Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
Wo erhalte ich vollständige Informationen über CyberArk-EPM?
Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der CyberArk-EPM: CyberArk Endpoint Privilege Manager (EPM) solution expert Prüfung.
2025 Updated Actual CyberArk-EPM questions as experienced in Test Center
Aktuelle CyberArk-EPM Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz
![]() CyberArk CyberArk-EPM : CyberArk Endpoint Privilege Manager (EPM) solution expert Practice TestsPractice Tests Organized by Lee |
Latest 2025 Updated CyberArk CyberArk Endpoint Privilege Manager (EPM) solution expert Syllabus
CyberArk-EPM dumps collection with Premium PDF and Test Engine
Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee
CyberArk-EPM dumps collection : Download 100% Free CyberArk-EPM practice questions (PDF and VCE)
Exam Number : CyberArk-EPM
Exam Name : CyberArk Endpoint Privilege Manager (EPM) solution expert
Vendor Name : CyberArk
Update : Click Here to Check Latest Update
Question Bank : Check Questions
Memorize and practice these CyberArk-EPM Practice Questions before you go to attempt real exam.
Studying CyberArk-EPM course books alone isn't enough to pass the CyberArk-EPM exam, as there are many tricky questions that can lead to failure. At killexams.com, we've taken care of these situations by collecting CyberArk-EPM TestPrep. They regularly update their CyberArk-EPM Exam Questions to make it easy for candidates to obtain and memorize before attempting the actual CyberArk-EPM exam.
At killexams.com, they offer the latest, valid, and up-to-date CyberArk CyberArk-EPM Practice Questions that are the best resource to pass the CyberArk Endpoint Privilege Manager (EPM) solution expert test and boost your professional reputation within your organization. Their reputation is built on helping individuals pass the CyberArk-EPM test on their first attempt. Their Latest Topics has remained at the top for the past four years, and their clients trust their CyberArk-EPM real questions and VCE for their real CyberArk-EPM exam. killexams.com is the best provider of real CyberArk-EPM test questions, and they ensure that their CyberArk-EPM Practice Questions are constantly kept real and up-to-date with the latest information.
While the internet is full of Latest Topics suppliers, most of them sell obsolete and invalid CyberArk-EPM Practice Questions. To avoid wasting your time and money on invalid CyberArk-EPM Practice Questions, you need to research and find a reliable and up-to-date CyberArk-EPM PDF Questions supplier. However, if you don't want to waste time on research, you can trust killexams.com. You can visit their website and obtain 100% free CyberArk-EPM Practice Questions test questions. They encourage you to register and get a 3-month account to obtain the latest and valid CyberArk-EPM PDF Questions, which contains actual CyberArk-EPM test questions and answers. Additionally, they recommend downloading the CyberArk-EPM VCE test simulator to prepare for your training test.
Our Mock Questions has helped many candidates pass the CyberArk-EPM exam, and they are now working in great positions in their companies. By utilizing their CyberArk-EPM Practice Questions, they have noticed a significant improvement in their knowledge and are able to work as professionals in real company environments. Their focus is not just on passing the CyberArk-EPM test with braindumps, but on truly enhancing understanding of CyberArk-EPM objectives and topics, leading to success in their fields.

CyberArk-EPM test Format | CyberArk-EPM Course Contents | CyberArk-EPM Course Outline | CyberArk-EPM test Syllabus | CyberArk-EPM test Objectives
Killexams Review | Reputation | Testimonials | Feedback
Don't forget to try these VCE test questions for the CyberArk-EPM exam.
Two weeks before my EC exam, my books got burnt in a fire at my place, and my education was incomplete. I thought of quitting, but then I found killexams.com. With their free demo, I could understand things easily and eventually passed my EC exam.
Here is the right source for new CyberArk-EPM practice questions with correct answers.
I highly recommend killexams.com VCE test as a valuable resource for test preparation. They did an excellent job, and I appreciate their performance and style of feedback. The quick answers were easy to remember, and I was able to answer 98% of the questions correctly, scoring 80% marks. The CyberArk-EPM test was a significant challenge for my IT profession, and I did not have much time to prepare for it. However, with killexams.com's study materials, I was able to perform well in the exam.
I put all my efforts into the internet and obtained the CyberArk-EPM actual dumps collection from Killexams.
Before discovering killexams.com, I had doubts about the capabilities of the internet. However, after making an account, I saw a whole new world of possibilities. Their test questions and answers, along with the fixed pattern, helped me achieve success in my CyberArk-EPM exam.
CyberArk-EPM mock test are required to pass the certification test on the first attempt.
The questions bank provided by killexams.com is highly beneficial, and I recommend it to anyone preparing for the CyberArk-EPM exam. Congrats on a job well done! Thanks to their comprehensive and well-thought-out materials, I passed my CyberArk-EPM exams.
How many days are required for CyberArk-EPM training?
Due to time constraints, I only had a week to prepare for the CyberArk-EPM exam. I turned to killexams.com's Questions and Answers, which contained short-length replies, for quick reference. Thanks to their comprehensive material, my world changed for the better. The test Answers they provided were the best option for me given my limited time.
CyberArk CyberArk Premium PDF
CyberArk-EPM Exam
User: Prisha*****![]() ![]() ![]() ![]() ![]() I used both the killexams.com mock test VCE test and the CYBERARK-EPM test Simulator for my test preparation, and they worked well for me. The material helped me identify my weaknesses and Improve my knowledge of the specific topics, making me well-prepared for the exam. I wish everyone success in their test endeavors. |
User: Ximena*****![]() ![]() ![]() ![]() ![]() The Killexams.com mock test provided me with an insight into what was expected in the CYBERARK-EPM exam. With only 10 days of guidance, I managed to organize myself and complete all the questions in 80 minutes. It made me understand how to manage time and memorize all the subjects quickly. |
User: Mikhail*****![]() ![]() ![]() ![]() ![]() I have seen many resources advertised as excellent, but the killexams.com test practice questions were truly exceptional compared to others. I plan to purchase additional test practice questions soon. I wanted to express my gratitude for the excellent cyberark-epm test practice questions provided by killexams.com. I took the test this week and did exceptionally well. No other resource has taught me the material as well as the killexams.com Questions and Answers. I answered 95% of the questions correctly. |
User: Carl*****![]() ![]() ![]() ![]() ![]() As a below-average student, I was scared of the CYBERARK ENDPOINT PRIVILEGE MANAGER (EPM) SOLUTION EXPERT test because the subjects seemed too difficult. However, I needed to pass the test in order to change jobs. Thanks to the practice questions from Killexams, I was able to answer all multiple choice questions in 200 minutes and pass the test with flying colors. I received two job offers from top companies with great packages, and I highly recommend Killexams.com to anyone in need of an easy guide. |
User: Ludis*****![]() ![]() ![]() ![]() ![]() Despite trying many different methods to achieve high scores in the CYBERARK-EPM, I was not making progress. However, I stumbled upon Killexams.com online CYBERARK-EPM test resources by mistake, and this mistake turned out to be a sweet one that I will remember for a long time. Thanks to the Killexams exercise test, which was available online, I was able to score well on my CYBERARK-EPM exam. |
CyberArk-EPM Exam
Question: Where am I able to find Free CyberArk-EPM test questions? Answer: When you visit the killexams CyberArk-EPM test page, you will be able to obtain CyberArk-EPM free questions questions. You can also go to https://killexams.com/demo-download/CyberArk-EPM.pdf to obtain CyberArk-EPM sample questions. After review visit and register to obtain the complete dumps collection of CyberArk-EPM test test prep. These CyberArk-EPM test questions are taken from actual test sources, that's why these CyberArk-EPM test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these CyberArk-EPM questions are enough to pass the exam. |
Question: I lost my killexams account information, What do I do? Answer: You can reset your account password anytime if you forgot. You can go to the login page and click on forgot password. Enter your email address and the system will reset your password to some random password and send it in your email box. You can click https://killexams.com/forgot-username-password to recover your password. |
Question: Precisely same questions in actual CyberArk-EPM exam, Is it possible? Answer: Yes, It is possible and it is happening in the case of these CyberArk-EPM test questions. They are taken from actual test sources, that's why these CyberArk-EPM test questions are sufficient to read and pass the exam. Although you can use other sources also for improvement of knowledge like textbooks and other aid material these CyberArk-EPM questions are sufficient to pass the exam. |
Question: Will I be able to find actual test Questions & Answers of CyberArk-EPM exam? Answer: Yes, once registered at killexams.com you will be able to obtain up-to-date CyberArk-EPM actual test mock test that will help you pass the test with good marks. When you obtain and practice the test questions, you will be confident and feel improvement in your knowledge. |
Question: Can I deposit money for a test that I will be needing later? Answer: Yes, you can contact sales and they will provide you a dummy invoice, that you will use to deposit the VCE test fee. Their sale will provide you a ticket number that you will refer to and ask for the test of your choice to set up and activate in your account. It is pretty simple. |
https://www.pass4surez.com/art/read.php?keyword=CyberArk+CyberArk+Premium+PDF&lang=us&links=remove
Unquestionably it is hard assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals get sham because of picking incorrectly benefit. Killexams.com ensure to serve its customers best to its assets concerning ACTUAL EXAM QUESTIONS update and validity. The vast majority of other's sham report dissension customers come to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and quality on the grounds that killexams review, killexams reputation and killexams customer certainty is imperative to us. Uniquely they deal with killexams.com review, killexams.com reputation, killexams.com sham report objection, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. On the off chance that you see any false report posted by their rivals with the name killexams sham report grievance web, killexams.com sham report, killexams.com scam, killexams.com protest or something like this, simply remember there are constantly awful individuals harming reputation of good administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams hone questions, killexams test simulator. Visit Killexams.com, their specimen questions and test brain dumps, their test simulator and you will realize that killexams.com is the best brain dumps site.
Which is the best practice questions website?
Yes, Killexams is 100% legit as well as fully trustworthy. There are several includes that makes killexams.com realistic and legitimized. It provides updated and 100% valid test questions formulated with real exams questions and answers. Price is nominal as compared to almost all the services on internet. The mock test are refreshed on ordinary basis along with most accurate questions. Killexams account setup and products delivery is incredibly fast. Data downloading is unlimited and fast. Assistance is avaiable via Livechat and E mail. These are the characteristics that makes killexams.com a sturdy website that offer test prep with real exams questions.
Is killexams.com test material dependable?
There are several mock test provider in the market claiming that they provide actual test Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2025 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update test mock test with the same frequency as they are updated in Real Test. test questions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps collection of valid Questions that is kept up-to-date by checking update on daily basis.
If you want to Pass your test Fast with improvement in your knowledge about latest course contents and Topics of new syllabus, They recommend to obtain PDF test Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in mock test will be provided in your obtain Account. You can obtain Premium VCE test files as many times as you want, There is no limit.
Killexams.com has provided VCE VCE test Software to Practice your test by Taking Test Frequently. It asks the Real test Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Exam Center and Enjoy your Success.
CyberArk-EPM test cram | 920-803 practice test | ASM practice questions | C1000-005 mock test | NCC test prep | AZ-900 test test | C1000-068 free prep | VCS-260 free pdf | CLSSBB practice questions | VTNE test tips | BL0-200 VCE | MHAP question test | CCCP-001 pdf obtain | ISO-22301-Lead-Auditor bootcamp | QSSA2023 practice test | C1000-157 writing test questions | CMT-Level-II test prep | PDX-101 pdf study guide | CNS mock questions | 200-710 test prep |
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Premium PDF
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test success
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert practice tests
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test success
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert syllabus
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert techniques
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test prep
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert testprep
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert learning
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert real questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert real questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert learning
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Questions and Answers
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Free PDF
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Latest Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert premium pdf
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Free PDF
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Latest Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert techniques
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test cram
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert PDF download
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Free PDF
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert book
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert premium pdf
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Practice Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Free test PDF
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert PDF download
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert real questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert PDF Download
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert real questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert syllabus
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert study help
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert PDF questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert techniques
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert PDF Questions
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Latest Topics
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert test success
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert testprep
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert Practice Test
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert study tips
CyberArk-EPM - CyberArk Endpoint Privilege Manager (EPM) solution expert study tips
Other CyberArk Practice Tests
CAU302 practice test | PAM-CDE-RECERT mock test | CAU201 Study Guide | PAM-DEF study guide | CAU305 test cram | PAM-DEF-SEN real questions | CyberArk-EPM assessment test sample |
Best practice questions You Ever Experienced
H12-261 Test Prep | Marketing-Cloud-Consultant test answers | IELTS cbt | 1T6-215 Question Bank | A00-240 PDF Download | Salesforce-Certified-Marketing-Cloud-Consultant pass marks | ISEBSWTINT-001 practice questions | Servicenow-PR000370 questions answers | TMPTE practice questions | PCNS-BC study guide | 2V0-33.22 test preparation | PMP-2024 free online test | ACCNS-N prep questions | PNCB-CPN test sample | QIA writing test questions | MD-100 questions and answers | GMAT-Verbal practice exam | AZ-400 practice test | ACA-Database sample test questions | HCE-5920 mock exam |
References :
Similar Websites :
Pass4sure Certification test Practice Tests
Pass4Sure Certification Question Bank
CyberArk-EPM Reviews by Customers
Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.
100% Valid and Up to Date CyberArk-EPM Exam Questions
We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.
Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug