Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über CV-BC?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CV-BC: ANCC (CV-BC) Cardiac Vascular Nursing Certification Prüfung.

2024 Updated Actual CV-BC questions as experienced in Test Center

Aktuelle CV-BC Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

CV-BC examcollection - ANCC (CV-BC) Cardiac Vascular Nursing Certification | https://www.easyfinanz.cc/

ANCC CV-BC : ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Dumps

Exam Dumps Organized by Shahid nazir



Latest 2024 Updated ANCC ANCC (CV-BC) Cardiac Vascular Nursing Certification Syllabus
CV-BC actual questions / Braindumps contains genuine exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee




CV-BC Exam Center Questions : Download 100% Free CV-BC actual questions (PDF and VCE)

Exam Number : CV-BC
Exam Name : ANCC (CV-BC) Cardiac Vascular Nursing Certification
Vendor Name : ANCC
Update : Click Here to Check Latest Update
Question Bank : Check Questions

CV-BC Questions and Answers is eventually necessary for genuine exam
By studying their CV-BC Practice Questions and Dumps, you can ensure your success in the real CV-BC test with good grades or get your money back. They have compiled a dataset of CV-BC Free exam PDF from the genuine test to help you prepare for the test at your first attempt. You can easily prepare for the test by using their VCE test system.

There are numerous Exam Braindumps providers available on the web, but most of them offer outdated and invalid CV-BC Practice Test. To save your time and avoid wasting money on ineffective materials, it's crucial to find a reliable and up-to-date CV-BC PDF Dumps supplier. At killexams.com, they offer free obtain of 100% valid CV-BC Practice Test test questions, so you can be confident in their services. By registering with us, you can get a three-month subscription to obtain the latest and valid CV-BC PDF Dumps that includes genuine CV-BC test questions and answers. In addition, they also provide an CV-BC VCE test system for your training and practice.

You can access and study the CV-BC PDF Dumps PDF on any device, such as an iPad, iPhone, PC, smart TV, or Android device, while on vacation or traveling. This allows you to save time and focus on studying the CV-BC PDF Questions. Practice CV-BC Practice Test with their VCE test system repeatedly until you achieve a perfect score of 100%. Once you feel confident, you can proceed to the testing center for the real CV-BC exam.







CV-BC exam Format | CV-BC Course Contents | CV-BC Course Outline | CV-BC exam Syllabus | CV-BC exam Objectives


The ANCC (CV-BC) Cardiac Vascular Nursing Certification is a prestigious credential offered by the American Nurses Credentialing Center (ANCC). This certification is designed to validate the specialized knowledge and expertise of registered nurses in the field of cardiac and vascular nursing. Obtaining this certification demonstrates a nurse's commitment to excellence and enhances their professional growth opportunities.

Number of Questions: The exam consists of approximately 175 multiple-choice questions. These questions are designed to assess various domains related to cardiac and vascular nursing.

Time Allowed: Candidates are allotted a total of 3.5 hours (210 minutes) to complete the exam. This time includes reviewing instructions, answering questions, and reviewing flagged or unanswered questions.

Passing Score: The passing score for the ANCC (CV-BC) exam is determined through a standardized process known as criterion-referenced testing. The passing score may vary slightly from one exam administration to another. It is important to note that the ANCC does not disclose the exact passing score.

Content Domains: The exam covers various content domains that are essential for cardiac and vascular nursing practice. These domains may include, but are not limited to, cardiovascular anatomy and physiology, exam and diagnosis, treatment and management, patient education and health promotion, and professional practice.

Exam Administration: The ANCC (CV-BC) exam is computer-based and administered at Pearson VUE testing centers. Candidates can schedule their exam at a convenient location and time within the designated testing windows.

Preparation Resources: The ANCC provides candidates with a comprehensive exam content outline that outlines the domains and courses covered in the exam. Candidates are encouraged to review this outline to guide their study efforts. Additionally, there are various study resources available, including textbooks, online courses, practice exams, and review materials specifically tailored for cardiac and vascular nursing.

Retake Policy: If a candidate does not pass the ANCC (CV-BC) exam, they are allowed to retake the exam after a waiting period of 60 days. Candidates can retake the exam up to three times within a 12-month period if necessary.

Maintaining Certification: Once a nurse successfully passes the ANCC (CV-BC) exam and obtains the certification, they must fulfill the ANCC's renewal requirements to maintain their certification. These requirements typically include a specified number of continuing education hours, professional development activities, and a renewal fee.

It is important for candidates to carefully review the ANCC's official website for the most up-to-date and accurate information regarding the exam, including registration procedures, fees, and any changes to the content or administration of the exam.

Exam Objectives:
The ANCC (CV-BC) certification exam focuses on assessing a nurse's proficiency in various domains related to cardiac and vascular nursing. The exam objectives may include, but are not limited to, the following:

Cardiovascular Anatomy and Physiology: Knowledge of the structure and function of the cardiovascular system, including the heart, blood vessels, and cardiac conduction system.

Assessment and Diagnosis: Competence in performing comprehensive cardiovascular exams, interpreting diagnostic tests, and formulating accurate nursing diagnoses.

Treatment and Management: Understanding the principles of cardiac and vascular disease management, including pharmacological interventions, invasive procedures, and patient education.

Patient Education and Health Promotion: Ability to educate patients and their families about cardiovascular health, lifestyle modifications, risk factor management, and preventive measures.

Professional Practice: Knowledge of ethical and legal standards, evidence-based practice, interdisciplinary collaboration, and quality improvement initiatives in cardiac and vascular nursing.

Exam Tips:
Preparing for the ANCC (CV-BC) certification exam requires a strategic approach. Here are some valuable tips to help you succeed:

Review the exam Content Outline: Familiarize yourself with the ANCC (CV-BC) exam content outline, which provides a detailed breakdown of the courses and percentage weight assigned to each domain. This will help you prioritize your study efforts accordingly.

Use Reliable Study Resources: Utilize reputable study materials, such as textbooks, killexams practice questions, and killexams online test engine specifically tailored for cardiac and vascular nursing. These resources will help you reinforce your knowledge and identify areas that require further attention. Authentic resources are;

PDF Download: https://killexams.com/demo-download/CV-BC.pdf
Complete Set: https://killexams.com/exam-price-comparison/CV-BC
Exam Detail: https://killexams.com/pass4sure/exam-detail/CV-BC


Practice with Killexams Questions: Access killexams practice questions by registering and downloading premium PDF and test engine to simulate the testing environment. This allows you to Boost your knowledge about ANCC (CV-BC) Cardiac Vascular Nursing, familiarize yourself with the format of the questions and Boost your time management skills.

Focus on Weak Areas: Identify your areas of weakness by taking repeated tests with killexams test engine, and dedicate extra time to strengthen your understanding.

Stay Updated with latest questions: Login to your myAccount at killexams.com and check for update. Killexams team send email on each update. You need to re-download PDF questions and test engine to keep you up to date.

Read Questions Carefully: During the exam, read each question carefully and ensure you understand what is being asked. Pay attention to details, keywords, and any specific patient scenarios mentioned in the question stem.

Time Management: You should take timed test with test engine. This will speed up your reading and understanding skills and you will be able to answer all the questions timely and pass your exam with high marks.

The ANCC (CV-BC) Cardiac Vascular Nursing Certification is a valuable credential that recognizes the expertise and dedication of nurses in the field of cardiac and vascular nursing. By understanding the exam objectives, reading killexams PDF questions, practicing exam with test engine will ensure your success in the test center.



Killexams Review | Reputation | Testimonials | Feedback


Simply try these dumps and success is yours.
Despite my experience and background in IT, I anticipated the CV-BC exam to be more straightforward. Without the guidance of killexams.com's Braindumps guide, I would have failed the exam and wasted time and money. Although I struggled with a few questions, I recognized that it was due to my lack of preparation and attention to detail. I am grateful for passing the CV-BC exam.


Easiest to pass CV-BC exam with these Braindumps and exam Simulator.
I was a lazy student who always looked for shortcuts and convenient methods to get by. However, when I started my IT course in CV-BC, I found it very challenging and couldn't find any helpful guide. That's when I heard about killexams.com and decided to give it a try. Their trial and practice questions proved to be immensely useful, and I successfully secured good marks in my CV-BC exam. All credit goes to killexams for making it possible.


Did you attempted this exceptional source of laACTUAL EXAM QUESTIONS.
I refer everyone to your site for advanced exam preparation. killexams.com provides high-quality exam material that is up to the mark. I have used multiple sites in the past, but killexams.com Dumps for CV-BC is the best. Thank you to the team and the exam simulator.


Where to register for CV-BC exam?
I recently purchased the CV-BC braindump from killexams.com, and I am impressed with the updates and the fresh look of the exam. The turnaround time and support are excellent, and I highly recommend using killexams.com for exam preparation. As an average student, I was fearful of the CV-BC exam as the subjects. But KE helped me succeed.


Surprised to see CV-BC real exam questions!
I was initially concerned about my purchase of the CV-BC braindump because I heard about the update after buying it. However, the support staff at killexams.com assured me that the exam had been updated recently, and I found that it was in line with the latest objectives. I was impressed with their efficiency and customer service, and I look forward to taking the CV-BC exam in two weeks.


ANCC Nursing information hunger

   


While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to actual questions update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their trial questions and trial brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Which is the best dumps website?
Absolutely yes, Killexams is 100 percent legit and even fully efficient. There are several features that makes killexams.com traditional and genuine. It provides current and 100 percent valid actual questions including real exams questions and answers. Price is surprisingly low as compared to a lot of the services online. The Braindumps are up-to-date on frequent basis through most recent brain dumps. Killexams account make and product delivery is rather fast. Record downloading will be unlimited and very fast. Help support is avaiable via Livechat and Netmail. These are the characteristics that makes killexams.com a sturdy website that offer actual questions with real exams questions.



Is killexams.com test material dependable?
There are several Braindumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Braindumps with the same frequency as they are updated in Real Test. actual questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain examcollection of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Braindumps will be provided in your obtain Account. You can obtain Premium actual questions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice exam Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




3X0-203 test questions | 020-222 cheat sheet pdf | Marketo-Certified-Expert exam questions | Google-AAD cram | S90.02A test questions | ICYB exam test | HPE0-J68 PDF Braindumps | JPR-944 practice exam | 312-85 practice exam | 143-425 test questions | CMQ-OE boot camp | TOEFL cheat sheet | NCC test example | C2010-068 VCE | ACNS-BC questions answers | C1000-089 exam questions | 5V0-23.20 obtain | PCCN test exam | 010-002 dumps questions | PR000005 prep questions |


CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification PDF Braindumps
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Real exam Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification PDF Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam contents
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification learn
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Practice Test
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification test prep
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification syllabus
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification boot camp
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification education
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Braindumps
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Study Guide
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Latest Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification cheat sheet
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification syllabus
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification cheat sheet
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Latest Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Questions and Answers
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam format
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification genuine Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam dumps
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification course outline
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification techniques
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam syllabus
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification PDF Questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification boot camp
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam format
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification PDF Download
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification information search
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Study Guide
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam Braindumps
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification questions
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Free exam PDF
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Study Guide
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Cheatsheet
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification information hunger
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification exam contents
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification PDF Braindumps
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification study tips
CV-BC - ANCC (CV-BC) Cardiac Vascular Nursing Certification Cheatsheet

Other ANCC exam Dumps


ANCC-MSN Latest Topics | FNP-BC exam papers | NE-BC boot camp | CV-BC study guide | ANP-BC study guide |


Best actual questions You Ever Experienced


PSAT-RW braindumps | ASVAB-Arithmetic-Reasoning Test Prep | 920-556 test example | GRE free pdf | NACE-CIP1-001 brain dumps | 75940X online exam | SCA_SLES15 boot camp | CNOR pass marks | 700-751 dumps | MTEL exam preparation | ABV test questions | 300-610 study guide | Salesforce.Field-Service-Lightning-Consultant practice questions | SAFe-LPM questions download | HCE-5420 Questions and Answers | 150-820 test prep | WCNA practical test | CPNP-PC certification sample | SuiteFoundation exam questions | 2V0-41.23 exam dumps |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

CV-BC Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

CV-BC Reviews

100% Valid and Up to Date CV-BC Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug