Was ist das eigentlich? Cyberrisiken verständlich erklärt
Es wird viel über Cyberrisiken gesprochen. Oftmals fehlt aber das grundsätzliche Verständnis, was Cyberrisiken überhaupt sind. Ohne diese zu verstehen, lässt sich aber auch kein Versicherungsschutz gestalten.
Beinahe alle Aktivitäten des täglichen Lebens können heute über das Internet abgewickelt werden. Online-Shopping und Online-Banking sind im Alltag angekommen. Diese Entwicklung trifft längst nicht nur auf Privatleute, sondern auch auf Firmen zu. Das Schlagwort Industrie 4.0 verheißt bereits eine zunehmende Vernetzung diverser geschäftlicher Vorgänge über das Internet.
Anbieter von Cyberversicherungen für kleinere und mittelständische Unternehmen (KMU) haben Versicherungen die Erfahrung gemacht, dass trotz dieser eindeutigen Entwicklung Cyberrisiken immer noch unterschätzt werden, da sie als etwas Abstraktes wahrgenommen werden. Für KMU kann dies ein gefährlicher Trugschluss sein, da gerade hier Cyberattacken existenzbedrohende Ausmaße annehmen können. So wird noch häufig gefragt, was Cyberrisiken eigentlich sind. Diese Frage ist mehr als verständlich, denn ohne (Cyber-)Risiken bestünde auch kein Bedarf für eine (Cyber-)Versicherung.
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Exam Number : EADC
Exam Name : Einstein Analytics and Discovery Consultant
Vendor Name : Avaya
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EADC test Format | EADC Course Contents | EADC Course Outline | EADC test Syllabus | EADC test Objectives
Exam Detail:
The EADC (Einstein Analytics and Discovery Consultant) certification test is designed to validate the skills and knowledge of professionals in implementing and configuring Salesforce Einstein Analytics and Discovery solutions. Here are the test details for EADC:
- Number of Questions: The test consists of multiple-choice questions, and the exact number of questions may vary. Typically, the test includes around 60 to 70 questions.
- Time Limit: The time allocated to complete the test is 105 minutes (1 hour and 45 minutes).
Course Outline:
The EADC certification test focuses on assessing candidates' proficiency in various aspects of Salesforce Einstein Analytics and Discovery. The course outline typically includes the following areas:
1. Analytics and Discovery Overview:
- Understanding the key concepts and components of Salesforce Einstein Analytics and Discovery.
- Exploring the benefits and use cases of analytics and discovery solutions.
2. Data Preparation and Modeling:
- Working with data sources and datasets in Einstein Analytics.
- Data transformation, cleansing, and enrichment.
- Creating and managing dataflows for data preparation.
3. Dashboard Design and Visualization:
- Designing interactive dashboards using Einstein Analytics.
- Building compelling visualizations and charts.
- Implementing filters, drill-downs, and dynamic interactions.
4. Advanced Analytics Features:
- Utilizing advanced analytics capabilities in Einstein Analytics.
- Implementing predictive and prescriptive analytics.
- Building and configuring machine learning models.
5. Security and Sharing:
- Managing security and access controls in Einstein Analytics.
- Configuring data-level security and row-level security.
- Sharing dashboards and insights with users and teams.
6. Integration and App Development:
- Integrating Einstein Analytics with other Salesforce products and external systems.
- Building custom applications using the Analytics API and SDK.
- Leveraging Salesforce DX for development and deployment.
Exam Objectives:
The objectives of the EADC test are as follows:
- Evaluating candidates' knowledge and understanding of Salesforce Einstein Analytics and Discovery.
- Testing candidates' proficiency in data preparation and modeling for analytics solutions.
- Assessing candidates' ability to design interactive dashboards and visualizations.
- Evaluating candidates' knowledge of advanced analytics features and machine learning.
- Testing candidates' understanding of security and sharing mechanisms in Einstein Analytics.
- Assessing candidates' proficiency in integrating and developing applications with Einstein Analytics.
Exam Syllabus:
The specific test syllabus for the EADC test covers a wide range of subjects related to Salesforce Einstein Analytics and Discovery. The syllabus includes:
1. Analytics and Discovery Overview
2. Data Preparation and Modeling
3. Dashboard Design and Visualization
4. Advanced Analytics Features
5. Security and Sharing
6. Integration and App Development
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Detailed UPSSSC PET syllabus 2023 is discussed in this article. ![]() UPSSSC PET Syllabus 2023 Overview Exam Conducting Body Uttar Pradesh Subordinate Service Selection Commission Post Name Perlimany Entrance Test (PET) Category UPSSSC PET Selection Process Online Test Exam Mode Online Number of Questions 100 Maximum Marks 100 Negative Marks 1/4 mark for every wrong answer Duration 2 hours UPSSSC PET Syllabus 2023 PDFBefore applying, aspirants should obtain the UPSSSC PET PDF link shared below to gain in-depth knowledge of the subjects that can be asked in the upcoming exam. Get the direct link to obtain the UPSSSC PET syllabus below: UPSSSC PET Syllabus: Important subjects (English)The UPSSSC PET syllabus is divided into six subjects i.e. General Knowledge, General Science, Elementary Arithmetic and Data Interpretation, Logical Reasoning, General Hindi, and General English. Check below the detailed overview of the syllabus Subjects Important Topics Marks Indian History Vedic Civilization Buddhism Jainism Indus Valley Civilization Mauryan Empire Gupta Empire Harshvardhan Rajput Era Sultanate Era Mughal Empire Maratha Rise of the British Empire and the 1857 Revolution Socio-Economic Impact of British Rule 5 Indian National Movement Initial Stage of the Freedom Movement Swadeshi and Civil Disobedience Movement - Mahatma Gandhi and Other Leaders’ Role Revolutionary Movement and Rise of Militant Nationalism Farewell Amendment and British India Act 1935 Azad Hind Fauz, Quit India Movement, and Netaji Subhash Chandra Bose 5 Geography India and World Geography Rivers Water Resources Mountains, Forest and Glaciers Desert and Dry Areas Mineral Resources(especially of India) Political Geography of India and the World Time Zone Climate Demographics and Migrations 5 Indian Economy Indian Economy (1947 to 1991) Planning Commission and Five Year Plan Green Revolution Development of Mixed Economy: Private and Public White Revolution and Operation Flood Nationalisation of Banks and Improvements Reforms of 1991 and Economy after that Economic Reforms post-2014 Farm Reforms Structural Reforms Economic Reforms Labour Reforms GST 5 Indian Constitution and Public Administration Indian Constitution Salient Features of Indian Constitution DPSP Fundamental Rights and Duties Parliamentary System Directive Principles Judicial Framework Federal System, Union and Union Territories, Centre-State Relations Judicial System, Supreme Court, High Court District Administration Local Bodies and Panchayat Raj 5 General Science Basic Physics Basic Chemistry Basic Biology 5 Elementary Arithmetic Whole Numbers, Fractions, Decimals Percentage Simple Arithmetic Equations Square and Square Roots Exponent and Powers Average 5 General Hindi संधि विलोम शब्द पर्यायवाची शब्द वाक्यांशों के लिए एक शब्द लिंग समश्रुत भिन्नार्थक शब्द मुहावरे -लोकोक्तियाँ सामान्य अशुद्धियाँ लेखक और रचनाऍ (गद्य एवं पद्य) 5 General English English Grammar Questions Based on Unseen Passage 5 Logic and Reasoning Largest and Smallest Blood Relations Order and Ranking Clock and Calendar Coding and Decoding Cause and Effect Conclusive Reasoning 5 Current Affairs National Current Affairs International Current Affairs 10 General Awareness India’s Neighbours Countries, Capitals and Currencies Indian States and UTs Indian Parliament, Lok Sabha and Rajya Sabha National and International Days World Organizations and Headquarters Indian Tourism Destination Indian Art and Culture Indian and International Sports Indian Research Institutes Books and Authors Awards and Honours Climate Change and Environment 10 Analysis of Hindi Unread Passages 2 Passages 10 Graph Interpretation 2 Graphs 10 Table Interpretation and Analysis 2 Tables 10 UPSSSC PET Syllabus: Important subjects (Hindi)Below they have tabulated the important course of UPSSSC PET in Hindi विषय महत्वपूर्ण विषय अंक भारतीय इतिहास (Indian History ) सिन्धु घाटी की सभ्यता वैदिक संस्कृति बौद्ध धर्म :गौतम बुद्ध(जीवनी एवं शिक्षाए) जैन धर्म :महावीर (जीवनी एवं शिक्षाये ) मौर्य वंश :सम्राट अशोक गुप्त वंश :समुद्र गुप्त ,चन्द्रगुप्त द्वितीय हर्षवर्धन राजपूत काल सल्तनत काल मुगल साम्राज्य मराठा ब्रिटिश राज का अभ्युदय एवं प्रथम स्वतंत्रता संग्राम ब्रिटिश राज का सामाजिक आर्थिक प्रभाव 5 भारतीय राष्ट्रीय आंदोलन (Indian National Movement स्वाधीनता आंदोलन के प्रारम्भिक वर्ष स्वदेशी तथा सविनय अवज्ञा आंदोलन :महात्मा गाँधी तथा अन्य नेताओं की भूमिका क्रांतिकारी आंदोलन तथा उग्र राष्ट्रवाद का उदय विधायी संशोधन तथा ब्रिटिश इण्डिया एक्ट , 1935 भारत छोड़ो आंदोलन , आजाद हिन्द फौज तथा नेता जी सुभाष चन्द्र बोस 5 भूगोल (Geography) भारत एवं विश्व का भौतिक भूगोल नदियां तथा नदियों की घाटी भूजल संसाधन पर्वत ,पहाड़िया तथा हिमनद मरुस्थल और शुष्क क्षेत्र वन खनिज संसाधन (विशेषकर भारत में ) भारत एवं विश्व का राजनैतिक भूगोल जलवायु तथा मौसम टाइम जोन जनसांख्यकीय परिवर्तन तथा प्रवास 5 भारतीय अर्थव्य्वस्था (Indian Economy) भारतीय अर्थव्यवस्था (1947 से 1991 तक ) योजना आयोग 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प्रश्न) 10 तालिका की व्याख्या एवं विश्लेषण 02 तालिकाएं(प्रत्येक पर 05 प्रश्न) 10 UPSSSC PET test PatternUPSSSC released the test pattern PET examination with the release of notification. Below they have tabulated the test pattern A total of 100 questions will be asked all of which will consist of objective-type multiple-choice questions (MCQs).Each correct answer carries 1 mark and Each wrong answers result in a negative marking of ¼ marks. Subjects Maximum Marks Indian History 5 Indian National Movement 5 Geography 5 Indian Economy 5 Indian Constitution & Public Administration 5 General Science 5 Elementary Arithmetic 5 General Hindi 5 General English 5 Logic & Reasoning 5 Current Affairs 10 General Awareness 10 Analysis of 2 Unseen Hindi Passage 10 Graph Analysis & Interpretation 10 Tables Analysis & Interpretation 10 Total 100 How to Cover UPSSC PET Syllabus 2023?The UPSSSC PET Syllabus is one of the highly competitive exams in the state. Thousands of aspirants appear for this test every year, but only a few are declared successful in the test due to their dedication, consistency, and right preparation plan. Thus, the candidates should analyze the latest UPSSSC PET syllabus and then prepare the strategy as per the test requirements. Here are the tips and tricks to ace the UPSSSC PET 2023 test in one attempt. Candidates should get their hands on the latest version of UPSSSC PET books to cover only exam-relevant topics. The right study material and books will help them to cover all the aspects of the UPSSSC PET syllabus. Some of the expert-recommended UPSSSC PET books are as follows: UPSSSC PET Books 2023 Subject Book Names General Science General Science by Lucent Publications General Hindi General Hindi by Arihant Numerical and Mental Ability Quantitative Aptitude by RS Aggarwal Mental Aptitude Test/Intelligence/Reasoning A Modern Approach to Verbal and Non-Verbal Reasoning by RS Aggarwal FAQ What is the UPSSSC PET 2023 test Pattern?As per the UPSSSC PET test pattern, the written test will carry a total of 100 questions for 100 marks. The test duration will be 2 hours. Is there any negative marking in the UPSSSC PET 2023 Exam?Yes, there will be a negative marking of 1/4 mark for every incorrect answer in the UPSSSC PET exam. What is UPSSSC PET Syllabus 2023?The UPSSSC PET syllabus is divided into six subjects i.e. General Knowledge, General Science, Elementary Arithmetic and Data Interpretation, Logical Reasoning, General Hindi, and General English |
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Warum sind Cyberrisiken so schwer greifbar?
Als mehr oder weniger neuartiges Phänomen stellen Cyberrisiken Unternehmen und Versicherer vor besondere Herausforderungen. Nicht nur die neuen Schadenszenarien sind abstrakter oder noch nicht bekannt. Häufig sind immaterielle Werte durch Cyberrisiken in Gefahr. Diese wertvollen Vermögensgegenstände sind schwer bewertbar.
Obwohl die Gefahr durchaus wahrgenommen wird, unterschätzen viele Firmen ihr eigenes Risiko. Dies liegt unter anderem auch an den Veröffentlichungen zu Cyberrisiken. In der Presse finden sich unzählige Berichte von Cyberattacken auf namhafte und große Unternehmen. Den Weg in die Presse finden eben nur die spektakulären Fälle. Die dort genannten Schadenszenarien werden dann für das eigene Unternehmen als unrealistisch eingestuft. Die für die KMU nicht minder gefährlichen Cyberattacken werden nur selten publiziert.
Aufgrund der fehlenden öffentlichen Meldungen von Sicherheitsvorfällen an Sicherheitsbehörden und wegen der fehlenden Presseberichte fällt es schwer, Fakten und Zahlen zur Risikolage zu erheben. Aber ohne diese Grundlage fällt es schwer, in entsprechende Sicherheitsmaßnahmen zu investieren.
Erklärungsleitfaden anhand eines Ursache-Wirkungs-Modells
Häufig nähert man sich dem Thema Cyberrisiko anlass- oder eventbezogen, also wenn sich neue Schadenszenarien wie die weltweite WannaCry-Attacke entwickeln. Häufig wird auch akteursgebunden beleuchtet, wer Angreifer oder Opfer sein kann. Dadurch begrenzt man sich bei dem Thema häufig zu sehr nur auf die Cyberkriminalität. Um dem Thema Cyberrisiko jedoch gerecht zu werden, müssen auch weitere Ursachen hinzugezogen werden.
Mit einer Kategorisierung kann das Thema ganzheitlich und nachvollziehbar strukturiert werden. Ebenso hilft eine solche Kategorisierung dabei, eine Abgrenzung vorzunehmen, für welche Gefahren Versicherungsschutz über eine etwaige Cyberversicherung besteht und für welche nicht.
Die Ursachen sind dabei die Risiken, während finanzielle bzw. nicht finanzielle Verluste die Wirkungen sind. Cyberrisiken werden demnach in zwei Hauptursachen eingeteilt. Auf der einen Seite sind die nicht kriminellen Ursachen und auf der anderen Seite die kriminellen Ursachen zu nennen. Beide Ursachen können dabei in drei Untergruppen unterteilt werden.
Nicht kriminelle Ursachen
Höhere Gewalt
Häufig hat man bei dem Thema Cyberrisiko nur die kriminellen Ursachen vor Augen. Aber auch höhere Gewalt kann zu einem empfindlichen Datenverlust führen oder zumindest die Verfügbarkeit von Daten einschränken, indem Rechenzentren durch Naturkatastrophen wie beispielsweise Überschwemmungen oder Erdbeben zerstört werden. Ebenso sind Stromausfälle denkbar.
Menschliches Versagen/Fehlverhalten
Als Cyberrisiken sind auch unbeabsichtigtes und menschliches Fehlverhalten denkbar. Hierunter könnte das versehentliche Veröffentlichen von sensiblen Informationen fallen. Möglich sind eine falsche Adressierung, Wahl einer falschen Faxnummer oder das Hochladen sensibler Daten auf einen öffentlichen Bereich der Homepage.
Technisches Versagen
Auch Hardwaredefekte können zu einem herben Datenverlust führen. Neben einem Überhitzen von Rechnern sind Kurzschlüsse in Systemtechnik oder sogenannte Headcrashes von Festplatten denkbare Szenarien.
Kriminelle Ursachen
Hackerangriffe
Hackerangriffe oder Cyberattacken sind in der Regel die Szenarien, die die Presse dominieren. Häufig wird von spektakulären Datendiebstählen auf große Firmen oder von weltweiten Angriffen mit sogenannten Kryptotrojanern berichtet. Opfer kann am Ende aber jeder werden. Ziele, Methoden und auch das Interesse sind vielfältig. Neben dem finanziellen Interesse können Hackerangriffe auch zur Spionage oder Sabotage eingesetzt werden. Mögliche Hackermethoden sind unter anderem: Social Engineering, Trojaner, DoS-Attacken oder Viren.
Physischer Angriff
Die Zielsetzung eines physischen Angriffs ist ähnlich dem eines Hackerangriffs. Dabei wird nicht auf die Tools eines Hackerangriffs zurückgegriffen, sondern durch das physische Eindringen in Unternehmensgebäude das Ziel erreicht. Häufig sind es Mitarbeiter, die vertrauliche Informationen stehlen, da sie bereits den notwendigen Zugang zu den Daten besitzen.
Erpressung
Obwohl die Erpressung aufgrund der eingesetzten Methoden auch als Hackerangriff gewertet werden könnte, ergibt eine Differenzierung Sinn. Erpressungsfälle durch Kryptotrojaner sind eines der häufigsten Schadenszenarien für kleinere und mittelständische Unternehmen. Außerdem sind auch Erpressungsfälle denkbar, bei denen sensible Daten gestohlen wurden und ein Lösegeld gefordert wird, damit sie nicht veröffentlicht oder weiterverkauft werden.
Ihre Cyberversicherung sollte zumindet folgende Schäden abdecken:
Cyber-Kosten:
- Soforthilfe und Forensik-Kosten (Kosten der Ursachenermittlung, Benachrichtigungskosten und Callcenter-Leistung)
- Krisenkommunikation / PR-Maßnahmen
- Systemverbesserungen nach einer Cyber-Attacke
- Aufwendungen vor Eintritt des Versicherungsfalls
Cyber-Drittschäden (Haftpflicht):
- Befriedigung oder Abwehr von Ansprüchen Dritter
- Rechtswidrige elektronische Kommunikation
- Ansprüche der E-Payment-Serviceprovider
- Vertragsstrafe wegen der Verletzung von Geheimhaltungspflichten und Datenschutzvereinbarungen
- Vertragliche Schadenersatzansprüche
- Vertragliche Haftpflicht bei Datenverarbeitung durch Dritte
- Rechtsverteidigungskosten
Cyber-Eigenschäden:
- Betriebsunterbrechung
- Betriebsunterbrechung durch Ausfall von Dienstleister (optional)
- Mehrkosten
- Wiederherstellung von Daten (auch Entfernen der Schadsoftware)
- Cyber-Diebstahl: elektronischer Zahlungsverkehr, fehlerhafter Versand von Waren, Telefon-Mehrkosten/erhöhte Nutzungsentgelte
- Cyber-Erpressung
- Entschädigung mit Strafcharakter/Bußgeld
- Ersatz-IT-Hardware
- Cyber-Betrug