Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

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Microsoft DP-300 : Administering Relational Databases on Microsoft Azure ACTUAL EXAM QUESTIONS

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Exam Number : DP-300
Exam Name : Administering Relational Databases on Microsoft Azure
Vendor Name : Microsoft
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DP-300 Free PDF with actual answers and Exam Questions
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DP-300 test Format | DP-300 Course Contents | DP-300 Course Outline | DP-300 test Syllabus | DP-300 test Objectives

Test Detail:
The DP-300 exam, also known as Administering Relational Databases on Microsoft Azure, is a certification test that measures an individual's proficiency in administering and managing relational databases on the Microsoft Azure platform. The test evaluates the candidate's knowledge and skills in deploying, securing, monitoring, and maintaining Azure SQL databases. This certification is designed for database administrators who want to demonstrate their expertise in Azure-based database management.

Course Outline:
The Administering Relational Databases on Microsoft Azure course provides participants with comprehensive knowledge and practical skills in managing Azure SQL databases. The following is a general outline of the key areas covered in the certification program:

1. Azure SQL Database Deployment:
- Understanding Azure SQL database concepts and architecture.
- Deploying Azure SQL databases using different methods.
- Configuring database settings and options.
- Migrating on-premises databases to Azure.

2. Database Security and Encryption:
- Implementing security measures for Azure SQL databases.
- Managing database access and user roles.
- Configuring authentication and authorization.
- Implementing data encryption and security policies.

3. Database Monitoring and Optimization:
- Monitoring database performance and identifying bottlenecks.
- Implementing performance tuning techniques.
- Managing database backups and disaster recovery.
- Implementing high availability and business continuity.

4. Automation and Maintenance:
- Automating database management tasks using Azure services.
- Implementing and managing database maintenance tasks.
- Troubleshooting common database issues.
- Implementing database monitoring and alerting.

Exam Objectives:
The DP-300 test assesses candidates' knowledge and practical skills in administering relational databases on Microsoft Azure. The test objectives include, but are not limited to:

1. Deploying and managing Azure SQL databases.
2. Implementing security measures and managing database access.
3. Monitoring and optimizing database performance.
4. Implementing backup, recovery, and high availability solutions.
5. Automating database management tasks and maintaining database health.

Syllabus:
The Administering Relational Databases on Microsoft Azure certification program typically includes comprehensive training provided by authorized Microsoft training partners. The syllabus provides a breakdown of the subjects covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- Introduction to Azure SQL databases and Azure data services.
- Azure SQL database deployment and configuration.
- Database security and access management.
- Database monitoring, performance optimization, and troubleshooting.
- Backup, recovery, and high availability strategies.
- Automation and maintenance of Azure SQL databases.
- test preparation and practice tests.
- Final DP-300 Certification Exam.

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Microsoft Relational test Cram

Microsoft HoloLens

This page provides resources for Microsoft HoloLens - augmented reality glasses that can be used to conduct behavioural science experiments.

The page includes introductory videos that provide basic information on what Microsoft HoloLens is and how to use it. The page also contains links to tutorials that will show you how to use HoloLens and produce different "holograms" to manipulate people's visual experience.

The website is still under construction and will in the future include more tutorials for using HoloLens for experimental research as well as examples of previous student dissertations that employed this technology.

Follow the below links to get familiar with what Micosoft HoloLens is, which functionalities it has, and how it can change your visual environment.

For a tutorial on how to use Microsoft HoloLens follow the below link;

For further resources on Microsoft HoloLens follow the links below;

A Relational Framework for Social Work Theory and Practice

Course planning information Course notes

1. Students in the Bachelor of Social Work enrolled in the Auckland Block course offering must attend the in-person block workshops and skills labs. Students enrolled in the Distance course offering must attend the in-person contact workshop. Students enrolled in the Manawatū Internal course offering must attend the in-person weekly tutorials. 2. Students enrolled in the Bachelor of Health Science (Mental Health and Addiction) Block course offering at Auckland must attend the in-person block courses and skills labs. Students enrolled in the Distance course offering must attend the in-person contact workshop. Students enrolled in the Manawatū Internal course offering must attend the in-person weekly tutorials.

You need to complete the above course or courses before moving onto this one.

General progression requirements You must complete at least 45 credits from 100-level before enrolling in 200-level courses.

1 Examine and describe key relational exams, theories and interventions used in social work practice with individuals in the context of their whānau, families, and communities.

2 Develop, apply, and reflect on relationship building, interviewing and interpersonal skills for social work practice.

3 Explore how your worldview shapes your practice in respect of individuals and whānau and families.

4 Describe and reflect critically on social work practice theories and models.

Learning outcomes can change before the start of the semester you are studying the course in.

Assessments

Assessment weightings can change up to the start of the semester the course is delivered in.

You may need to take more exams depending on where, how, and when you choose to take this course.

Explanation of test types Computer programmes Computer animation and screening, design, programming, models and other computer work. Creative compositions Animations, films, models, textiles, websites, and other compositions. Exam College or GRS-based (not centrally scheduled) An test scheduled by a college or the Graduate Research School (GRS). The test could be online, oral, field, practical skills, written exams or another format. Exam (centrally scheduled) An test scheduled by Assessment Services (centrally) – you’ll usually be told when and where the test is through the student portal. Oral or performance or presentation Debates, demonstrations, exhibitions, interviews, oral proposals, role play, speech and other performances or presentations. Participation You may be assessed on your participation in activities such as online fora, laboratories, debates, tutorials, exercises, seminars, and so on. Portfolio Creative, learning, online, narrative, photographic, written, and other portfolios. Practical or placement Field trips, field work, placements, seminars, workshops, voluntary work, and other activities. Simulation Technology-based or experience-based simulations. Test Laboratory, online, multi-choice, short answer, spoken, and other tests – arranged by the school. Written assignment Essays, group or individual projects, proposals, reports, reviews, writing exercises, and other written assignments. Textbooks needed

Textbooks can change. They recommend you wait until at least seven weeks before the semester starts to buy your textbooks.

Compulsory SOCIAL WORK PRACTICE Author COULSHED, V. AND ORME, J. ISBN 9780230300743 Edition 5TH EDITION, 2012 Publisher MACMILLAN EDUCATION, LONDON

Campus Books stock textbooks and legislation. For more information visit Campus Books.

As Generative AI Reshapes the Workforce, These Companies May Be Most Affected

Journal Reports: Leadership

The Best-Managed Companies Have the Most AI Jobs Postings. What Explains That?

By Rick Wartzman , and Kelly Tang

July 29, 2023 at 3:00 PM ET

It may be a virtuous circle: The most-effective companies are good at looking ahead, and investing in AI makes them the most-effective companies.

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Warum sind Cyberrisiken so schwer greifbar?

Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.

Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

Nicht kriminelle Ursachen

Höhere Gewalt

Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

Menschliches Versagen/Fehlverhalten

Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

Technisches Versagen

Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

Kriminelle Ursachen

Hackerangriffe

Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

Physischer Angriff

Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.

Erpressung

Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:

Cyber-Kosten:

Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
Krisenkommunikation / PR-Maßnahmen
Systemverbesserungen nach einer Cyber-Attacke
Aufwendungen vor Eintritt des Versicherungsfalls

Cyber-Drittschäden (Haftpflicht):

Befriedigung oder Abwehr von Ansprüchen Dritter
Rechtswidrige elektronische Kommunikation
Ansprüche der E-Payment-Serviceprovider
Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
Vertragliche Schadenersatzansprüche
Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
Rechtsverteidigungskosten

Cyber-Eigenschäden:

Betriebsunterbrechung
Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
Mehrkosten
Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
Cyber-Erpressung
Entschädigung mit Strafcharakter/Bußgeld
Ersatz-IT-Hardware
Cyber-Betrug