Was ist das eigentlich? Cyberrisiken verständlich erklärt

Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.

Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.

Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.

Wo erhalte ich vollständige Informationen über EADC?

Nachfolgend finden Sie alle Details zu Übungstests, Dumps und aktuellen Fragen der EADC: Einstein Analytics and Discovery Consultant Prüfung.

2023 Updated Actual EADC questions as experienced in Test Center

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Avaya EADC : Einstein Analytics and Discovery Consultant ACTUAL EXAM QUESTIONS

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Latest 2023 Updated Avaya Einstein Analytics and Discovery Consultant Syllabus
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Exam Number : EADC
Exam Name : Einstein Analytics and Discovery Consultant
Vendor Name : Avaya
Update : Click Here to Check Latest Update
Question Bank : Check Questions

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EADC test Format | EADC Course Contents | EADC Course Outline | EADC test Syllabus | EADC test Objectives

Exam Detail:
The EADC (Einstein Analytics and Discovery Consultant) certification test is designed to validate the skills and knowledge of professionals in implementing and configuring Salesforce Einstein Analytics and Discovery solutions. Here are the test details for EADC:

- Number of Questions: The test consists of multiple-choice questions, and the exact number of questions may vary. Typically, the test includes around 60 to 70 questions.

- Time Limit: The time allocated to complete the test is 105 minutes (1 hour and 45 minutes).

Course Outline:
The EADC certification test focuses on assessing candidates' proficiency in various aspects of Salesforce Einstein Analytics and Discovery. The course outline typically includes the following areas:

1. Analytics and Discovery Overview:
- Understanding the key concepts and components of Salesforce Einstein Analytics and Discovery.
- Exploring the benefits and use cases of analytics and discovery solutions.

2. Data Preparation and Modeling:
- Working with data sources and datasets in Einstein Analytics.
- Data transformation, cleansing, and enrichment.
- Creating and managing dataflows for data preparation.

3. Dashboard Design and Visualization:
- Designing interactive dashboards using Einstein Analytics.
- Building compelling visualizations and charts.
- Implementing filters, drill-downs, and dynamic interactions.

4. Advanced Analytics Features:
- Utilizing advanced analytics capabilities in Einstein Analytics.
- Implementing predictive and prescriptive analytics.
- Building and configuring machine learning models.

5. Security and Sharing:
- Managing security and access controls in Einstein Analytics.
- Configuring data-level security and row-level security.
- Sharing dashboards and insights with users and teams.

6. Integration and App Development:
- Integrating Einstein Analytics with other Salesforce products and external systems.
- Building custom applications using the Analytics API and SDK.
- Leveraging Salesforce DX for development and deployment.

Exam Objectives:
The objectives of the EADC test are as follows:

- Evaluating candidates' knowledge and understanding of Salesforce Einstein Analytics and Discovery.
- Testing candidates' proficiency in data preparation and modeling for analytics solutions.
- Assessing candidates' ability to design interactive dashboards and visualizations.
- Evaluating candidates' knowledge of advanced analytics features and machine learning.
- Testing candidates' understanding of security and sharing mechanisms in Einstein Analytics.
- Assessing candidates' proficiency in integrating and developing applications with Einstein Analytics.

Exam Syllabus:
The specific test syllabus for the EADC test covers a wide range of subjects related to Salesforce Einstein Analytics and Discovery. The syllabus includes:

1. Analytics and Discovery Overview
2. Data Preparation and Modeling
3. Dashboard Design and Visualization
4. Advanced Analytics Features
5. Security and Sharing
6. Integration and App Development

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Avaya Discovery Free test PDF


Free Breast Exams

Free Breast Exams - KTEN.com - Texoma news, weather and sports

GRAYSON COUNTY, TX---The Grayson County Health Department will be offering free breast screenings and education classes tomorrow for the uninsured and underinsured. Women 40 and older can go to one of two locations.

If you qualify, you can receive your free mammogram tomorrow at the Cooke County Medical Center. Workers from the Grayson County Health Department will be offering them from 9 a.m. to 11 a.m.

The Cooke County Medical Center is located at:

1900 Hospital Blvd., Gainesville, TX, 76240

For more information on the Gainesville clinic, you can call (940) 612-8750.

The Grayson County Health Department in Sherman will not be giving free mammograms tomorrow. Instead, they will be making appointments for women to receive one at a later date. If you would like to set up your free mammogram, you can visit the Sherman clinic from 2 p.m. to 4 p.m. Educational classes on breast health will also be offered during that time.

The Grayson County Health Department in Sherman is located at:

515 North Walnut St., Sherman, TX, 75090

For more information on the Sherman clinic, you can call (903) 465-2878.

UPSSSC PET Syllabus 2023: PDF Download, test Pattern, Marking Scheme

UP PET Syllabus 2023: Candidates preparing for the UP PET test must check the Syllabus PDF for targeting the important topics. Check test pattern, marks distribution, subject wise course list to ace the exam.

UPSSSC PET Syllabus 2023: Uttar Pradesh Subordinate Service Selection Commission (UPSSSC)  has released the notification along with the syllabus and test pattern. UPSSSC PET is conducted for the eligibility of the candidates for Group B and Group C posts in the Uttar Pradesh government.

Apart from the syllabus, candidates must also check the UPSSSC PET exam pattern to understand the topic-wise questions, number of sections, and marking scheme followed by the recruitment body. Going by the past trend and analysis, it is found that the questions asked in the UPSSSC PET test were moderate level. Hence, candidates must obtain the UPSSSC PET syllabus PDF in English and Hindi and strategize their preparation accordingly.

UPSSSC PET Syllabus 2023

Below they have tabulated the important information regarding UPSSSC PET Syllabus. Detailed UPSSSC PET syllabus 2023 is discussed in this article.

Career Counseling

UPSSSC PET Syllabus 2023 Overview

Exam Conducting Body

Uttar Pradesh Subordinate Service Selection Commission

Post Name

Perlimany Entrance Test (PET)



Selection Process

Online Test

Exam Mode


Number of Questions


Maximum Marks


Negative Marks

1/4 mark for every wrong answer


2 hours

UPSSSC PET Syllabus 2023 PDF

Before applying, aspirants should obtain the UPSSSC PET PDF link shared below to gain in-depth knowledge of the subjects that can be asked in the upcoming exam. Get the direct link to obtain the UPSSSC PET syllabus below:

UPSSSC PET Syllabus: Important subjects (English)

The UPSSSC PET syllabus is divided into six subjects i.e. General Knowledge, General Science, Elementary Arithmetic and Data Interpretation, Logical Reasoning, General Hindi, and General English. Check below the detailed overview of the syllabus


Important Topics


Indian History

Vedic Civilization



Indus Valley Civilization

Mauryan Empire

Gupta Empire


Rajput Era

Sultanate Era

Mughal Empire


Rise of the British Empire and the 1857 Revolution

Socio-Economic Impact of British Rule


Indian National Movement

Initial Stage of the Freedom Movement

Swadeshi and Civil Disobedience Movement - Mahatma Gandhi and Other Leaders’ Role

Revolutionary Movement and Rise of Militant Nationalism

Farewell Amendment and British India Act 1935

Azad Hind Fauz, Quit India Movement, and Netaji Subhash Chandra Bose



India and World Geography


Water Resources

Mountains, Forest and Glaciers

Desert and Dry Areas

Mineral Resources(especially of India)

Political Geography of India and the World

Time Zone


Demographics and Migrations


Indian Economy

Indian Economy (1947 to 1991)

Planning Commission and Five Year Plan

Green Revolution

Development of Mixed Economy: Private and Public

White Revolution and Operation Flood

Nationalisation of Banks and Improvements

Reforms of 1991 and Economy after that

Economic Reforms post-2014

Farm Reforms

Structural Reforms

Economic Reforms

Labour Reforms



Indian Constitution and Public Administration

Indian Constitution

Salient Features of Indian Constitution


Fundamental Rights and Duties

Parliamentary System

Directive Principles

Judicial Framework

Federal System, Union and Union Territories, Centre-State Relations

Judicial System, Supreme Court, High Court

District Administration

Local Bodies and Panchayat Raj


General Science

Basic Physics

Basic Chemistry

Basic Biology


Elementary Arithmetic

Whole Numbers, Fractions, Decimals


Simple Arithmetic Equations

Square and Square Roots

Exponent and Powers



General Hindi


विलोम शब्द

पर्यायवाची शब्द

वाक्यांशों के लिए एक शब्द


समश्रुत भिन्नार्थक शब्द

मुहावरे -लोकोक्तियाँ

सामान्य अशुद्धियाँ

लेखक और रचनाऍ (गद्य एवं पद्य)


General English

English Grammar

Questions Based on Unseen Passage


Logic and Reasoning

Largest and Smallest

Blood Relations

Order and Ranking

Clock and Calendar

Coding and Decoding

Cause and Effect

Conclusive Reasoning


Current Affairs

National Current Affairs

International Current Affairs


General Awareness

India’s Neighbours

Countries, Capitals and Currencies

Indian States and UTs

Indian Parliament, Lok Sabha and Rajya Sabha

National and International Days

World Organizations and Headquarters

Indian Tourism Destination

Indian Art and Culture

Indian and International Sports

Indian Research Institutes

Books and Authors

Awards and Honours

Climate Change and Environment


Analysis of Hindi Unread Passages

2 Passages


Graph Interpretation 

2 Graphs


Table Interpretation and Analysis

2 Tables


UPSSSC PET Syllabus: Important subjects (Hindi)

Below they have tabulated the important course of UPSSSC PET in Hindi


महत्वपूर्ण विषय


भारतीय इतिहास (Indian History )

सिन्धु घाटी की सभ्यता

वैदिक संस्कृति

बौद्ध धर्म :गौतम बुद्ध(जीवनी एवं शिक्षाए)

जैन धर्म :महावीर (जीवनी एवं शिक्षाये )

मौर्य वंश :सम्राट अशोक

गुप्त वंश :समुद्र गुप्त ,चन्द्रगुप्त द्वितीय


राजपूत काल

सल्तनत काल

मुगल साम्राज्य


ब्रिटिश राज का अभ्युदय एवं प्रथम स्वतंत्रता संग्राम

ब्रिटिश राज का सामाजिक आर्थिक प्रभाव


भारतीय राष्ट्रीय आंदोलन (Indian National Movement

स्वाधीनता आंदोलन के प्रारम्भिक वर्ष

स्वदेशी तथा सविनय अवज्ञा आंदोलन :महात्मा गाँधी तथा अन्य नेताओं की भूमिका

क्रांतिकारी आंदोलन तथा उग्र राष्ट्रवाद का उदय

विधायी संशोधन तथा ब्रिटिश इण्डिया एक्ट , 1935

भारत छोड़ो आंदोलन , आजाद हिन्द फौज तथा नेता जी सुभाष चन्द्र बोस


भूगोल (Geography)

भारत एवं विश्व का भौतिक भूगोल

नदियां तथा नदियों की घाटी

भूजल संसाधन

पर्वत ,पहाड़िया तथा हिमनद

मरुस्थल और शुष्क क्षेत्र


खनिज संसाधन (विशेषकर भारत में )

भारत एवं विश्व का राजनैतिक भूगोल

जलवायु तथा मौसम

टाइम जोन

जनसांख्यकीय परिवर्तन तथा प्रवास


भारतीय अर्थव्य्वस्था (Indian Economy)

भारतीय अर्थव्यवस्था (1947 से 1991 तक )

योजना आयोग तथा पंचवर्षीय योजनाये

मिश्रित अर्थव्यवस्था का विकास :निजी एवं सार्वजनिक क्षेत्र

हरित क्रांति

दुग्ध विकास एवं ऑपरेशन फ्लड

बैंको का राष्ट्रीकरण तथा सुधार

वर्ष 1991 में आर्थिक सुधार तथा उसके बाद की अर्थव्यवस्था

वर्ष 2014 के पश्चात के आर्थिक सुधार

कृषि सुधार

ढांचागत सुधार

श्रम -सुधार

आर्थिक सुधार

जी0 एस0 टी0


भारतीय संविधान एवं लोक प्रसासन (Indian Constitution & Public Administration)

भारतीय संविधान

भारतीय संविधान की मुख्य विशेषताएं

राज्य के नीति -निर्देशक सिद्धांत

मौलिक अधिकार एवं कर्तव्य

संसदीय प्रणाली

संघीय प्रणाली ,संघ एवं केंद्रशासित प्रदेश, केन्द्र-राज्य संबंध

न्यायिक ढांचा – सर्वोच्च न्यायालय ,उच्च न्यायालय

जिला प्रसासन

स्थानीय निकाय तथा पंचायती राज संस्थायें


सामान्य विज्ञान (General Science)

प्रारम्भिक भौतिक विज्ञान

प्रारम्भिक रसायन विज्ञान

प्रारम्भिक जीव विज्ञान


प्रारम्भिक अंकगणित (Elementary Arithmetic)

पूर्ण संख्या ,भिन्न तथा दशमलव


साधारण अंकगणितीय समीकरण

वर्ग एवं वर्गमूल

घातांक एवं घात



सामान्य हिन्दी (General Hindi)


विलोम शब्द

पर्यायवाची शब्द

वाक्यांशों के लिए एक शब्द


समश्रुत भिन्नार्थक शब्द

मुहावरे -लोकोक्तियाँ

सामान्य अशुद्धियाँ

लेखक और रचनाऍ (गद्य एवं पद्य)


सामान्य अंग्रेजी (General English)

अंग्रेजी व्याकरण

अपठित गद्यांश पर आधारित प्रश्न


तर्क एवं तर्कशक्ति (Logic & Reasoning)

वृहद एवं लघु

क्रम एवं रैंकिंग


घड़ी एवं कैलेंडर

समूह से भिन्न को अलग करना

कारण और प्रभाव

कोडिंग-डिकोड़िग(संख्या तथा अक्षर)

निगमनात्मक तर्क /कथन विश्लेष्ण एवं निर्णय


सामयिकी (Current Affairs)

भारतीय एवं वैश्विक


सामान्य जागरूकता (General Awareness)

भारत के पड़ोसी देश

देश ,राजधानी एवं मुद्रा

भारत के राज्य तथा केन्द्र शासित प्रदेश

भारतीय संसद ,राज्यसभा,लोकसभा और विधान सभा, विधान परिषद

राष्ट्रीय एवं अंतराष्ट्रीय दिवस

विश्व संगठन एवं उनके मुख्यालय

भारतीय पर्यटन स्थल

भारत की कला एवं संस्कृति

भारत एवं विश्व के खेल

भारतीय अनुसंधान संगठन

प्रसिद्ध पुस्तकें और लेखक

पुरस्कार एवं विजेता

जलवायु परिवर्तन एवं पर्यावरण


अपठित हिंदी गद्यांश का विवेचन एवं विश्लेषण

02 गद्यांश(प्रत्येक पर 05 प्रश्न)


ग्राफ की व्याख्या एवं विश्लेषण

02 ग्राफ(प्रत्येक पर 05 प्रश्न)


तालिका की व्याख्या एवं विश्लेषण

02 तालिकाएं(प्रत्येक पर 05 प्रश्न)


UPSSSC PET test Pattern

UPSSSC released the test pattern PET examination with the release of notification. Below they have tabulated the test pattern

A total of 100 questions will be asked all of which will consist of objective-type multiple-choice questions (MCQs).Each correct answer carries 1 mark and Each wrong answers result in a negative marking of ¼ marks.

Subjects Maximum Marks Indian History 5 Indian National Movement 5 Geography 5 Indian Economy 5 Indian Constitution & Public Administration 5 General Science 5 Elementary Arithmetic 5 General Hindi 5 General English 5 Logic & Reasoning 5 Current Affairs 10 General Awareness 10 Analysis of 2 Unseen Hindi Passage 10 Graph Analysis & Interpretation 10 Tables Analysis & Interpretation 10 Total 100 How to Cover UPSSC PET Syllabus 2023?

The UPSSSC PET Syllabus is one of the highly competitive exams in the state. Thousands of aspirants appear for this test every year, but only a few are declared successful in the test due to their dedication, consistency, and right preparation plan. Thus, the candidates should analyze the latest UPSSSC PET syllabus and then prepare the strategy as per the test requirements. Here are the tips and tricks to ace the UPSSSC PET 2023 test in one attempt.

  • Analyse the UPSSSC PET syllabus and test pattern thoroughly before commencing the preparation. This will help them to prepare the list of important subjects and assign study hours to each course accordingly.
  • Choose the expert-recommended books and study material to clear the basic concepts easily and cover the advanced level subjects without any conceptual confusion.
  • Attempt mock tests and previous year question paper to Improve the speed, accuracy, and solving skills. This will help them to attempt the maximum number of questions accurately in the given time period.
  • Prepare short notes for all the subjects as it would be beneficial in the last-minute revision.
  • UPSSSC PET Syllabus 2023: Best Books

    Candidates should get their hands on the latest version of UPSSSC PET books to cover only exam-relevant topics. The right study material and books will help them to cover all the aspects of the UPSSSC PET syllabus. Some of the expert-recommended UPSSSC PET books are as follows:

    UPSSSC PET Books 2023


    Book Names

    General Science

    General Science by Lucent Publications

    General Hindi

    General Hindi by Arihant

    Numerical and Mental Ability

    Quantitative Aptitude by RS Aggarwal

    Mental Aptitude Test/Intelligence/Reasoning

    A Modern Approach to Verbal and Non-Verbal Reasoning by RS Aggarwal

    FAQ What is the UPSSSC PET 2023 test Pattern?

    As per the UPSSSC PET test pattern, the written test will carry a total of 100 questions for 100 marks. The test duration will be 2 hours.

    Is there any negative marking in the UPSSSC PET 2023 Exam?

    Yes, there will be a negative marking of 1/4 mark for every incorrect answer in the UPSSSC PET exam.

    What is UPSSSC PET Syllabus 2023?

    The UPSSSC PET syllabus is divided into six subjects i.e. General Knowledge, General Science, Elementary Arithmetic and Data Interpretation, Logical Reasoning, General Hindi, and General English


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    Warum sind Cyberrisiken so schwer greifbar?

    Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.

    Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyber­attacken werden nur selten publiziert.

    Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.

    Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells

    Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schaden­szenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.

    Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.

    Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.

    Nicht kriminelle Ursachen

    Höhere Gewalt

    Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.

    Menschliches Versagen/Fehlverhalten

    Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.

    Technisches Versagen

    Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.

    Kriminelle Ursachen


    Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.

    Physischer Angriff

    Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hacker­angriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.


    Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hacker­angriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.

    Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:


    • Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
    • Krisenkommunikation / PR-Maßnahmen
    • Systemverbesserungen nach einer Cyber-Attacke
    • Aufwendungen vor Eintritt des Versicherungsfalls

    Cyber-Drittschäden (Haftpflicht):

    • Befriedigung oder Abwehr von Ansprüchen Dritter
    • Rechtswidrige elektronische Kommunikation
    • Ansprüche der E-Payment-Serviceprovider
    • Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
    • Vertragliche Schadenersatzansprüche
    • Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
    • Rechtsverteidigungskosten


    • Betriebsunterbrechung
    • Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
    • Mehrkosten
    • Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
    • Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
    • Cyber-Erpressung
    • Entschädigung mit Strafcharakter/Bußgeld
    • Ersatz-IT-Hardware
    • Cyber-Betrug