Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über DEX-403?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der DEX-403: Declarative Development for Platform App Builders in Lightning Experience Prüfung.

2023 Updated Actual DEX-403 questions as experienced in Test Center

Laden Sie DEX-403 Übungstest und aktuelle Fragen herunter - easy finanz | easyfinanz

Declarative Development for Platform App Builders in Lightning Experience test questions with Latest DEX-403 practice tests | https://www.easyfinanz.cc/

SalesForce DEX-403 : Declarative Development for Platform exam Dumps

Exam Dumps Organized by Martin Hoax



Latest 2022 Updated Syllabus
DEX-403 real qeustions | Latest Braindumps with genuine Questions

Real Questions from Latest courses of DEX-403 - Updated Daily - 100% Pass Guarantee



DEX-403 sample Questions : Download 100% Free DEX-403 real qeustions (PDF and VCE)

Exam Number : DEX-403
Exam Name : Declarative Development for Platform App Builders in Lightning Experience
Vendor Name : SalesForce
Update : Click Here to Check Latest Update
Question Bank : Check Questions

Direct obtain links regarding DEX-403 PDF Download at killexams. com
Download Free DEX-403 dumps to ensure you would understand DEX-403 Practice Test well. After that apply for total copy associated with DEX-403 questions and responses with VCE exam simulator. Memorize DEX-403 PDF questions, practice together with VCE exam simulator and feel comfortable that you will get high score throughout genuine DEX-403 exam.

In the event that that you are desperately looking to Pass the particular SalesForce DEX-403 test to secure a new distinct work or perhaps advance your situation inside association, you have to enroll with killexams.com. There are a few specialists gathering DEX-403 genuine examination questions with killexams.com. You will get Declarative Development for Platform App Builders in Lightning Experience test requests to guarantee a person breeze by DEX-403 examination. You will obtain forward-thinking DEX-403 test concerns each time you visit to your document. There are a a number of associations that supply DEX-403 Practice Questions however reputable and most the latest 2022 hi-tech DEX-403 Practice Questions is a important issue. Assume long and also hard about who you are completely counting upon Totally free Dumps provided on the web since wind up bombing the test. In this way, paying slightly charge with regard to killexams DEX-403 real problems is better to throw away enormous examination expenses.

Often the finishing Declarative Development for Platform App Builders in Lightning Experience test is actually exceptionally very simple assuming you have obvious ideas associated with DEX-403 prospectus and have the 2022 rested inquiry traditional bank. Perusing and also rehearsing legitimate questions is actually greatly enhanced for quick achievement. You should learn about useful questions asked in legitimate DEX-403 testing. For this, you have to go to killexams.com and also download Totally free DEX-403 Exam Questions test concerns and study. Assuming you really feel that you can carry those DEX-403 questions, you may enlist to be able to download Practice Questions of DEX-403 Free PDF. That will be your own personal initial proceed toward amazing advancement. Get and present VCE examination system on your laptop. Peruse and also retain DEX-403 Free PDF and also take the train tests as often as possible with VCE test process. At the position when you believe you have held on to every one of the requests in the Declarative Development for Platform App Builders in Lightning Experience questions traditional bank, go to examination focus and also enlist for any genuine examination.

SalesForce DEX-403 test is obviously difficult to perhaps consider getting completely ready with just simply DEX-403 training books or perhaps free Exam Questions accessible world wide web. There are a few rocky questions asked in the legitimate DEX-403 examination that makes the particular applicant befuddle and explode the test. The current circumstance is actually dealt with by means of killexams.com by getting genuine DEX-403 Practice Questions inside type of Latest Topics and VCE test process. You simply need to obtain 100 percent no cost DEX-403 Exam Questions before you create the full way of DEX-403 Practice Questions. You can fulfill while using nature associated with PDF Dumps.

They supply True DEX-403 examination Questions and also Answers Study Guidewithin 2 bouquets. DEX-403 LIBRO ELECTRONICO report and also DEX-403 VCE test process. DEX-403 True test is actually quickly completely different from SalesForce within genuine examination. The DEX-403 Practice Questions LIBRO ELECTRONICO archive could possibly be downloaded with any device. You can printer DEX-403 Free PDF to make your own personal special reserve. Their move rate is actually high to be able to 98. 9% and in addition to the indistinguishable good quality between their own DEX-403 concerns and the real test is actually 98%. Are you wanting achievement inside DEX-403 examination in just one particular endeavor? Right away go to obtain SalesForce DEX-403 genuine examination questions with killexams.com.

Features of Killexams DEX-403 Free PDF
-> DEX-403 Free PDF download Entry in just a few min.
-> Total DEX-403 Concerns Bank
-> DEX-403 exam Accomplishment guarantee
-> Certain genuine DEX-403 exam concerns
-> Latest and also 2022 up-to-date DEX-403 Concerns and Replies
-> Latest 2022 DEX-403 Syllabus
-> download DEX-403 exam Data anywhere
-> Endless DEX-403 VCE exam Sim Access
-> Zero Limit with DEX-403 Assessment download
-> Wonderful Discount Coupons
-> 100 % Secure Invest in
-> 100% Discreet.
-> 100% Totally free Practice Questions example Questions
-> Zero Hidden Charge
-> No Month-to-month Subscription
-> Zero Auto Reconstruction
-> DEX-403 Assessment Update Appel by Email address
-> Free Tech support team

Assessment Detail with: https://killexams.com/pass4sure/exam-detail/DEX-403
Charges Details with: https://killexams.com/exam-price-comparison/DEX-403
Notice Complete Record: https://killexams.com/vendors-exam-list

Discount Coupon code on Total DEX-403 Practice Questions questions;
WC2020: 60% Level Discount to each of your exam
PROF17: 10% Further more Discount with Value More than $69
DEAL17: 15% Further more Discount with Value More than $99







DEX-403 exam Format | DEX-403 Course Contents | DEX-403 Course Outline | DEX-403 exam Syllabus | DEX-403 exam Objectives




Killexams Review | Reputation | Testimonials | Feedback


I feel very confident by preparing DEX-403 Latest dumps.
The killexams.com Dumps dump further to DEX-403 exam Simulator is going well for the exam. I used every them and succeed within the DEX-403 exam without any hassle. The material helped me to investigate in which I was vulnerable so that I improved my spirit and spent enough time with the precise topic. In this manner, it helped me to put together well for the exam. I want you right success for you all.


How long exercise is required for DEX-403 exam?
Earlier than I walk to the attempting out center, I was so confident about my preparation for the DEX-403 exam because of the truth I knew I was going to ace it and this self-perception came to me after using killexams.com for my help. It is far superb at helping university college students similar to it assisted me and I used for you to get acceptable rankings in my DEX-403 exam.


No time to study DEX-403 course books! need some thing speedy preparing.
Subsequently, at the dinner table, my father requested me without delay if I was going to fail my upcoming DEX-403 exam and that I responded with a very enterprise No way. He changed into impressed with my self-assurance however I was so scared of disappointing him. Thank God for killexams.com because it helped me in maintaining my phrase and passing my DEX-403 exam with Great results. I am thankful.


Where will I locate Dumps to have a study DEX-403 exam?
I thanks killexams.com Brain dumps for this super fulfillment. Yes, it is your question and answers which helped me pass the DEX-403 exam with 91% marks. That too with only 12 days training time. It changed into past my creativeness even 3 weeks earlier than the exam until I found the product. Thanks much for your beneficial guide and want all the nice to you crew members for all the destiny endeavors.


Where can i obtain DEX-403 exam study help on internet?
Hi, I had signed up for DEX-403. even though I had read all chapters extensive, however, your dumps questions provided enough preparation. I passed this exam with 98% the day before today, thanks a lot for the factor question bank. Even my doubts had been clarified in minimum time. I want to use your carrier in destiny correctly. You guys are doing a terrific job. thanks and Regards.


SalesForce in exam Questions

Whilst it is very hard task to choose reliable exam Dumps resources regarding review, reputation and validity because people get ripoff due to choosing incorrect service. Killexams make it sure to provide its clients far better to their resources with respect to real qeustions update and validity. Most of other peoples ripoff report complaint clients come to us for the brain dumps and pass their exams enjoyably and easily. They never compromise on their review, reputation and quality because killexams review, killexams reputation and killexams client self confidence is important to all of us. Specially they manage killexams.com review, killexams.com reputation, killexams.com ripoff report complaint, killexams.com trust, killexams.com validity, killexams.com report and killexams scam. If perhaps you see any bogus report posted by their competitor with the name killexams ripoff report complaint internet, killexams.com ripoff report, killexams.com scam, killexams.com complaint or something like this, just keep in mind that there are always bad people damaging reputation of good services due to their benefits. There are a large number of satisfied customers that pass their exams using killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam simulator. Visit their test questions and sample brain dumps, their exam simulator and you will definitely know that killexams.com is the best brain dumps site.

Is Killexams.com Legit?
Of course, Killexams is completely legit along with fully efficient. There are several features that makes killexams.com traditional and legitimized. It provides up to par and completely valid real qeustions made up of real exams questions and answers. Price is really low as compared to the majority of the services online. The Dumps are updated on ordinary basis along with most accurate brain dumps. Killexams account launched and device delivery can be quite fast. Data file downloading is usually unlimited and fast. Help is avaiable via Livechat and Netmail. These are the features that makes killexams.com a robust website that come with real qeustions with real exams questions.



Which is the best braindumps site of 2022?
There are several Dumps provider in the market claiming that they provide genuine exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2022 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update exam Dumps with the same frequency as they are updated in Real Test. real qeustions provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain dumps questions of valid Questions that is kept up-to-date by checking update on daily basis.

If you want to Pass your exam Fast with improvement in your knowledge about latest course contents and courses of new syllabus, They recommend to download PDF exam Questions from killexams.com and get ready for genuine exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Dumps will be provided in your download Account. You can download Premium real qeustions files as many times as you want, There is no limit.

Killexams.com has provided VCE practice questions Software to Practice your exam by Taking Test Frequently. It asks the Real exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take genuine Test. Go register for Test in Exam Center and Enjoy your Success.




MSFP question test | Professional-Cloud-DevOps-Engineer practice questions | MB-320 PDF Questions | Salesforce-Certified-CPQ-Specialist exam questions | CIMAPRA19-F01-1-ENG test prep | ACA-Cloud1 exam tips | GRE-Verbal pass marks | AD0-E104 real qeustions | DES-6332 Real exam Questions | SCA-C01 brain dumps | IAPP-CIPP-C past exams | L4M8 assessment test sample | 156-110 exam prep | API-580 practice exam | 300-515 exam questions | H12-111_V2.5-ENU study guide | CIMAPRA19-F03-1-ENG practice questions | PCAP-31-03 test sample | ASTQB-CMT Dumps | AZ-204 PDF Braindumps |


DEX-403 - Declarative Development for Platform App Builders in Lightning Experience information hunger
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Study Guide
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience PDF Braindumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience genuine Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience tricks
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Dumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience braindumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience study help
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience information hunger
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Latest Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Real exam Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience guide
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience information hunger
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Study Guide
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience outline
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Test Prep
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience test prep
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience learn
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience information hunger
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience test
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Test Prep
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience education
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience dumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam dumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience real questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam syllabus
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience guide
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience braindumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Free exam PDF
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience test
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience braindumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience information search
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience cheat sheet
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Test Prep
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience education
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience study tips
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam Cram
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience braindumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience PDF Download
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience study help
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Free PDF
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam dumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam dumps
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience PDF Download
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience learn
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience exam contents
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Practice Questions
DEX-403 - Declarative Development for Platform App Builders in Lightning Experience Latest Topics


Integration-Architecture-Designer braindumps | PDII free pdf | Salesforce-Marketing-Cloud-Developer Test Prep | CRT-271 questions answers | Pardot-Consultant dumps | Salesforce-Certified-Marketing-Cloud-Email-Specialist pass marks | Salesforce-OmniStudio-Developer exam answers | Salesforce-Certified-Business-Analyst test questions | CPQ-201 exam prep | Salesforce-Certified-Advanced-Administrator cheat sheet pdf | PDI exam Questions | DEX-403 examcollection | DEX-450 exam questions | Salesforce-Certified-User-Experience-Designer free pdf download | Salesforce-Experience-Cloud-Consultant brain dumps | Salesforce-Certified-Sales-Cloud-Consultant english test questions | Salesforce-Certified-Education-Cloud-Consultant practice questions | Salesforce-Certified-Identity-and-Access-Management-Designer test questions | Salesforce-nCino-201 cbt | Javascript-Developer-I sample test |


Best Certification real qeustions You Ever Experienced


DEV-450 sample questions | ADX-271 cheat sheets | Salesforce-Certified-CPQ-Specialist sample test | Salesforce-Marketing-Cloud-Developer pass exam | Certified-Development-Lifecycle-and-Deployment-Designer practice questions | Salesforce-Certified-B2C-Commerce-Developer practice questions | DEX-403 Latest courses | CRT-160 cheat sheet | DEV-401 test questions | Salesforce-Certified-Advanced-Administrator dumps questions | Salesforce-Experience-Cloud-Consultant model question | Integration-Architecture-Designer Practice Questions | Platform-App-Builder certification sample | Salesforce-nCino-201 exam Questions | ADM211 free prep | CHAD practice questions | Salesforce-Certified-Education-Cloud-Consultant mock questions | Salesforce-Certified-User-Experience-Designer exam questions | CPQ-201 questions download | PDII free pdf |





References :





Similar Websites :
Pass4sure Certification exam dumps
Pass4Sure exam Questions and Dumps






Direct Download

DEX-403 Reviews by Customers

Customer Reviews help to evaluate the exam performance in real test. Here all the reviews, reputation, success stories and ripoff reports provided.

DEX-403 Reviews

100% Valid and Up to Date DEX-403 Exam Questions

We hereby announce with the collaboration of world's leader in Certification Exam Dumps and Real Exam Questions with Practice Tests that, we offer Real Exam Questions of thousands of Certification Exams Free PDF with up to date VCE exam simulator Software.

Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

  • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
  • Krisenkommunikation / PR-Maßnahmen
  • Systemverbesserungen nach einer Cyber-Attacke
  • Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

  • Befriedigung oder Abwehr von Ansprüchen Dritter
  • Rechtswidrige elektronische Kommunikation
  • Ansprüche der E-Payment-Serviceprovider
  • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
  • Vertragliche Schadenersatzansprüche
  • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
  • Rechtsverteidigungskosten

Cyber-Eigenschäden:

  • Betriebsunterbrechung
  • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
  • Mehrkosten
  • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
  • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
  • Cyber-Erpressung
  • Entschädigung mit Strafcharakter/Bußgeld
  • Ersatz-IT-Hardware
  • Cyber-Betrug