTE - Certified Penetration Testing Professional (CPTE) PDF Download
CPTE - Certified Penetration Testing Professional (CPTE) practice tests
CPTE - Certified Penetration Testing Professional (CPTE) Practice Questions
CPTE - Certified Penetration Testing Professional (CPTE) test syllabus
CPTE - Certified Penetration Testing Professional (CPTE) study help
CPTE - Certified Penetration Testing Professional (CPTE) test Cram
CPTE - Certified Penetration Testing Professional (CPTE) test
CPTE - Certified Penetration Testing Professional (CPTE) Practice Test
CPTE - Certified Penetration Testing Professional (CPTE) test syllabus
CPTE - Certified Penetration Testing Professional (CPTE) test Questions

Other Mile2 MCQs and Practice Test


CPTE test Questions |


Best MCQs and practice test You Ever Experienced


GAFM-CDAS test cram | 22-AK-A test Questions | OAT practice exam | CBAF-001 practice questions | SC-400 model question | CFRN Real test Questions | CRFA test questions | GAFM-CCFOP practice exam | I10-003 mock exam | GAFM-CEAP genuine questions | CMSRN free dumps | PMHCNS-BC test training | IAAP-CPACC past exams | GAFM-ChHRM practice questions | GAFM-CDEI PDF Download | ISA-IEC-62443-IC32M Practice test | ICTS free pdf | SAE-C01 free dumps | SAFe-Practitioner practice test | CIMAPRA17-BA1-1-ENG free practice test |





References :





Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank






Direct Download

CPTE Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CPTE Reviews

100% Valid and Up to Date CPTE Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug