Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über DES-1B31?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der DES-1B31: Specialist - Systems Administrator- Elastic Cloud Storage (ECS) Prüfung.

2024 Updated Actual DES-1B31 questions as experienced in Test Center

Aktuelle DES-1B31 Fragen aus echten Tests von Killexams.com - easy finanz | easyfinanz

DES-1B31 Latest syllabus - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) | https://www.easyfinanz.cc/

DELL-EMC DES-1B31 : Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam Dumps

Exam Dumps Organized by Shahid nazir

Latest 2024 Updated DELL-EMC Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Syllabus
DES-1B31 study guide / Braindumps contains actual exam Questions

Practice Tests and Free VCE Software - Questions Updated on Daily Basis
Big Discount / Cheapest price & 100% Pass Guarantee

DES-1B31 Test Center Questions : Download 100% Free DES-1B31 study guide (PDF and VCE)

Exam Number : DES-1B31
Exam Name : Specialist - Systems Administrator, Elastic Cloud Storage (ECS)
Vendor Name : DELL-EMC
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Killexams DES-1B31 boot camp with Free Practice Test
We take pride in assisting individuals to pass the Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam on their first attempt with their latest, valid, and exceptional DES-1B31 test questions and answers. Their success over the past two years is due to their satisfied clients who have been able to advance in their respective organizations. killexams.com is the preferred choice among certificate experts.

You can easily access and obtain the DES-1B31 PDF Braindumps PDF on any device such as an iPad, iPhone, PC, smart TV, or Android device to study and memorize the DES-1B31 PDF Braindumps material. It is important to read the Q&A thoroughly and take practice tests with the VCE exam simulator to prepare for the actual DES-1B31 exam. By practicing well before the real exam, you will be able to recognize the questions and answer them confidently, resulting in a good score.

Killexams.com provides the latest, valid, and up-to-date DELL-EMC DES-1B31 Study Guide that are perfect for passing the Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam. Their goal is to help individuals become experts in their respective organizations. They take pride in helping their clients pass the DES-1B31 exam on their first attempt, and their Exam dumps has remained at the top for the last four years. Clients trust their DES-1B31 Test Prep and VCE for their real DES-1B31 exam, and killexams.com is the best source for DES-1B31 real exam questions. They constantly keep their DES-1B31 Study Guide valid and up-to-date to ensure the best possible preparation for the DES-1B31 exam.

DES-1B31 exam Format | DES-1B31 Course Contents | DES-1B31 Course Outline | DES-1B31 exam Syllabus | DES-1B31 exam Objectives

Exam Title :
Dell EMC Certified Specialist - Systems Administrator - Elastic Cloud Storage (ECS)

Exam ID :

Exam Duration :
90 mins

Questions in exam :

Passing Score :

Official Training :
ECS Getting Started (MR-EWN-ETECSO)

ECS Data Client Integration – Amazon S3 (MR-1WN-ECSDCAAS3)

ECS Data Client Integration – OpenStack (MR-1WN-ECSDCAOSW)

Data Domain Cloud Tier and ECS Integrated Solution (MR-1WN-ECSDDCT)

Isilon CloudPools and ECS Integrated Solution (MR-1WN-ECSICP)

NetWorker with CloudBoost and ECS Integrated Solution (MR-1WN-ECSNWCB)

ECS Management and Monitoring (MR-1CN-ECSMGTMON)

Exam Center :
Pearson VUE

Real Questions :
Dell EMC Elastic Cloud Storage Specialist Systems Administrator Real Questions

VCE practice test :
Dell EMC DES-1B31 Certification VCE Practice Test

ECS Overview

- Describe ECS key features, functions and capabilities

- Describe ECS architecture and components

- Describe the ECS solution, including hardware configuration, typical single and multi-site deployments, and case scenarios


ECS Management and Monitoring

- Describe how ECS packages and protects data within a site. Describe ECS failure handling and failover scenarios in single-site and multi-site environments

- Describe how to configure ECS using the portal, including creation of storage pools, VDCs, RGs, namespaces, users and buckets

- Describe how to configure ARM, ACLs, quotas, and retention policies on namespaces and buckets

- Describe ECS D@RE features and functionality and Active Directory integration with ECS

- Describe ECS monitoring and metering capabilities and Syslog support operations


ECS Data Client Access

- Describe ECS integration with Amazon S3, configuration and management using the ECS Portal, the Amazon S3 browser and REST APIs

- Describe ECS integration with OpenStack Swift, configuration and management using the management interfaces and APIs

- Describe the ECS configuration of object client applications such as Centera CAS and Hadoop HDFS

- Describe ECS NFS file features and functionality


ECS Integrated Solutions

- Describe the integration between ECS and Data Domain Cloud Tier, including use cases and configuration

- Describe the integration between ECS and Isilon CloudPools, including use cases and configuration

- Describe the integration between ECS and Networker with CloudBoost, including use cases and configuration


Killexams Review | Reputation | Testimonials | Feedback

Where to register for DES-1B31 exam?
I am one of the high achievers in the DES-1B31 exam. Killexams.com provided great Q&A material, and within a brief time, I was able to grasp everything on all relevant topics. It was clearly brilliant! Although I suffered much while Preparing for my preceding attempt, this time I passed my exam without any difficulty or anxiety. It is an admirable knowledge adventure for me, and I owe a lot to killexams.com for the actual aid.

Very hard DES-1B31 exam questions asked in the exam.
Although it was my first time using this service, I feel confident in the DES-1B31 field. I prepared using Q&A with the exam simulator software provided by killexams.com crew.

Unbelieveable performance of DES-1B31 dumps questions and study guide.
Passing the DES-1B31 exam had been long overdue for me as my career progress was related to it. However, I was always scared of the syllabus as they seemed hard to comprehend. Thankfully, I stumbled upon the DES-1B31 Q&A provided by killexams.com, which made me feel comfortable. Going through the materials was a breeze as the presentation of the subjects was cool, and the short and precise answers helped me cram the portions that seemed difficult. Thanks to killexams, I passed the exam with flying colors and got my promotion.

Great opportunity to get certified DES-1B31 exam.
I utilized killexams.com's package deal for my DES-1B31 exam and achieved top marks. Their real DES-1B31 exam Q&A were accurate and up-to-date, which helped me pass the exam with ease. I would recommend not relying on unfastened dumps as they are not always accurate.

Very smooth to get certified in DES-1B31 exam with this have a study guide.
I purchased this product because of the helpful DES-1B31 questions provided by killexams.com. I thought I could rely on my prior experience for the Q&A part, but the questions provided by killexams.com were just as useful. Thanks to the targeted prep materials, I passed easily.

DELL-EMC Specialist Free exam PDF


Dell EMC

With support from Dell EMC, and in association with Intel and Microsoft, Dippy's Naturenauts offers a mobile-friendly interactive experience for children aged seven to eleven.

A fun activity that supports Dippy on Tour, Dippy and Fern the fox lead kids through a series of exploratory games that encourage them to venture outdoors and interact with the nature in their area while learning about science.

Through their generous support of Dippy on Tour and Dippy's Naturenauts, Dell EMC helped the Museum to help the next generation of scientists engage with the natural world through a leading a digital experience, guiding and engage them in scientific thinking. 

Best free Batch Word to PDF Converter software & online tools for Windows PC

There may come a time when you feel the need to convert your Word documents to PDF. This can be done with Microsoft Word quite easily, but what happens when you want to convert several Word documents at once? In such a situation, you’ll need a tool that is designed for batch converts, which is why we’re going to talk about a few Batch Word to PDF Converter freeware & online tools for Windows 11/10/8/7. They can convert all of your Word documents to PDF one after the other – and merge different documents into a single PDF file.

Today we’re going to talk about several PDF converter tools, namely:

  • PDF Online
  • Doro PDF
  • Bolt PDF Creator
  • Batch Word to PDF Converter.
  • From what they can tell, each of them works quite well, and much better than they first anticipated. Not to mention, the ease of use took us by surprise, and unlike other tools, the first 3 do not force users to live with a big logo on the finished product.

    Batch convert Word documents to PDF files 1] PDF Online

    When it comes down to converting Microsoft Word documents to PDF, users need to visit PDF Online then click on the “Word to PDF” button. From there, search for the file that needs conversion and wait for the task to process.

    Remember that if your document is overrun with images, the conversion will take a while longer to complete, so keep that in mind. Furthermore, they cannot promise a secure environment when using this service, so please do not upload important documents for conversion.

    OK, so after the conversion is done, it’s now time to obtain the file to your computer. Folks can see what the file will look like as a PDF by simply selecting View PDF at the very top of the page. If you’re pleased with the end product, return and click the obtain button.

    Better yet, right-click within the space and select Save as PDF if you’re using the Opera web browser. Other browsers should have a similar feature, so try it for yourself and tell us the outcome of your experiment.

    Overall, they like what this online tool has to offer. It’s not a looker by any means, but that is not a problem on their end because it works, and works quite well. Additionally, conversion is snappy, so in just a few seconds your Word document will be converted and ready for download. But as stated above, speed depends on the size of the document and the amount of image inside.

    2] Doro PDF

    Doro PDF is another tool they need to look at, and that’s because it’s capable in more ways than one. It’s called Doro PDF Writer, and they highly recommend giving it a chance since you’re out seeking the best program for converting Word to PDF.

    It should be noted that once the app is installed, it will act as a virtual printer on your computer system. You see, that means the user can create a PDF file from any software that comes with a printing function.

    When it comes down to encryption, this is also possible with the software’s built-in 128-bit encryption ability. That’s pretty slick from their point of view because not every free PDF tool comes with this option.

    Now, in terms of converting files, users will be happy to know how easy it is to accomplish this task. Simply fire up any program that can print like Microsoft Word, or just use Word itself. Go to the printing section and be sure to select Doro as the virtual printer of choice.

    Doing this should convert your Word document to PDF in quick succession, but slower if images are part of the equation. obtain the tool directly from the official website for free.

    3] Bolt PDF Creator

    Converting a Microsoft Word document to PDF with the use of Bolt is just as easy as the others we’ve mentioned here. The task is straight to the point, and will take just a few seconds to get the job done, but that all boils down to the size of the document.

    We’ve come to enjoy using Bolt because the files can be read via any PDF viewer, so that’s great. If you’ve used other tools before and for some reason, the finished product has a compatibility issue, then supply Bolt a test run.

    Now, to convert a document to PDF, simply follow the same steps of Doro PDF. Fire up Microsoft Word and load the document you wish to convert. Venture off to the print section and select Bolt PDF Printer to get things done. obtain the tool from the official website for free.

    4] Batch Word to PDF Converter

    We like the fact that you can easily install it on your computer, or even run it from a USB drive if you’re working on a friend’s PC. Additionally, they should point out that Batch Word to PDF is only capable of converting Word, Excel and PowerPoint files to PDF.

    Free Word to PDF Converter software

    After downloading and installing the software, you’ll notice that there’s a simple user interface. It’s easy to understand. Therefore, even the lords of novices should have little obstacles in their way.

    Not only is it easy to use and understand, but it also comes with a Wizard guide designed to help you through the entire product. At the top, you’ll see a toolbar along with a menu bar, and at the same time, you should also come across printing options among others.

    When it comes down to converting Microsoft Word documents, just drag and drop the file to the white opened space, click on Start Now, and voila, a brand new PDF document is born.

    Batch convert Word documents to PDF files

    It’s possible to secure your document during the conversion process. If you want your PDF file to be password protected, then this is possible directly from Batch Word to PDF Converter. Users can even prevent printing and prevent anyone from copying content from your PDF.

    Overall, there’s nothing much to talk about in terms of features and functionality. It’s a simple tool with limited options, and you know what? They do not care. The idea is to convert Word documents to PDF, and it does that well.

    There’s nothing else for it to do, and they hope many developers decide to go down this route instead of overstuffing their software with unneeded functions. obtain the file right here from the official website. Comments indicate that it could leave a watermark behind, and that is disappointing!

    Related reads:

  • Convert Word, PowerPoint, Excel Documents into PDF using Google Docs
  • Convert Word Documents to PDF using WinScan2PDF.
  • Other posts that may interest you:

    Convert BAT to EXE | Convert VBS to EXE | Convert PDF to PPT | Convert PNG to JPG | Convert .reg file to .bat, .vbs, .au3 | Convert PPT to MP4, WMV | Convert Images to OCR | Convert Mac Pages file to Word | Convert Apple Numbers file to Excel | Convert any file to different file format.


    While it is very hard task to choose reliable certification questions / answers resources with respect to review, reputation and validity because people get ripoff due to choosing wrong service. Killexams.com make it sure to serve its clients best to its resources with respect to study guide update and validity. Most of other's ripoff report complaint clients come to us for the brain dumps and pass their exams happily and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client confidence is important to us. Specially they take care of killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams.com scam. The same care that they take about killexams review, killexams reputation, killexams ripoff report complaint, killexams trust, killexams validity, killexams report and killexams scam. If you see any false report posted by their competitors with the name killexams ripoff report complaint internet, killexams ripoff report, killexams scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are thousands of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit Their sample questions and sample brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

    Which is the best dumps website?
    Absolutely yes, Killexams is totally legit and fully trustworthy. There are several attributes that makes killexams.com real and legitimate. It provides informed and totally valid study guide made up of real exams questions and answers. Price is suprisingly low as compared to most of the services on internet. The Q&A are modified on frequent basis through most accurate brain dumps. Killexams account build up and supplement delivery is quite fast. Report downloading can be unlimited as well as fast. Assist is avaiable via Livechat and Contact. These are the characteristics that makes killexams.com a strong website that supply study guide with real exams questions.

    Is killexams.com test material dependable?
    There are several Q&A provider in the market claiming that they provide actual exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2024 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf obtain sites or reseller sites. Thats why killexams.com update exam Q&A with the same frequency as they are updated in Real Test. study guide provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

    If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and syllabus of new syllabus, They recommend to obtain PDF exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Q&A will be provided in your obtain Account. You can obtain Premium study guide files as many times as you want, There is no limit.

    Killexams.com has provided VCE practice test Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take actual Test. Go register for Test in Test Center and Enjoy your Success.

    SPLK-4001 test exam | SAA-C02 exam tips | 200-201 exam Questions | ISTQB-Advanced-Level-2 dumps | HPE6-A78 english test questions | H13-711_V3.0-ENU bootcamp | ANCC-MSN prep questions | 500-440 Dumps | DES-6332 practice questions | MSC-241 study guide | MB-210 past bar exams | 3313 Study Guide | ASVAB-Arithmetic-Reasoning cheat sheets | H13-311_V3.0-ENU real questions | GB0-371 free online test | 300-920 online exam | TM12 pass marks | ASVAB-Mathematics-Knowledge practice test | VCS-413 braindumps | CIS-VRM past exams |

    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) actual Questions
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) testing
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) PDF Questions
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam contents
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam Braindumps
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Free PDF
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) PDF Download
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) techniques
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) tricks
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Free exam PDF
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) learn
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) PDF Dumps
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) learn
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) syllabus
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Test Prep
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) PDF Download
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) study tips
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) guide
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) book
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) certification
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) teaching
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam Questions
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) information source
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) tricks
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) cheat sheet
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam format
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) techniques
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Study Guide
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) education
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) learning
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Dumps
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) PDF Download
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) boot camp
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) cheat sheet
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) techniques
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) braindumps
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) outline
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) test prep
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam syllabus
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) test
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) exam dumps
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) Question Bank
    DES-1B31 - Specialist - Systems Administrator, Elastic Cloud Storage (ECS) information search

    Other DELL-EMC exam Dumps

    D-UN-DY-23 practice exam | DES-5121 practice questions | DES-6332 test sample | E20-260 real questions | DES-1B21 exam dumps | DES-1111 examcollection | D-NWG-FN-23 test prep | E20-562 free prep | DES-DD23 test prep | DES-9131 cram | DEA-5TT2 questions and answers | DES-1121 exam questions | DES-4122 study questions | DES-2T13 cbt | E20-575 Dumps | DES-DD33 question test | DEA-5TT1 questions and answers | DES-4421 training material | DES-1D12 past exams | E20-065 Latest Topics |

    Best study guide You Ever Experienced

    CCCP-001 VCE | 1D0-735 free pdf | 2V0-31.21 test exam | NYSTCE exam results | Magento-2-Certified-Associate-Developer braindumps | BAGUILD-CBA-LVL1-100 exam Questions | 350-601 download | QV12SA Latest Questions | ISO-22301-Lead-Auditor free exam papers | 040-444 PDF Braindumps | FML-5.3.8 practice exam | CCN Practice Questions | 920-197 exam Questions | MB-260 cbt | ACA-Cloud1 Latest Topics | 250-251 free pdf | CCFA-200 exam questions | HQT-4120 questions download | 312-50v12 boot camp | S90.20A exam papers |

    References :


    Similar Websites :
    Pass4sure Certification exam dumps
    Pass4Sure exam Questions and Dumps

    Direct Download

    DES-1B31 Reviews by Customers

    Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

    DES-1B31 Reviews

    100% Valid and Up to Date DES-1B31 Exam Questions

    We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug